江苏晒出"十四五"金融成绩单： 多个"全国第一"彰显高质量发展硬实力 金融活水精准滴灌产业生态 "十四五"期间，江苏金融始终坚守服务实体经济初心，推动金融资源向重点领域、薄弱环节集中，让金 融活水精准滴灌市场主体。江苏金融监管局副局长沈浩兵表示，全省银行业保险业主要经营指标稳居全 国前列，银行业总资产达36.7万亿元，保险业总资产1.71万亿元，5年来年均增速分别达10.9%和 12.7%。资产质量保持优良，累计处置不良贷款近2000亿元，不良贷款率0.84%，连续5年保持在1%以 下，拨备覆盖率达267.2%，风险抵补能力充足。 科技金融创新走在全国前列。落实金融监管总局科技金融"四项试点"，在全国率先印发省级知识产权金 融生态综合试点实施方案，知识产权质押贷款余额达466亿元。构建"并购贷款+并购顾问"模式，发放科 技企业并购贷款150.9亿元，推动2500余户科技型企业新增贷款140亿元。保险业为1.2万家次企业科创活 动提供风险保障超万亿元，推出研发费用损失保险等全国性创新业务，"险资入苏"超7000亿元，为技术 研发和成果转化保驾护航。 小微企业融资获得感显著提升。深化支持小微企业融资协调机制，开展 ...

作为制造业重镇与全球大港，宁波正将金融"活水"精准引向科技创新与产业升级，在国家多项金融改革 试点的赋能下，构建起服务新质生产力发展的现代金融生态。日前，宁波市委金融办相关负责人在接受 中国证券报记者专访时表示，宁波金融系统正着力推动金融资源与实体经济特别是先进制造业、未来产 业高效融合，通过深化改革与创新服务，强化"耐心资本"供给，为区域经济高质量发展构筑坚实的资本 支撑。 ● 本报记者杨梓岩 畅通血脉：融资攻坚与直融扩围 服务实体经济，是宁波金融改革的出发点和落脚点。宁波市委金融办相关负责人指出，过去几年，宁波 金融系统着力构建"大金融"生态，核心目标就是破解融资难题，推动社会融资规模实现量质双升。 他介绍，针对重大项目融资的堵点，宁波借助"甬金通"等数字化平台开展"投融攻坚"，2025年上半年即 支持重大项目融资1460亿元，并靠前参与政策性金融工具申报。强有力的金融支持，使得制造业贷款增 量稳居浙江省首位，稳固了实体经济的根基。 在间接融资持续发力的同时，宁波大力拓展直接融资渠道，改变过度依赖银行的传统格局。"我们支持 优质企业通过上市、发债、并购重组等多元工具融资发展。"宁波市委金融办相关负责人表示 ...

2025年收官之际，启航·2025金融年会主论坛汇聚政商学界专家，围绕全球经济格局演变、中国发展动 能培育、金融赋能路径优化及风险应对策略构建展开深度研讨。2026年作为"十五五"规划开局之年，全 球经济疲弱、地缘冲突加剧等多重挑战与新质生产力崛起、全球治理参与度提升等重大机遇并存。专家 共识明确：唯有锚定确定性的高质量发展，方能在复杂多变的国际环境中稳步前行。 全球经济疲弱增长叠加多重风险 全球经济正处于疲弱增长与风险交织的关键阶段。财政部原副部长朱光耀援引国际货币基金组织数据指 出，2025年全球实际经济增长率预计为3.2%，通货膨胀率4.2%，虽较2024年的4.6%有所回落，但仍处 于高位运行区间；全球经济总规模将达117.16万亿美元（较2024年增长约7万亿美元），贸易总额突破 70万亿美元，其中货物贸易增长2.4%、服务贸易增长4.6%，尽管增速放缓，但仍维持正向发展态势。 展望2026年，全球经济下行压力将进一步凸显。世界贸易组织预测显示，2026年全球货物贸易增长率仅 为0.5%，服务贸易增长4.4%，均低于2025年水平。朱光耀指出，贸易保护主义抬头与地缘政治冲突升 级是掣肘全球贸易增长的 ...

Core Insights - The recent surge in technology insurance solicitations across multiple regions reflects a growing recognition of the need for risk management tools to support technological innovation [1][3][4] - The focus of these solicitations is on various types of insurance products that cater to the unique risks faced by technology enterprises, particularly small and medium-sized ones [3][4] Group 1: Technology Insurance Demand and Offerings - Technology insurance is increasingly seen as a vital tool for addressing the high investment, high risk, and long development cycles typical of technology companies [3][4] - Various types of technology insurance products are being solicited, including research insurance, product insurance, financial insurance, property insurance, and liability insurance [3][4] - The Beijing Haidian District is actively seeking input from relevant departments, insurance institutions, and technology companies to create a comprehensive directory of technology insurance products [3] Group 2: Challenges and Opportunities - The development of technology insurance is driven by the real pain points of innovation risks faced by technology companies, such as high failure rates in R&D and expensive intellectual property protection [4][6] - The insurance industry has provided approximately 9 trillion yuan in technology insurance coverage, benefiting over 600 billion yuan in technology enterprises [6] - There are significant challenges in customizing insurance products for technology companies, including difficulties in risk pricing and a lack of suitable products for advanced technology sectors [8] Group 3: Collaborative Efforts and Future Directions - The successful implementation of technology insurance requires collaboration among policymakers, insurance companies, technology enterprises, and third-party service providers [7] - The current phase of technology insurance development is characterized by a combination of policy guidance and market innovation, with insurance companies beginning to break traditional underwriting barriers [8] - To enhance the effectiveness of technology insurance, there is a need for improved risk assessment models, product innovation, and a robust risk management ecosystem involving various stakeholders [8]