Jiang Nan Shi Bao
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金湖农商银行 成功办理首笔赋强公证业务
Jiang Nan Shi Bao· 2025-08-27 23:43
Core Viewpoint - Jinhu Rural Commercial Bank has successfully completed its first "notarized debt instrument with enforcement power" business, marking a significant breakthrough in financial risk prevention and the efficiency of non-performing asset disposal [1] Group 1: Business Innovation - The "empowered notarization" allows the notarization agency to grant legal debt instruments enforcement power, enabling creditors to apply for court enforcement without litigation in case of debtor default [1] - This innovation significantly shortens the debt realization cycle and reduces the cost of rights protection [1] Group 2: Impact on Financial Environment - The successful implementation of the "notarization + finance" model not only provides an innovative tool for the bank's risk prevention but also contributes to optimizing the regional financial legal environment and enhancing the business environment [1] Group 3: Future Plans - Jinhu Rural Commercial Bank plans to continue deepening the application of "empowered notarization" to effectively enhance its risk prevention capabilities and contribute to maintaining local financial security and stability [1]
紫金农商银行以金融之笔绘就绿色高质量发展新画卷
Jiang Nan Shi Bao· 2025-08-27 23:35
Core Viewpoint - The central economic work conference emphasizes the importance of green finance as one of the key areas for financial development, highlighting the need for a comprehensive green transformation of economic and social development [1] Group 1: Strategic Foundation - The company has integrated green finance into its strategic planning, identifying it as one of the seven major business strategies in its 14th Five-Year Plan [2] - A dedicated green finance leadership group and specialized center have been established to oversee and implement green finance initiatives [2] - The bank has set green loan assessment indicators in its annual management evaluation for seven consecutive years, prioritizing credit plans for green enterprises [2] Group 2: Product Innovation - The company has developed and upgraded financial products tailored to market needs, such as the "Environmental Loan" which links loan pricing to corporate environmental credit ratings [3] - The introduction of the "Zijin·Carbon Financing" product provides low-interest credit loans to green enterprises in Jiangsu Province [3] - Innovative collateral methods, including carbon emission rights pledge financing, have been implemented to facilitate financing for green projects [3] Group 3: Case Study - A paper manufacturing company transitioning from a high-carbon industry received a 10 million yuan loan backed by carbon emission rights, addressing its financing challenges [4] - As of July, the bank's green loan balance reached 16.97 billion yuan, an increase of 2.726 billion yuan from the beginning of the year, with a growth rate of 19.14% [4] Group 4: Social Responsibility - The company has established a comprehensive ESG framework and published its first ESG report, effectively managing climate and environmental risks [5] - It has joined the UN Environment Programme Finance Initiative, becoming the first rural commercial bank in Jiangsu Province to sign the UN Principles for Responsible Banking [5] - The bank actively promotes ecological protection initiatives, such as the "Smile Dolphin" themed credit card, integrating social responsibility into its financial services [5][6] Group 5: Future Outlook - The company aims to continue its commitment to green and low-carbon development, expanding its strategic layout and service boundaries to achieve a symbiotic relationship between green initiatives and financial growth [6]
泰州农商银行:防范金融“黑灰产” 筑牢风险防线
Jiang Nan Shi Bao· 2025-08-27 23:35
Core Viewpoint - The article highlights the importance of enhancing compliance and risk awareness within the financial sector, specifically addressing the prevention of financial "black and gray industries" through a comprehensive educational initiative organized by Taizhou Rural Commercial Bank [1][2]. Group 1: Educational Initiative - The warning education activity organized by Taizhou Rural Commercial Bank on August 17 aimed to strengthen compliance capabilities and risk assessment levels across the industry [1]. - The event included participation from various departments, including corporate finance, inclusive finance, risk management, and credit management, ensuring a broad and targeted approach [1][2]. - Attendees watched a CCTV program that exposed typical cases of "packaged loans" and "black and gray industries," which shocked and alerted participants to the risks involved [1][2]. Group 2: Risk Prevention Measures - The activity focused on the new forms and characteristics of "black and gray industries" in the financial sector, analyzing illegal lending, money laundering, and fraudulent loan behaviors [2]. - Strict preventive measures were proposed, including comprehensive customer information collection, verification of application behaviors, and tracking of fund flows [2]. - Emphasis was placed on "penetrating management" to prevent risk loopholes in business processes and to block the infiltration of "black and gray industries" from the source [2]. Group 3: Future Actions - Taizhou Rural Commercial Bank plans to deepen the effectiveness of the warning education by integrating risk prevention requirements into the entire business process [3]. - The bank aims to strengthen risk control throughout the credit process and enhance employees' compliance awareness and professional capabilities [3]. - The initiative is intended to contribute to financial safety and ensure the stable development of credit business [3].
