Jiang Nan Shi Bao
Search documents
灌云农商银行金融赋能,共筑发展新篇章
Jiang Nan Shi Bao· 2025-05-25 13:11
Group 1 - The core viewpoint emphasizes the significant role of small and micro enterprises in local economic development, highlighting their contribution to employment and innovation [1] - The company, Guanyun Rural Commercial Bank, recognizes the importance of small and micro enterprises and actively provides financial support to them, positioning itself as a reliable partner in their growth [1] - The bank has implemented comprehensive training programs for its customer managers to enhance their capabilities in serving small and micro enterprises, covering various aspects such as credit policy interpretation and risk assessment [1] Group 2 - The bank has increased incentives for corporate loan business, doubling the valuation of daily net increases in corporate loans and establishing special reward funds to motivate customer managers [2] - The bank is exploring comprehensive development paths by collaborating with other banks for syndicate loans and offering diverse financial service options to small and micro enterprises [2] - Guanyun Rural Commercial Bank aims to continue optimizing services and innovating products to inject financial vitality into small and micro enterprises, contributing to economic development [2]
新沂农商银行“五位一体”培育农村特色金融文化
Jiang Nan Shi Bao· 2025-05-25 13:11
坚持稳健审慎,坚决守牢风控底线。该行把稳健审慎经营作为"铁律",以"时时放心不下"的责任感,坚 决守牢风控底线。加强对各类风险的识别、计量、评估、监测、报告、控制或缓释等全过程管理,依托 科技手段固化风控长效措施,实现对风险的闭环管理。提升创新业务风险评估的全面性、前瞻性和专业 性,实现对创新业务的"全生命周期"管理。加强全面风险管理体制机制建设,强化一二三道防线的协同 联动,由管理风控指标向管理问题主体穿透。合理设置风险限额管理指标,制定以防控风险为主题的指 标优化提升方案,确保关键核心指标稳定。 坚持守正创新,坚定支农支小定力。该行深耕普惠金融,坚守市场定位,坚定做小做散。画好农村服务 地图,获取当地"人、地、产"一手数据,划分村网格、社区网格,客户经理结合数据信息上门开展深度 走访,做好批量授信和用信转化。优化城区网格服务,划分社区网格、小区网格、商业街网格,挖掘金 融服务的切入点,实现有效获客。强化园区网格服务,划分园区网格,建立营销团队,走访园区企业, 实现以拳头产品获客、以优质服务留客。完善数字化营销平台,对网格客户建立标准档案,实现户户有 人管、人人有户管。 坚持依法合规,夯实经营发展根基。该行 ...
南通农商银行:创新“四维浸润法” 筑牢全民反诈防线
Jiang Nan Shi Bao· 2025-05-25 13:11
银龄守护,共建最美夕阳红。该行"小圆服务队"秉承"尊老、爱老、敬老、助老"的优良传统,积极对接 南通老年大学,将"反诈宣传小课堂"送到老年人身边,以创新宣传形式为老年学员们送上一份实用的金 融安全指南。服务队队员现场为老年人提供"一对一"咨询服务,结合近期频发的诈骗案例,讲解老年群 体中常见的诈骗类型及新型诈骗手段,如假冒公检法诈骗、虚假保健品推销、虚假养老保险代办服务 等,并与老年人互动答疑,共建微信群,构筑反诈长期防线。 公益惠民,文艺赋能更走心。该行积极响应国家"乡村振兴"号召,主动延伸金融服务半径,联合艺术团 体打造"反诈同心·你我同行"主题晚会,将反诈科普融入文艺展演,深入行政村上演别开生面的"金融 +文艺"宣传盛宴。非遗展演、戏曲联唱、金融主题情景剧、反诈快板书等多元形式,赢得村民们阵阵 喝彩。工作人员现场演示"防诈四步法",用"天上不会掉馅饼"等通俗警语,强化老百姓风险意识,打造 更接地气、更有温度的普惠金融服务。 作为金融安全守护者,南通农商银行将始终践行"金融为民"初心,坚持"用心服务"理念,不断探索反诈 工作新思路,构建常态化宣传机制,守护好群众的"钱袋子",为维护和谐稳定的金融环境贡献力 ...
