同时，加强科技赋能、政策集成和市区联动，构建并动态完善"企业精准画像库"和"政策智能匹配库"， 通过大数据分析主动识别、筛选符合条件的企业，创新主动授信模式，提高对接服务效率，实现贷款贴 息、担保费补贴、融资奖励等各类惠企政策的精准推送或直接兑现。鼓励金融机构在服务企业过程中， 积极担当政策宣传员，主动解读、协助企业用足用好相关政策。 其中提到，持续推进信贷产品信息披露，便利企业"可比可选"。依托北京市银企对接系统及"金融产品 超市"模式，推动银行业金融机构深入开展信贷产品信息披露工作。鼓励银行在发布针对科技创新、文 化产业、绿色低碳等领域的特色信贷产品时，自主披露产品的历史发放笔数、平均利率水平、平均审批 周期、所需关键申请材料数量等信息，增强市场主体对于融资结果的可预期性以及对于金融产品的可选 择性。充分发挥北京企业融资综合信用服务平台作用，加强金融产品超市的宣传推广与应用引导。 北京商报讯（记者 刘四红）2026年1月8日，据"首都金融"消息，北京市开展金融服务温度提升工程"倡 议书"，人民银行北京市分行、北京金融监管局、市委金融办、市经济和信息化局、市政务服务和数据 管理局等部门联合提出倡议。 ...

Core Insights - The new medical insurance directory has entered a substantial implementation phase, with several innovative drugs, including Tislelizumab and Fuzhengzhu, being prescribed under insurance in various hospitals, indicating a reduction in access barriers for patients [1] - The adjustment includes 114 new drugs and introduces a commercial health insurance directory for innovative drugs, marking a significant shift towards a multi-tiered insurance system [1][5] - The rapid inclusion of innovative drugs in the insurance directory reflects increased support for "true innovation" with high clinical value [5] Group 1: New Drug Inclusion - The new medical insurance directory has added 124 unique products, including Tislelizumab, the first targeted drug for thyroid eye disease, and Fuzhengzhu, a biological agent for psoriasis [5] - Heng Rui Medicine is a major beneficiary, with 20 products and indications adjusted, including 10 new drugs entering the directory for the first time [5][6] - Other biotech companies like BeiGene and Innovent Biologics have also benefited, with multiple products included in the new directory, enhancing their commercialization prospects [7] Group 2: Commercial Health Insurance Directory - The introduction of the commercial health insurance directory provides a secondary market for high-value innovative drugs, with price reductions ranging from 15% to 50%, which is less severe than the basic insurance cuts [9] - The directory aims to improve accessibility for high-priced drugs while ensuring adequate returns for pharmaceutical companies [9] - Notable CAR-T therapies have been included in the commercial directory, overcoming previous barriers to entry, with prices for these therapies exceeding 1 million yuan [8][10] Group 3: Market Dynamics and Drug Exits - The adjustment process has also seen the removal of 29 drugs from the insurance directory, including Benarutide, which faced competition from more effective alternatives [12][14] - The dynamic adjustment mechanism emphasizes the need for drugs to demonstrate clinical value, reinforcing a "can enter, can exit" policy [14] - Companies are encouraged to shift from "me-too" products to genuine innovations, focusing on high-value areas such as oncology and rare diseases [10][14]

（文章来源：北京商报） 北京商报讯2026年1月8日，中国互联网金融协会官微发布消息称，根据《关于规范供应链金融业务引导 供应链信息服务机构更好服务中小企业融资有关事宜的通知》（银发〔2025〕77号）关于"应收账款电 子凭证融资，由当事人通过中国人民银行征信中心动产融资统一登记公示系统办理登记"的相关规定， 为进一步推进应收账款电子凭证融资业务登记标准化，不断提升登记和查询质效，中国互联网金融协会 和中国人民银行征信中心共同组织编制了《应收账款电子凭证融资业务登记——财产信息描述示例》， 现予以发布。相关当事人办理应收账款电子凭证融资业务登记时，可参考示例对有关财产信息进行描 述。 ...

据了解，京东全新的第二批AI玩具已经在筹备中，此次新品将推出面向全年龄段人群的AI玩具，将于1 月中旬全面上线。 （文章来源：北京商报） 北京商报讯（记者何倩）1月8日，北京商报记者从京东获悉，京东已成立"变色龙业务部"，全面承接 JoyAI App、JoyInside、数字人等核心AI产品的打造与商业化。 公开资料显示，京东已持续在AI领域布局，京东JoyAI APP（他她它）通过前沿的语言、语音、图像、 数字人等大模型技术，结合京东供应链生态落地。京东JoyInside平台已与40余家头部机器人和AI玩具品 牌实现技术对接。 ...

Core Insights - The core value realization determines the sales rate of high-end residential projects in Beijing, with a notable increase in market activity but also significant disparities in performance among different projects [1][3]. Market Overview - By the end of 2025, ten new high-end residential projects priced above 100,000 yuan per square meter are expected to enter the Beijing market, showing an overall warming trend with localized cooling [1][3]. - The overall sales rate for high-end residential properties that have been on the market for over six months exceeds 50% [1]. Project Performance - The project "He Yue Wang Yun" achieved a remarkable sales rate of 96.54%, making it the top performer, while "He Yue Yu Ming" closely followed with a rate of 88.51% [1][3]. - In stark contrast, "Zhonghai Lijinfu" recorded a low sales rate of only 16.04%, marking it as the lowest performer among the new projects [1][6]. Buyer Behavior - High-net-worth buyers are becoming more discerning, focusing on location value, product quality, and alignment with personal needs rather than merely chasing high-end labels [1][9]. - The shift in purchasing logic among high-net-worth individuals emphasizes the importance of comprehensive value assessment, including location, product quality, and brand reputation [4][9]. Competitive Landscape - The competition in the high-end residential market has evolved from a focus on size to a more nuanced competition centered around matching buyer needs with product offerings [3][9]. - Projects that successfully integrate location value and product quality are more likely to achieve higher sales rates [10][11]. Future Outlook - The supply of high-end residential properties in Beijing is expected to remain high, with several key projects lined up for release in prime locations [11][12]. - Developers are anticipated to focus on product innovation, emphasizing smart, ecological, and low-density designs as well as enhanced service offerings to remain competitive [12].

