如何探寻助农工作的共富"密码"？去年以来，稠州银行衢州分行在辖内开化县开展试点，针对当地番 薯、玉米、辣椒等丰产农产品出现的销售难题，探索相对成熟的帮扶模式，破解农户增收乏力困境。一 方面，乡村振兴团队持续深入田间地头，了解小农户、专业大户、家庭农场、新型农业主体等客户群 体，保障普惠助农融资服务的充足供给。另一方面，组建"8090"金融服务小队主动对接各村村委，深入 调研当地"一村一品"建设情况，网格化走访农户经营需求，发挥银行渠道优势建设"助农共富小站"，为 农产品扩大销路。截至2025年11月末，不定期开摊的"共富小站"人气不减，稠州银行衢州分行累计推广 本地农产品超千斤，助力销售回款十余万元，涓涓细流温暖着困难农户的心。 为让助农促消形成长效机制，稠州银行衢州衢江支行还在网点内建成专属助农站点，整合本地优质农产 品资源，每月定期举办厅堂助农活动，常态化搭建"农户+银行+市民"的产销对接平台。"一行一策"的精 准帮扶与长效机制的持续落地，既让农户的"丰收果"稳稳变成"增收钱"，也为城乡消费市场注入了新鲜 活力。新鲜平价的本地农产品，叠加稠行公益补贴，不仅满足了市民对绿色健康食材的消费需求，更让 消费充满 ...

Core Viewpoint - The digital renminbi will transition from "digital cash" to "digital deposits" starting January 1, 2026, allowing users to earn interest on their digital currency holdings, marking a significant evolution in its role as a financial asset [1][2]. Group 1: Digital Renminbi Transition - The People's Bank of China has issued an action plan that allows commercial banks to pay interest on customer-held digital renminbi wallets based on the bank's current deposit rates [1][2]. - This change signifies a fundamental shift in the positioning of digital renminbi from cash in circulation (M0) to deposits within the commercial banking system [1][2]. - The transition will enable users to benefit from both the efficiency of traditional payment accounts and the innovative features of smart contracts [2]. Group 2: Security and Insurance - Digital renminbi deposits will be included in the deposit insurance scheme, providing a safety net of up to 500,000 yuan in case of bank failure [2]. - This enhancement significantly increases the attractiveness of digital renminbi as a wealth storage vehicle, combining security with potential returns [2]. Group 3: Current Status and Growth - As of November 2025, the digital renminbi has processed 3.48 billion transactions, with a total transaction value exceeding 16.7 trillion yuan [3]. - The number of personal digital wallets has reached 230 million, while corporate wallets stand at 1.884 million [3]. - In the cross-border payment sector, the mBridge initiative has successfully processed 4,047 transactions, with a transaction value equivalent to 387.2 billion yuan, of which 95.3% involved digital renminbi [3].

Market Overview - The A-share market showed mixed performance with the Shanghai Composite Index closing at 3965.12 points, down 0.16 points, marking a 10-day winning streak [1] - The Shenzhen Component Index rose by 0.49% to 13604.07 points, while the ChiNext Index increased by 0.63% to 3242.9 points [1] - The trading volume in both markets exceeded 2 trillion yuan for the third consecutive day, with an increase of 3.8 billion yuan compared to the previous trading day [1] - Over 3400 stocks in the market experienced declines [1] Humanoid Robot Sector - The humanoid robot concept saw significant gains, with Wanxiang Qianchao (000559) hitting the daily limit within a minute and Sanhua Intelligent Control (002050) also reaching the limit with a transaction volume exceeding 14.1 billion yuan [2] - Recent positive developments in the humanoid robot field include the opening of a flagship store by Yushu Technology in Beijing on December 31 and advancements by Harbin Institute of Technology in humanoid robot components and systems [2] - Lingxin Qiaoshou launched the world's first "PEEK cycloidal reducer," enhancing the capabilities of humanoid robots [2] - The upcoming CES in Las Vegas will showcase AI smart glasses, humanoid robots, and wearable devices, further boosting interest in the sector [2] AI Sector - The AI concept stocks collectively strengthened, with Kute Intelligent (300840) hitting a 20% limit and several other stocks rising over 10% [4] - Meta's announcement of acquiring AI startup Manus has generated significant attention, indicating a strategic move to enhance its product ecosystem with advanced AI capabilities [4][5] - The AI large model companies are progressing towards IPOs, with expectations for a strong market in 2026, particularly in consumer-facing applications [5] Automotive Parts Sector - The automotive parts sector experienced a strong rebound, with multiple stocks hitting the daily limit, including Shanzi Gaoke (000981) and Wanxiang Qianchao [6][7] - The sector's growth is driven by the approval of L3-level autonomous driving models, AI-driven liquid cooling, and increased penetration of new energy vehicles [7] - Analysts suggest that the automotive parts sector's focus on "intelligent + global" strategies presents significant investment value [7]

