中经记者 张漫游 北京报道 在2019年以战略投资者身份入股锦州银行六年后，工商银行正式收购了锦州银行。 10月26日，锦州银行官网发布的公告显示，由工商银行收购承接锦州银行相关资产、负债、业务、网点 和人员（以下简称"本次转让"）。工商银行与锦州银行就本次转让签署了《收购承接协议》。值得一提 的是，锦州银行的公告特别强调，锦州银行存款人的合法权益将不受影响。 业内人士认为，从"包商模式"到"锦州模式"的演进，我国在处置中小金融机构风险时策略的优化升级。 从战略入股到全面收购 在本次收购的具体操作层面，锦州银行公告显示，本次转让还需开展相关IT系统等准备，在此期间，锦 州银行客户及相关权利人可继续通过锦州银行线上、线下渠道办理业务。工商银行及锦州银行将共同维 护存款人和其他客户及相关权利人的有关权益。工商银行及锦州银行将在正式实施本次转让及相关业务 迁移前另行发布正式公告，最终以正式公告为准。 在此之前，2024年3月，国家金融监督管理总局辽宁监管局披露称，同意辽宁金融控股集团有限公司收 购锦州银行股份，收购股份数不超过60.34亿股。收购后，辽宁金融控股集团有限公司持股比例不超过 49.81%。 双重导向下 ...

Group 1 - The integration of AI in the financial industry is evolving through three levels: data governance and knowledge, vertical model development and risk control, and security systems with full-stack AI collaboration [2][3] - In the first level, data governance is crucial, with the People's Bank of China promoting layered and classified data management, distinguishing between public market data and customer privacy data [2] - The second level focuses on the development of vertical models in areas like credit and wealth management, emphasizing the need for careful model training to mitigate risks associated with new data and algorithms [3] Group 2 - The third level highlights the importance of security mechanisms for large models, with financial institutions implementing technologies like safety barriers to ensure secure user interactions and data supply [3] - There is a need for financial institutions to optimize computing power while maintaining model accuracy, as quantization can save resources but may lead to precision loss [3] - Future developments in the financial sector will require clear definitions of AI and human responsibility boundaries, along with the establishment of relevant standards to address AI-related risks [3]

Core Viewpoint - The State Post Bureau of China has conducted a discussion with Zhongtong Express regarding its non-compliance in operational behavior, highlighting issues related to service quality and employee rights protection [1] Group 1: Regulatory Actions - The State Post Bureau pointed out that Zhongtong Express has been adjusting operational rules arbitrarily, leading to low service quality and inadequate protection of courier rights [1] - The Bureau has mandated Zhongtong Express to strictly implement its service network management responsibilities and improve service quality while ensuring fair market competition [1] Group 2: Company Response - Zhongtong Express has stated that it will fully investigate and rectify the issues raised during the discussion, aiming to enhance service quality and compliance [1] - The company emphasized its commitment to safeguarding the legal rights of its employees and improving operational standards across its network [1] Group 3: Financial Performance - In the first half of the year, Zhongtong Express reported a revenue of 22.72 billion yuan, reflecting a year-on-year growth of 9.8% [1] - The company's operating costs increased by 21.5% year-on-year, reaching 17.089 billion yuan [1] - The net profit attributable to ordinary shareholders was approximately 4 billion yuan, showing a slight decline of 1.4% year-on-year [1]

