中新网福州9月18日电(叶艺琳)福建省第四届"个体工商户服务月"启动仪式18日上午在福州举行。此 次"服务月"以"聚力赋能 个个精彩——闽商新动力 个体谱新篇"为主题，凝聚政府部门、金融机构、平 台企业等多方力量，通过政策落地、资源对接、能力提升等举措，为全省个体工商户纾困解难、提振信 心，助力福建民营经济高质量发展。 个体工商户作为市场的"最小细胞"，已成为稳就业、保民生、促消费的重要力量。一年来，福建省市场 监管局会同省扶持个体工商户发展联席会议各成员单位认真履职尽责，出台一系列政策措施，建立个体 工商户分型分类精准帮扶机制，首批认定"名特优新"个体工商户892家，支持3730户个体工商户转型为 企业，同比增长3.38倍。截至2025年8月底，福建省个体工商户总量达554.66万户，占全省经营主体总数 的72%，直接带动全省1300万人就业，书写着"小个体"成就"大民生"的生动图景。 《闽商新动力 个体谱新篇》主题宣传片现场发布后，福建省发改委、人社厅、税务局、福建金融监管 局分别介绍了"服务月"安排及政策推介。同时，多项"便民利企"举措集中亮相，省市场监管局推出"个 个精彩"赋能包小程序，提供从业务办理 ...

Core Viewpoint - The Shandong Branch of Bank of China has achieved a significant milestone by surpassing a loan balance of 100 billion yuan in inclusive finance, demonstrating its commitment to supporting small and micro enterprises and contributing to the local economy [1][8]. Group 1: Organizational Support - The achievement of 100 billion yuan in loans is backed by a "collaborative linkage" organizational structure that enhances service delivery [2]. - A comprehensive service system has been established to better serve small and micro enterprises, including a three-tiered collaborative mechanism involving the provincial branch, city branches, and sub-branches [3]. Group 2: Service Innovation - The bank focuses on addressing the pain points of the real economy by innovating products and service models to tackle issues such as "difficult, slow, and expensive" financing for small and micro enterprises [5]. - Specific financial products tailored for individual businesses, such as "Growth Loan," "Development Loan," and "Specialty Loan," were launched to meet diverse financing needs [3][5]. Group 3: Technology Empowerment - The bank is leveraging digital transformation to enhance efficiency in inclusive finance, utilizing big data and artificial intelligence to improve customer outreach and risk management [7]. - A dual-channel service system has been established, integrating online and offline services to streamline the loan application process and improve service efficiency for small and micro enterprises [7]. Group 4: Future Commitment - Surpassing the 100 billion yuan mark in inclusive finance loans is seen as a significant achievement and a starting point for further efforts to support small and micro enterprises and contribute to high-quality economic development in Shandong [8].