安徽将全面推进"农业保险+"改革 一是实施"农业保险+"多元融资行动。以"+一揽子金融产品"为主线，通过设立"政保贷"综合金融产品、 实施"农业保险+"专项担保计划等方式，打通"+信贷""+担保""+基金""+期货"等政策存在的难点、堵 点。 二是实施"农业保险+"多维赋能行动。依托全国融资信用服务平台(安徽)设立"农业保险+"版块，建立线 上信息共享机制，通过开发农业企业科创保险产品、创新文旅保险体系、推广数据资产运用等，在不同 维度上拓展数据、科技、平台、文旅、资产等要素资源，为农业保险赋能乡村全面振兴提供更多场景、 开辟更多路径。 三是实施"农业保险+"多链融合行动。聚焦产业链、供应链、资本链、生态链、技术链，推广"一链一 险"模式，提供"种、养、加、储、销"全链条保险服务，发挥保险资金耐心资本优势，深度挖掘农业企 业上市后备资源，推行"专家+农技员+协保员"协同模式，为链上企业提供综合金融解决方案。 四是实施"农业保险+"多层次覆盖行动。持续增强重要农产品保险保障能力，大力发展特色农产品保 险，探索商业险共保模式，持续推进"防贫保"综合保险，深化民生保险试点，整合现有村级农业保险服 务点，加强基层农险 ...

中国人寿财险云南省分公司积极探索利用互联网、卫星遥感、人工智能等创新科技，推动承保理赔 工作向数字化、智能化方向转变，以实际行动赋能乡村振兴。 在养殖险领域，中国人寿财险云南省分公司于2024年率先落地"一户一单"精准承保与验标模式，投 入使用生物AI识别技术(牛、猪脸识别、智能点数)，构建起肉牛、奶牛和能繁母猪的面部识别数据库， 从源头保障保险标的唯一性，显著防范道德风险与不足额投保现象。"育肥猪点数识别"技术大幅提升了 承保效率，尤其在规模化养殖场中，实现了从传统人力操作向智能化管理的跨越。 中国人寿财险云南省分公司"自动核保"功能实现了标准件自动秒级核保，有效提升线上化作业水 平，释放人力专注于处理复杂案件。2025年1至8月，"自动核保"系统审核通过保单量达到5.48万件，业 务处理能力得到极大释放，核保业务逐渐趋向智能化，整体核保效率提升，保单出单时间从"小时级"缩 短至"分钟级甚至秒级"。 在种植险、林木险方面，中国人寿财险云南省分公司依托"国寿i农图""国寿i农飞"等数字平台，利 用无人机结合遥感技术，提升承保标的信息的真实性、准确性、完整性，防范虚假承保;在理赔环节提 供科学精确的损失程度和损 ...

据《金融时报》记者梳理，防贫保险充分考虑到因病、因学、因灾、因意外等返贫致贫高发风险，将多重风 险纳入保障范围，全面提升农村相关群体抵御风险的能力。 以内蒙古自治区阿拉善左旗防贫保险政策为例，2025年，保费每人每年100元，脱贫享受政策人口和边缘易致 贫人口保费由政府承担；其他农牧户保费由政府承担60%、个人承担40%。防贫保险责任十分全面，包括医疗费 用补偿、意外伤害致残补偿、意外身故补偿、自然灾害损失补偿、教育保障补偿和收入理赔。比如，较少在保险 产品中看到的教育保障补偿，按照政策规定，因接受全日制大专/本科教育产生的学费、住宿费（不含高档公 寓）、教科书费，扣除补助后达起付线的，一次性补偿最多3000元。 阿拉善左旗防贫保险只是全国实践的一个缩影。在广西、云南、甘肃等地，类似模式正持续复制推广，保障 范围逐步扩大。通过政府引导与市场运作结合，防贫保险不仅提升了相关群体的抗风险能力，也推动了乡村振兴 与社会保障体系的深度融合。 今年6月，金融监管总局、中国人民银行印发的《银行业保险业普惠金融高质量发展实施方案》提出，推动保 险公司加大对农民健康保险、养老保险、意外伤害保险、人寿保险等人身保险产品供给。引 ...

Core Viewpoint - China Life Insurance Nanning Branch (Nanning Guoshou) emphasizes its commitment to financial services for the real economy and improving people's livelihoods through innovative practices in health insurance [1][2]. Group 1: Health Insurance Initiatives - Nanning Guoshou has participated in the "Hui Yong Bao" project for four consecutive years, providing comprehensive health insurance coverage for a premium of 79 yuan per year, offering benefits up to several million yuan for hospitalization and rare diseases [1][2]. - The project has enrolled over 2.75 million participants, with total claims exceeding 170 million yuan, reducing the medical burden for participants by an average of 6.2% [2]. - The insurance scheme allows the use of personal medical insurance accounts for family coverage, enhancing accessibility and collaboration within the multi-tiered medical insurance system [2]. Group 2: Comprehensive Medical Coverage - Nanning Guoshou provides urban and rural residents with major illness insurance, covering 5.76 million insured individuals, and has established partnerships with nearly 1,800 medical institutions for extensive claim settlement [2]. - The company has paid out a total of 1.062 billion yuan in claims, implementing a one-stop settlement process for basic medical insurance, major illness insurance, and medical assistance [2]. Group 3: Targeted Insurance Products - In 2024, Nanning Guoshou will offer inclusive insurance products tailored for specific groups, including women's health and student safety insurance, with total coverage exceeding 100 billion yuan [3]. - The company has launched a "New Citizen Exclusive Protection Plan" for new urban residents, providing flexible insurance options and risk coverage for nearly 30,000 individuals [3]. - The "Anti-Poverty Insurance" project aims to support around 70,000 migrant workers with coverage for accidents, serious illnesses, and disabilities, while collaborating with government departments for health monitoring and risk prevention [3].