Core Insights - The rapid digital transformation in the insurance industry has exposed significant compliance gaps regarding data protection and user rights [1][3][4] - A recent report from the Shanghai Communications Administration highlighted that 27 apps were found to infringe on user rights, with 25 of these being financial apps, predominantly from insurance companies [2][3] Group 1: Compliance Issues - 14 insurance apps from 6 different insurance institutions were specifically identified in the report, indicating a high concentration of compliance issues within the insurance sector [2][3] - Common issues found in these apps included the failure to clearly state personal information processing rules and inadequate handling of user complaints [2][3] Group 2: Industry Challenges - The insurance industry has been criticized for its lack of a robust data compliance culture, with many institutions prioritizing business expansion over privacy compliance [3][4] - There is a systemic issue where data is viewed as a tool for customer conversion rather than a protected asset, leading to practices such as the illegal purchase of customer information [3][4] Group 3: Recommendations for Improvement - Experts suggest that insurance companies need to prioritize personal information compliance, establish strict data management and protection mechanisms, and enhance the efficiency of data utilization [4] - The industry faces three main challenges: weak data foundations, a disconnect between technology and management, and a lack of compliance culture among employees [4]

中经记者 陈雪波 成都报道 优质产品的背后，有专业且成熟的团队和公司。"四川石窟·数字传承"项目由省委网信办、省文物局主 办，四川日报全媒体视觉中心实施，已完成83处石窟数字化采集建模；四川文投数字文化产业有限公司 的VR体验项目让参会嘉宾可以身临其境体验红军长征这一历史奇迹；成都金沙博物馆的VR体验项目生 动地展示金沙祭祀文化及其历史演变过程；四川文化传播有限公司带来的古蜀文明数字展，全球巡展先 后走进13个国家和地区，成为四川省国际文化交流新名片。 记者从活动上了解到，在数字文旅之外，四川省数字文娱产业发展速度也非常迅猛。其中，四川省游戏 创新发展中心打造了四川游戏研发出版运营综合服务平台，游戏出版数量较2023年增长15%。全省建成 十大动漫产业园区及多个文化产业园区，18所高校开设电竞相关课程，动漫产业生态不断完善。产业规 模不断扩大，全省游戏产业年总收入663亿元，《王者荣耀》等本土游戏IP贡献突出，带动关联产业营 收增长20.1%。 10月27日至28日，第五届数字经济投融资机构四川行在达州市举行。《中国经营报》记者了解到，达州 在数字化发展方面取得了显著成效，已建成川东大数据中心和西部首个超智融 ...

Core Insights - China Ping An reported a revenue of 832.94 billion yuan for the first three quarters of 2025, marking a year-on-year growth of 7.4% [1] - The net profit attributable to shareholders reached 132.86 billion yuan, reflecting an 11.5% increase year-on-year [1] Business Performance - The new business value for life and health insurance reached 35.72 billion yuan, up 46.2% year-on-year, with a new business value rate increasing by 9.0 percentage points [2] - The property and casualty insurance segment generated service revenue of 253.44 billion yuan, a 3.0% increase, while original premium income rose by 7.1% to 256.25 billion yuan [2] - The investment portfolio achieved a non-annualized comprehensive investment return of 5.4%, up 1.0 percentage point year-on-year [2][3] Investment Strategy - The investment portfolio size exceeded 6.41 trillion yuan, growing by 11.9% since the beginning of the year [3] - The company is actively managing interest rate fluctuations and increasing equity allocations to ensure stable long-term investment returns [3]

中经记者 吴静 卢志坤 北京报道 10月28日，北京昌平区北七家板块一宗宅地出让，中建智地+未来科学城以底价26.012亿元摘得，成交 楼面价2.49万元/平方米。 《中国经营报》记者了解到，目前北京核心区域与郊区市场的分化趋势持续深化。北七家板块作为远郊 区域，新房与二手房市场价格已呈现一定回调态势，更考验企业对成本、产品及开发节奏的精准把控。 地块前期挂牌即转正 此次出让的地块为昌平区北七家镇歇甲庄村（A地块）土地一级开发项目CP02-0704-0038、0046、 0035、0043、0044、0045地块。 地块前期吸引中建智地+未来科学城报名，最终该联合体以底价26.012亿元摘得，成交楼面价2.49万元/ 平方米。 区域楼市承压 值得注意的是，地块所在板块所面临的多重挑战仍需要审慎评估。据张凯介绍，北七家作为远郊板块， 其新房与二手房市场价格已呈现一定回调态势，反映出该区域在整体市场环境下行过程中所面临的压 力。 该地块包括R2二类居住用地、A8社区综合服务设施用地、A33基础教育用地、A2文化设施用地及A4体 育用地，土地面积约6.35万平方米，规划建筑面积约10.47万平方米。 根据出让文件， ...

