内蒙古日报•草原云记者：李国萍 通讯员：闫杰 据悉，目前，固阳县本年度共投保森林面积58.65万亩，全部为公益林，其中包含乔木林4.57万亩、灌木 林54.08万亩。在保费筹集方面，延续了"分级财政补贴+零农户自缴"的惠民模式，年度总保费77.26万元 全部由各级财政承担。在保障水平上，保险保额严格按造林成本核定，乔木林每亩保额1300元、灌木林 每亩保额800元，对应总风险保障额度达到4.92亿元，执行1.57‰的优惠保险费率，为全县生态安全提供 了坚实的资金兜底保障。 固阳县此次大规模投保，是为公益林这一生态系统穿上了"防护甲"。下一步，当地将进一步运用好金融 工具，创新生态补偿机制，提升生态治理能力，探索现代化路径，为筑牢北方生态安全屏障贡献力量。 转自：草原云 "森林保险不仅是风险的'减压阀'，更是生态恢复的'助推器'。我们通过事前风险预防、事中风险控制、 事后理赔救助的闭环机制，为绿色屏障的稳定提供有力支撑。"12月25日，包头市固阳县林业和草原局 林工站站长武春霞说。 为有效应对林业生产周期长、投入大，且极易受火灾、极端天气等自然灾害影响所带来的风险，固阳县 运用市场化手段分散林业经营风险。202 ...

Core Viewpoint - China Ping An is actively participating in the rural revitalization strategy by integrating financial services with technological innovation to support local agricultural development and enhance rural livelihoods [5][19][25]. Group 1: Financial Support and Technological Integration - China Ping An has launched a "Rural Revitalization Plan" for Guangxi, focusing on enhancing local agricultural products like the "Crispy Honey Kumquat" through financial and technological support [11][19]. - The company has implemented a comprehensive support system that includes low-interest loans, insurance coverage for agricultural risks, and e-commerce infrastructure to facilitate the sale of local products [19][21]. - The integration of IoT and AI technologies in monitoring ancient tea trees in Guangdong exemplifies how financial services can be combined with technology to protect natural heritage and promote sustainable agriculture [5][7][24]. Group 2: Insurance Innovations - China Ping An has introduced innovative green insurance products, including "Ancient Tree Protection Insurance," with a total coverage amount of 2.08 billion yuan for ancient tea trees in Guangdong [7][24]. - The company aims to provide risk protection for over 25,199 ancient trees in Guangdong by 2025, contributing to the preservation of local biodiversity and cultural heritage [7][19]. - The "Ping An Ancient Tree Protection Action" has already provided over 1 billion yuan in risk protection for more than 55,000 ancient trees nationwide, reflecting the company's commitment to environmental sustainability [7][19]. Group 3: Community Engagement and Development - China Ping An has engaged in over 400 rural support projects across the country, focusing on local characteristics and sustainable development [16][25]. - The company has invested over 60 million yuan in various rural revitalization initiatives, directly supporting agricultural and infrastructure development in Guangdong [7][19]. - The "Red and Green Light" public welfare initiative has improved road safety in rural areas, benefiting over 200,000 villagers and enhancing connectivity between rural communities and urban markets [21][25]. Group 4: Long-term Vision and Strategy - The company emphasizes a shift from "blood transfusion" poverty alleviation to "blood-making" sustainable development, aiming to create a self-sustaining ecosystem for rural economies [17][19]. - China Ping An's approach aligns with the national strategy for agricultural modernization and rural revitalization, focusing on comprehensive support across the agricultural value chain [17][25]. - The company's commitment to integrating financial services with local agricultural practices is seen as a model for future rural development initiatives in China [19][25].

Core Viewpoint - The implementation plan aims to guide more financial resources towards ecological protection and industrial development in forestry, focusing on five key areas of support [1][2] Group 1: Key Support Areas - The five major areas of focus include ecological protection and restoration projects, specialty economic forests and under-forest economies, forestry industry transformation and upgrading, forest health and ecological tourism, and forestry carbon sinks and green low-carbon projects [1] - The plan emphasizes financial support for the protection of important water sources in eastern Liaoning and the governance of ecologically fragile areas in western Liaoning [1] Group 2: Major Tasks - Eight main tasks are outlined, including increasing credit support for key areas, utilizing structural monetary policy tools, innovating financial products and service models, enhancing the quality and efficiency of forestry loans, and strengthening financial guarantees for national reserve forest construction [2] - The plan encourages the inclusion of various forestry-related assets, such as land use rights and forestry product operating rights, into the collateral scope for loans, thereby activating dormant forestry assets and attracting more financial resources [2]

