泗阳农商银行针对不同客群采取精细化营销策略，成功组织开展了临界客户提升、存量客户回捞及提额 等多项专项活动，有效盘活了存量客户资源，推动绿色信贷与科技型企业贷款稳步增长。该行有关负责 人表示，未来将继续以客户为中心，以科技为驱动，不断优化产品与服务，在支持地方经济高质量发展 的过程中，实现自身的稳健与可持续成长。 王彬 泗阳农商银行始终将信贷资源向实体经济最需要的领域倾斜。通过出台专项攻坚方案，该行持续加大对 涉农与小微企业的信贷投放力度，截至10月末，涉农与小微贷款余额达244.49亿元，较年初净增19.88亿 元，增幅8.85%。 为破解企业融资瓶颈，该行积极创新金融产品，推出"工业厂房贷""民营信用贷""信易贷"等特色产品， 有效满足了新建企业和优质企业的资金需求。同时大力支持制造业企业发展，制造业贷款余额60.26亿 元，较年初净增10.80亿元，增幅21.85%，为区域产业升级注入强劲金融动能。 江南时报讯 今年以来，泗阳农商银行通过深化普惠金融、强化数字赋能、优化制度流程等多维举措， 持续增强发展实力，在支持实体经济、提升服务质效方面取得了显著成效，经营发展迈上新台阶。 ...

时已冬至，江苏大地上依旧色彩斑斓、活力涌动。 在"十四五"规划收官之年的最后"关口"回望，一年来，全省上下面对复杂严峻的外部环境和经济运行中 的困难挑战，全力巩固拓展经济回升向好势头，迎难而上、聚力攻坚、奋力拼搏，全年地区生产总值预 计突破14万亿元，有力扛起了经济大省挑大梁的责任担当。 【全省扫描】 今年以来，国际环境复杂多变，不稳定性、不确定性增加。作为经济大省，江苏勇挑大 梁、攻坚克难，于风浪中把稳舵盘，在承压中夯实根基，持续筑牢"四稳"的坚实底座，让高质量发展的 航船内核更稳、动力更足。 稳就业，托起民生"幸福盘"。就业是民生之本，也是发展的温度计，全省坚持稳存量、扩增量、提质量 并重，制定实施新一轮稳岗促就业政策，重点帮扶受外部冲击较大的外贸企业与中小微企业稳定岗位， 聚焦高校毕业生、农民工等重点群体精准施策，前10个月，全省城镇新增就业118.3万人，"稳稳的就 业"托举起群众"满满的幸福"。 稳企业，夯实发展"动力源"。企业是经济巨轮的动力舱。江苏落实财政金融支持实体经济系列政策，开 展"外贸优品江苏行"等活动，全力护航企业稳健经营。今年1—9月，全省规上工业企业利润总额达 5816.1亿元，同 ...

【全省扫描】今年以来，国际环境复杂多变，不稳定性、不确定性增加。作为经济大省，江苏勇挑 大梁、攻坚克难，于风浪中把稳舵盘，在承压中夯实根基，持续筑牢"四稳"的坚实底座，让高质量发展 的航船内核更稳、动力更足。 稳就业，托起民生"幸福盘"。就业是民生之本，也是发展的温度计，全省坚持稳存量、扩增量、提 质量并重，制定实施新一轮稳岗促就业政策，重点帮扶受外部冲击较大的外贸企业与中小微企业稳定岗 位，聚焦高校毕业生、农民工等重点群体精准施策，前10个月，全省城镇新增就业118.3万人，"稳稳的 就业"托举起群众"满满的幸福"。 时已冬至，江苏大地上依旧色彩斑斓、活力涌动。 在"十四五"规划收官之年的最后"关口"回望，一年来，全省上下面对复杂严峻的外部环境和经济运 行中的困难挑战，全力巩固拓展经济回升向好势头，迎难而上、聚力攻坚、奋力拼搏，全年地区生产总 值预计突破14万亿元，有力扛起了经济大省挑大梁的责任担当。 经济总量"再上台阶"的背后，既有动人的高光时刻，也有稳健的整体提升，让我们通过4个"关键 词"，回顾梳理江苏经济这不平凡的一年。 "四稳"：巩固拓展经济回升向好势头 【高光时刻】4月18日，省发展改革委与江苏 ...