Core Insights - China Life Insurance Guangxi Branch (referred to as "Guangxi Guoshou") has achieved significant growth in total premium income, reaching 17.1 billion yuan in 2024, a year-on-year increase of 36%, capturing a market share of 34% [1] - The company has actively participated in rural revitalization efforts, undertaking 48 targeted assistance projects and launching the "Anti-Poverty Insurance" initiative, which was recognized as one of the top ten cases in national financial support for key rural revitalization counties [1] - In the major illness insurance sector, Guangxi Guoshou successfully won bids for urban and rural residents' major illness insurance projects across 14 cities, covering nearly 44 million insured individuals, with claims amounting to 2.7 billion yuan in 2024, a 23% increase year-on-year [1] Group 1 - Guangxi Guoshou has implemented a one-stop settlement mechanism integrating basic medical insurance, major illness insurance, and medical assistance, effectively reducing the medical burden on the public [1] - The company has upgraded its systems in collaboration with relevant firms, achieving a 60% reduction in operational costs for medical insurance and commercial insurance integration [1] Group 2 - Since April 2022, Guangxi Guoshou has been managing customized commercial insurance (Hui Min Bao) in urban areas, achieving a participation rate of 15% in Nanning, and completing the launch of this insurance across 14 cities within a year [2] - By March 2025, the company has processed claims for 76,000 individuals, totaling 170 million yuan, while actively adjusting plans to ensure the sustainability of projects facing increased payout rates [2] - In 2024, Guangxi Guoshou provided over 600 billion yuan in insurance coverage for specific groups, including 1.57 million women, 2.39 million students, and 75,800 disabled individuals [2]

中国太保成立32年来，始终践行"做一家负责任的保险公司"的庄严承诺，勇担责任，回馈社会，从 连续27年的儿福院捐助、全国60多所希望小学的捐建、中华水塔公益林"三江源"的守护、助力脱贫攻 坚"防贫保"的开发，到国家重大自然灾害、突发事故的挺身而出，中国太保以持续的投入向社会传递着 温暖和关爱，用公益之力提高人民群众幸福感。 太保蓝公益基金会作为践行中国太保公益责任的专业平台，在"纯真、好感、利他和长久"的核心价 值观引领下，聚焦认知障碍公益领域，开展了守护记忆为主题的系列公益行动，为推动全社会关注、关 心、关爱认知障碍群体贡献着积极力量。 2022年4月，中国太保旗下太平洋健康险向太保蓝公益捐赠200万元，正式设立"太保蓝星安芯孤独 症专项基金"，用于孤独症儿童及家庭的关心关爱。2023年4月2日，是第16个"世界孤独症关注日"，太 保蓝公益联合多家爱心机构，面向全国发起"星芯的孩子"梦想书画千人公益培养计划，包含梦想书画 包、梦想书画展、梦想书画册、梦想书画班、梦想书画营等系列关爱行动，培养孤独症孩子的书画潜 能，展现他们内心的多彩世界，带动社会更多的爱心力量给予孤独症儿童理解和关爱。 中国太保向全社会发出 ...

Core Viewpoint - China Insurance has been recognized as one of the top 500 most valuable brands in China, ranking 239th in 2023, an increase of 6 places from 2022, with a brand value of 42.361 billion yuan, up by 5.793 billion yuan from the previous year [1] Group 1: Company Overview - China Insurance is the only state-controlled insurance group in China with the name "China," committed to serving the nation, agriculture, and people's livelihoods [3] - The company plays a crucial role as an economic "shock absorber" and a social "stabilizer," contributing to national development [3] Group 2: Strategic Initiatives - The company supports national strategies by providing insurance for key sectors such as aerospace, electricity, and railways, and promotes green insurance with over 850 billion yuan in risk coverage [4] - China Insurance has developed a plan for rural revitalization from 2021 to 2025, increasing resource investment in agriculture [4] Group 3: Agricultural Insurance - As a pioneer in agricultural insurance, China Insurance has established nearly 3,000 branches and over 6,800 rural insurance service stations, covering 420 million acres of farmland and providing 480.6 billion yuan in risk protection to 17.83 million farmers in 2022 [5] - The company has introduced innovative insurance products and services to enhance risk management and financial inclusion in rural areas [5] Group 4: Technological Advancements - China Insurance is advancing its digital transformation with a focus on customer-centric services, achieving a 66.2% renewal rate for quality auto insurance in 2022 [6] - The company utilizes advanced technologies such as satellite remote sensing and IoT to improve precision in underwriting and claims processes [6] Group 5: Social Responsibility - China Insurance has developed various public welfare initiatives and specialized insurance products to support poverty alleviation and rural revitalization, providing nearly 500 billion yuan in risk protection for over 3 million marginally poor households in 2022 [7] - The company has deployed 158 full-time staff to assist in villages and has launched medical insurance programs for vulnerable populations [7]