Core Viewpoint - Guoyuan Insurance's Henan branch has demonstrated significant achievements in supporting agricultural development and rural revitalization through innovative insurance products and efficient claims services, particularly in response to adverse weather conditions [1][3]. Group 1: Agricultural Insurance Services - The company has implemented emergency plans and established special working groups to efficiently conduct claims assessments and payouts in response to adverse weather, such as the "rotten field rain" in 2023 and the combined drought and rain in 2025, with total advance payments reaching 68.45 million yuan [1]. - Guoyuan Insurance has developed a "heaven, air, and ground" integrated inspection system using satellite remote sensing and drone aerial photography to enhance underwriting precision, claims efficiency, and digital management [1][3]. - The company has launched innovative agricultural insurance products, including price and feed cost insurance for pigs, corn, soybeans, and peanuts, utilizing the price risk hedging function of futures to mitigate market price volatility [3]. Group 2: Financial and Technological Innovations - Since 2021, the company has provided over 5 billion yuan in ecological risk protection through green finance products like forest and carbon sink insurance, and has offered agricultural production risk protection totaling 24.761 billion yuan to 2.9858 million farming households [3]. - The company has established a rural insurance big data center and optimized mobile service platforms to enhance risk control and service levels, promoting intelligent and transparent agricultural insurance services [3]. - Guoyuan Insurance has actively developed pension insurance products to support the construction of a multi-tiered pension security system [3]. Group 3: Community Engagement and Support - The company organizes agricultural technology expert teams and volunteer service teams to provide knowledge dissemination, technical training, disaster reduction, and material donations during critical farming periods [4]. - Guoyuan Insurance offers 24/7 service to clients during adverse weather events to ensure smooth claims processing [4]. - The company has established 216 township-level "three rural" insurance service stations and 3,246 village-level service points in Henan Province, achieving full coverage of its service network [6].

Core Viewpoint - The company, China People's Property Insurance Co., Ltd. (PICC), is committed to promoting green finance and sustainable development, aligning with the "Two Mountains" philosophy, which emphasizes the balance between ecological preservation and economic growth [2] Group 1: Green Insurance Initiatives - PICC has provided cumulative risk protection of 126.35 trillion yuan in green insurance by mid-2025, marking a year-on-year increase of 23.90% [2] - The company has developed a comprehensive low-carbon transition insurance product system, offering tailored insurance solutions for industries such as steel, non-ferrous metals, and petrochemicals [3] - In 2024, PICC supported 174 green low-carbon enterprises with financing guarantees amounting to 456 million yuan [3] Group 2: Environmental Risk Management - PICC is actively promoting environmental pollution liability insurance, providing 19.7 billion yuan in risk protection in 2024 [4] - The company issued the first batch of sustainable development (ESG) insurance policies in Huzhou, Zhejiang, with a total insured amount of 88 million yuan [4] - A memorandum of cooperation was signed to enhance the green and low-carbon levels of the entire lifecycle of ships, providing 10.9 trillion yuan in risk protection in 2024 [5] Group 3: Carbon Sequestration and Ecosystem Improvement - PICC is developing forest and carbon sink insurance, providing coverage for approximately 975.4 billion yuan for 1.1 billion mu of forest land in 2024 [6] - The company launched the first comprehensive carbon sink value insurance in Nanjing, filling a gap in insurance for surface vegetation and soil carbon sinks [6] - In Xiamen, PICC introduced the first blue carbon trading property safety insurance, supporting a 2,000-ton blue carbon trading project [6] Group 4: Clean Energy Support - PICC is providing risk protection of 4 trillion yuan for clean energy projects, including solar, wind, and hydropower in 2024 [7] - The company has insured over 11.5 million new energy vehicles, offering nearly 30 trillion yuan in risk protection [7] - PICC is involved in the insurance of green rail transport projects, providing 287.6 billion yuan in risk protection for various construction segments [7] Group 5: Climate Risk Management - The company is expanding its disaster insurance coverage to include multiple disaster causes, with local disaster insurance covering 118 cities and protecting 410 million people in 2024 [8] - PICC is enhancing its disaster prevention and mitigation capabilities by establishing risk maps and meteorological warning services [8] - The company aims to contribute to sustainable development and the construction of a beautiful China by implementing the "Two Mountains" philosophy [8]

Core Viewpoint - The People's Bank of China, along with financial regulatory authorities and the National Forestry and Grassland Administration, has issued a notification to enhance financial support for high-quality development in forestry, proposing 15 specific measures across five key areas to implement the collective forest rights system reform and promote ecological sustainability [1][4]. Group 1: Financial Services for Collective Forest Rights Reform - The notification emphasizes the need to innovate and expand forest rights mortgage loan products and services, including extending loan terms and broadening the range of mortgaged forest rights [1][4]. - It encourages the establishment of forest rights storage institutions in suitable regions and the optimization of forest rights value assessment mechanisms [1][5]. - The management and disposal of mortgaged forest rights will be strengthened to protect the legal rights of mortgagees [1][6]. Group 2: Financial Support for Strategic Ecological Projects - The notification focuses on enhancing financial support for national reserve forest construction and key ecological projects like the "Three North" project, promoting diversified investment mechanisms [2][8]. - It aims to provide tailored financial products and services to meet the needs of forestry operations, including financing for under-forest specialty industries and logistics [2][10]. - The development of a comprehensive insurance product system for forests, including index insurance and income insurance, is encouraged [2][9]. Group 3: Financial Investment in High-Quality Forestry Development - The notification calls for increased financial support for moderate-scale forestry operations, emphasizing the importance of supply chain finance [10][11]. - It highlights the need for innovative financial support models for under-forest economies, focusing on various under-forest products [10][11]. - The integration of forestry's primary, secondary, and tertiary industries is promoted through enhanced credit support for specialty forestry products [10][11]. Group 4: Mechanisms for Realizing Ecological Product Value - The notification supports the transformation of ecological product values, particularly in carbon sink resource management, and encourages the development of innovative financing products [12][13]. - Financial institutions are urged to leverage digital technologies to optimize credit processes and enhance the accessibility of ecological product financing [12][13]. Group 5: Policy Support and Risk Management - The notification emphasizes the need for robust financial support mechanisms, including the use of monetary policy tools to guide financial institutions in increasing credit support for forestry [13][14]. - It encourages the innovation of insurance products tailored to forestry needs and the establishment of risk management mechanisms for forest rights mortgage loans [13][14]. - A collaborative platform for financial support in forestry reform is to be established to ensure effective policy implementation [15].

