由于每一个创业者的优势不同，资源不同，针对客户群体的独特优势，铭顺科技这边会提供全面的目标群体用户画像，和变现思路。从平台获客到、到客户 转化再到私域运营以及销售转换全流程赋能，同时更需要创业者自我总结。 "与其做万金油，不如成为垂直赛道的专家。"与铭顺科技合作教培行业数字人服务商坦言。该团队凭借创始人深耕教育领域十年的资源，专注只为教培行业 提供数字人服务系统，将铭顺数字人系统与课件生成、AI讲课深度结合，也获得了大量客户。 02：商业模式，从工具售卖到生态价值挖掘 铭顺科技优秀客户坦言：不只是单纯售卖数字人系统的利润，而是"基础功能+增值服务+资源整合"的复合模式更有盈利空间。 合作一年的江西运营商的做法极具代表性： 1基础层。按账号数收取年费 数字人赛道持续火爆，有人一年喜提豪车，有人合作两个月就是爆款不断，客户不断。也有客户觉得没有达到预期效果。为何同样的项目，结果却天差地 别？ 01：精准定位用差异化撕开市场缺口 3生态层。对接商品供应链，通过数字人直播实现佣金分成。 这种模式使其客单价翻了3倍，续费率超73%。 对于多样化的盈利模式变现，铭顺提供的不仅是系统，还有商业模式的进化路径。《商业模式手册 ...

Group 1 - The core viewpoint is that digital human technology is emerging as a new frontier in brand marketing, with Ming Shun Technology publicly sharing its core filming methodology to provide actionable solutions for industry practitioners [1] Group 2 - Scene selection significantly influences content effectiveness, with real-world park settings yielding a 42% higher completion rate for digital human short videos compared to green screen shoots [3] Group 3 - The use of equipment reveals technical intricacies, as experiments show that rear camera filming enhances facial micro-expression detail by 38%, and positioning the camera at waist height results in more natural postures, leading to a threefold increase in positive feedback in comments [5] Group 4 - Dynamic capture redefines interaction experience, with digital humans in educational settings increasing course conversion rates by 27% through natural gestures and eye contact, supported by a proprietary motion capture system that accurately reproduces 15 micro-expressions [7] - Ming Shun Technology's dual-track model of "technical delivery + operational empowerment" is transforming the industry ecosystem by providing a 4K-level digital human short video system along with established operational methodologies [7] - The ongoing development of artificial intelligence is transitioning digital humans from a technical concept to a commercial tool, emphasizing the importance of genuine content creation that resonates emotionally with audiences [7]

传统数字人渲染始终深陷两大困局：网格建模的机械感与纹理映射的失真问题，而点蓝科技的量子级光场渲染技术，开创性地将生物力学动态与神经反射模 型融入渲染体系。通过精准模拟肌肉群牵动的皮肤褶皱、瞳孔收缩时的虹膜纹理变化，以及情绪波动下的毛细血管充血反应，单帧画面的细节表现力较传统 方案提升 3.8 倍。这让数字人彻底突破 "虚拟躯壳" 的桎梏，化身能传递细腻情感的交互载体 —— 当虚拟主播在讲解产品时，观众不仅能看到其手部肌肉的 自然起伏，更能捕捉到眼神流转间 0.01 秒的情绪微闪。 当全球技术圈还在为数字人渲染的 "速度与画质博弈" 困顿时，一家中国企业以颠覆性创新打破僵局。近日，点蓝科技重磅官宣，其自研的 3D 超高清渲染 引擎实现三大技术飞跃，不仅攻克实时渲染的行业难题，更在精度、效率与成本之间达成完美平衡，有望重塑直播、影视、虚拟交互等领域的数字内容生产 范式，成为引领行业变革的全新技术风向标。 在 8K 超高清分辨率下实现单帧渲染延迟低于 7 毫秒 ——点蓝科技凭借自适应算力分配系统刷新行业纪录。其独创的智能拓扑优化网络可根据画面复杂度实 时调整渲染策略：当镜头聚焦角色细腻表情时，自动启用纳米级高精度渲 ...

Core Viewpoint - The People's Bank of China Shenzhen Branch, along with nine other departments, has issued the "Implementation Opinions" to accelerate the digital transformation of financial institutions and support the development of a "Digital Shenzhen" model through 18 specific measures aimed at enhancing digital finance innovation and governance [1] Group 1: Digital Transformation and Innovation - The "Implementation Opinions" require financial institutions to establish a coordinated mechanism led by top management to enhance cross-departmental resource allocation and task supervision, promoting the application of artificial intelligence and domestic reasoning models [2] - Financial institutions are encouraged to leverage major national strategic platforms to expand cross-border cooperation with Hong Kong and innovate in supply chain finance [2] Group 2: Product Development and Services - Financial institutions are urged to utilize digital technologies such as AI and big data to create innovative products like "Tengfei Loan," "Carbon Reduction Loan," and "Cross-border Loan," while exploring data asset credit enhancement and green financial products [3] - The "Implementation Opinions" promote the development of standardized, traceable green bonds and insurance products, as well as the innovation of cross-border financial services using blockchain technology [3] Group 3: Payment and Credit Systems - The document emphasizes the promotion of digital RMB applications in public services and supply chain finance, and the establishment of a comprehensive payment demonstration area in Shenzhen [4] - It highlights the integration of credit information across various sectors to enhance the effectiveness of financial services and support the "Five Major Articles" of finance [4] Group 4: Regulatory Framework and Risk Management - Shenzhen is focusing on financial regulatory innovation and risk prevention, having initiated testing for 15 financial technology innovation projects [5] - The "Implementation Opinions" advocate for the enhancement of digital regulatory capabilities and the establishment of a comprehensive data governance system to mitigate risks related to data privacy and security [5]

