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金融如何支持林业高质量发展?三部门推出15条举措
Di Yi Cai Jing· 2025-08-25 08:26
附件: 《通知》强调,要聚焦国家储备林建设、"三北"工程等重要生态工程建设,探索多元化投入机制,强化 金融服务需求对接。针对林业适度规模经营主体特点,提供适配的金融产品与服务,积极满足林下特色 产业培育、原料收储及精深加工、转型升级、冷链保鲜和物流等融资需求,综合运用信贷、股权、债券 等融资方式,促进林业一二三产业融合发展。围绕林业碳汇资源经营开发,探索完善林业生态产品抵押 价值评估方法,运用数字化技术优化融资服务,提高生态产品价值融资的可得性、便利性和安全性。 《通知》要求,要用好结构性货币政策工具,拓宽涉林企业直接融资渠道,加大林业领域资金支持。探 索构建包括指数保险、产量保险、收入保险和责任保险在内的森林保险产品体系。提升金融机构风险防 控能力,构建评估、保险、监管、处置、收储五位一体的林权抵押贷款风险管理机制,加强金融风险防 范与管理。各地要建立金融支持林业改革发展工作会商机制,搭建有效的协作和信息交流平台,推动各 项政策措施落到实处。林业主管部门建立健全林业领域融资需求项目库,强化与金融系统共享对接,提 高融资对接精准度和有效性。 下一步,中国人民银行将与金融监管总局、国家林草局等部门加快推动《通知 ...
平安产险龙泉:做好金融“五篇大文章”,服务乡村全面振兴
Di Yi Cai Jing· 2025-08-21 07:25
Core Viewpoint - The forum on rural revitalization highlighted the importance of financial services in supporting rural development, with Ping An Property & Casualty Insurance focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Financial Services for Rural Revitalization - Ping An Property & Casualty Insurance aims to leverage its resources to support rural revitalization through its "Five Articles of Finance" strategy [1] - The company has established 3,566 party-building co-construction points and implemented 682 industrial revitalization projects, benefiting approximately 1.87 million farmers and generating around 15.2 billion yuan in income [2] - The core of rural revitalization is identified as industrial revitalization, which is essential for driving rural economic development [2] Group 2: Inclusive Finance and Industry Support - The "Nine Strong" full industrial chain support model includes training, credit enhancement, interest subsidies, equipment construction, platform establishment, risk coverage, deep processing, brand building, and sales assistance [2] - Specific case studies include the shrimp and lotus co-cultivation project in Jingzhou, Hubei, and the smart aquaculture ecosystem in Yueyang, Hunan, which helped a farmer turn a loss of 700,000 yuan into a profit of 1.5 million yuan [2] Group 3: Green Finance Initiatives - Ping An Property & Casualty Insurance has launched various green insurance products, including carbon sink insurance and ancient tree protection insurance, to promote ecological protection and sustainable development [3] - The company has developed 14 customized insurance products for ancient trees, covering 23,200 ancient trees across seven provinces [3] Group 4: Technology and Digital Finance - The company utilizes big data and artificial intelligence to enhance disaster prevention and rapid claims processing, aiming to create a technology-driven agricultural insurance model [5] - The "Ping An Love Agriculture App" has over 1 million users and offers services in multiple ethnic languages, enhancing accessibility for rural farmers [5] Group 5: Pension and Health Services - Ping An Property & Casualty Insurance has introduced pension insurance products for rural residents, combining insurance with health management to provide medical and health services for the elderly [5] - The company emphasizes a collaborative approach involving government, enterprises, financial institutions, and society to enrich insurance supply and innovate service models for rural revitalization [5]
“碳”路者 大家保险绿色金融的生态答卷
Xin Hua Wang· 2025-04-30 04:57
Core Viewpoint - Green finance is reshaping the financial industry as a key driver for economic green transformation, with the company actively participating in this trend and contributing to the achievement of carbon neutrality goals [1] Group 1: Green Investment - The company plans to invest a total of 4.71 billion yuan in green financial projects in 2024, representing a 90% year-on-year increase [2] - The cumulative balance of investments in green financial debt projects reached 4.252 billion yuan, with an additional investment of 1.714 billion yuan in 2024 [2] Group 2: Clean Energy Focus - The company is targeting the clean energy sector, particularly in photovoltaic projects, and has established a 1.2 billion yuan renewable infrastructure fund in partnership with leading global energy firms [3] - The first commercial distributed photovoltaic project has a delivery scale exceeding 500 megawatts, covering 18 provinces and serving over 200 industrial clients [3] - A joint fund of 2 billion yuan has been set up to focus on rural household distributed photovoltaic investments, aiming for an annual power generation of 2.8 billion kilowatt-hours and a reduction of 2.2 million tons of CO2 emissions [3] Group 3: Green Insurance - The company has achieved a green insurance amount of 733.77 billion yuan in 2024, with a 225.7% year-on-year increase, and has served 8,564 enterprises [4] - In the clean energy sector, the company provided approximately 100 million yuan in risk protection for wind power manufacturing enterprises [4] - The company has developed insurance products for electric power trading centers, providing over 500 million yuan in risk protection for 77 electricity sales companies [4] Group 4: Green Transportation and Agriculture - The company has insured 147,000 new energy vehicles in 2024, a 79% increase year-on-year, with claims amounting to 39 million yuan [5] - New insurance products for high-standard farmland and pollution-free livestock farming have been launched to support green agriculture [5] - The company has provided approximately 70.1 billion yuan in risk protection through environmental pollution liability and safety production liability insurance [5] Group 5: Green Operations - The company integrates green development concepts into its operations, implementing energy-saving measures and promoting digital office practices to reduce resource consumption [6][7] - The company prioritizes the procurement of environmentally friendly products and encourages cost-saving suggestions from employees [7] - The company's efforts in green finance not only demonstrate its commitment to social responsibility but also provide valuable experience for the industry [7]