近日召开的中央经济工作会议对2026年经济工作作出全面部署，明确提出引导金融机构加力支持扩大内 需、科技创新、中小微企业等重点领域，强调"创新科技金融服务""围绕发展新质生产力，推动科技创 新和产业创新深度融合"，为金融体系服务高质量发展提供了清晰指引。 在此背景下，全国地方金融第二十九次合作交流会议在安徽省来安县召开。会议由全国地方金融论坛办 公室、来安县委和县政府、长三角科技产业金融研究联盟联合主办，聚焦"产才融合 金融赋能高质量发 展"主题，围绕金融"五篇大文章"，汇聚了21个省市自治区的300余位政府代表、金融机构高管、专家学 者及媒体人士，共谋"十五五"时期地方金融高质量发展路径。与会嘉宾从战略引领、实践创新、生态协 同三个维度深入研讨，既有宏观政策解读，也有县域金融、小微服务等具体场景案例分享，彰显了地方 金融服务实体经济、推动新质生产力发展的责任担当与创新活力。 锚定金融"五篇大文章" 构建金融强国新格局 党的二十届四中全会对"十五五"时期加快建设金融强国提出明确要求、作出战略部署，为扎实做好"十 五五"时期金融工作提供了根本遵循。多位嘉宾强调，地方金融必须紧扣科技金融、绿色金融、普惠金 融、养 ...

这周有哪些大事要闻？ 发布了哪些重要政策、通知？ 国际货币基金组织上海中心开业仪式于12月8日举行。十二届全国政协副主席、中国人民银行原行长周 小川作主旨演讲。中国人民银行行长潘功胜、上海市市长龚正、国际货币基金组织总裁格奥尔基耶娃致 辞并揭牌。 一起来快速回顾一下吧！ 领导关心 1.李强同主要国际经济组织负责人举行"1+10"对话会 12月9日，国务院总理李强在北京钓鱼台国宾馆同主要国际经济组织负责人举行"1+10"对话会。新开发 银行行长罗塞芙、世界银行行长彭安杰、国际货币基金组织总裁格奥尔基耶娃、世贸组织总干事伊维 拉、联合国贸发会议秘书长格林斯潘、国际劳工组织总干事洪博、国际清算银行总经理德科斯、金融稳 定理事会主席贝利、亚投行行长金立群、经合组织副秘书长鲁日奇卡出席。对话会以"共商全球治理， 共谋全球发展"为主题开展讨论。 2.何立峰在全国金融系统工作会议上强调深入学习贯彻中央经济工作会议精神有力有序有效做好2026年 金融重点工作 全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把 ...

Core Viewpoint - The implementation of "Shanghai Science Credit Loan" aims to enhance financial support for technology-driven enterprises by using the "Shanghai Science Credit" as a key evaluation tool for innovation capabilities and financial assistance [1] Group 1: Policy and Implementation - The People's Bank of China Shanghai Branch, along with several local financial and regulatory bodies, has issued a notice to promote "Shanghai Science Credit Loan" as a specialized financial product for evaluating and supporting enterprise innovation [1] - Financial institutions in Shanghai are encouraged to utilize "Shanghai Science Credit" as a basis for assessing the innovation capabilities of local enterprises, facilitating loan issuance under manageable risk conditions [1] Group 2: Case Studies of Financial Support - A biotechnology company with a "Shanghai Science Credit" score above 80 has received a loan of 30 million yuan from Bank of Communications Shanghai Zhangjiang Branch, utilizing a differentiated credit model based on its innovation capabilities [2] - Shanghai Guangjiang Environmental Art Co., Ltd. increased its loan limit to 2.8 million yuan through collaboration with Bank of China Shanghai Branch, which utilized the "Shanghai Science Credit" evaluation to address financing challenges for small and medium-sized tech enterprises [3] Group 3: Features of "Shanghai Science Credit Loan" - The notice outlines that financial institutions should enhance the application of "Shanghai Science Credit" results, offering differentiated arrangements such as increased loan limits and reduced interest rates for top-ranked enterprises [4] - Institutions are encouraged to innovate the design of "Shanghai Science Credit Loan" products, focusing on key industries and enhancing the convenience of application processes through digital technology [4] Group 4: Future Directions - The People's Bank of China Shanghai Branch plans to establish a joint working mechanism to strengthen policy coordination and promote the expansion of "Shanghai Science Credit Loan" products [5]

来源：中国人民银行上海总部 12月5日，在人民银行上海总部等部门指导下，上海科创金融联盟召开2025年度全体大会。上海市政府 副秘书长、市发展改革委主任顾军，人民银行上海总部副主任苏赟，市科委副主任翟金国及市委金融 办、上海金融监管局、上海证监局、市经济信息化委、市财政局等单位有关负责同志出席会议，上海科 创金融联盟的银行、证券、保险、股权投资机构等成员单位及相关金融市场基础设施、科研院所、孵化 器代表参会。 来源：中国人民银行上海总部 12月5日，在人民银行上海总部等部门指导下，上海科创金融联盟召开2025年度全体大会。上海市政府 副秘书长、市发展改革委主任顾军，人民银行上海总部副主任苏赟，市科委副主任翟金国及市委金融 办、上海金融监管局、上海证监局、市经济信息化委、市财政局等单位有关负责同志出席会议，上海科 创金融联盟的银行、证券、保险、股权投资机构等成员单位及相关金融市场基础设施、科研院所、孵化 器代表参会。 为落实国务院办公厅关于推广"创新积分制"等有关要求，人民银行上海市分行、市科委、上海金融监管 局、市委金融办、市财政局联合印发《关于开展"沪科积分贷"专项业务的通知》，鼓励在沪金融机构 将"沪科积 ...

