北纬27度是世界公认最适宜海洋生物生长的纬度，宁德市霞浦县便位于纬度带黄金位置，绵长的海岸线 和众多岛屿、港湾形成独特的地理结构，孕育了丰富的海洋渔业资源。"中国海带之乡""中国紫菜之 乡""中国南方海参之乡""中国海带苗之乡"等金字招牌，让霞浦成为名副其实的"千鲜之城"。 然而，霞浦水产虽资源丰富，却长期面临"有品质无品牌、有产量无溢价"的困境。如何将资源优势转化 为市场竞争力？日前，拼多多"多多好特产"走进宁德市霞浦县，为当地商家带来一份"破局"指南。上百 名生鲜、水产商家齐聚一堂，共同探讨如何借力新电商将霞浦"鲜"送往全国餐桌。这场活动不仅展现了 霞浦的产业底气，更折射拼多多依托"多多好特产"，与地方特色产业深度融合的新趋势。 ▲"2025多多好特产"宁德培训会现场，商家们正在拍摄平台新政策。梁展豪▕摄 海鲜产业方面，"多多好特产"专项小组目前已先后走进江苏连云港、山东日照、浙江温州等重点水产 区，为当地水产发展带去定制方案，助力产业增产，渔民增收。 为优化霞浦商家产品矩阵，"多多好特产"水产负责人在会上向当地商家提供了时令季节爆款、深加工特 色产品、消费新趋势产品等平台消费洞察数据，助力商家依托霞浦当 ...

Core Viewpoint - Jiangsu Bank's 2024 annual report showcases strong growth with operating income of 80.815 billion yuan and net profit attributable to shareholders of 31.843 billion yuan, highlighting its strength as a leading city commercial bank [1] Group 1: Personal Financial Business Performance - Retail asset management (AUM) has surpassed 1.42 trillion yuan, maintaining the top position among city commercial banks [1] - Retail deposit balance reached 822.9 billion yuan, a year-on-year increase of 16.21%, while retail loan balance was 674.8 billion yuan, up 3.40% from the previous year [1] - The personal loan non-performing rate is controlled at a low level of 0.88% [1] - As of the end of Q1 this year, retail AUM has exceeded 1.5 trillion yuan [1] Group 2: Professional Foundation - Jiangsu Bank focuses on a "full product" development strategy, offering a comprehensive range of high-quality financial products [2] - The bank launched the "Su Yin Jin Xuan" fund selection brand, which has outperformed market indices [2] - The bank provides efficient and convenient services through its mobile banking app and over 500 physical branches [2] Group 3: Recognition and Awards - Jiangsu Bank's personal financial services have received industry recognition, winning awards such as the "Topology Award" from Zhitong Finance and the "2024 Annual Bank Wealth Management Brand Award" from Shanghai Stock Exchange [3] Group 4: Targeted Services - The bank utilizes big data to create customer profiles, offering differentiated services to meet diverse consumer needs [4] - Jiangsu Bank has launched a 2025 consumption promotion initiative with 20 measures to stimulate consumer spending [4] - The bank has introduced various promotional activities in line with government policies to encourage consumption [4] Group 5: Elderly Financial Services - Jiangsu Bank has developed the "Su Yin Pension Finance" brand, providing a comprehensive service system for elderly customers [5] - The issuance of the "Rong Xiang Xing Fu" debit card has exceeded 1 million, and the sales of exclusive wealth management products have surpassed 260 billion yuan [5] Group 6: Entrepreneurial Services - The bank has introduced the "Qi Tou Jia" comprehensive service brand to cater to the needs of entrepreneurs, focusing on investment, financing, inheritance, and communication [6][7] - The number of financial private clients has grown at an annual rate of over 20%, exceeding 110,000 by the end of Q1 2025 [7] Group 7: Community Engagement and Cultural Finance - Jiangsu Bank has implemented a "1+N" customer acquisition model, integrating financial services into community life [8] - The bank has partnered with cultural institutions to enhance cultural finance and launched co-branded digital debit cards [9] - The bank supports major sports events and promotes community activities to create a vibrant lifestyle ecosystem [9] Group 8: Overall Strategy and Future Outlook - Jiangsu Bank emphasizes customer-centricity and aims to create value through community engagement and collaboration [8] - The bank's mobile app has over 7 million monthly active users, leading among city commercial banks [9] - Jiangsu Bank is committed to adapting to changing environments and providing warm, precise services to ensure customer satisfaction [9]

