山东"十四五"金融答卷亮点纷呈 为强省建设注入金融活水 中新网济南11月13日电(王采怡)"十四五"时期是山东金融高质量发展的关键五年。五年来，山东融资总 量实现跨越式增长，金融供给充裕，有力支撑该省高质量发展。山东优化服务实体机制，实现金融资源 直达快享，建好"金融试验田"，不断创新产品和服务，让山东"好品金融"影响力持续提升。 13日，山东省人民政府新闻办公室举行新闻发布会，介绍"十四五"时期山东推动金融高质量发展情况。 山东省委金融办分管日常工作的副主任陈颖介绍说，近五年来，山东金融总量实现跨越式增长，社会融 资规模增速连续25个季度高于全国，今年5月迈上25万亿元(人民币，下同)台阶；本外币贷款余额增速 连续20个季度高于全国，去年11月突破15万亿元，"十四五"规划的主要任务目标均已提前完成。 山东新发放企业贷款加权平均利率下降1.06个百分点，普惠小微企业下降1.82个百分点，实实在在让利 实体经济。 中国人民银行山东省分行副行长李云山说，"十四五"期间，人民银行政策利率累计下调了0.8个百分 点，山东省分行积极引导金融机构将政策利率调降的成效传导至贷款端。 此外，山东作为全国试点，率先开展明示企 ...

Core Insights - Shengjing Bank reported a mid-term performance for the six months ending June 30, 2025, with operating income of 4.326 billion RMB and net profit of 508 million RMB [1] - The bank's total assets reached 1.128 trillion RMB, an increase of 5.405 billion RMB or 0.5% compared to the end of the previous year [1] Financial Performance - Operating income for the period was 4.326 billion RMB, with a net profit of 508 million RMB and attributable net profit of 494 million RMB [1] - Total assets amounted to 1,128.181 billion RMB, with total deposits of 791.469 billion RMB, reflecting an increase of 1.4% [1] - Total loans reached 514.873 billion RMB, marking a 2.9% increase [1] Strategic Focus - The bank emphasized serving the high-quality development of the real economy, enhancing financial services for local economies, SMEs, and urban-rural residents [2] - Technology loans increased by 39.6%, green loans by 29.5%, and inclusive small and micro enterprise loans by 17.6% [2] - The bank launched version 7.0 of its mobile banking app, adding 277,300 new users in the first half of 2025 [2] Risk Management - The bank maintained a prudent risk appetite and management strategy, enhancing digital transformation and technology empowerment [2] - The non-performing loan ratio stood at 2.69%, a slight increase of 0.01 percentage points from the end of the previous year, while the provision coverage ratio remained stable at 157% [2]

Core Insights - The event "Easy Access to Financing for Small and Micro Enterprises" was successfully held in Fuzhou, focusing on "Innovation and Finance" for small and micro enterprises [1][3] - As of July 16, the balance of inclusive loans for small and micro enterprises at Industrial Bank Fuzhou Branch reached nearly 19 billion, with a total credit amount exceeding 4.5 billion for nearly 1,500 clients [3] - The bank emphasized its commitment to supporting small and micro enterprises through innovative financial products and policies, aiming to enhance the financial ecosystem for technology-driven small enterprises [3] Group 1 - The event was co-hosted by various government departments and aimed at facilitating financing for small and micro enterprises in Fuzhou [1] - The Fuzhou Branch of Industrial Bank has implemented a financing coordination mechanism to support small and micro enterprises, showcasing its dedication to national policies [3] - The event included participation from multiple banks, which shared effective experiences and financing cases to foster collaboration [3][4] Group 2 - During the event, representatives from government and banks conducted a joint investigation of the Fuzhou Innovation Financial Service Center, highlighting the new ecosystem of collaboration [6] - The bank plans to continue enhancing its support for small and micro enterprises, focusing on high-quality development in Fuzhou [3]

初夏五月，九龙江畔鸟语花香，绿荫叠翠。青山绿水间，农发行漳州市分行立足农业政策性金融职能定 位，牢记"支农为国、立行为民"的职责使命，聚焦漳州乡村振兴和"三农"发展重点领域，奋力挥洒政策 性金融笔墨，助力绘就"山海交相辉映、城乡相得益彰"的富美漳州新画卷。 该行新一届领导班子自2024年5月20日成立以来，累计审批各类贷款达225.1亿元，同比多审批164.1亿 元；累放贷款125.4亿元，同比多投76.3亿元，贷款余额262亿元，净增81.1亿元、增速44.8%；精准施策 清收不良贷款4500万元，实现不良贷款"历史性清零"；贷款余额从全省系统第6名跃升到第3名，服务乡 村振兴工作连续2年被监管部门评为"优秀"，积极发挥"当先导、补短板、逆周期"作用，为服务漳州社 会经济发展作出了"农发行贡献"。 躬耕田间沃土 描绘"粮安廪实丰收图" 守牢粮食安全，"国之大者"重千钧。该行紧紧围绕"全粮、全链、全行、全力"发展新思路，积极 由"粮"向"食"拓展"大食物观"，加大"产购储加销"全链条、"水地种资技"全要素支持力度，助力守好"中 国粮仓"，端稳"百姓饭碗"。 服务粮食安全。该行充分发挥粮食收购资金主供应渠道作用 ...