扬州放大“四季”引才品牌效应
Jiang Nan Shi Bao· 2025-08-27 23:35
夜幕降临,烟火升腾。2025年"扬州夏日·人才盛汇"人才夜市系列活动悄然把"家门口"就业融入市民的 纳凉时光。 像蒋道花这样的受益者还有不少。穿行在热闹的招聘会现场,想要找份工作的离校未就业高校毕业生王 同学充满期待。"晚上出来逛个街,还能顺便找个工作,这安排太贴心了!"他说,前几天在手机上看到 这次招聘会的信息,就决定过来看一看。现场,他和一家企业的人事聊得不错,专业对口,待遇也达到 预期,已经签订了意向协议。 "人才夜市"的灯火,照亮的不只是普通人的求职路,更勾勒出城市公共服务的温暖轮廓。 据介绍,从开年就举办的"春风行动",再到毕业季举办的"扬州人才校园日""万名大学生看扬州""百名 博士扬州实践"等活动,扬州不断放大"烟花三月""扬州夏日""二分明月"和"'大'约冬季"等"四季"引才品 牌效应,全年将开展校园招聘不少于300场,服务用人单位不少于3000家次,新增来扬就业创业大学生3 万人,城镇新增就业3.5万人。杨文 "这个岗位工资多少?""包吃住吗?""医保、养老怎么交?"……近日,广陵经开区翠月南苑中心广场上 人头攒动,"广聚英才 近悦远来"2025年广陵区人才夜市专场招聘会暨"百日千万"招聘专 ...
宿迁律师行业为高质量发展注入法治动能
Jiang Nan Shi Bao· 2025-08-27 15:00
Group 1 - The legal service sector in Suqian City is focusing on enhancing legal services to support high-quality economic and social development [1] - Over 120 qualified lawyers have been selected to form six specialized legal service teams addressing key areas such as major projects, rural revitalization, and small enterprises [1] - The legal service teams have conducted over 150 legal knowledge lectures and consultations, resolving more than 1,000 legal issues for various departments and enterprises [1] Group 2 - Continuous optimization of the legal business environment is being pursued through various initiatives, including "Legal Services into Ten Thousand Enterprises" and "Rapid Mediation of Enterprise Disputes" [2] - The city has organized over 2,200 legal promotional activities and provided comprehensive legal services, helping to resolve over 200 enterprise disputes and prevent potential risks amounting to nearly 300 million yuan [2] - The initiatives have significantly improved the legal risk awareness and compliance capabilities of enterprises and rural areas [2] Group 3 - A 128-member foreign-related legal service team has been established to support international arbitration, cross-border investment, and intellectual property [3] - The team has conducted over 60 legal needs assessments and provided tailored risk prevention plans for enterprises, addressing over 20 potential legal risks [3] - The city has also focused on country-specific legal research and risk assessments, helping local enterprises navigate international legal landscapes and recover over 50 million yuan in economic losses [3]
暑期江苏文旅市场热度攀升引客潮
Jiang Nan Shi Bao· 2025-08-27 14:13
Core Insights - Jiangsu province has emerged as a significant growth area in China's summer tourism market, driven by its rich cultural and tourism resources, favorable climate, and diverse travel options [1][2][3] Group 1: Tourism Performance - Hotel bookings in Jiangsu increased by 14% year-on-year during the summer season, indicating strong demand for cultural and tourism experiences [1] - Nanjing, as the leading city in Jiangsu's tourism sector, saw hotel bookings rise by 17%, outperforming the provincial average [2] - The average daily visitor count at Suzhou's Humble Administrator's Garden exceeded 20,000, reflecting a 15% year-on-year increase [3] Group 2: Visitor Demographics - Major source cities for visitors to Jiangsu include Shanghai, Beijing, Hangzhou, Hefei, and Shenzhen, with the Yangtze River Delta region contributing significantly to visitor numbers [1] - Nanjing attracted a notable number of tourists from nearby cities such as Suzhou and Wuxi, highlighting its appeal as a popular destination for short trips [2] Group 