Core Insights - ZTE Corporation reported a revenue of 100.52 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 11.6% [1] - The net profit attributable to shareholders reached 5.32 billion yuan, achieving growth despite a decline in domestic operator infrastructure investment, driven primarily by explosive growth in computing power business and global expansion [1] Revenue Breakdown - The computing power revenue surged by 180% year-on-year, accounting for 25% of total revenue, with server and storage business growth reaching 250% and data center products increasing by 120% [1] - The enterprise business revenue doubled, growing by 130% year-on-year, while the home and personal business accounted for 25% of total revenue [1] Market Position - ZTE's cloud terminal maintained a leading market share of 44.5% in the domestic market, and overseas mobile activations increased by over 25% [1] R&D Investment - The company invested 17.81 billion yuan in research and development, representing 18% of its revenue, and successfully developed self-researched DPU chips to achieve efficient interconnection of domestic GPU clusters [1]

《中国经营报》记者注意到，国家邮政局方面指出，中通快递经营行为不规范，随意调整运营规则，存 在服务质量不高、快递员合法权益保障措施落实不到位等问题，要求该公司严格落实中通快递服务网络 管理主体责任，改进快递服务质量，强化合规经营体系建设，保障快递员合法权益，自觉维护公平竞争 市场秩序。 对此，中通快递官方回应称，公司会严格按照约谈要求，针对涉及的问题全面排查、全面整改、全网落 实，同时进一步提升服务质量，提升合规经营，提升网点和员工的合法权益保障。 据中通快递此前披露的半年报数据，今年上半年，中通快递实现营业收入227.2亿元，同比增长9.8%； 营业成本则同比增长21.5%，达到170.89亿元；归属于普通股东的净利润约40亿元，同比微降1.4%。 （文章来源：中国经营报） 10月28日，国家邮政局官网发布消息称，该局对中通快递（02057.HK）进行了约谈。 ...

Group 1 - The eighth China International Import Expo (CIIE) will be held from November 5 to 10, 2023, at the National Exhibition and Convention Center in Shanghai, with preparations nearly complete [2] - This year's expo will feature participation from 155 countries, regions, and international organizations, with 4,108 overseas enterprises exhibiting across an area exceeding 430,000 square meters, marking the largest scale in its history [2][4] - The expo will showcase 461 new products, technologies, and services, focusing on emerging industries such as low-altitude economy and humanoid robots, while also introducing themes like silver economy and ice and snow economy [4] Group 2 - The Qingpu District, as the permanent host of the CIIE, will enhance its role by organizing a "招商百人团" (招商百人团) with 355 members to improve investment attraction and facilitate deeper engagement with high-quality exhibitors [5] - The district plans to hold the "Qingpu 2025 City Promotion Conference" and "Qingpu Cultural Exchange Exhibition" during the expo to showcase its advantages and development opportunities [5] - The Qingpu trading group has registered 3,712 units and approximately 26,400 professional visitors, indicating a steady increase in procurement scale and participation enthusiasm [5] Group 3 - The spillover effects of the CIIE are evident, with Baihe Town in Qingpu District establishing a "cross-border e-commerce + industrial belt" pilot zone, leading to over 200 cross-border e-commerce enterprises and a total trade scale exceeding 5 billion yuan [3][6] - The pilot zone aims to provide one-stop overseas services for cross-border e-commerce companies in the Yangtze River Delta region, leveraging national strategic resources [6] - A front-loading collection warehouse has been established to enhance efficiency and reduce costs for cross-border e-commerce logistics, with plans to expand from an initial 4,000 square meters to 40,000 square meters [7]