Core Insights - The Huaren Wanjia Pujia store in Hangzhou has undergone a comprehensive upgrade and reopened with significant promotional offers, including fresh pork at 7.99 yuan per portion and poultry products starting at 26.8 yuan [1][2] Group 1: Promotions and Discounts - The store is offering over 2800 quality products with a 20% discount from December 31 to January 11, 2026, covering various categories such as fresh ingredients and popular items [3] - Members can receive a free box of 8 anti-antibiotic eggs with any purchase from December 31 to January 2, 2026, and all customers can participate in a lottery to win a Huawei Mate 80 phone [3] Group 2: Store Experience Enhancements - The store has improved the shopping experience by widening the main aisle to 3.5 meters, eliminating mandatory traffic flow, and adding various convenience services such as free slicing and meat grinding [2] - A new "Food Street" has been created within the store, featuring 14 specialty stalls offering freshly made snacks at promotional prices [2]

Group 1 - Didi Chuxing predicts a significant increase in ride-hailing demand on December 31, with expectations of over 80 million rides, driven by various travel needs such as commuting, New Year celebrations, and cross-city travel [1] - The peak demand for rides is expected to occur between 5 PM and 7 PM, with a notable increase in demand for high-quality services like premium and luxury cars, which are projected to rise by 226% and 188% respectively compared to the previous week [1] - The younger generation, particularly those born after 2000, is anticipated to account for 37% of the ride-hailing demand on New Year's Eve, with the highest demand expected at 1 AM on January 1, reaching 45% [1] Group 2 - For the upcoming New Year’s Day in 2026, Didi forecasts a shift in travel patterns, with a projected 11% year-on-year increase in ride-hailing demand in the half-hour leading up to midnight [2] - The demand for rides on January 1 is expected to remain above the levels seen on New Year’s Day 2025, particularly between 10 AM and 12 PM, which is projected to increase by 18% year-on-year [2] - The trend of "traveling south to escape the cold" and "heading north for snow" is expected to dominate travel patterns, with cities like Guangzhou, Shenzhen, and Wuhan seeing significant increases in ride-hailing demand, projected to grow over 40% year-on-year [2] Group 3 - To thank drivers for their service during the holiday season, Didi is launching commission-free cards in 245 cities from December 31 to January 3, along with additional incentives such as completion bonuses and service fee reductions [3] - The incentives include various rewards aimed at enhancing driver earnings during peak travel times, with service fees ranging from 2 to 5 yuan per ride during the holiday period [3]

Core Insights - The company has opened up customized drone performance services to ordinary consumers, allowing for personalized aerial displays at events like graduations and proposals for around 8,000 yuan [2][3] - The reduction in technical barriers and the maturation of the supply chain have made it feasible for individual consumers to access drone performances, expanding the customer base beyond corporate clients [2][3] - The demand for drone performances is increasing, with a notable example being a school that commissioned a performance featuring designs created by students, showcasing various memorable moments from their school life [3] Industry Trends - The operational complexity of drone performances has decreased, requiring only one core operator and one assistant to manage the show, thanks to advancements in design software and systems for calculating drone numbers and positioning [3] - The company is developing a "drone+" ecosystem to integrate low-altitude economic activities into daily life, including the establishment of drone docking stations and a low-altitude technology museum for public engagement [3] - Drone performances are emerging as a viable alternative to traditional advertising methods, such as building and LED ads, due to their effective visual impact and the potential for social media sharing [4]

Group 1 - The core viewpoint of the article highlights the emergence of Hangzhou as a significant hub for technological innovation, particularly through the publication of "Explorer: Innovation Chronicle," which focuses on private enterprises in the region [2][4] - The book is divided into six chapters, with the first chapter providing a comprehensive overview of the deep-rooted factors driving innovation in Hangzhou, including thriving innovation clusters, a unique innovation ecosystem, unwavering ideals, an optimized business environment, and a continuous supply of innovative talent [2] - The subsequent chapters feature 25 private enterprises excelling in advanced manufacturing, artificial intelligence, biomedicine, synthetic biology, and new materials, showcasing their journeys of innovation and practical efforts in line with national reforms [2] Group 2 - The chapter titled "National Heavy Equipment - Tacklers of 'Choke Point' Technologies" presents five companies, including KunTai Magnetic Suspension, that have successfully broken through core technological barriers and filled domestic gaps, thereby supporting supply chain security in critical fields like semiconductors [2][3] - The "Digital Awakening - Breakthroughs in the AI Industry" chapter focuses on five companies, such as West Lake Robotics, demonstrating how AI technology empowers various industries, with applications ranging from intelligent short video creation to augmented reality [3] - The "Life Reshaping - Innovators in Healthcare" chapter documents five healthcare companies, showcasing advancements like the first tumor origin gene testing kit in China and high-precision orthopedic surgical robots, contributing significantly to human health [3] - The "Green Leap - Leaders in the Zero Carbon Era" chapter illustrates how companies like Hangzhou Forklift Group integrate green concepts into technology development, while the "'New' Towards the Future - Disruptors of Industrial Reconstruction" chapter highlights how enterprises are competing for influence in the global supply chain through cross-industry integration and technological restructuring [3]

