当前，银行业数字化转型已进入"深水区"，如何强化"数字经济"发展新理念，摆脱原有"路径依 赖"，加速从"电子化""信息化"跨入"智能化"时代，已成为商业银行乃至金融业的主旋律。近年来，中 信集团将科技创新列入"头号任务"，提出了"打造一流科技驱动银行"的明确要求和期许。响应集团号 召，中信银行北京分行近年来不断加强数据赋能、加深业务科技融合，持续探索推动分行数字化转型工 作。2023年以来，北京分行出政策、搭平台、谋发展，跳出既有模式，打出突破创新组合拳，赋能业务 高质量发展，在数字化转型赛道上跑出科技引领"加速度"。 立目标 定指标 建机制 推动数字化转型 根据中信银行"以客户体验为中心、以客户旅程重塑为手段、打造智慧、生态、有温度的数字中 信"的数字化转型战略目标，北京分行做好数字化转型的"顶层设计"，在分行党委的领导及统一部署 下，成立了一把手挂帅的"数字化转型委员会及办公室"（以下简称"数转委"），提出了"以提升产能为 目标，以业务为主体、组织全面参与，数据和技术双轮驱动"的数字化转型工作思路,从目标管理、能力 评估、创新激励三方面落实完善分行数字化转型工作推进机制。 立目标，重点任务落地见成效。北京 ...

Group 1 - The third China International Supply Chain Promotion Expo, themed "Linking the World, Creating the Future," was held on July 16 in Beijing, focusing on six key areas: advanced manufacturing chain, smart automotive chain, green agriculture chain, clean energy chain, digital technology chain, and health living chain [1] - Bank of Communications participated as an "official partner," showcasing its innovative achievements and practical experiences in supply chain financial services, aiming to explore new concepts and pathways for international cooperation in supply chains with global enterprises [1] - The Beijing branch of Bank of Communications is committed to addressing the financing challenges faced by small and micro enterprises in the supply chain, continuously optimizing inclusive financial product offerings, and developing service brands such as "Jiaoyin Exhibition Business Pass" and "Jiaoyin Benefit Agriculture Pass" [1] Group 2 - To implement the national rural revitalization strategy, the Beijing branch of Bank of Communications focuses on key areas such as food security, agricultural product supply, agricultural industrial chains, green agriculture chains, and rural infrastructure construction [2] - The bank has developed a supply chain financial service model that connects core enterprises with agricultural small and micro enterprises, providing efficient, collateral-free financing support to promote effective production and sales connections [2] - The bank has also introduced the "Jiaoyin Park Loan" product to support strategic emerging industries and startups, offering comprehensive financial services throughout the entire lifecycle of enterprises in designated innovation zones [2] Group 3 - The future focus of the Beijing branch of Bank of Communications will be on enhancing the inclusive financial service system for supply chain customers, continuously optimizing supply-side structural reforms, and improving the quality and efficiency of services to the real economy [3] - The bank aims to meet the diverse financial needs of the public and contribute to building a safer, more stable, healthier, and more efficient supply chain [3]

Group 1: Core Perspectives - The core viewpoint emphasizes the commitment of Bank of Communications Hunan Branch to enhance financial services for the public, integrating high-quality development with the diverse financial needs of the people [1][2][3] Group 2: Support for Small and Micro Enterprises - The bank is innovating financial service models and expanding inclusive financial product offerings to support small and micro enterprises, with a focus on reducing financing difficulties and costs [2] - As of the end of March, the bank's inclusive "two increases" loans grew by 7.54% compared to the beginning of the year, and it has issued nearly 4 billion yuan in credit to over 1,700 small and micro enterprises [2] Group 3: Meeting Diverse Consumer Needs - The bank has launched various consumer products and activities to meet the growing financial consumption demands of the public, including tailored online consumer loan products for social security participants and new citizens [3] - The bank has created promotional activities such as "Enjoy Exchange" and "Most Popular Friday," providing significant discounts and benefits to consumers [3] Group 4: Support for Rural Revitalization - The bank is focusing on providing financial support for rural revitalization, including funding for modern agricultural infrastructure and specialized industries [4][5] - As of the end of March, the bank's inclusive agricultural loans increased by 4.41% compared to the beginning of the year [4] Group 5: Emergency Support Initiatives - The bank has actively engaged in projects like the "Vegetable Basket" initiative, providing timely financial support to enhance local agricultural production and supply chains [7] - The bank has allocated 22 million yuan in credit to support the construction of a high-standard vegetable base, demonstrating its commitment to local agricultural development [7]