丹阳，这座因镜而兴的城市，汇聚了从设计、研发到制造、销售的全产业链条。然而，眼镜行业企业多 以民营、小微企业为主，普遍面临着"短、小、频、急"的融资需求痛点——用款周期短、贷款额度相对 小、资金使用频率高、需求响应要求急。这些特点使得传统信贷服务往往难以完全匹配，成为制约企 业，特别是中小微企业转型升级的"拦路虎"。 丹阳农商银行深刻洞察这一产业特性，将支持眼镜产业高质量发展提升至战略高度。该行并非简单地进 行信贷投放，而是致力于构建一个全覆盖、多层次、高效率、可持续的金融服务体系。通过对产业链进 行深入调研和摸排，他们精准绘制了眼镜产业的"金融图谱"，明确了从原材料供应商、镜片镜架制造 商、设备供应商到终端销售商的全链条服务路径，确保金融活水能够精准滴灌至每一个有需求的环节。 创新产品矩阵，破解融资难题的"丹阳方案" 面对企业的多元化融资需求，丹阳农商银行大力推动信贷模式与产品创新，打造出一套极具竞争力 的"产品矩阵"，实现了从"一款产品打天下"到"一企一策精准赋能"的华丽转身。 特色产品一："小本经营贷"——小微企业的"及时雨" 针对小微企业和个体工商户"轻资产、无抵押"的融资困境，丹阳农商银行推出纯信用 ...

Group 1 - The government supports private enterprises' participation in key industrial chains, aiming for at least 30% of chain master enterprises and 60% of key supporting enterprises to be private [1][2] - Aiming to cultivate 1,000 innovative small and medium-sized enterprises by 2025, with 600 new specialized and innovative enterprises, 60 manufacturing champions, and approximately 1,500 newly registered private enterprises [1][2] - The government will enhance the effectiveness of loan interest subsidy policies to support private investment projects in key industries and areas [1][2] Group 2 - The government is addressing the low competitiveness and resource allocation capabilities of private enterprises by promoting their international expansion through initiatives like the "Shan Yao Global" campaign and leveraging the China-Europe (Asia) freight train [3] - A multi-party collaborative mechanism will be established to improve communication between government and enterprises, including regular meetings and a dedicated working group for private economic development [3]

Group 1 - The core point of the news is that Haimen Rural Commercial Bank has successfully issued a 3 million yuan "Private Credit Loan" to Nantong Ying'erjie Semiconductor Technology Co., Ltd., supporting the company's growth and innovation capabilities [1][2] - Nantong Ying'erjie Semiconductor Technology Co., Ltd. is a technology company established on December 11, 2023, with advanced process precision in the domestic industry [1] - The company has established partnerships with well-known enterprises such as ZTE, Tai Ruisi, and Aisi Technology, with a sales network covering over 100 cities and regions, including Beijing, Shanghai, Shenzhen, Nanjing, and Silicon Valley in the United States [1] Group 2 - The issuance of the 3 million yuan "Private Credit Loan" reflects Haimen Rural Commercial Bank's commitment to quickly implement credit products from Jiangsu Rural Commercial Bank and provide attentive services to local quality private enterprises [2] - Haimen Rural Commercial Bank plans to strengthen the implementation of policy products, increase financial support, and enhance the quality and efficiency of financial services to inject more financial vitality into the local real economy [2]

Core Insights - Haimen Rural Commercial Bank has issued a 3 million yuan "Private Credit Loan" to Nantong Ying'erjie Semiconductor Technology Co., Ltd, supporting the company's growth and innovation capabilities [1][2] - Nantong Ying'erjie Semiconductor Technology Co., Ltd, established on December 11, 2023, specializes in semiconductor packaging and has advanced processing precision, positioning itself as a key player in the industry [1] - The company has not yet completed all production lines and faces short-term funding pressure due to increasing R&D investments, which could hinder its development [1] Company Overview - Nantong Ying'erjie Semiconductor Technology Co., Ltd is located in the Nantong Haimen Micro Industry Innovation Base and focuses on semiconductor packaging processes, achieving a wafer thinning and polishing precision of 50um [1] - The company collaborates with well-known enterprises such as ZTE, Tairuisi, and Aisi Technology, with a sales network covering over 100 cities including Beijing, Shanghai, Shenzhen, Nanjing, and Silicon Valley in the USA [1] Financial Support - The issuance of the "Private Credit Loan" reflects Haimen Rural Commercial Bank's commitment to supporting local quality private enterprises and enhancing financial service efficiency [2] - The bank has established a green credit approval channel and customized the loan service based on the company's R&D intensity and sales orders, demonstrating a proactive approach to meet the financial needs of the business [1][2]

