| 指数 | 收盘 | | 涨跌（％） | | | --- | --- | --- | --- | --- | | 名称 | （点） | 1 日 | 5 日 | 1 月 | | 上证指数 | 3388 | 0.21 | 2.92 | -0.48 | | 深证综指 | 2010 | 0 | 5.19 | -0.03 | | 风格指数 | 昨日表现 | 1 个月表现 | 6 个月表现 | | --- | --- | --- | --- | | | （％） | （％） | （％） | | 大盘指数 | 0.49 | 3.75 | -1.22 | | 中盘指数 | 0.19 | 1.92 | -6.84 | | 小盘指数 | -0.14 | 2.07 | -1.94 | 银行买债的底层逻辑、特征及展望——债市机构行为研究系列 之四 | 行业涨幅 | 昨日涨 | 1 个月涨 | 6 个月涨 | | --- | --- | --- | --- | | 贵金属 | 4.33 | -8.8 | 21.8 | | 商用车 | 3.57 | 5.07 | -1.67 | | 电池 | 2.99 | 12.34 | -5.55 | ...

Core Viewpoint - Newland is exploring the application of AI in the payment sector through a partnership with Alibaba Cloud, aiming to integrate AI models with public cloud projects and establish standards for AI and payment integration [1][6]. Group 1: Financial Performance - In Q1 2023, Newland achieved a revenue of 1.896 billion yuan, a year-on-year increase of 8.92%, and a net profit attributable to shareholders of 311 million yuan, up 25.16% [2][3]. - The company's net profit for both 2023 and 2024 is projected to exceed 1 billion yuan, with Q1 2023 net profit reaching a historical high for the same period [1][2]. - The comprehensive gross margin and net margin for Q1 were 38.95% and 19.59%, respectively, showing slight increases from the previous year [3]. Group 2: R&D and Innovation - Newland has committed over 600 million yuan annually to R&D from 2019 to 2024, with 2024's investment projected at 664 million yuan, representing 8.58% of revenue [6]. - The company employs 3,804 R&D personnel, accounting for 56.75% of its total workforce, indicating a strong focus on innovation [6]. Group 3: Market Position and Strategy - Newland operates in over 120 countries and regions, positioning itself as a digital service provider with capabilities in smart terminals, big data processing, and data scenario operations [1]. - The company has established itself as a leader in the payment industry, with a total payment service transaction volume exceeding 520 billion yuan in Q1 2023, and a significant increase in the number of QR code payment transactions [2][3]. - Newland aims to be a pioneer in digital construction, focusing on digital payment, intelligent recognition, and the development of new products and services based on AI models [5][6]. Group 4: Shareholder Returns - Newland has a strong track record of returning value to shareholders, with cash dividends of 507 million yuan and 556 million yuan planned for 2023 and 2024, respectively, resulting in dividend payout ratios of 50.47% and 55.08% [3][4].