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美国三季度GDP增速超预期,家庭债务创新高
Guo Ji Jin Rong Bao· 2025-12-24 08:20
Core Insights - The U.S. GDP grew by 4.3% in Q3, marking the fastest growth in two years, driven primarily by consumer spending and significant investments in artificial intelligence infrastructure [1][2] Consumer Spending - Consumer spending in Q3 saw an annualized growth rate of 3.5%, becoming the main engine of economic growth, with notable contributions from healthcare services, international travel, legal services, and technology products [2][3] - The top 10% of income earners in the U.S. accounted for nearly half of total consumer spending, supported by a booming stock market that bolstered high-end consumption and service demand [2][3] Artificial Intelligence Investment - Investment in artificial intelligence has slowed from previous highs but still contributed significantly to economic growth, with AI-related investments and high-income household consumption together accounting for nearly 70% of the growth in the quarter [3][4] Economic Imbalances - The economic growth is characterized by imbalances, with consumer confidence indices remaining low and durable goods spending slowing down, reflecting public concerns over high prices and the job market [3][4] - Non-residential fixed asset investment showed signs of weakness, and residential investment declined for the second consecutive quarter, with an annualized drop of 5.1% [3][4] Inflation and Income Dynamics - The core Personal Consumption Expenditures (PCE) price index rose to an annualized rate of 2.9%, up from 2.6% in the previous quarter, indicating a slight uptick in inflation [3][4] - After adjusting for inflation, disposable personal income remained flat, suggesting that income growth is barely keeping pace with rising prices, which is particularly challenging for low-income households [3][4] Household Debt Trends - U.S. household debt reached a record high of $18.6 trillion in Q3 2025, with mortgage debt being the largest component at $13.07 trillion [4][5] - The credit market is experiencing a "K-shaped" divergence, where low-income households face increasing financial pressure, while high-income borrowers benefit from stock market gains and rising property values [5]
党建擎旗三十载,广州律师以“四心”聚力引领法治之先
Xin Lang Cai Jing· 2025-12-23 00:30
红色,始终是广州律师行业最鲜明的底色。 自1995年广州市律师协会党总支成立,广州律师行业党建已走过三十载奋进征程:从率先成立行业协会 党委,到推动党建工作从"有形覆盖"向"有效覆盖"深度迈进;从以"党建红"凝聚行业力量、服务中心大 局,到发挥党员律师先锋模范作用,坚持执业为民。 三十载栉风沐雨,在广州市司法局党委的领导下,广州律师行业在实践中淬炼出特色鲜明的"四心"党建 经验:铸魂立心,把党的政治建设摆在首位;强化核心,筑牢基层党组织战斗堡垒;围绕中心,引领行 业融入发展大局;不忘初心,争做党和人民满意的好律师。正是这"四心"经验,让广州律师行业的党建 实践既敢为人先,又行稳致远。 潮平岸阔催人进,风正扬帆当有为。 站在新的历史起点上,广州市司法局党委书记、局长邓中文表示,全市律师队伍要做实司法部党组提出 的"五点希望",坚持以党建为引领,以专业显担当,胸怀"国之大者",持续推进党建与业务深度融合, 奋力书写党建引领行业高质量发展的新篇章。 铸魂立心:坚持政治引领,将党建"率先"进行到底 广州律师行业的党建探索,始终伴随着"敢为人先"的基因。 这条"率先"之路,始于1995年——广州律协率先成立党总支,以星 ...
左千户:海南封关后,欧美很快会问:我们还有什么优势?
Sou Hu Cai Jing· 2025-12-19 06:53
【文/观察者网专栏作者 左千户】 2025年12月18日,海南自由贸易港正式启动全岛封关,实施"一线放开、二线管住、岛内自由"政策,海南岛成为我国最大海关特殊监管区域。 封关后,海南实行零关税商品增至6600多种,覆盖74%的商品类目。加上一系列税费优惠和金融自由措施,中国迎来对外开放迎来新的里程碑时刻。 海南封关的基础概念 新闻报道中使用的"封关"一词具有一定的专业性,为便于理解,有必要先简要介绍下相关的历史背景与基本概念。 我们知道,任何商品进入中国都需要向中国海关申报,经海关批准并缴纳关税和增值税后,才可以在国内自由流通销售。 此时,商品的价格中就已经包含了这些税费。举例来说: 某件进口商品到中国港口未报关前的价格是100元,关税率是10%,增值税是13%。 需要缴纳的关税是100(商品品价格)*10%(关税率)=10 需要缴纳的增值税是100(商品价格)+10(关税)=110*13%(增值税率)=14.3 进口商品总计需要缴纳的税款就是10(关税)+14.3(增值税)=24.3 这件商品进入国内销售流通的价格就是100+24.3=124.3 可以看出,进口环节的税收对商品最终价格的影响较为显著。 除了 ...