Core Viewpoint - Hangzhou is accelerating the development of brain-like intelligence as a key future industry, supported by substantial policy measures aimed at fostering innovation and investment in this field [1][2]. Group 1: Policy Support - The "Measures" outline financial support for brain-like intelligence projects, including a 25% subsidy on actual funding for projects not requiring local matching funds, with a maximum of 5 million yuan per project [2]. - For small and medium-sized technology enterprises with R&D increases over 2 million yuan, a 5% subsidy on the increase is available, capped at 200,000 yuan [2]. - Larger enterprises with R&D expenditures exceeding 500 million yuan can receive a direct subsidy of 300,000 yuan [2]. Group 2: Application Focus - The policy emphasizes application-oriented support, targeting key areas such as personalized medical treatment, intelligent diagnostic assistance, and rehabilitation in healthcare [2]. - In smart applications, priority scenarios include smart homes and security, intelligent transportation and autonomous driving, and robotics [2]. Group 3: Encouragement for Innovation - The policy encourages enterprises to trial new brain-like intelligence products, offering a subsidy of up to 300,000 yuan for the first product sold to non-affiliated parties, based on 10% of sales [3]. - Companies transitioning through various growth stages can receive financial rewards, including 20,000 yuan for first-time registration and additional support for maintaining status over three years [3]. - Recognition as a national or provincial "specialized and innovative" enterprise can yield rewards of up to 1 million yuan and 200,000 yuan, respectively [3]. Group 4: Spatial Layout - The policy outlines a spatial layout for the brain-like intelligence industry, supporting the establishment of a pilot area in Yuhang District and encouraging development in Binjiang and Xiaoshan Districts to create a dual-driven growth model [3].

今天（12月30日）A股截至收盘，沪指实现日线"十连阳"，创下今年以来最长连阳纪录。 值得注意的是，机器人产业链近期利好不断，午后个股迎来集体大爆发，人形机器人板块指数创2个半月新高，并逼近历史最高点。 利好不断！直线涨停 机器人产业链，太牛了 今天，机器人产业链午后集体放量拉升，万向钱潮午后1分钟直线拉升涨停，步科股份下午开盘仅约2分钟直线20%涨停，连续第2日封板，股价创历史新 高；海昌新材则在临近收盘20cm涨停，三花智控等近20股也强势涨停或涨超10%。 | | | 人形机器人 | | | | --- | --- | --- | --- | --- | | | | 2541.05 1.94% | | | | 涨幅榜 | 跌幅榜 | 盟口 | 新闻 | 概念解析 | | 步科股份 | | 145.99 | | 20.00% | | 688160 | | | | | | 海昌新材 | | 30.98 | | 19.98% | | 300885 | | | | | | 昊志机电 | | 63.80 | | 18.59% | | 300503 | | | | | | 丰光精密 | | 23.48 | | 17 ...

Core Insights - The sixth-generation RAV4 from FAW Toyota is positioned as a "full-scenario SUV" with a price range of 169,800 to 228,800 yuan, featuring three power options and six versions to meet diverse consumer needs [1][5] Group 1: Industry Trends - The new RAV4 embodies the philosophy of "seamless support across all scenarios," offering tailored solutions for various lifestyles with six versions and three power choices [2] - The RAV4 has become a trusted choice for over 2 million families in China since its introduction in 2009, maintaining its rugged design while optimizing cabin space for local consumers [2] Group 2: Technological Advancements - The sixth-generation RAV4 leverages the IT'S TiME 3.0 technology brand, enhancing product value from mere configuration to an upgraded user experience [3] - Equipped with the TSS 4.0 intelligent driving assistance system, the vehicle features 24 high-precision sensors for improved safety and proactive hazard detection [3] - The hybrid versions achieve a fuel consumption as low as 3.99L per 100 kilometers, translating to a cost of only 0.27 yuan per kilometer, while maintaining a record of zero battery incidents across 30 million electrified vehicles [3] Group 3: Pricing Strategy - The sixth-generation RAV4 adopts a "value redefinition" strategy through enhanced features and reduced pricing, with an overall product value increase of approximately 15,000 yuan [5] - A limited-time promotional policy offers up to 18,000 yuan in cash incentives, along with additional tax and service benefits, making advanced hybrid technology more accessible [5] Group 4: Market Positioning - With its comprehensive product layout, mature technology, and sincere pricing policies, the RAV4 is expected to maintain its leadership in the competitive SUV market, setting a new benchmark for high-quality development among joint venture brands [6]