Group 1 - JD Supermarket collaborates with leading cleaning brands Libai and Green Umbrella to develop innovative home cleaning products aimed at addressing stubborn stains that have long troubled consumers [1] - The new products include Green Umbrella's oil-removing cleaner, which utilizes molecular-level penetration technology, achieving a cleaning power of 97% without damaging surfaces, and Libai's multi-functional stain remover that employs biological catalysis technology [1] - The introduction of these products is part of JD's strategy to enhance user experience in home cleaning scenarios [1] Group 2 - JD has launched an industry-first "Wash Not Clean, Full Refund" service, extending the warranty to cover product effectiveness, allowing consumers to request a full refund within 15 days if they are unsatisfied with the cleaning results [2] - This service aims to eliminate consumer concerns about trial and error when purchasing cleaning products, effectively returning the choice to the users [2] - JD's extended warranty service has established a complete service ecosystem, facilitating seamless integration from product selection to after-sales support, with plans for future expansion into more consumer needs [2]

Core Viewpoint - BYD announced a significant capital restructuring plan, including a stock dividend of 8 shares for every 10 shares held and a capital reserve conversion of 12 shares for every 10 shares, aimed at enhancing shareholder returns and optimizing its capital structure [1] Group 1: Financial Performance - For 2024, BYD expects to achieve a revenue of 777.1 billion yuan, representing a year-on-year growth of 29% [1] - The net profit is projected to be 40.25 billion yuan, reflecting a year-on-year increase of 34% [1] - The company plans to distribute a cash dividend of 39.74 yuan per 10 shares (before tax), totaling approximately 12.077 billion yuan, marking a historical high [1] Group 2: Capital Structure and Liquidity - Following the implementation of the stock dividend and capital reserve conversion, BYD's total share capital will increase from 3.039 billion shares to 9.117 billion shares [1] - Since its A-share listing in 2011, BYD's share capital has grown at a compound annual growth rate (CAGR) of about 2%, which is lower than the CAGR of its net profit attributable to shareholders at approximately 29.6% during the same period [1] - Compared to similar-sized companies, BYD's total share capital is relatively small, leading to higher purchase costs per lot and limiting stock liquidity [1] Group 3: Market Context - Analysts note that leading global tech stocks, like NVIDIA, have successfully implemented stock splits to lower investment thresholds and enhance liquidity, allowing more retail investors to participate [2] - BYD's rapid growth in performance has led to an increase in stock prices, raising the investment threshold; the new capital restructuring aims to lower this barrier and improve liquidity [2] - BYD's first-quarter net profit is expected to be between 8 billion and 10 billion yuan, representing a year-on-year increase of 86.04% to 118.88%, indicating continued strong growth momentum [2]

Core Insights - The core theme of the event was "Inheriting Beauty, Co-creating Family and Enterprise," focusing on the diverse needs of ultra-high-net-worth clients in personal, family, and corporate aspects [1] - The comprehensive upgrade of the family office service system represents a strategic restructuring by the bank to respond to deep changes in the wealth management market [1] - The bank aims to leverage its multi-licensing advantages and deepen its "commercial bank + investment bank" strategy to empower family enterprises and foster new productive forces [1] Family Office Service Model - The bank introduced six core service centers: family inheritance, wealth management, legal and tax consulting, enterprise intelligence, global services, and lifestyle enjoyment, to provide systematic and customized high-end financial solutions [1][2] - In family inheritance services, the focus is on four core businesses: family charter, family trust, heir training, and charitable planning, ensuring wealth security and intergenerational transfer of both spiritual and material wealth [2] - For entrepreneur services, the bank offers a one-stop comprehensive financial service plan covering various financial needs throughout the enterprise development cycle [2] Professional Team and Strategic Partnerships - A comprehensive advisory team has been established, covering wealth management, corporate finance, tax law, and capital markets to support the family office service upgrade [2] - The bank awarded cooperation plaques to several strategic partners, including well-known enterprises and financial institutions, to expand cross-institutional service collaboration [3] - Since starting its private banking business in 2011 and receiving a dedicated license in 2021, the bank has grown its private banking client base to over 80,000, managing assets exceeding 1 trillion yuan [3]

