【工商银行发布2025年三季报 实现营收、净利润双增长】10月30日，工商银行发布2025年三季度业绩 报，数据显示，报告期内，该行营业收入6109.68亿元，同比增长1.98%；归属于母公司股东的净利润为 2699.08亿元，同比增长0.33%。资产质量方面，截至2025年9月底，该行不良贷款率1.33%，下降0.01个 百分点；拨备覆盖率217.21%，上升2.30个百分点。中经记者 张漫游 北京报道 ...

2025年10月30日，农业银行公布了第三季度经营业绩。据该行三季报显示，农业银行经营效益继续稳健 向好。净利润和营业收入继续保持正增长，增速较上半年分别提升0.75个、1.15个百分点。其中，净利 润2223亿元，同比增长3.28%；营业收入5508亿元，同比增长1.87%。 值得一提的是，农业银行前三季度的县域贷款增量突破万亿元。截至三季度末，县域贷款余额10.90万 亿元，新增10417亿元，增速10.57%，高于全行平均水平2.21个百分点；余额占境内贷款比重40.98%。 乡村产业、乡村建设领域贷款余额分别为2.74万亿元、2.47万亿元，增速分别达22.8%、9.7%。粮食和 重要农产品保供相关领域贷款余额1.25万亿元，增速25.1%。农户专属产品"惠农e贷"余额1.83万亿元， 新增3351亿元，增速22.4%。 中经记者 杨井鑫 北京报道 在资产质量方面，该行不良贷款率为1.27%，较年初下降3BP。逾期贷款率1.22%，逾期与不良"剪刀 差"连续21个季度保持为负。拨备覆盖率295.08%。 此外，农业银行三季度末科技贷款余额超4.7万亿元。发行200亿元科技创新债券；承销科技创新债257 ...

中经实习记者 孙小琴 记者 夏欣 北京报道 在全球格局和科技创新趋势深刻变化的今天，资本市场的发展与功能发挥面临新的要求与期待。不失时 机深化改革，增强市场制度的包容性、适应性，提升市场吸引力和竞争力，成为在不确定环境中赢得主 动的关键。 10月28日，2025金融街论坛年会以"创新 合作 开放——全球经济重构中的科技创新与金融服务"为主 题，成功举行了"多层次资本市场精准赋能中小企业高质量发展"的圆桌对话。财通证券、东吴证券、开 源证券、景顺长城基金、中科星图等多家公司的重磅嘉宾齐聚，深入探讨多层次资本市场如何通过创新 驱动和国际合作，以开放共赢形式重塑全球经济增长动能。 券商：全生命周期服务模式创新 如何在多层次资本市场创建背景下，创新服务模式、精准赋能中小企业？在促进中小企业高质量发展的 进程中实践路径是怎么样的？ 财通证券党委书记、董事长章启诚表示，财通证券作为浙江省属国有券商，坚持创新驱动首位战略，积 极培育和发展新质生产力，形成了独具特色的"1+3"模式创新体系。 "这种以客户为中心的服务模式，打破了传统金融服务的逻辑，通过全面启动重大改革，真正构建起以 客户为核心的服务体系。"章启诚进一步介绍， ...

中经记者 郭婧婷 北京报道 在全球经济格局深刻重构的背景下，科技创新与金融服务的深度融合正成为驱动经济增长的核心引擎。 10月29日，在2025金融街论坛年会"创新 合作 开放——全球经济重构中的科技创新与金融服务"平行论 坛上，来自监管部门、金融机构、交易所、上市公司等代表齐聚，展开深入交流。 制度护航 构建适应科创企业需求的资本市场生态，离不开顶层设计与制度保障。 "坚持服务和管理并重，坚持发展和帮扶并举，着力完善'政策法规''优企培育''公共服务'三个体系，促 进中小企业专精特新发展。"工业和信息化部中小企业局局长梁志峰介绍，近年来，围绕"提升中小企业 创新能力和专业化水平"这一核心目标，工信部持续健全政策法规体系，筑牢"专精特新"企业发展的制 度根基；构建梯度培育体系，激活企业专业化发展动能；完善跟踪服务体系，提供精准高效的发展支 撑。 "服务中小企业的资本市场新生态正在加速形成。"中国证监会公众公司监管司一级巡视员商庆军认为， 为更好发挥多层次资本市场支持科技创新的功能，证监会将重点推进四方面工作：一是发挥多层次市场 综合优势，强化差异化定位与协同化功能；二是聚焦市场动态平衡，培育壮大"耐心资本"； ...

Core Insights - Construction Bank reported positive year-on-year growth in key financial metrics for the first three quarters of 2025, including operating income, non-interest net income, pre-provision profit, and net profit [1] - The bank's operating income reached 560.28 billion yuan, a 1.44% increase compared to the same period last year [1] - Net profit was 258.45 billion yuan, reflecting a 0.52% year-on-year growth, with a continuous increase in growth rate over the past two quarters [1] Financial Performance - Pre-provision profit amounted to 411.36 billion yuan, up 1.03% year-on-year [1] - Total assets as of September 30 were 45.37 trillion yuan, an 11.83% increase from the end of the previous year [1] - Total liabilities reached 41.71 trillion yuan, growing by 12.05% year-on-year, with total deposits at 30.65 trillion yuan, a 6.75% increase [1] Loan and Asset Quality - The non-performing loan ratio stood at 1.32%, a decrease of 0.02 percentage points from the end of the previous year [1] - Provision coverage ratio improved to 235.05%, an increase of 1.45 percentage points year-on-year [1] - Capital adequacy ratio was reported at 19.24% [1] Loan Distribution - By the end of the third quarter, loans to the manufacturing sector exceeded 3.5 trillion yuan, while loans to the private economy surpassed 6.7 trillion yuan [2] - Green loans reached 589 billion yuan, and inclusive loans for small and micro enterprises increased to 3.81 trillion yuan, up by 397.69 billion yuan from the end of the previous year [2] - The number of loan customers grew to 3.7 million, an increase of 345,500 customers year-on-year [2] - Loans to core industries of the digital economy showed steady growth, exceeding 800 billion yuan [2]