东台农商银行红色引擎聚动能
Jiang Nan Shi Bao· 2025-05-25 13:11
聚焦机制创新,激发组织活力。"书记镇长进支行 乡村振兴携手行"共建活动历时两年半,实现全市14 个建制镇全覆盖;"党建金融干部挂职""金融助理驻村"挂职交流历时6年,完成镇长助理向党委委员、 主任助理向第一书记的提档升级;按照"一支部一特色"的要求,因地制宜打造"红石榴""果蔬椒乡""红 色五次方"等10个"懂你党建"子品牌。 聚焦民生福祉,彰显金融担当。聚焦银发客群,联合打造社区(居家)养老服务系统,为辖内7.1万名 高龄老人提供居家上门智能化服务;聚焦医疗领域,创新建立"智慧医疗"场景,投放"银医通"自助终端 80余台,年均提供自助服务突破30万余次;聚焦民生保障,开发"家门口"政务服务平台,年均办理换 卡、补卡、激活业务超万次,提供居保参保、补缴申请、领取申报和缴费查询等一站式服务突破3000 次。 江南时报讯 近年来,东台农商银行始终坚持党建引领,将红色基因融入发展血脉,将"党管金融"的政 治优势转化为发展优势,通过"三个聚焦"实现党建工作与业务发展的同频共振。 聚焦理论武装,筑牢思想根基。以习近平新时代中国特色社会主义思想凝心铸魂,深学细悟习近平总书 记关于金融工作的重要论述,以实际行动坚定拥护"两 ...
工行常州分行:“头雁”领航,增强民营经济金融保障
Jiang Nan Shi Bao· 2025-05-23 12:02
常州是"苏南模式"发源地之一,民营经济发达。工行常州分行作为国有大行,充分发挥"头雁"优势,深入贯彻党中央关于促进民营经济发展壮大的战略部 署,持续为民营企业提供强有力的金融保障。截至今年一季度末,该行民营贷款规模(新统计口径)突破410亿元,服务客户超3700户,长期保持同行业领 先。 常州分行党委书记、行长张华军说:"我们计划通过向'新'行动,力争在三年内把'专精特新'名单内的信贷覆盖率提升到90%,更有效地促进'产业—金融'良 性循环。" 工行常州分行高标定位,计划到2027年,民营贷款规模超过600亿元,客户总数突破6000户。在此目标下,该行建立了民营贷款专项考核评价制度,单列民 营信贷规模,并确保民企需求优先满足;在全省率先成立制造业金融服务中心,坚持专业人做专业事,组织推动制造业金融服务工作;在市行层面成立信贷 前中后服务专班,提升服务质效。 今年实施差异化授权以来,常州分行围绕目标客户清单,在两个月内审批通过民营法人企业28户,新核定授信近20亿元。 政策引领,持续完善民营企业金融服务体制 分层服务,重大项目与"专精特新"比翼齐飞 把"重大项目是否牵头"作为衡量项目金融竞争力的标准,该行按符合 ...
