因此造成的后果就是若过于强调管控，会使数字化系统变得僵化，审批流程繁琐，让业务部门叫苦不 迭，难以快速响应市场变化。而若过度追求灵活，则可能导致业务管控失控，出现数据混乱、业务流程 不规范等问题，增加企业的运营风险，甚至可能引发合规性问题。 第三，既要降本增效还要员工满意 当前数字化转型已经是企业的一个必答题，但真正做起来却困难重重，因为对于大部分传统企业而言总 是缺乏一个统一的目标，缺乏融合性，造成各部门的关注点不同，比如信息部门考虑更多的是技术实现 的难度，采购部门则考虑的是实现成本，而业务部门则在盘算如何绕过新系统继续原来的工作方式。所 以看似大家都在参与做数字化，但转到什么程度、花多少钱、冒多大风险，却各有各的想法，各有各 的"理想化"，最终演变成了难以调和的矛盾。这些矛盾最终都演变成了企业数字化进程中的"既要还 要"难题。今天老杨就来盘点一下在企业数字化转型建设过程那些"既要还要"的场景。 第一，既要功能强大还要便宜 降本增效是企业数字化转型的重要目标之一，每个企业的老板都希望通过数字化系统优化业务流程、减 少人力成本，比如引进AI系统，员工可能担心被替代或增加工作负担，导致抵触情绪，从而消极付系 ...

Group 1: Stablecoin Business Development - The company is closely monitoring the regulatory landscape following the approval of Hong Kong's stablecoin regulations, identifying market opportunities as stablecoin-related businesses progress [2] - The company is focusing on two main areas: studying regulatory rules and developing digital solutions for stablecoin issuance, operation, and trading scenarios [2] - The stablecoin ecosystem involves four key roles: token issuers, service operators, regulators, and holders, all requiring corresponding digital systems for support [3] Group 2: Technical Capabilities and Market Position - The company possesses a strong technical foundation to support stablecoin business needs, leveraging its experience with financial institutions [3] - The company has been a leading player in domestic credit card system construction and is exploring opportunities to integrate stablecoin solutions in Southeast Asia [3] - The company has generated over RMB 120 million in overseas revenue for several consecutive years, with a peak of RMB 160 million, accounting for approximately 7% of total revenue [4] Group 3: Future Business Directions and Opportunities - The company aims to leverage its extensive experience in domestic banking to support overseas clients, particularly in Southeast Asia, where it has been active for nearly a decade [4] - The company is exploring the potential for stablecoin integration in cross-border transactions, although short-term impacts on traditional banking services are expected to be minimal [4] - The company is focusing on enhancing its AI capabilities for internal product development and client needs, addressing continuity issues in AI applications [4]

国信证券股份有限公司 关于烟台杰瑞石油服务集团股份有限公司 部分募集资金投资项目延期的核查意见 国信证券股份有限公司（以下简称"国信证券"或"保荐机构"）作为烟台 杰瑞石油服务集团股份有限公司（以下简称"公司"或"杰瑞股份"）非公开发 行股票的保荐机构，根据《证券发行上市保荐业务管理办法》《深圳证券交易所 股票上市规则》 《上市公司募集资金监管规则》 《深圳证券交易所上市公司自律监 管指引第 1 号——主板上市公司规范运作》等相关法律、法规和规范性文件的要 求，对杰瑞股份部分募集资金投资项目延期事项进行了核查，核查情况如下： 一、募集资金基本情况 经中国证券监督管理委员会《关于核准烟台杰瑞石油服务集团股份有限公司 非公开发行股票的批复》 公司依照规定对募集资金进行了专户存储管理，并与募集资金存放银行、保 荐机构签订了相关监管协议。 公司于 2024 年 1 月 18 日召开 2024 年第一次临时股东大会，审议通过了《关 于变更部分募集资金用途的议案》，公司终止新能源智能压裂设备及核心部件产 业化项目（以下简称"原募投项目"）并将该项目的剩余募集资金用途全部变更 为油气技术服务项目（以下简称"新募投项目"）。 ...