Core Viewpoint - The forum on rural revitalization highlighted the importance of financial services in supporting rural development, with Ping An Property & Casualty Insurance focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Financial Services for Rural Revitalization - Ping An Property & Casualty Insurance aims to leverage its resources to support rural revitalization through its "Five Articles of Finance" strategy [1] - The company has established 3,566 party-building co-construction points and implemented 682 industrial revitalization projects, benefiting approximately 1.87 million farmers and generating around 15.2 billion yuan in income [2] - The core of rural revitalization is identified as industrial revitalization, which is essential for driving rural economic development [2] Group 2: Inclusive Finance and Industry Support - The "Nine Strong" full industrial chain support model includes training, credit enhancement, interest subsidies, equipment construction, platform establishment, risk coverage, deep processing, brand building, and sales assistance [2] - Specific case studies include the shrimp and lotus co-cultivation project in Jingzhou, Hubei, and the smart aquaculture ecosystem in Yueyang, Hunan, which helped a farmer turn a loss of 700,000 yuan into a profit of 1.5 million yuan [2] Group 3: Green Finance Initiatives - Ping An Property & Casualty Insurance has launched various green insurance products, including carbon sink insurance and ancient tree protection insurance, to promote ecological protection and sustainable development [3] - The company has developed 14 customized insurance products for ancient trees, covering 23,200 ancient trees across seven provinces [3] Group 4: Technology and Digital Finance - The company utilizes big data and artificial intelligence to enhance disaster prevention and rapid claims processing, aiming to create a technology-driven agricultural insurance model [5] - The "Ping An Love Agriculture App" has over 1 million users and offers services in multiple ethnic languages, enhancing accessibility for rural farmers [5] Group 5: Pension and Health Services - Ping An Property & Casualty Insurance has introduced pension insurance products for rural residents, combining insurance with health management to provide medical and health services for the elderly [5] - The company emphasizes a collaborative approach involving government, enterprises, financial institutions, and society to enrich insurance supply and innovate service models for rural revitalization [5]

Core Viewpoint - Green finance is reshaping the financial industry as a key driver for economic green transformation, with the company actively participating in this trend and contributing to the achievement of carbon neutrality goals [1] Group 1: Green Investment - The company plans to invest a total of 4.71 billion yuan in green financial projects in 2024, representing a 90% year-on-year increase [2] - The cumulative balance of investments in green financial debt projects reached 4.252 billion yuan, with an additional investment of 1.714 billion yuan in 2024 [2] Group 2: Clean Energy Focus - The company is targeting the clean energy sector, particularly in photovoltaic projects, and has established a 1.2 billion yuan renewable infrastructure fund in partnership with leading global energy firms [3] - The first commercial distributed photovoltaic project has a delivery scale exceeding 500 megawatts, covering 18 provinces and serving over 200 industrial clients [3] - A joint fund of 2 billion yuan has been set up to focus on rural household distributed photovoltaic investments, aiming for an annual power generation of 2.8 billion kilowatt-hours and a reduction of 2.2 million tons of CO2 emissions [3] Group 3: Green Insurance - The company has achieved a green insurance amount of 733.77 billion yuan in 2024, with a 225.7% year-on-year increase, and has served 8,564 enterprises [4] - In the clean energy sector, the company provided approximately 100 million yuan in risk protection for wind power manufacturing enterprises [4] - The company has developed insurance products for electric power trading centers, providing over 500 million yuan in risk protection for 77 electricity sales companies [4] Group 4: Green Transportation and Agriculture - The company has insured 147,000 new energy vehicles in 2024, a 79% increase year-on-year, with claims amounting to 39 million yuan [5] - New insurance products for high-standard farmland and pollution-free livestock farming have been launched to support green agriculture [5] - The company has provided approximately 70.1 billion yuan in risk protection through environmental pollution liability and safety production liability insurance [5] Group 5: Green Operations - The company integrates green development concepts into its operations, implementing energy-saving measures and promoting digital office practices to reduce resource consumption [6][7] - The company prioritizes the procurement of environmentally friendly products and encourages cost-saving suggestions from employees [7] - The company's efforts in green finance not only demonstrate its commitment to social responsibility but also provide valuable experience for the industry [7]