Core Insights - Xiaomi Group and its founder Lei Jun are at a crossroads of traffic backlash and brand reconstruction, with their personal IP becoming a double-edged sword [3][12] Group 1: Recent Developments - Lei Jun made a surprise appearance during a live stream on January 7, 2026, announcing the upcoming launch of the new SU7 model [4] - The live stream format included a product breakdown in the first half and a Q&A session addressing public concerns in the second half [5] - The company has faced significant public relations challenges, including controversies surrounding KOL collaborations and marketing strategies [6][12] Group 2: Public Relations and Marketing - Lei Jun addressed the KOL collaboration issue, emphasizing that the company cannot tolerate any disrespect towards Xiaomi users [6] - The marketing strategy has been questioned, with Lei Jun clarifying that the company's approach has evolved since its early days [6][12] - The label of "marketing master" has been a point of contention, with Lei Jun asserting that Xiaomi's success is rooted in product quality rather than marketing [7][12] Group 3: User Engagement and Feedback - Lei Jun acknowledged a drop of 290,000 followers, which is only 0.6% of the total 43 million followers, attributing it to a lack of engagement [9] - He committed to more frequent communication with users to address issues directly and transparently [9][12] - The live stream showcased Lei Jun's relaxed demeanor, indicating a return to form and a connection with the audience [10][11] Group 4: Market Context and Future Outlook - The competitive landscape has intensified, with Xiaomi needing to maintain its user base across various sectors while facing scrutiny from competitors [12] - The company's commitment to product quality and user engagement remains a cornerstone of its strategy, despite external pressures [12][13] - The future remains uncertain as the company navigates the challenges of 2025 and beyond, with the effectiveness of Lei Jun's approach yet to be determined [12][13]

北京保利第61期古董文物艺术品精品拍卖会 拍卖标的：瓷器·玉器·工艺品 竞拍手续请致电咨询：（010）64083188 拍卖时间：2026年1月24日-25日 展拍地点：北京市朝阳区北汽双井文创园E03 A座 预展时间：2026年1月21日-23日 ...

Core Viewpoint - The digital RMB is expanding its application in "green finance" by launching a "Carbon Inclusive" mini-program, initially available in Shanghai, to encourage low-carbon behaviors among the public [1] Group 1: Digital RMB and Carbon Inclusive Service - The digital RMB operation management center is coordinating with business operators to create innovative applications in the carbon inclusive sector [1] - Users can accumulate carbon credits for their daily low-carbon activities, which can be exchanged for digital RMB [1] - The "Carbon Inclusive" service aims to motivate the public to engage in environmentally friendly actions, such as using public transport or shared bikes, which will be quantified into carbon credits [1] Group 2: Implementation and User Engagement - The "Carbon Inclusive" mini-program is integrated with three major platforms: Metro, Hello Chuxing, and T3 Chuxing, allowing automatic tracking of low-carbon behaviors [1] - To activate the service, users must open the digital RMB App, access the service page, and complete the binding process with the relevant platforms [2] - Carbon credits can be exchanged for digital RMB, but users must first open a digital RMB wallet and upgrade to a real-name wallet for successful transactions [2]

北京商报讯1月8日，北京商报记者获悉，阿里巴巴面向投资者的最新交流信息显示，淘宝闪购在最新季 度取得关键进展。同时，阿里对于淘宝闪购2026年的投入战略也明朗化：闪购首要目标是份额增长。 （文章来源：北京商报） ...

Core Viewpoint - The recent announcement by Industrial and Commercial Bank of China (ICBC) to raise the risk acceptance level for personal gold accumulation business to C3 (balanced) and above has triggered significant changes in the precious metals investment market, reflecting a broader industry trend towards stricter risk management in response to increased market volatility and rising gold prices [1][6]. Group 1: Industry Trends - Major banks have collectively raised the entry-level risk tolerance for gold accumulation products to at least a balanced level (C3), with some banks even setting it to aggressive levels, indicating a comprehensive industry-wide upgrade in risk control measures [1][3][4]. - The international gold price has surpassed $4,400 per ounce, prompting banks to filter out investors with lower risk tolerance to prevent significant losses due to market volatility [6][7]. Group 2: Bank-Specific Requirements - ICBC requires personal clients to achieve a C3 (balanced) risk assessment result to engage in gold accumulation business, a shift from the previous requirement of C1 (conservative) [3][4]. - Other banks, such as Postal Savings Bank and Shanghai Rural Commercial Bank, have also raised their risk assessment standards, with some requiring a minimum of C3 or higher for participation in gold accumulation products [4][6]. - Banks like China CITIC Bank and Ningbo Bank have announced future adjustments to their risk assessment requirements, aligning with the trend of increasing risk thresholds for gold investment [6][7]. Group 3: Investor Behavior and Risks - There is a growing concern about investors attempting to misrepresent their risk tolerance in order to qualify for gold accumulation products, which undermines the integrity of the risk assessment process [8][9]. - The industry is urged to enhance investor education and awareness regarding the risks associated with gold investments, especially in a volatile market environment [8][9].