Core Viewpoint - The report highlights the financial disclosures and responses from the company regarding its prepayments, accounts receivable, and fundraising projects, indicating significant growth in prepayments and accounts receivable, along with the ongoing development of fundraising projects. Group 1: Prepayments - The company's prepayment balance for the year is 7.693 billion yuan, representing a year-on-year increase of approximately 70% [1] - The company has recognized a bad debt loss of 44 million yuan for prepayments, which is a year-on-year increase of about 182% [1] - The top ten prepayment recipients include various suppliers, with some being new suppliers and others having a controlling relationship with the company [3] - All prepayments have been delivered without delays, and the corresponding goods have been sold [3] - The prepayment turnover rate for the year is 14 times, with a turnover period of 26.07 days, which is in line with industry averages [4] Group 2: Accounts Receivable - The company's accounts receivable balance is 1.410 billion yuan, showing a year-on-year increase of 51.03% [9] - The company has recognized a bad debt loss of 32 million yuan for accounts receivable, with a significant increase in the bad debt provision ratio [9] - The top ten accounts receivable recipients have been disclosed, with no significant undisclosed relationships found between customers and suppliers [10] - The company maintains a unified credit policy for accounts receivable, which has not changed significantly from previous years [12] - The increase in accounts receivable is attributed to more customers requesting extended payment terms due to cautious cash management in the current economic environment [12] Group 3: Fundraising Projects - Three fundraising projects from the company's 2020 non-public stock issuance are still under construction, with progress rates of 34.29%, 50.22%, and 68.88% [14] - The company has used raised funds for purposes not closely related to the fundraising projects, such as sodium-ion battery production line construction [14] - The company has provided details on the main uses and outcomes of the funds invested this year, including improvements in B2B operations and office efficiency [14]

Core Viewpoint - Beijing Yihualu Information Technology Co., Ltd. maintains a stable long-term credit rating of AA, with its bond "22 Hualu 01" rated AA+ and a stable outlook, reflecting the company's ongoing challenges and strategic shifts in its business operations [1][3][5]. Company Overview - The company primarily generates revenue from digital systems and data operation services, gradually shifting focus from its original data lake business to smart transportation and data element integration [3][11]. - As of March 2025, the company had a total contract amount that showed steady growth, providing a foundation for revenue [3][17]. Financial Performance - In 2024, the company experienced a significant revenue decline of 39.24%, with total revenue dropping to 465 million yuan, largely due to the contraction of its data lake business and adjustments in revenue recognition for certain projects [11][14]. - The company reported a total profit loss of 2.85 billion yuan in 2024, with total assets and equity decreasing to 11.47 billion yuan and 1.24 billion yuan, respectively [11][14]. - As of March 2025, the company continued to face cash flow challenges, with negative operating cash flow and EBITDA, indicating a lack of financial security against its debt obligations [11][12]. Debt and Financing - The company has a high proportion of restricted assets, with 60.92% of total assets being restricted as of the end of 2024, primarily used as collateral for loans [11][12]. - The total debt increased to 7.11 billion yuan by the end of 2024, with a debt-to-asset ratio of 88.35%, indicating a heavy debt burden [11][12]. - The company has received significant financial support from its controlling shareholder, China Hualu Group, which provided over 3.79 billion yuan in funding in 2024 [5][8]. Industry Context - The smart transportation sector is characterized by intense competition and low entry barriers, with major players being large telecommunications operators [15][16]. - The market for smart transportation projects is expected to contract in 2024 due to tight local government finances, with a projected 22.11% decrease in the traffic control market size [15][16]. - The industry is undergoing a transition towards data assetization, with government initiatives promoting the development of data resources and their integration into economic activities [15][16].

6月20日，联合资信公布评级报告，北京易华录信息技术股份有限公司2022年面向专业投资者公开发行 公司债券(新基建)(第一期)获"AA+"评级。 联合资信评级报告认为，跟踪期内，北京易华录信息技术股份有限公司（以下简称"公司"）主要收入仍 来源于数字化系统及底座和数据运营服务两大板块；公司逐步收缩原有数据湖业务投入，业务逐步转型 为智慧交通、数据要素及存算一体等领域。2024年，公司维持了基于股东背景的业务资源优势与智能交 通领域的经验优势，主要管理制度连续，管理运作正常；2024年，公司进行了换届选举，管理体系优 化。截至2025年3月底，公司在手合同金额稳步增长，为公司收入提供了一定基础保障。2024年，公司 原有数据湖业务收缩及对部分项目进行收入审减，且公司智慧交通及数据要素等业务规模暂无法补足收 入缺口，导致公司营业总收入同比大幅下降；同时，公司对应收账款及合同资产进行大额减值计提，对 数据湖相关的长期股权投资确认投资损失等导致公司利润总额大幅亏损，年底资产总额和所有者权益同 比下降；公司资产受限比例很高，融资渠道受限，债务规模同比增长，债务负担大幅加重。2024年，公 司现金流仍为净流出状态，无法对 ...