“千万不要相信律师”之说有失公允,专业服务价值需理性看待
Nan Fang Du Shi Bao· 2025-12-06 14:27
对冤枉自己的未置一词,对帮助自己的恶语相向,湖北前首富兰世立一句"千万不要相信律师"将自 己置于流量中心。 然而兰世立恰恰是相信了他的两个辩护律师,才最终拿到了无罪的结果。现在反过头来否定律师的 作用,在被指出错误的时候,以针对的是劝其认罪的律师来回应。"千万不要相信律师"的传播,受影响 的当然不会是兰世立,相信兰世立以后再遇到类似麻烦还是会选择专业的律师,而不是仅靠自我辩护。 真正受影响的是那些被这种极端言论所迷惑,在需要的情况下却拒绝接受专业法律服务的人。 "千万不要相信什么"这种极端言论通常指向的都是一些专业领域,"千万不要相信律师""千万不要 相信记者""千万不要相信专家"等等,这种言论否定的都是专业价值。当专业价值不被认可,换来的必 然是骗子横行。 【责任编辑:杨鑫宇】 2025年11月底,兰世立在一场公开演讲里扔出这句话,视频48小时全网播放破千万。如此彻底否定 律师价值、有违法治理念的言论受到了律师界的批评,其曾委托的两位辩护律师先后发文"反击"。 兰世立大概也就这两个理由,一是认为自我辩护至关重要,二是认为律师劝其认罪很不专业。然而 这两个理由离"千万不要相信律师"这个极端结论还有十万八千里之 ...
服务范围和职业发展空间有所拓宽(感言)
Ren Min Ri Bao· 2025-11-12 22:19
Core Viewpoint - The establishment of a comprehensive legal service platform in the Sichuan Tianfu Central Legal District enhances the efficiency and scope of legal services for enterprises, particularly in technology and international trade sectors [1]. Group 1: Legal Service Ecosystem - The legal district includes various centers such as enterprise service, financial mediation, bankruptcy affairs, legal technology, and foreign-related legal services, creating a full-cycle and all-element legal service ecosystem [1]. - The platform facilitates direct connections with technology and import-export enterprises, expanding the market for professional services [1]. Group 2: Business Development and Efficiency - The legal district has improved the efficiency of case handling and business development, providing tangible conveniences for legal practitioners [1]. - The integration with the "Belt and Road" legal service network allows for the undertaking of cross-border investment and international arbitration, broadening the service range and career development opportunities [1].
沪港携手,通道全球:进博会热议香港如何成为中企出海“超级合伙人”
Core Insights - The 8th China International Import Expo (CIIE) opened on November 5 in Shanghai, highlighting Hong Kong's role as a bridge for mainland enterprises to expand globally through its international platform [1] - The event featured discussions on Hong Kong's unique advantages in technology innovation, finance, and professional services, which empower companies to explore global markets [1] Group 1: Hong Kong's Technology Innovation Ecosystem - Hong Kong's tech ecosystem is becoming a crucial support for mainland tech companies looking to go global, leveraging its unique advantages under the "One Country, Two Systems" framework [3] - Successful case studies were shared, including a tech company utilizing 3D printing to create coral reef structures in Abu Dhabi with a survival rate of 98% [3] Group 2: Hong Kong's Financial System - Hong Kong's financial ecosystem offers three main advantages: an efficient and open banking system with over 70 of the world's top 100 banks, a highly open international capital market, and its role as a preferred platform for connecting mainland and international capital markets [4][5] - The city plays a key role in China's financial opening strategy, with various connectivity mechanisms enhancing its status as an offshore RMB hub [5] Group 3: Professional Services in Hong Kong - Hong Kong's world-class professional services are essential for mainland enterprises to manage risks and ensure sustainable growth when expanding internationally [6] - The unique common law system in Hong Kong provides a strong legal framework, enabling effective communication and negotiation for Chinese companies in international dealings [6] - Companies like Dongchao Technology Group have chosen Hong Kong as their international headquarters due to the strong support and resources available, facilitating their global market expansion [6] Group 4: Overall Impact - Hong Kong is leveraging its unique geographical advantages and professional capabilities to play a more significant role in supporting China's high-level opening-up, assisting more Chinese enterprises in their global ventures [7]
惠山“产业链+法律服务”赋能汽车及零部件产业健康发展
Jiang Nan Shi Bao· 2025-11-06 11:27
Core Viewpoint - The automotive and parts (new energy vehicles) industry in Wuxi's Huishan District is a key sector with a solid industrial foundation, and the district is enhancing its legal service environment to support the healthy development of this industry through a "industry chain + legal service" initiative [1] Group 1: Legal Service Integration - The Huishan District Judicial Bureau is focusing on optimizing the legal business environment by implementing a "industry chain + legal service" project to provide targeted legal services to the automotive and parts industry [1] - The "industry chain + legal service" alliance has been recognized as a provincial demonstration project, indicating its effectiveness and potential for broader application [1] Group 2: Service Mechanisms - A dual connection model has been established, linking law firms' party branches with key enterprises in the industry chain and pairing 80 lawyers with 80 small and micro enterprises to address legal needs [1][2] - The district has integrated resources from public legal service centers at various levels to offer face-to-face consultations, document reviews, and dispute mediation, creating a comprehensive legal service system [2] Group 3: Targeted Legal Services - A legal service agreement has been signed between the district's legal association and the entrepreneurs' association, ensuring regular communication and alignment of legal services with industry development [3] - The establishment of a "automotive and parts dispute mediation workspace" aims to help companies resolve legal issues such as labor disputes and intellectual property infringements [3] Group 4: Specialized Support and Education - A specialized legal service team has been formed to provide targeted support throughout the R&D, production, and sales processes, including workshops on intellectual property protection and labor contract risk prevention [4] - The publication of legal risk prevention manuals and guides for enterprises has been initiated, distributing over 200 copies to help reduce legal risks [4]
