21世纪经济报道记者 张伟泽摄 其中，数字人民币跨境数字支付平台探索运用法定数字货币解决传统跨境支付中存在的痛点；数字人民币区块链服务平台为各 场景和行业类区块链提供标准化的跨链交易信息转接和链上数字人民币支付服务；数字资产平台可提供标准、即用的金融级数 字资产服务，支持现有金融基础设施将业务拓展至链上。 数字人民币国际运营中心在沪投入运营不久之后，中国人民银行行长潘功胜又在2025金融街论坛上宣布，在北京设立数字人民 币运营管理中心，负责数字人民币系统的建设、运行和维护，促进数字人民币发展，助力首都国家金融管理中心建设。 关于二者的分工，央行主管报纸《金融时报》曾介绍，设在上海的数字人民币国际运营中心负责建设运营数字人民币跨境和区 块链基础设施，推进与境内外金融基础设施的跨境互联互通，推进数字人民币的国际运营与金融市场业务发展，服务数字金融 创新。 设在北京的数字人民币运营管理中心则负责建设运行央行端数字人民币系统等核心基础设施，协调各类市场机构共建开放、包 容、安全、高效的数字人民币生态体系，全面推进数字人民币业务的发展，服务货币和支付体系创新与金融强国战略。 而在"香港金融科技周2025"上，陆磊就如何 ...

一是深化新一代人工智能技术金融应用。 陆磊表示，当前，以大模型为代表的新一代人工智能技术，在内容生产、泛化迁移、逻辑推理、 交互对话等能力方面，实现了跨越式提升，正在开启智能化发展新时代。中国人民银行高度重视新一代人工智能技术等金融应用工作，研 究制定"人工智能+金融"的一系列政策，引导内地金融机构在安全合规前提下，稳妥发挥大模型智慧大脑的作用，统筹任务规划调度，串联 复杂金融业务，实现能力有效整合和业务高效协同，探索拓展金融生产的可能性边界（即PPF）。 二是全面激活金融领域数据要素潜能。 陆磊指出，金融作为国民经济的血脉，每个环节都伴随着海量数据的产生、流转和应用。为充分释 放金融领域数据要素潜能，中国人民银行牵头开展金融领域的数据要素试点，引导金融机构对海量多维数据开展关联分析和深度应用，实 现对市场趋势、用户诉求的全景式洞察。同时，发布实施《中国人民银行业务领域数据安全管理办法》，会同有关部门印发了《促进和规 范金融业数据跨境流动合规指南》，促进中外资金融机构金融业数据实现更加高效、规范跨境流动。 三是持续强化金融科技的跨境监管合作。 为支持金融机构、科技公司在风险可控的真实市场环境中，打磨符合监管要 ...

胡勇表示，静安正持续深化区块链与实体经济融合，打造更多的标杆场景，并通过政策赋能与场景开放，培育一批具有国际影响力的区块链领军企业。 从漫步"哈希桥"到品味"链咖啡"，从"上下楼即上下游"到"产业园即产业链"，位于市北高新园区的"数通链谷"正吸引越来越多企业、科研机构与行业协会入 驻，这些新"谷民"共同构筑起一个协同共生、效益渐显的产业生态圈。 转自：新华财经 10月18日，"申城·数聚行"系列活动首站在上海市静安区"数通链谷"正式启动。上海市数据局党组成员、副局长翁轶丛、静安区政府副区长胡勇，以及来自 数据领域和区块链领域的80余家企业代表、专家、投资机构代表出席本次活动。本次活动以"数赋产业，链聚静安"为主题，体现了上海在促进数链融合发展 方面的系统布局，将进一步推动更多应用场景落地实施、发挥实效。 "链"接生态，打造产业协同新范式 区块链作为驱动产业数字化转型、构筑数字经济生态的关键基石，其战略地位日益凸显。从顶层设计到区域实践，上海在"数链融合"方面的政策体系持续完 善，应用场景不断拓展，有力夯实了数字经济的发展底座。 翁轶丛在活动上表示，当前，市数据局正在搭建数商企业培育库，通过深度挖掘与梯度培育， ...