Core Insights - JD Internet Hospital Dermatology Hospital has successfully established itself as a leading online platform for dermatology services, achieving significant patient satisfaction and service innovation over the past two years [1][3][9] Service Innovation - The hospital has served over 20 million patients, with a patient satisfaction rate reaching 99% through continuous service innovation and the addition of 30 expert studios covering common and complex skin diseases [3][4] - A unique feature is the establishment of specialized clinics for allergies, pediatric dermatology, and rare skin diseases, including the first online rare skin disease consultation area in China [4][5] Technology Integration - The hospital has integrated AI technology to enhance patient management and streamline the online practice of dermatologists, achieving a triad of benefits: rapid symptom relief, precise identification of allergens, and reduced chances of secondary allergies [6][7] - The AI diagnostic assistant boasts a triad of performance metrics: 99.5% triage accuracy, 120% improvement in electronic medical record writing efficiency, and a 90% first-time resolution rate for AI queries [6] Strategic Partnerships - In 2024, JD Internet Hospital formed a strategic partnership with Zhixiang Jintai to launch the first fully human IL-17A targeted drug for psoriasis treatment, enhancing drug accessibility and delivery efficiency for patients [5][9] - The hospital collaborates with leading dermatology hospitals and research institutions to improve data collection efficiency, achieving a 6-7 times increase compared to traditional methods [9] Future Directions - Moving forward, JD Internet Hospital aims to deepen its focus on common and specialized skin diseases, continuously innovate its technology, and expand its service boundaries to provide integrated online and offline healthcare services [1][9]

Core Viewpoint - Jiangsu Bank has released its 2024 ESG and Social Responsibility Report, marking its fourth ESG report and twelfth social responsibility report since 2013, aiming to comprehensively showcase its ESG practices [1] Group 1: ESG Performance - In 2024, Jiangsu Bank's Wind ESG rating improved to A, ranking second among 66 listed banks (A+H) [1] - The MSCI ESG rating also increased to BBB, the highest rating among domestic city commercial banks, highlighting its leadership in sustainable development [1] Group 2: Support for Economic Development - Jiangsu Bank is committed to supporting major project construction and enhancing credit investment to benefit the real economy [2] - The bank has established a service base for corporate listings and developed a comprehensive financial service plan for technology enterprises [2] - Initiatives to support the private economy and boost consumption include issuing consumption vouchers in collaboration with local departments [2] Group 3: Green Finance Initiatives - Jiangsu Bank has integrated responsible banking practices into its green finance strategy and has been recognized for its contributions to sustainable finance [3] - The "Su Yin Green Finance" system has been developed to manage ESG risks and support low-carbon industries [3][4] - The bank has launched a "Green Factory Loan" product to provide quality financial support for green and low-carbon sectors [3] Group 4: Digital Transformation and Governance - Jiangsu Bank is advancing its digital transformation by leveraging big data and AI to enhance product innovation and operational efficiency [5][6] - The bank has established specialized committees to improve governance and ensure effective execution of its ESG strategy [6] - A comprehensive risk management system has been implemented to enhance risk identification and control capabilities [6] Group 5: Corporate Culture and Employee Engagement - Jiangsu Bank emphasizes the integration of party building into its core competitiveness, fostering a strong corporate culture [7] - The bank promotes fairness in talent selection and focuses on the professional development of young employees [7] - Initiatives to enhance employee well-being and engagement are in place, including support systems for female employees and cultural activities [7]

