Group 1 - In the first four months of the year, 27 pension target funds achieved returns exceeding 3% [2][3] - Several funds from Industrial Bank of China and other firms performed well, with returns over 5% [3] - However, some funds have negative returns since inception, such as Changxin Yinian Balanced Pension Fund A, which has declined over 8% since its launch [3] Group 2 - There are 16 pension target funds that fell more than 2% in the first four months of the year, with the Jianxin Puzhe Pension Target Date 2050 Fund A dropping over 3% [11] - This fund has also seen a nearly 20% decline since its inception [11] - Notably, Jianxin Puzhe Pension Target Date 2050 Fund exhibited significant self-purchase activity, with the fund company buying nearly 50 million yuan worth of shares in the first quarter [14] Group 3 - Among index funds, only 6 Y-share products achieved positive returns in the first four months, while 14 Y-share index funds fell over 5% [17][19] - The overall performance of index funds has been lackluster, leading to a need for investors to adopt a phased buying strategy [23]