来源：中国人民银行上海总部 下一步，人民银行上海市分行、市科委、上海金融监管局、市委金融办、市财政局将建立联合工作机 制，加强政策协同力度，统筹运用货币信贷、融资担保等支持性政策，强化激励约束机制，指导金融机 构创新推出"沪科积分贷"产品，推动"沪科积分贷"业务在沪增量扩面。 责任编辑：曹睿潼 责任编辑：曹睿潼 来源：中国人民银行上海总部 为深入贯彻党中央关于做好科技金融大文章的决策部署，落实国务院办公厅关于推广"创新积分制"等有 关要求，推进"沪科积分"成为评价企业技术创新、成果转化和产业化水平及助力科技金融发展的重要数 字化工具，近日，人民银行上海市分行、市科委、上海金融监管局、市委金融办、市财政局联合印发 《关于开展"沪科积分贷"专项业务的通知》（以下简称《通知》），鼓励在沪金融机构将"沪科积分"作 为企业创新能力评价的重要依据，在风险可控前提下，向本市企业发放贷款。 《通知》指出，各金融机构可结合自身实际设立"沪科积分贷"专属产品，应突出以下特点：一是全面加 强"沪科积分"评价结果运用，对"沪科积分"排名靠前的企业给予提高贷款额度、增加贷款期限、降低贷 款利率等差异化安排。二是灵活采取多样化"沪科积分 ...

骆大进表示，近年来农业银行上海分行与上海市科委展开深度合作，共同参与"沪科积分"体系建设，推出"沪科积分贷"产品，加快发展银行股权投资 （AIC）业务，并连同上海未来产业基金，支持投早、投小、投长期、投硬科技，构建起了多层次、多维度、专业化科技金融服务体系。 "下一步，我们非常期待能和中国农业银行一起，以及长三角的区域创新伙伴一起，充分发挥上海国际科创中心和国际金融中心的联动优势，进一步加强科 技资源与金融资源的互联互通、服务对接，更好提升金融赋能创新的精准性、有效性，努力做好科技金融大文章，也为上海国际科创中心建设，为长三角科 创高地建设做出我们新的更大的贡献。"骆大进说。 编辑：林郑宏 不断加大对科技创新的投入，产出也在不断加大。骆大进表示，上海在全力强化科技体制机制改革，不断深化科技成果产权制度改革，积极推进科技成果从 产权分配转向收益性分配。鼓励更多高校院所的成果能够就地就近转化，通过高质量孵化器、概念验证平台等不断转化为新质生产力。 长三角科技创新共同体的建设也是上海国际科创中心的应有之义和重要任务。骆大进表示，近年来，三省一市共同推动科技创新资源共享，围绕长三角重点 产业集群和未来产业关键核心技术 ...

Core Insights - The company emphasizes technology finance as a top priority and has launched the "High-Quality Development Action Plan for Scientific and Technological Innovation" [1] - The innovative "5Pr Technology Finance Promotion System" aims to explore new paths, concepts, measures, and practices for the development of technology finance [1] Summary by Categories Technology Finance Initiatives - The company has introduced the "Shanghai Science and Technology Credit Loan" based on its evaluation system and the Shanghai "Science and Technology Credit" evaluation results, focusing on diverse credit enhancement methods [1] - The initiative targets the characteristics of technology innovation enterprises, which are "intellect-heavy, asset-light, and high-growth" [1] Support for Small and Micro Enterprises - The company is optimizing its inclusive financial product system for technology-oriented small and micro enterprises, focusing on both the startup and growth phases [1] - Through the "Small and Micro Enterprise Financing Coordination Mechanism - Thousands of Enterprises and Ten Thousand Households Action," the company is increasing visits and demand assessments in technology parks, providing customized and bulk financial services [1] Client Base - The company currently serves over 8,000 technology credit clients, with 80% being inclusive small and micro enterprises [1]

Core Insights - China Construction Bank's Shanghai branch has launched a new credit-based working capital loan called "Hu Ke Points Loan," with a maximum limit of 10 million yuan and a term of up to three years, available for flexible borrowing and repayment through the "CCB Hui Dong Ni" app [1][2] - The loan aims to support technology-driven small and micro enterprises, addressing their unique characteristics such as high growth potential and limited asset backing, by utilizing a value evaluation system based on the Shanghai "Hu Ke Points" assessment [1] Group 1 - The "Hu Ke Points Loan" has increased the loan limit for Shanghai Guangjiang Environmental Art Co., Ltd. from over 1 million yuan to 2.8 million yuan, enhancing their capacity for research and development [1] - The loan product is designed to alleviate the challenges faced by technology enterprises in accumulating credit information and meeting financing needs, particularly for those with limited revenue during growth phases [1] Group 2 - Since 2023, China Construction Bank's Shanghai branch has prioritized technology finance, launching initiatives such as the "High-Quality Development Action Plan" and the innovative "5Pr Technology Finance Promotion System" [2] - The bank has served over 8,000 technology credit clients, with 80% being inclusive small and micro enterprises, demonstrating its commitment to providing tailored financial services [2]