Core Viewpoint - The article highlights the successful preservation and innovation of the traditional "Xikou Layered Cake" in Ningbo, showcasing its cultural significance and adaptation to modern consumer preferences [1][2]. Group 1: Company Overview - The "Xikou Layered Cake" has a history of over 100 years, with the "Jiang Family Longmen Layered Cake" shop established in 1916, currently led by the third-generation inheritor, Jiang Dingjun [1]. - The shop has become a cultural symbol and a must-try delicacy for tourists, especially during the summer season [1]. Group 2: Innovation and Product Development - The company has maintained traditional production techniques while also exploring new products, such as fish-flavored and taro-flavored layered cakes, to attract younger consumers [2]. - New product innovations include the introduction of layered cake ice cream, which has gained popularity among tourists [2]. - The company has also upgraded its packaging to appeal to modern aesthetics, enhancing its brand visibility [2]. Group 3: Financial Support and Growth - Since 2016, the Postal Savings Bank has provided a total of 3.1 million yuan in loans to support the business's growth and product innovation [3]. - The Xikou area now has over 30 production units with an annual output value exceeding 26 million yuan, indicating a robust market presence [3]. - The layered cake not only serves as a delicious treat but also embodies the rich heritage of non-material cultural assets, contributing to local tourism and cultural education initiatives [3].

Core Viewpoint - Lishui, a city in Zhejiang, is gaining popularity as a tourist destination, particularly the Yunhe Rice Terraces, which have been recognized for their natural beauty and cultural significance [1][2]. Group 1: Tourist Attraction - Yunhe Rice Terraces have a history of over 1,000 years, developed during the Tang Dynasty and flourishing in the Yuan and Ming Dynasties [2]. - The terraces are characterized by "three thousand" (1,000 years of history, 1,000 meters elevation drop, and 1,000 layers of terraces) and "three ten thousand" (10,000 acres of azaleas, 10,000 acres of sea of clouds, and 10,000 acres of bamboo forests) [2]. - In February 2024, Yunhe Rice Terraces were designated as a national 5A-level tourist attraction, increasing its visibility and attracting more visitors [2]. Group 2: Infrastructure and Development - Since 2018, local investments have been made to enhance the tourist experience, including the construction of a visitor center, cableway, and a world rice terrace museum [2]. - Continuous improvements in tourism-related infrastructure and cultural exploration have elevated the scenic area’s appeal and service quality [2]. Group 3: Financial Support and Consumer Engagement - Agricultural Bank of China’s Lishui branch has provided nearly 350 million yuan in loans to support the integration of agriculture, culture, and tourism in the region [3]. - In March, financial regulators encouraged banks to increase credit support for the cultural tourism sector, aligning with the goal of boosting consumer spending [3]. - The bank launched a promotional campaign offering discounts for credit card holders at the Yunhe Rice Terraces, enhancing visitor experience and encouraging spending [4].

Group 1 - The article highlights the significant improvement in payment convenience in the ancient city of Langzhong, Sichuan, attracting both domestic and international tourists [1][2] - The People's Bank of China in Nanchong has been actively promoting payment facilitation in Langzhong, creating a "no-barrier payment street" with over 150 key merchants and various payment options like WeChat and Alipay [2][3] - During the summer vacation, promotional activities led to over 3,100 discount transactions amounting to approximately 66,100 yuan, stimulating consumption exceeding 3 million yuan in the Langzhong business district [2] Group 2 - The article also discusses the payment service enhancements at the Sanxingdui Museum in Deyang, which has seen an influx of tourists during the summer season [4] - The People's Bank of China in Deyang has implemented various payment services, including a bilingual feedback system and promotional discounts for visitors, enhancing the overall tourist experience [4] - The financial services provided are aimed at boosting cultural tourism consumption in the Sichuan-Chongqing region, demonstrating the integration of finance and tourism [4]