3: Emerging Trends - Family-oriented travel has become a highlight in Nanjing's summer market, with attractions like the Hongshan Forest Zoo and Dabaoshan Temple being particularly popular among families [2] - Innovative tourism experiences, such as the "Galaxy Night Drift" project in Changzhou, have gained popularity among younger travelers, showcasing a shift towards unique and engaging activities [3] - The demand for chartered tours surged, with bookings increasing by over 80% across the province, and certain areas like Taizhou seeing ticket orders rise by 178% [3]
青春赋能养老金融实践——“普惠养老金融”团队探索银发经济新路径
Jiang Nan Shi Bao· 2025-08-27 10:18
Core Insights - The article emphasizes the need for a more inclusive and responsive elderly financial system in Jiangsu Province, addressing the low coverage, penetration, and satisfaction rates in elderly financial services [1] Group 1: Elderly Financial Needs - The elderly population exhibits a lack of financial knowledge, primarily engaging in bank savings while being wary of complex financial products, preferring to keep money in hand for security [2] - There is a strong awareness among the elderly regarding fraud, leading many to reject complicated financial products due to perceived risks [2] Group 2: Industry Insights - Local nursing home directors highlighted the positive impact of government healthcare policies, which alleviate financial concerns related to medical expenses, and the provision of subsidies that enhance the elderly's financial security [3] - Caregivers reported effective anti-fraud education initiatives, which have improved the elderly's ability to identify scams and seek help when encountering suspicious situations [3] Group 3: Future Directions - The team plans to develop flexible and secure "age-friendly" financial products based on their findings, aiming to create a comprehensive index that measures service availability, product suitability, and risk prevention for elderly financial services [4] - The initiative reflects a commitment to bridging the gap between financial services and the elderly population, emphasizing the importance of empathy and understanding in product design [4]
海门农商银行“民营信用贷”助新企腾飞
Jiang Nan Shi Bao· 2025-08-27 07:29
Group 1 - The core point of the news is that Haimen Rural Commercial Bank has successfully issued a 3 million yuan "Private Credit Loan" to Nantong Ying'erjie Semiconductor Technology Co., Ltd., supporting the company's growth and innovation capabilities [1][2] - Nantong Ying'erjie Semiconductor Technology Co., Ltd. is a technology company established on December 11, 2023, with advanced process precision in the domestic industry [1] - The company has established partnerships with well-known enterprises such as ZTE, Tai Ruisi, and Aisi Technology, with a sales network covering over 100 cities and regions, including Beijing, Shanghai, Shenzhen, Nanjing, and Silicon Valley in the United States [1] Group 2 - The issuance of the 3 million yuan "Private Credit Loan" reflects Haimen Rural Commercial Bank's commitment to quickly implement credit products from Jiangsu Rural Commercial Bank and provide attentive services to local quality private enterprises [2] - Haimen Rural Commercial Bank plans to strengthen the implementation of policy products, increase financial support, and enhance the quality and efficiency of financial services to inject more financial vitality into the local real economy [2]