【深圳文博会】30家优秀文化苏企携千余“新”品组团吸睛
Jiang Nan Shi Bao· 2025-05-23 02:29
Core Insights - The 21st China (Shenzhen) International Cultural Industries Fair opened on May 22, showcasing over 120,000 cultural products across 16,000 square meters with participation from 6,280 domestic exhibitors and 305 international exhibitors [1][3] - Jiangsu Province presented its cultural achievements through two exhibition areas, featuring 30 outstanding cultural enterprises and over 1,000 new products, emphasizing the integration of culture and technology [3][4] Group 1: Cultural Innovation and Technology - Jiangsu's exhibition highlighted innovative cultural products, including a wearable armor inspired by "Along the River During the Qingming Festival," which achieved sales of 5 billion yuan in the first four months of the year, marking a 91% increase year-on-year [4] - The introduction of a digital identity certification system for Yixing purple clay teapots aims to enhance trust in the art collection market, with a transaction volume of nearly 200 million yuan on the "Purple Clay·Easy" app [5] - A smart dyeing production line utilizing advanced robotics was showcased, increasing production efficiency by six times, set to launch in 2024 [6] Group 2: Cultural Heritage and Modern Aesthetics - Traditional crafts are being revitalized through modern aesthetics, with products like silk scarves and hair accessories gaining popularity among younger consumers [6] - The integration of cultural elements into contemporary products, such as the "Moli Flower Sand Flow Refrigerator Magnet," reflects a blend of traditional and modern design [9] - The "Jiangsu Cultural Heritage Sorting and Research Project" has published approximately 1,600 volumes, establishing a comprehensive cultural encyclopedia [10] Group 3: Digital and Interactive Experiences - The fair introduced an AI exhibition area with over 60 companies, showcasing innovations like an entertainment robot that provides immersive experiences [8] - A VR project recreating the Ming Dynasty capital is set to launch in July, offering an immersive cultural experience [11] - The emergence of a 4K transparent sound LED screen in cinema technology represents a significant advancement in audio-visual experiences [12]
昆山农商银行三举措助力民企高质量发展
Jiang Nan Shi Bao· 2025-05-22 23:56
Core Insights - The company focuses on serving private enterprises as a core strategy, enhancing the financial service system for these businesses in the Kunshan region, contributing to local economic development [1] Group 1: Service Mechanisms - The company employs a "grid + digital" model to continuously update data on private enterprises and create a "credit map," facilitating regular visits and tailored services [2] - A specialized team for small and micro enterprises has been established to coordinate financing efforts, ensuring a consistent service mechanism [2] - The company has implemented a tiered action plan for different client segments, enhancing the frequency and quality of client interactions [2] Group 2: Product Optimization - The company has developed a streamlined product system to meet the "short, frequent, urgent" financing needs of private enterprises, introducing standardized mortgage products and credit products [3] - A proactive mechanism for identifying financing needs of existing clients has been established, ensuring timely support through seamless loan renewals [3] - A dedicated service channel for private enterprises has been created, prioritizing investigation, review, approval, and issuance of loans for listed companies [3] Group 3: Industry Research and Customization - The company integrates deeply into the local industrial ecosystem by promoting village-level credit models and focusing on unique local industries [4] - A strategy of "one bank, one circle, one special project" has been implemented, forming agile teams to develop industry-specific financial solutions [4] - The company collaborates with various industry associations to design specialized products that meet the financial needs of enterprises in specific sectors [4]
苏州工业园区“三维发力”深化全链条安全治理
Jiang Nan Shi Bao· 2025-05-22 23:48
Group 1 - The core viewpoint emphasizes the transformation of safety management in Suzhou Industrial Park from passive response to proactive governance, focusing on the comprehensive management of "in-plant" and hazardous chemicals to effectively mitigate major safety risks and enhance modern safety production governance capabilities [1] Group 2 - Institutional innovation is strengthened by clarifying 19 departmental and local responsibilities, creating a detailed list of 31 negative scenarios, and enhancing safety supervision of state-owned assets [2] - The park has established three key task lists for hazardous chemicals, including responsibilities and feedback mechanisms, resulting in six work objectives and 71 specific tasks to ensure comprehensive governance [2] Group 3 - Digital empowerment is utilized to develop a full-cycle management model through the "SIP Safety 360" system, enabling online management of enterprises from entry to exit [3] - An electronic ledger for each enterprise