坐拥全长约168公里的黄金海岸线，温州苍南是浙江省生态海岸带四个先行段之一，2023年，全县水产 品产值逾120亿元，占温州水产经济总量三分之一以上。其中，大黄鱼生态养殖、紫菜深加工、梭子蟹 暂养技术等细分领域更是处于全国领先地位。 当一路高歌猛进的苍南县水产经济，与拼多多的"千亿扶持"计划以及"2025多多好特产"农业专项行动相 遇，将擦出怎样的电商跃变火花？又将给区域水产产业注入怎样的发展灵感？ 日前，"多多好特产"走进温州市，面向当地、宁波等地商家开展电商培训，公布多项扶优助农新举措， 并积极回应商家的利益关切。 今年4月，拼多多推出"千亿扶持"计划，未来三年拟投入1000亿资源，持续构建用户、商家及平台多方 共赢的商业生态。在农业领域，依托"2025多多好特产"专项行动，"千亿扶持"计划将继续加码农货、水 果、海鲜、水产等品类的扶持力度，探索农货上行新模式，提升农业产业附加值，推动助农增收。 此次培训会主要聚焦温州水产领域，这是继"2025多多好特产"专项行动首站走进江苏省连云港市之后， 拼多多平台赋能区域特色产业的又一商业实践。 新商家年销过千万，带动特色产业提档 作为远强渔业有限公司的电商运营人员 ...

面对全球化语境下的"零和博弈"，刘悦笛指出，"绵柔"已经成为了解决多边冲突、构建"美美与共"世界 观的重要密钥。绵柔，如何超越文化的边界，成为世界共情的"中国方案"？刘悦笛认为，绵柔之"柔"第 一是绵绵入扣，第二是绵里藏劲，第三是绵延不绝。中国的"绵柔"智慧，反映了中华民族五千年积淀 的"柔韧型发展观"，传递着对自然节奏的尊重、对多元共生的追求，以及对"快与慢""刚与柔"的辩证思 考，为全球治理提供了东方智慧。 "绵柔，是东方哲学献给世界的解题密钥。"4月20日，2025中国白酒之都(宿迁)谷雨大讲堂在酒都宿迁 举办，中国社会科学院哲学所研究员刘悦笛以《大国绵柔，一张闪耀世界的名片》为题，以洋河酒为 引，展开了一场关于大国绵柔与全球文明的深度对话。 他认为，中国白酒的"绵柔"特质不仅是味觉的享受，更是中华文明五千年积淀的精神符号，在中国品牌 加速出海的当下，洋河以绵柔破局，展现出"酒中有山河，绵柔见中国"的文化软实力。 酒是物质文化与精神文化的结合体，承载了中国人精神的、心理的诉求，是中国审美教育的重要载体。 中国的白酒到底美在何处？此前洋河梦之蓝M6+独家冠名的大型季播文化节目《遇鉴文明》中，刘悦笛 就将中 ...

这一成果得益于公司持续加码的研发投入：2024年研发费用增长19.17%至4,725.44万元，研发团队扩充 至165人，新增8项发明专利和3项实用新型专利，保持行业技术领先。年内开展了"成型机自动化改 造""纸浆模塑产品覆膜""星巴克杯盖技术攻关""全自动视觉检测""麦当劳调料杯""化机浆成型工艺"等项 目的研发，并在新一代纸浆模塑全自动成型机、自动切边模具、高阻隔喷涂剂以及生鲜托盘等关键技术 领域取得突破，为产能扩张提供了核心技术支撑。 产能建设与研发成果形成良性循环，公司积极将最新研发成果运用到工厂建设中。2024年广西崇左一期 项目投产带来3万吨新增产能；另外海外新建的泰国众鑫环保科技有限公司也进展顺利。公司的生产模 具和生产线，全部由公司自主研发和制造，其中泰国众鑫工厂所用生产设备均是公司最新研发成果，该 工厂已于2025年4月投产，预计可实现年产3.5万吨的新增产能。且在当下国际贸易政策的波谲形势下， 该工厂的投产可使公司暂时具备一定的对美出口的关税优势。另外，公司持续对国内现有工厂分阶段进 行技术升级改造，以进一步降低生产成本，提升竞争力。 4月12日，众鑫股份(603091.SH)发布上市后首 ...