镇江农商银行迎前管理助力稳健发展
Jiang Nan Shi Bao· 2025-08-27 07:29
人才驱动,锻造审计铁军"新风貌",支撑迎前管理。高度重视审计团队建设,视其为审计转型的基石。 每年组织审计人员内外部培训近10次,持续学习新审计技术与法规政策,以加深业务逻辑理解,通过培 育精通多领域的复合型人才,提升风险识别能力。最终,成功打造了一支政治过硬、业务精湛、作风优 良的审计铁军,为审计迎前管理的高效实施提供了坚实的人才支撑。 镇江农商银行内部审计迎前管理的核心,在于依托"科技+机制+人才"的三维驱动,激发"新动能"、创 造"新格局"、展现"新风貌",推动审计职能从"风险发现者"向"价值创造者"升级。未来,镇江农商银行 将进一步探索监管科技与内部控制的深度融合,努力实现风险防控与业务创新的动态平衡,为农商行高 质量发展筑牢坚实屏障,在激烈的市场竞争中稳步前行。高红 机制驱动,构建协同管理"新格局",强化迎前管理。通过机制驱动强化迎前管理,建立审计结果多方推 送机制,打破信息孤岛,实现审计与多部门协同。近两年,镇江农商银行将审计监督与纪律检查深度融 合,将全面审计与纪委巡查督导并行,开展巡审联动检查10余次,提升审计成果运用质效。同时,紧密 跟踪监管政策,加强与监管机构沟通协作,把握每年监审联动检查 ...
CISI 2025 国际睡眠生态战略发布会圆满落幕,开启智能睡眠产业新征程
Jiang Nan Shi Bao· 2025-08-27 07:18
Core Insights - The "Deep Sleep Era: Easy Book Future" CISI 2025 International Sleep Ecology Strategic Release Conference marked a significant shift in China's smart sleep industry from "single-point breakthroughs" to "ecological co-construction" [1] Group 1: Industry Vision and Leadership - The conference began with a speech by Yi Yongjun, founder of Yikang Life, emphasizing the mission of providing quality sleep for everyone, resonating with the audience [2] - Industry leaders and experts provided insights on the future of the sleep industry, including technological advancements, policy trends, and capital empowerment [3] Group 2: Key Innovations and Releases - A new three-dimensional sleep commercial ecosystem was introduced, integrating the "Easy Book Easy Sleep Platform," "3D Easy Sleep Room," and "Hotel Easy Purchase," breaking traditional hotel revenue models [4] - The establishment of Yikang Business School aims to cultivate 5,000 interdisciplinary talents in the sleep industry over the next three years, enhancing the industry's sustainable development [4] Group 3: Technological Advancements - The second-generation smart sleep solution, developed in collaboration with Haier Group, utilizes AI and IoT to create personalized sleep environments by monitoring various environmental and physiological parameters [5] - The global launch of the Easy Book Easy Sleep platform aims to connect hotels, users, and service providers, marking the transition to a more scenario-based and precise smart sleep service [5] Group 4: Strategic Collaborations - Multiple strategic partnerships were formed during the conference, focusing on integrating sleep health with chronic disease management and providing substantial capital support for hotel sleep projects [7] - Collaborations with various companies aim to enhance the industry ecosystem through resource integration and mutual benefits [7] Group 5: Awards and Recognition - The conference included an awards ceremony to honor outstanding contributions in the sleep industry, recognizing teams and individuals for their achievements [8] Group 6: Investment Opportunities - The "City Deep Sleep Partner" program was launched to attract partners by offering brand authorization, technical training, and market promotion, aiming to achieve the goal of 400,000 smart rooms by 2025 [9] Group 7: Future Outlook - The conference concluded with a dinner event where Yi Yongjun expressed commitment to investing more resources in product development and market promotion over the next three years, signaling a strong future direction for the company and the industry [10]