Core Viewpoint - The establishment of the Digital Renminbi International Operation Center in Shanghai marks a significant step towards enhancing the internationalization of the digital renminbi, aiming to improve its global circulation and acceptance in international markets [3][12]. Group 1: Digital Renminbi International Operation Center - The Digital Renminbi International Operation Center has officially commenced operations, following the plan announced by the People's Bank of China (PBOC) during the Lujiazui Forum in June [3][4]. - The center features three main platforms: cross-border payment, blockchain infrastructure, and digital asset services, which are designed to enhance the operational capabilities of the digital renminbi in international markets [4][12]. Group 2: Cross-Border Payment Platform - The cross-border payment platform aims to address pain points in traditional cross-border payment models, focusing on technological integration, ecosystem reconstruction, and regulatory innovation [6]. - The goal is to create a secure, efficient, and inclusive global payment network, providing a "China solution" for a new ecosystem of cross-border payments that is "lossless, interoperable, and compliant" [6]. Group 3: Blockchain Service Platform - The blockchain service platform serves as a key hub for on-chain digital renminbi payment services and standardized blockchain transaction information transfer [8]. - It aims to enhance interoperability and transaction efficiency across various industry blockchain networks, reducing integration costs for participants [8]. Group 4: Digital Asset Platform - The digital asset platform focuses on the compliant operation of assets on the blockchain, supporting various asset types such as bonds, bills, electronic vouchers, and carbon credits [9]. - It aims to digitize the entire process of issuance, registration, custody, and trading while ensuring compliance and preventing financial risks like fictitious transactions and double pledges [9]. Group 5: Global Payment System Improvement - The PBOC is actively promoting improvements in the global cross-border payment system, adhering to the principles of "lossless, compliant, and interoperable" as foundational guidelines for the construction of cross-border infrastructure for legal digital currencies [11]. - The center is expected to play a crucial role in forming global central bank digital currency standards, addressing potential fragmentation in digital currency development [11]. Group 6: Internationalization Strategy - The core value of the Digital Renminbi International Operation Center lies in significantly expanding the network effect of the digital renminbi, enhancing its global liquidity and acceptance [13]. - The strategic focus has shifted from domestic retail testing to exploring applications in cross-border trade and international financial services, aiming to increase the global market share and competitiveness of the digital renminbi [13].

Core Insights - The official operation of the Digital Renminbi International Operation Center marks a significant milestone in China's financial openness and digital currency innovation, facilitating the internationalization of the Renminbi [1][4] - The three platforms launched—cross-border digital payment platform, blockchain service platform, and digital asset platform—are designed to enhance the international service capabilities of the digital Renminbi and provide new solutions for cross-border payments [1][2] Group 1: Platforms Overview - The cross-border digital payment platform "Shubi Da" aims to address traditional cross-border payment issues such as high costs and low efficiency, creating a secure, efficient, and inclusive global payment network [2][3] - The blockchain service platform focuses on standardizing cross-chain transaction information transfer and on-chain digital Renminbi payment services for various scenarios and industries [2][3] - The digital asset platform supports compliant digital asset operations, including issuance, registration, custody, and trading, while exploring a compliant on-chain digital asset system [2][3] Group 2: Future Development - The development of the digital Renminbi is expected to expand its application scenarios from retail payments to cross-border settlements, government services, and supply chain finance [3] - The internationalization process will likely begin with neighboring countries and regions, particularly in trade and investment activities related to the Belt and Road Initiative, gradually establishing efficient cross-border payment channels [3] - Continuous optimization of the technical architecture and security systems, along with the establishment of relevant legal frameworks and standards, will enhance the collaborative ecosystem for the digital Renminbi [3]

Core Insights - The official operation of the Digital Renminbi International Operation Center marks a significant milestone in China's financial openness and digital currency innovation, facilitating the internationalization of the Renminbi [1][4] - The three platforms launched—cross-border digital payment platform, blockchain service platform, and digital asset platform—are designed to enhance the international service capabilities of the digital Renminbi and provide new solutions for cross-border payments [1][2] Group 1: Platforms and Their Functions - The cross-border digital payment platform "Shubi Da" aims to address traditional cross-border payment pain points such as high costs and low efficiency, creating a secure, efficient, and inclusive global payment network [2][3] - The blockchain service platform focuses on standardizing cross-chain transaction information transfer and on-chain digital Renminbi payment services for various scenarios and industries [2][3] - The digital asset platform supports compliant digital asset operations, including issuance, registration, custody, and trading, while exploring a compliant on-chain digital asset system [2][3] Group 2: Future Development and Internationalization - The development of the digital Renminbi is expected to expand its application scenarios from retail payments to cross-border settlements, government services, and supply chain finance [3] - The internationalization process will likely begin with neighboring countries and regions, particularly in trade and investment activities related to the Belt and Road Initiative, establishing efficient cross-border payment channels [3] - Continuous optimization of the technical architecture and security system of the digital Renminbi is anticipated, along with the establishment of legal frameworks and standards to enhance ecosystem collaboration [3]

Core Insights - The official operation of the Digital Renminbi International Operation Center marks a significant milestone in China's financial openness and digital currency innovation, facilitating the internationalization of the Renminbi [1][4] - The three major platforms launched—cross-border digital payment platform, blockchain service platform, and digital asset platform—are designed to enhance the international service capabilities of the digital Renminbi and provide new solutions for cross-border payments [1][2] Group 1: Platforms Overview - The cross-border digital payment platform "Shubi Da" aims to address traditional cross-border payment pain points such as high costs and low efficiency, creating a secure, efficient, and inclusive global payment network [2][3] - The blockchain service platform focuses on standardizing cross-chain transaction information transfer and on-chain digital Renminbi payment services for various scenarios and industries [2][3] - The digital asset platform supports compliant digital asset operations, including issuance, registration, custody, and trading, while exploring a compliant on-chain digital asset system [2][3] Group 2: Future Development - The development of the digital Renminbi is expected to expand its application scenarios from retail payments to cross-border settlements, government services, and supply chain finance [3] - The internationalization process will likely begin with neighboring countries and regions, particularly in trade and investment activities with Belt and Road Initiative countries, establishing efficient cross-border payment channels [3] - Continuous optimization of the technical architecture and security systems, along with the establishment of relevant legal frameworks and standards, will enhance the collaborative ecosystem for the digital Renminbi [3]