Core Viewpoint - The Ministry of Finance, along with several other government departments, has issued a loan interest subsidy policy aimed at service industry operators, focusing on eight key consumption service sectors to stimulate economic growth and enhance service quality [1][2]. Group 1: Policy Details - The loan interest subsidy policy covers bank loans issued to service industry operators in eight sectors: catering, accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [1]. - The subsidy rate is set at 1%, with a one-year implementation period. Each eligible service operator can receive a maximum loan of 1 million yuan, with a subsidy cap of 10,000 yuan per entity [1]. Group 2: Economic Impact - The policy is expected to support high-quality development in the service industry and promote structural economic upgrades, as stated by industry experts [1]. - The service industry is recognized for its significant employment capacity, and the subsidy is anticipated to stabilize and expand employment opportunities [2]. Group 3: Bank Response - Agricultural Bank of China was the first major state-owned bank to respond to the policy, announcing its commitment to implement the loan interest subsidy program [2]. - The bank outlined specific conditions for eligible loans, including the requirement that funds must be used to improve consumption infrastructure and enhance service supply capabilities [2][3]. Group 4: Compliance and Monitoring - Experts emphasize the importance of strict monitoring of fund usage to ensure compliance with the policy's intent, preventing funds from being diverted to other areas for speculative activities [3]. - All six major state-owned banks have issued announcements regarding their participation in the loan interest subsidy program [4].

Core Viewpoint - The small lobster industry in Qianjiang, Hubei, has seen rapid growth, with a comprehensive output value exceeding 87 billion yuan and an annual trading volume of 800,000 tons, accounting for 60% of Hubei's total output and 25% of the national total, indicating a strong market demand and potential for further expansion [1][2]. Group 1: Industry Growth - The small lobster has become a popular night snack, making Qianjiang a destination for food enthusiasts, especially during the summer [1]. - The industry is on track to become a trillion-yuan sector, reflecting its significant economic impact [1]. Group 2: Financial Support - Financial institutions are playing a crucial role in supporting the small lobster industry, with companies like Henglong Agricultural Products receiving quick loans to address cash flow issues and expand procurement [2]. - Everbright Bank has facilitated international trade for the small lobster industry by providing credit and foreign exchange services, helping local products reach international markets [2]. Group 3: Employment and Community Impact - The development of the small lobster industry has led to the cultivation of 500,000 acres of lobster farming, benefiting 150,000 households and increasing their income by 1.32 billion yuan [3]. - Financial strategies are being tailored to support rural revitalization and enhance employment opportunities within the community [3].

一个多月内，中国证监会在其官网先后通报越博动力（现"越博退"）、 *ST高鸿两例财务造假案件 处理情况。除上市公司及直接责任人被依法严惩外，引发各方关注的是，配合造假的第三方也被同步追 责。 "第三方主体配合、串通上市公司实施造假，双方乃至多方形成利益链、'生态圈'，是近年来资本 市场财务造假的新特点，不仅扰乱市场秩序，且严重污染市场生态，必须予以严厉打击。"中国证监会 在通报中明确表示。 2024年以来，监管部门已多次明确严厉打击系统性造假和配合造假，并将第三方配合造假纳入惩治 范围，释放出严厉打击第三方造假的明确信号。 据《金融时报》记者不完全统计，今年内，因财务造假而被证监部门处罚或拟处罚的上市公司中， 8家涉及第三方公司配合虚构业务，包括ST诺泰、*ST苏吴、ST朗源、*ST广道、*ST恒久、*ST锦港、 ST智云、ST中青宝等。 第三方配合造假认定存诸多难点 梳理过往文件可以发现，第三方配合上市公司实施财务造假并非近年来才有的"新鲜"手段。据厦门 国家会计学院教授黄世忠统计，2019年至2023年，涉及客户、供应商、隐性关联方、金融机构等三方配 合造假的上市公司共计53家，多达541家第三方配合造假 ...

什么时间能享受到政策？ 最高能享受多少补贴？ 如果一名消费者使用个人消费贷款，在政策执行期内花了20万元用于装修、购置家具家电等消费 品。假设该笔消费贷款年利率为3%，在没有贴息的情况下，全年需要支付贷款利息是6000元；享受个 人消费贷款一个百分点的贴息以后，最高可减少利息支出2000元，这样就可以获得1/3的利息补贴。 贷款经办机构有哪些？ 具体规则为，对于单笔5万元以下的消费，按照实际金额计算贴息，多笔叠加以后，在同一家贷款 机构最高可以享受贴息1000元；对于单笔5万元以上的消费，以5万元为上限来计算贴息，也可以多笔叠 加，加上小额消费的贴息以后，在同一家贷款机构最高可享受贴息是3000元。 申请贷款贴息需要哪些操作？ 借款人在申请个人消费贷款签订相关贷款合同的同时，要授予贷款经办机构相关权限，允许其识别 贷款发放账户或者指定账户的交易信息。对于已经签订的贷款，贷款经办机构可通过签订补充协议等方 式来取得借款人的相关授权。 贷款经办机构将根据借款人实际消费情况，按照政策规定的贴息比例、贴息上限等要求来计算财政 贴息金额，在定期收取贷款利息的时候，直接扣减由财政承担的贴息资金，借款人可通过短信、手机 A ...