Group 1 - The Chinese government is implementing a series of policies to stabilize market expectations and boost domestic investment demand, including the issuance of long-term special government bonds and adjustments to reserve requirements and interest rates [1][4][5] - The issuance of 1.3 trillion yuan in long-term special government bonds this year represents an increase of 300 billion yuan compared to last year, aimed at supporting major engineering projects [4][6] - New policy financial tools will be established to address the issue of insufficient capital for project construction [3] Group 2 - Major construction projects this year include significant cross-regional and cross-basin projects, such as large and medium-sized irrigation areas and urban intercity railways, with increased funding support [4][5] - The government is reducing the negative list for market access, which has been cut to 106 items, a 30% reduction from the first version, allowing more industries to open up [4] Group 3 - Local governments are implementing "housekeeper-style" services to facilitate the smooth progress of major engineering projects, including establishing mechanisms for immediate problem reporting and 24-hour responses [7][8] - In Jinan, the injection of 530 million yuan in long-term special government bonds has enabled the rapid commencement of heating network upgrades for 1.9 million users [6] Group 4 - The government is actively addressing the challenges faced by private enterprises, providing financial support and guidance to enhance their confidence and innovation capabilities [9][10] - A new credit loan product for private enterprises has been launched in Jiangsu, with a total credit amount of 1.29 billion yuan approved for 571 companies [12] Group 5 - The establishment of a comprehensive ecosystem is being promoted to help private enterprises bring new products to market, with initiatives such as simplified approval processes for flight operations in Hefei [13][14]

Group 1 - The newly passed Private Economy Promotion Law serves as a foundational legal framework for the development of the private economy in China, specifically addressing investment and financing promotion [1][2] - The law aims to provide robust financial support for the sustainable and healthy development of private enterprises, particularly in enhancing credit supply and adapting loan terms to meet the needs of private economic organizations [2][4] - The introduction of innovative financial products, such as the "Private Credit Loan," allows for higher loan limits and longer repayment periods without the need for collateral, thus addressing the financing challenges faced by private enterprises [3][5] Group 2 - The law encourages financial institutions to develop tailored financial products and services that align with the characteristics of private enterprises, thereby improving the accessibility and convenience of financial services [2][4] - Various regions are implementing collaborative actions among multiple departments to innovate service models, utilizing data and technology to provide more efficient financial support to private enterprises [5] - The law emphasizes the importance of a multi-tiered capital market system, enabling private enterprises to access direct financing through the issuance of stocks and bonds, thereby reducing reliance on bank loans [6]

Group 1: Economic Indicators - As of the end of March, Jiangsu's RMB loan balance increased by 10.7%, indicating strong economic resilience and potential [1] - By the end of March, 162 out of 274 planned major projects in the province had commenced, exceeding the target of 40% for the first quarter [2] - The province's major projects completed an investment of 175 billion yuan, achieving a completion rate of 26.8%, which is 1.8 percentage points higher than the scheduled progress [2] Group 2: Private Sector Investment - Jiangsu's private enterprises showed significant growth, with the industrial added value of large-scale private enterprises increasing by 10%, outperforming the overall industrial growth by 1.8 percentage points [4] - In the first two months, the profit of large-scale private industrial enterprises reached 46.92 billion yuan, a year-on-year increase of 11% [4] - The total public loan balance of Nanjing Bank surpassed 1 trillion yuan for the first time, with an increase of 8.75% since the beginning of the year [4] Group 3: Financial Support and Policy Environment - The financial environment has been bolstered by a "certain commitment" from policies, with a total financing demand of 309.8 billion yuan for 418 major projects announced [3] - The province has introduced a suite of financial tools, including the first credit loan product specifically for private enterprises [5] - The strategic emerging industry fund has been established with a scale of 40.8 billion yuan, focusing on key industries such as new materials and green low-carbon sectors [5] Group 4: Consumer Market Recovery - The recovery of the consumer market is a significant driver for the increase in loan balances, supported by new housing policies in Nanjing that have stimulated real estate transactions [6] - In March, Nanjing introduced seven policy measures to stabilize the real estate market, including the cancellation of sales restrictions [6] - The sales of new energy vehicles in Jiangsu increased by 29.2% year-on-year in the first quarter, contributing to a 2.1% growth in retail sales [7]