中经记者 颜世龙 北京报道 10月30日，北京市政府新闻办公室举行首都"十四五"规划高质量收官系列主题新闻发布会——高精尖产 业发展专场。 2024年，规上工业总产值突破2.5万亿元，"十四五"前四年平均增速达5.6%；信息软件业营业收入规模 突破3.3万亿元，占全国四分之一，"十四五"前四年平均增速达17.1%。今年前三季度，工业和信息软件 业合计实现增加值突破1.3万亿元，对经济增长的贡献率近六成。十大高精尖产业规模全部达到千亿 级，其中新一代信息技术、科技服务业、医药健康3个产业规模超过万亿元。 （编辑：卢志坤 审核：童海华 校对：颜京宁） 《中国经营报》记者了解到，"十四五"时期，北京高精尖产业能级实现新跃升，成为经济增长重要贡献 者。2024年，北京市高精尖产业规模近6万亿元，较2020年增长61%，高精尖产业增加值占地区生产总 值比重达到33.1%，较2020年提升4.5个百分点。 ...

10月30日，浙商银行发布2025年三季报。财报显示，截至9月末，该行总资产达3.39万亿元，比上年年 末增长1.91%。实现营业收入489.31亿元，归属于本行股东的净利润116.68亿元。资产质量得以改善， 不良贷款率1.36%，比上年年末下降0.02个百分点。 中经记者 张漫游 北京报道 （编辑：杨井鑫 审核：朱紫云 校对：颜京宁） ...

Core Viewpoint - The China Securities Regulatory Commission has approved the initial public offering (IPO) registration of Moore Threads Technology, which aims to raise 8 billion yuan to list on the Sci-Tech Innovation Board [1] Company Overview - Moore Threads is recognized as a representative enterprise in the domestic AI chip sector, having achieved technological breakthroughs with its self-developed MUSA architecture that supports AI computing acceleration, graphics rendering, physical simulation, scientific computing, and ultra-high-definition video encoding and decoding [1] Financial Performance - The projected operating revenues for Moore Threads from 2022 to 2024 are approximately 46.0883 million yuan, 124 million yuan, and 438 million yuan, respectively [1] - The net profits for the same period are expected to be around -1.84 billion yuan, -1.673 billion yuan, and -1.492 billion yuan, indicating a trend of continuous loss reduction [1] - In the first half of 2025, the company reported an operating revenue of approximately 702 million yuan and a net profit attributable to shareholders of about -271 million yuan [1]

Core Viewpoint - *ST Yuancheng (603388.SH) is facing multiple delisting risks, including trading-related, major violation, and financial delisting risks, with a market capitalization that has fallen below the threshold for continued listing [1][2][3] Group 1: Delisting Risks - The company has a total market capitalization of 2.8 billion yuan as of October 29, which has been below 5 billion yuan for 12 consecutive trading days, triggering trading-related delisting risks [1][2] - The stock price closed at 0.86 yuan on October 29, marking three consecutive trading days below 1 yuan, which also contributes to the trading-related delisting risk [2][3] - The company is also at risk of major violation delisting due to administrative penalties for financial misconduct, including inflated revenues and profits over three years [3][4] Group 2: Financial Misconduct - The company has been found to have inflated its revenue by 209 million yuan and profits by 50 million yuan from 2020 to 2022, leading to administrative penalties from the China Securities Regulatory Commission (CSRC) [4][5] - The CSRC has proposed fines totaling 37.45 million yuan against the company and 42 million yuan against five responsible individuals, along with a 10-year market ban for the actual controller [4][5] - The financial misconduct has resulted in the company being subject to risk warnings and potential delisting if it fails to meet the requirements after the 2025 annual report [3][4]

中经记者 孙汝祥 夏欣 北京报道 此前的10月10日，因连续3年虚增收入和利润，证监部门对*ST元成作出行政处罚事先告知。此后*ST元 成股价一路下跌，10月29日收跌4.44%报0.86元/股，已连续3个交易日低于1元/股。 三重退市风险 *ST元成10月29日公告显示，根据上交所《股票上市规则》相关规定，上市公司出现连续20个交易日在 上交所的每日股票收盘价均低于1元的或上市公司出现连续20个交易日在上交所的每日股票收盘总市值 均低于5亿元情形的，上交所将决定终止公司股票上市，属于交易类强制退市。 而公司股票10月29日收盘价为0.86元，已连续3个交易日低于1元，市值为2.93亿元，已连续12个交易日 总市值低于5亿元，即使后续8个交易日（不包含公司股票全天停牌日）连续涨停，也将因连续20个交易 日收盘总市值低于5亿元而触及交易类强制退市。 不仅如此，*ST元成还存在可能重大违法强制退市风险、财务类退市风险。 10月10日，证监会通报，*ST元成连续3年虚增收入和利润，违反证券法律法规；针对*ST元成涉嫌触及 重大违法强制退市情形，上交所将依法启动退市程序。 此外，*ST元成2025年半年度（未经注册会 ...