is established, with a monthly self-inspection and quarterly coverage check mechanism, leading to 1,971 self-inspections conducted throughout the year [3] Group 4 - The regulatory information system for hazardous chemicals is optimized, with regular online inspections and safety audits completed for two key enterprises [4] - The initiative promotes the creation of "leak-free factories" in chemical enterprises [4] Group 5 - Targeted measures are taken to enhance the safety management ledger for "in-plant" enterprises, promoting comprehensive governance across all stages of investment, operation, and exit [5] - A special governance initiative addresses challenges related to segmented leasing and mixed operations, promoting remediation or gradual elimination [6] Group 6 - Dynamic control of major hazards is implemented, guiding one enterprise to reduce and verify major hazards, effectively lowering safety risks [7] - The initiative encourages chemical enterprises to update outdated facilities, adopt low-risk processes, and upgrade automation, driving a transition towards intelligent and green operations [7]
全球好物“礼”聚华东 第七届上海国际礼业博览会赋能开拓新增长
Jiang Nan Shi Bao· 2025-05-22 08:03
Core Insights - The 7th GH Shanghai Gift Expo will be held from July 17-19, 2025, at the Shanghai New International Expo Center, focusing on the gift and home industry in East China [1] - The expo aims to create a comprehensive gift ecosystem by gathering global suppliers and addressing corporate gift procurement, brand marketing, and supply chain upgrades [1][2] Group 1: Event Overview - The expo will cover an area of 50,000 square meters, featuring 1,500 exhibitors and showcasing 100,000 trendy products [2] - It will focus on four major consumer hotspots: Mid-Autumn gifts, fragrances, designer brands, and emerging brands, attracting various professional buyers from East China and nationwide [2] Group 2: Market Trends - The rise of the Z generation's purchasing power has made IP culture and trendy products key growth drivers in the gift industry [3] - The expo will feature over a thousand new products from leading IP licensors and independent design brands, targeting the young consumer market [3] Group 3: Customization and Services - The expo will provide full-category customization services and one-stop procurement solutions to meet the increasing demand for corporate customization [4] - Advanced technologies such as 3D printing and digital laser engraving will be demonstrated to enhance customization capabilities [4] Group 4: Industry Connectivity - The expo aims to connect the entire industry chain, facilitating supply-demand matching between manufacturers, gift companies, and e-commerce platforms [5][6] - It will feature a diverse range of exhibitors, including full-service providers, independent creative brands, and source factories, to support various business needs [6] Group 5: Future Growth - The GH Shanghai Gift Expo serves as a platform for product display and industry trend insights, aiming to help businesses overcome homogenization and explore new market opportunities [7] - The event invites global buyers to witness the evolving landscape of the gift industry, emphasizing the theme "Everything Can Be a Gift" [7]
聚象生活宣布上市消息以数字化转型引领共享农庄发展新未来
Jiang Nan Shi Bao· 2025-05-22 04:33
Core Insights - The financial industry's digital transformation is entering a critical phase, driven by rapid technological advancements and the need for innovative concepts, channels, products, and business models [1][2] - JuXiang Life Group, an innovative enterprise focused on shared farm investments, is prioritizing digital transformation to promote high-quality development [1] Group 1: Digital Transformation Strategy - JuXiang Life Group emphasizes the importance of cultivating employee ideals and enhancing financial culture education to support business development [1] - The company aims to continuously optimize business processes and improve service efficiency and quality by focusing on its core digital transformation goals [1] - JuXiang Life Group is committed to creating a vibrant and innovative new business model through technological and management innovations [1] Group 2: Data-Driven Business Model - JuXiang Life Group leverages big data to better understand market demands and provide personalized financial products to investors [2] - The data-driven approach enhances the breadth, depth, and precision of financial work, injecting new momentum into financial services [2] - The company plans to officially list in late July, marking a new starting point for its digital transformation and continued focus on shared farm investments [2] Group 3: Integration of Finance and Agriculture Technology - JuXiang Life Group aims to deepen the integration of the financial industry with agricultural technology through digital means [2] - The dual mission of enhancing industry efficiency and innovation capabilities while improving financial services to the real economy reflects the company's social responsibility [2] - This approach not only supports the company's market reputation but also promotes broader industry upgrades [2]