Core Viewpoint - The official operation of the Digital Renminbi International Operation Center marks a significant milestone in China's financial openness and digital currency innovation, facilitating the internationalization of the Renminbi [1][4]. Group 1: Digital Renminbi Platforms - The Digital Renminbi International Operation Center has launched three major platforms: the cross-border digital payment platform, the blockchain service platform, and the digital asset platform, all developed by the People's Bank of China [1][2]. - The cross-border digital payment platform "Shubi Da" aims to address traditional cross-border payment issues such as high costs and low efficiency, creating a secure and efficient global payment network [2][3]. - The blockchain service platform focuses on providing standardized cross-chain transaction information transfer and on-chain digital Renminbi payment services for various industries [2][3]. - The digital asset platform supports compliant digital asset operations, including issuance, registration, custody, and trading, while exploring a compliant on-chain digital asset system [2][3]. Group 2: Implications for Internationalization - The three platforms are designed to enhance the efficiency of cross-border payments, increase transaction transparency, and support compliant asset circulation, forming a new financial infrastructure [3]. - The development of the digital Renminbi is expected to expand its application scenarios from retail payments to cross-border settlements and supply chain finance, gradually advancing its internationalization [3][4]. - Future internationalization efforts may initially focus on neighboring countries and regions, particularly in trade and investment activities with Belt and Road Initiative countries, establishing efficient cross-border payment channels [3].

Core Viewpoint - The establishment of the Digital Renminbi International Operation Center in Shanghai marks a significant step towards the internationalization of the digital renminbi, facilitating cross-border payment and blockchain services, and enhancing the global influence of the renminbi [5][6][10]. Group 1: Digital Renminbi Platforms - The Digital Renminbi International Operation Center has developed three main platforms: a cross-border digital payment platform, a blockchain service platform, and a digital asset platform, aimed at addressing traditional cross-border payment challenges and enhancing transaction efficiency [7][8]. - The blockchain service platform and digital asset platform are built on the same blockchain infrastructure, allowing for integrated operations and improved regulatory compliance [4][8]. Group 2: Internationalization of Renminbi - The operation of the Digital Renminbi International Operation Center signifies a shift from domestic trials to international applications, enhancing the renminbi's role in global trade and investment [6][10]. - The center aims to create new opportunities for the renminbi in international transactions, particularly in countries involved in the Belt and Road Initiative, thereby increasing China's influence in the global monetary system [6][10]. Group 3: Shanghai as a Financial Hub - Shanghai was chosen for the Digital Renminbi International Operation Center due to its comprehensive financial market, high degree of openness, and established financial technology ecosystem, positioning it as a key node in the global financial network [9][10]. - The center's operation is expected to significantly enhance Shanghai's international financial status, potentially generating over 100 billion yuan in added value to the digital finance industry by 2030 [10].

Core Viewpoint - The establishment of the Digital Renminbi International Operation Center in Shanghai marks a significant step towards the internationalization of the digital renminbi, facilitating cross-border payment solutions and enhancing the renminbi's role in global trade and finance [7][8][10]. Group 1: Digital Renminbi Platforms - The Digital Renminbi International Operation Center has developed three main platforms: a cross-border digital payment platform, a blockchain service platform, and a digital asset platform, aimed at addressing traditional cross-border payment challenges and enhancing financial service efficiency [10][11]. - The cross-border digital payment platform focuses on supporting the internationalization of the renminbi and aims to resolve pain points in traditional cross-border payments through technological integration and innovation [10][11]. - The blockchain service platform is designed to facilitate standardized blockchain transaction transfers and on-chain digital renminbi payment services, while the digital asset platform supports the issuance, registration, custody, and trading of compliant digital assets [10][11]. Group 2: Internationalization of the Renminbi - The operation of the Digital Renminbi International Operation Center signifies a shift from domestic trials to international applications, enhancing the renminbi's influence in international settlements [7][8]. - Analysts believe that the center's operation will create new opportunities for the renminbi in global trade and investment, particularly in countries involved in the Belt and Road Initiative [8][12]. - The center aims to establish a standardized and regulated cross-border payment infrastructure, improving the convenience and acceptance of the renminbi in international trade and investment [8][10]. Group 3: Shanghai as a Financial Hub - Shanghai was chosen as the location for the Digital Renminbi International Operation Center due to its comprehensive financial market, high degree of openness, and established financial technology ecosystem [13][14]. - The center's establishment is expected to enhance Shanghai's role as a digital financial hub, facilitating the internationalization of the renminbi and attracting more international financial institutions and investors [13][14]. - By optimizing cross-border payment and financing mechanisms, the center will contribute to Shanghai's goal of becoming a global center for renminbi assets, potentially generating over 100 billion yuan in digital financial industry value by 2030 [14].