这几年不管你是做制造、做服务、还是搞互联网，都会听到一个词——数字化转型。听得多了，很多人可能都烦了，觉得这就是企业老板口中的"口号式改 革"或者咨询公司的PPT用语，听起来高级，其实落地难。 这篇文章将跳出概念层面，聚焦企业数字化转型的实际效益，系统梳理九大核心优势：从客户满意度提升、数据驱动决策到运营效率升级、长期竞争力构建 等，结合具体场景阐释数字化如何从工具层面转化为企业发展动能，帮助管理者清晰认知转型价值，摆脱 "口号化" 认知，理解数字化对企业经营的实质性 变革。 注：本文示例所用方案模板：简道云数字化系统，给大家示例的是一些通用的功能和模块，都是支持自定义修改的，你可以根据自己的需求修改 里面的功能。 服务体验从"有就行"到"想你所想"。 相信大家都遇到过这种情况：买了你的产品后，不想打电话、不想发邮件，就想自己点几下，就能查资料、修改信息、续费、退款甚至停用。 是他们太懒，是现在客户的标准就这么高了。他们早就被互联网巨头们"惯坏了"，什么都希望个性化、自动化、不要等、不麻烦。 这时候，如果你公司还停留在"电话沟通 + Excel记录 + 人工处理"的阶段，那就容易被客户"劝退"。 而数字化转型 ...

今日好文 王大哥对特朗普没感情了 山东胶州，Make America Great Again! 访问36氪出海网站letschuhai.com，获取更多全球商业相关资讯。 商务部：中国连续16年保持非洲第一大贸易伙伴国地位 商务部部长助理唐文弘在国新办新闻发布会上表示，2024年，中非贸易额达到了2956亿美元，同比增长了4.8%，连续第4年创历史新高。中国连续16年保持 非洲第一大贸易伙伴国地位。其中，中国自非洲进口1168亿美元，增长6.9%，对非洲出口1788亿美元，增长3.5%。中国超大规模市场优势为非洲商品提供 了广阔的机遇。以碧根果为例，南非每年生产的碧根果90%出口到中国，中国市场已带动南非成为世界上第三大碧根果生产国。(证券时报) 黄仁勋最新专访：50%的 AI 开发者都是中国人，《AI 扩散规则》或反噬美国 不可能阻止中国参加 AI 变革。 "短剧出海"没有秘密：一季度近7亿美元，海外短剧爆款如何"制造"？ 因为还在试错，海外短剧现在处于百花齐放的阶段，有很多尝试的空间。 热点快讯 欧盟拟对网上订购的小包裹征收统一费用 媒体援引一份提议草案报道，欧盟正考虑对进入该地区的小包裹征收统一费用。该 ...

从菜鸟获悉，过去一年，菜鸟在巴西的物流科技产品销售持续增长，并已向当地一家头部跨境物流公司 交付国家一级自动化分拨中心，快递分拣效率提升7倍。据了解，这座自动化分拨中心采用菜鸟自研的 智能分拣系统和数字化系统，日均处理包裹近百万件，同时具备智能运营能功能，已经成为该公司在巴 西的一级分拨中心，辐射南美市场的关键节点，也是南美技术最先进的跨境物流分拨枢纽。(36氪) ...

财务方面，公司主要营业收入来自机器人及功能套件和AI数字化系统两大类。2022年、2023年和2024 年，公司实现营业收入分别为1.61亿元、1.45亿元和2.45亿元，年复合增长率为23.2%，其中，AI数字化 系统收入三年复合增长率达45.5%；公司毛利分别为3927万元、3916万元、1.06亿元，总毛利率分别为 24.3%、27.0%和43.5%，年复合增长率为64.6%；净亏损分别为3.65亿元、2.65亿元和1.85亿元，公司以 28.9%的年复合增长率减少，净亏损显著改善，体现公司商业化能力及可持续增长潜力增强。 研发方面，公司2022年、2023年和2024年研发费用分别为6780万元、6940万元和5740万元，分别占当年 总收入的42.0%、47.8%、23.4%。截至2024年12月31日，公司拥有389项发明专利、335项实用新型专利 及255项外观设计专利。 云迹科技表示，公司已累计服务超过34000家企业客户群，包括超过30000家酒店及100家医院，客户涵 盖中东、美洲、韩国、日本、泰国等国家和地区。2024年，公司机器人智能体完成了超过5亿次服务。 根据弗若斯特沙利文的报告， ...