以法治赋能全市经济社会高质量发展 南京入选“全国法治政府建设示范市”
Nan Jing Ri Bao· 2025-11-03 03:47
Core Viewpoint - Nanjing has been recognized as a "National Model City for the Construction of Rule of Law Government," reflecting its commitment to enhancing legal governance and creating a favorable business environment [1] Group 1: Legal Governance Achievements - Nanjing has implemented Xi Jinping's rule of law thought and has achieved multiple national honors, including being named a "National Model City for the Construction of Rule of Law Government" and a "Benchmark City for Business Environment" for two consecutive years [1] - The city has established a comprehensive legal framework that supports economic and social development, leading to the creation of various national-level demonstration cities in areas such as social credit systems and food safety [1] Group 2: Business Environment Optimization - Nanjing has introduced the first local legislation on business environment optimization, creating a robust policy support system that addresses the pain points of various business entities [2] - The city has streamlined administrative processes, such as implementing "one certificate per industry" reforms and promoting "land acquisition immediately followed by construction" policies [2] Group 3: Government Services and Legal Support - Nanjing has set up joint service windows for public utilities and has developed a comprehensive service platform called "Ningqi Tong," enabling over 200 services to be processed online [3] - The city is enhancing its legal service industry by establishing legal service clusters and promoting high-end legal institutions to support the development of the national-level new area and free trade zone [3] Group 4: Innovative Legal Measures - Nanjing has pioneered the cautious application of detention and property enforcement measures for private enterprise operators and has established a bankruptcy case diversion mechanism tailored for small and micro enterprises [4] - The city has created a one-stop multi-dispute resolution platform for foreign-related commercial matters, facilitating the operation of the intellectual property judicial protection alliance [4]
甘肃一条小河现多位淘金者,“凌晨1点还有人”!当地政府回应:明确禁止个人淘金行为;警方:已处置
Mei Ri Jing Ji Xin Wen· 2025-11-02 16:31
Core Viewpoint - The illegal gold mining activities in the Yanzi River of Kang County, Gansu Province, have resurfaced despite government prohibitions, driven by rising gold prices and the historical presence of gold deposits in the area [6][12]. Group 1: Illegal Gold Mining Activities - A video surfaced showing individuals mining for gold in the river at 4°C, with reports of some extracting over 5 grams in a single attempt [1]. - Local merchants indicated that this phenomenon had begun earlier in the year, and although it was officially halted, it has returned due to recent riverbed excavations [6]. - The Kang County government has explicitly prohibited individual gold mining activities, yet reports suggest that such activities have continued, particularly at night when construction is paused [6][9]. Group 2: Government Response - In July, the Kang County Natural Resources Bureau issued a notice banning illegal gold mining in the county's rivers and provided a reporting hotline, which was reportedly unreachable when contacted [9]. - The local government has previously published articles emphasizing the ecological and safety risks posed by illegal mining, and has initiated actions to curb these activities [11]. - Law enforcement has been actively responding to reports of illegal mining, with patrols dispatched to discourage miners and enforce regulations [11]. Group 3: Market Context - The price of gold has surged over 53% this year, reaching a peak of $4,381.21 per ounce on October 20, before experiencing a significant drop of over 8% [12].
上海颁出首张律所聘用外籍法律人才5年许可 突破性政策助法律服务业出海
Jie Fang Ri Bao· 2025-09-30 01:54
Core Viewpoint - The issuance of the first five-year work permit for foreign legal talent in Shanghai represents a significant policy shift aimed at facilitating the hiring of international legal professionals, addressing the growing demand for overseas legal services by law firms [1][2]. Group 1: Policy Changes - The new policy shortens the processing time for foreign talent to obtain work and residence permits in Shanghai, allowing for a more efficient hiring process for law firms [1]. - The policy extends the employment duration for foreign legal professionals from an annual basis to a maximum of five years, which is crucial for firms looking to expand their international operations [1][2]. Group 2: Industry Needs - There is a substantial demand for international legal talent among law firms due to the increasing number of companies seeking legal services abroad [1]. - The previous requirement for foreign employees to travel back and forth between China and their home countries twice a year for permit renewals created operational challenges for law firms [1]. Group 3: Future Initiatives - Longjing District plans to further optimize the work processes for law firms, including the establishment of a whitelist system for law firms and reforms for multiple business visa applications for Hong Kong and Macau [2]. - The district aims to provide a model for institutional innovation that supports the high-quality development of the legal services industry and its international expansion [2].