值得关注的是，在此次主动申请退市前，因2024年年报难产，天茂集团本身也面临着较大的退市压 力。 今年以来，A股已有多家公司主动退市。 设有投资者保护机制 A股又有一家上市公司拟主动退市。 近日，天茂实业集团股份有限公司（以下简称"天茂集团"）发布公告称，公司拟以股东会决议方式 主动撤回A股股票在深交所的上市交易。不过，目前以股东会决议方式主动退市尚须股东表决通过。 在主动申请退市前，因2024年年报"难产"，天茂集团面临着较大的退市压力。根据此前公告，天茂 集团因未在法定期限内披露2024年年报、2025年一季报，公司自7月8日起复牌并实施退市风险警示。根 据上市规则，如果自实施退市风险警示之日起的两个月内仍未披露2024年年报，深交所将决定终止公司 股票上市交易。 5月6日，天茂集团公告称，收到中国证监会下发的《立案告知书》，因涉嫌未按期披露定期报告， 5月6日，中国证监会决定对公司立案。 此后，公司在股票停牌的两个月内仍未能披露2024年年度报告和2025年第一季度报告，7月8日，公 司股票复牌并被深交所实施退市风险警示，股票简称变为"*ST天茂"。根据深交所股票上市规则，若公 司在股票交易被实施退市风 ...

什么时间能享受到政策？ 在2025年3月16日《提振消费专项行动方案》公开时至2025年12月31日期间签订贷款合同且相关贷 款资金发放至经营主体的，按照贷款本金对经营主体进行贴息。 需要符合哪些条件才能申请？ 服务业经营主体贷款贴息的条件，核心是要将贷款资金用于经营活动。 对于餐饮住宿、健康、养老、托育、家政、文化娱乐、旅游、体育八类消费领域服务业经营主体而 言，从今年3月16日到年底的时间里，只要与银行签订了贷款合同，而且已经收到贷款资金的这些经营 主体，都可以享受最长1年的贴息，贷款期限不足1年的，按照实际期限来进行贴息。 经办银行收到财政贴息资金以后，对经营主体已经支付的利息，一次性向经营主体返还对应的贴息 资金。 对于经营主体未来需支付的利息，贷款经办银行在后续按期收取时，直接扣除对应的贴息资金。 最高能享受多少贴息？ 贴息比例为1个百分点，可以贴息1年，上述八类主要消费领域的服务业经营主体单户享受贴息的贷 款规模最高是100万元，单户享受贴息最高1万元。 同一笔贷款不得重复享受中央财政其他贴息政策；已享受地方财政相关贴息政策的，此次贴息不得 超出扣除已有贴息后的实际利率水平。 贷款经办银行有哪些？ ...

7月31日召开的国务院常务会议，部署实施个人消费贷款贴息政策与服务业经营主体贷款贴息政 策，并提出要求，推动政策尽快落地。 两项贷款贴息政策的落地落实在8月12日迎来重要进展。当天下午，《服务业经营主体贷款贴息政 策实施方案》（以下简称《实施方案一》）和《个人消费贷款财政贴息政策实施方案》（以下简称《实 施方案二》）先后发布。 随后，作为主要贷款经办机构的银行业金融机构迅速作出反应，多家银行发布公告，对两项贷款贴 息政策进行响应。 政策落实能够带来多方共赢局面 在业内专家看来，国务院常务会议部署的个人消费贷款贴息政策和服务业经营主体贷款贴息政策， 核心是通过财政金融联动来提振消费、激活市场。 "此次出台的两项贴息政策，从居民消费需求和企业服务供给两端发力，加大融资支持力度，进一 步体现了财政与金融政策的协同配合。"8月13日，在国新办举行的新闻发布会上，中国人民银行信贷市 场司负责人车士义表示，在需求端增强居民消费意愿，在供给端提高企业优质服务供给能力，与中国人 民银行前期出台的消费领域金融支持政策着力点一致，有利于产生"1+1>2"的政策效应。 银行业金融机构迅速响应 在两项贴息政策的实施方案公布后，农业银 ...