7月3日，市政府新闻办公室召开"郑州市支持加快科技金融发展若干政策新闻发布会"，对郑州市政 府、中国人民银行河南省分行日前联合印发的《郑州市支持加快科技金融发展若干政策》出台有关背 景、核心内容及落地实施路径等进行全面阐释。 18项举措谋篇布局 助力科技金融发展 金融生态环境优化包括"提高区域科技创新能力""建立科技型企业培育库""健全完善风险补偿机 制""建立科技金融工作评估闭环机制"等4项举措。 "创新积分制"疏通金融赋能"主动脉" 科技创新离不开金融的支持。为实现科技和金融的双向奔赴，郑州将以"创新积分制"为突破，疏通 金融赋能"主动脉"。 目前，郑州市正对全市1.5万家高新技术企业、专精特新企业等开展创新积分评级，通过量化指标 精准刻画企业创新"画像"。下一步，郑州将建立高积分企业"白名单"库，定期推送至金融机构，推 动"创新积分贷"等产品精准滴灌，实现"技术流"向"资金流"的高效转化，切实破解企业融资难题。 同时，以政府基金为杠杆，撬动社会资本"投早投小投科技"；依托郑州市基金集聚区，打造"郑创 投"品牌活动，搭建"基金+项目"对接平台；郑科贷业务通过"郑好融"平台透出服务，建立了"投贷联 动"工作 ...

Group 1 - Zhengzhou is implementing an innovation credit rating system for 15,000 high-tech and specialized enterprises to address financing difficulties for technology-based companies [1][5] - The city plans to establish a "whitelist" of high-scoring enterprises to be regularly shared with financial institutions, facilitating targeted financial products like "innovation credit loans" [5][6] - Zhengzhou's government is offering up to 5 million yuan in rewards for companies that achieve specific innovation goals [1][7] Group 2 - The city is leveraging government funds to attract social capital for early-stage investments in technology [5][6] - A multi-layered service system is being established, integrating funds, banks, and insurance to support small and hard-tech enterprises [6] - Zhengzhou is focusing on building high-level innovation platforms and integrating into national strategic technology systems to enhance industrial innovation [6][7] Group 3 - The city is enhancing financial services tailored to various strategic emerging industries and key technology projects [7] - R&D expense deductions for manufacturing enterprises have been increased to 100%, with an additional 5% deduction for advanced manufacturing [7] - Companies achieving over 20 million yuan in sales from patented products within two years can receive a maximum reward of 5 million yuan [7]

Core Viewpoint - Zhengzhou Municipal Science and Technology Bureau has drafted measures to further support technological innovation, inviting public feedback on the proposed policies [1] Group 1: Funding Support - The draft proposes to guide universities, research institutions, and hospitals to increase investment in basic and applied research, offering up to 5 million yuan in tiered funding support based on annual R&D expenditure [1] - For innovative projects focusing on industrial applications, public welfare, and social governance, the draft suggests a maximum funding support of 5 million yuan for eligible projects, utilizing a combination of pre-payment and post-subsidy methods [1] Group 2: Financial Integration - The measures aim to promote the integration of "Zhengke Loan" and "Zhenghao Rong," with a loan limit of 20 million yuan for individual enterprises under the "Zhengke Loan" program [1] - The policies encourage cooperating banks to adopt non-repayment rollover loans after the maturity of "Zhengke Loan" business, alleviating the financial burden on technology-based enterprises [1]

今年一季度，随着多项政策措施持续发力显效，郑州经济延续稳中有进态势，生产供给稳中有升、 市场需求持续回暖、民生福祉不断增强，全市经济社会发展实现平稳开局。 小微企业作为国民经济的"毛细血管"，在稳增长、促创新、增加就业等方面发挥着重要作用。一季 度，郑州打出金融"组合拳"，深入落实支持小微企业融资协调工作机制，助力小微企业发展。 积极引导金融机构简化贷款流程，向总行争取普惠授信业务的风险审批权限下放，进一步优化尽职 免责管理办法，与区县（市）紧密对接开展前置性预审，建立信贷审批绿色通道，提高融资效率。目 前，21家驻郑金融机构已全部建立融资项目快速绿色通道。 同时，引导驻郑金融机构按照市场化、法治化原则，对符合条件的小微企业流动资金贷款和小微企 业主、个体工商户及农户经营性贷款，贷款到期后仍有融资需求、临时存在资金困难的债务人，提前开 展贷款调查和评审，落实无还本续贷政策，做到应续尽续。 建设银行进一步下调普惠信用类、抵押类贷款利率；兴业银行实施差异化内部资金转移定价，将普 惠型小微企业贷款定价补贴期限由投放后首年调整为三年……在减费让利方面，郑州积极引导各金融机 构减费让利，降低综合融资成本，对清单内企业给 ...