Core Insights - The launch of the digital human "Sitian" at the 8th Digital China Construction Summit represents a significant integration of meteorology and digital technology, allowing for interactive communication with the public [3][5]. - "Sitian" utilizes a large model developed by the Central Meteorological Administration in collaboration with Spring Sight Intelligence, which is capable of real-time data retrieval and professional knowledge search [3][5]. Group 1: Technology and Innovation - "Sitian" is equipped with a self-developed ASR voice recognition system that accurately captures subtle voice commands even in noisy environments [4]. - The TTS voice synthesis technology enables "Sitian" to express speech naturally and emotionally, enhancing user interaction [4]. - The AI model edge server provided by Spring Sight Intelligence is compact yet powerful, facilitating the impressive performance of "Sitian" [5]. Group 2: Public Engagement and Education - The interactive format of "Sitian" allows for easier access to meteorological information, stimulating public interest in meteorological science [3]. - "Sitian" can explain complex meteorological concepts in simple terms, showcasing the unique advantages of large models in science popularization [3]. Group 3: Future Prospects - There are plans for "Sitian" to explore cross-domain collaborative innovation and expand its applications across various scenarios, integrating meteorological science into everyday life and supporting economic development [5].

Core Insights - Beijing's Park Management Center is advancing smart park construction and digital tourism strategies, with the Summer Palace as a pilot project, launching the first AI digital human customer service in municipal parks, achieving over 340,000 consultations annually to provide warm and accessible services to visitors [1] Group 1: AI Digital Human Customer Service - The AI digital human customer service, named "Xiao Yi," provides personalized itineraries in under one second, utilizing voice recognition, lip-syncing, and voice synthesis technologies [2] - The Summer Palace's AI digital human system consists of three versions: a 3D digital human, a 2D digital human on the official WeChat account, and a text-based robot, collectively known as the "strongest brain," with over 100,000 words of professional content and 2,000 precise Q&A entries [2] - The system offers 24/7 consultation services covering ticketing, boat operations, and convenience information, emphasizing speed, accuracy, and stability in responses [2] Group 2: Development and Future Plans - The development of the smart customer service system began in 2020, evolving through various stages, with the current 3.0 phase featuring AI digital humans expected to enhance visitor experiences [3] - The AI digital human system supports bilingual interaction, seamlessly switching between Chinese and English, and covers the entire visitor experience from pre-visit planning to post-visit feedback analysis [3] - Future upgrades will focus on integrating advanced technologies like large models and robots into municipal parks, expanding the "AI + cultural tourism" applications beyond consultation services to include site explanations and heritage protection [4]

全球跨境支付模式主要包括代理行模式、互联模式、单一平台模式以及点对点模式四大类，基于SWIFT的代理行模式在跨境支付中占据 主导地位。关税博弈背景下，人民币跨境支付系统（CIPS）、数字人民币与货币桥等跨境支付相关体系各环节或将迎来发展机遇。 如何看待跨境支付现状及未来趋势？中信建投证券计算机首席应瑛团队、宏观首席周君芝团队带来【跨境支付产业链】投资机遇解读： 01 如何看待跨境支付现状及未来趋势？ 全球跨境支付模式主要包括代理行模式、互联模式、单一平台模式以及点对点模式四大类，基于SWIFT的代理行模式在跨境支付中占据 主导地位。SWIFT已成为全球覆盖面最广、使用频率最高的金融通讯基础设施，但资金流与信息流"双轨制"以及治理结构导致弱势中心 化，逐步沦为美国金融制裁工具。 未来的发展路径主要包括：1）基于SWIFT体系，打造以本币为结算货币的支付系统。2）基于本国支 付体系，通过单边连接或者双边连接等方式，拓展延伸覆盖范围。3）第三方支付以移动支付场景为切入口，构建独立的支付网络体系。 4）基于区块链技术，全新构建基于数币以及货币桥的支付体系。 传统模式 CHINA SECURITIES 投据来源:会融咨 ...

转自：新华财经 近日，交通银行在上海地区推出"用交行数币，让快乐加倍"数字人民币促消费活动，通过线上线下联 动，深入零售消费场景，打造惠民便民的数字支付新体验。 金融创新赋能消费升级 作为央行数字人民币首批运营机构，交通银行上海市分行始终走在金融科技创新的前沿。本次专项活动 以"数币节"为核心，构建起"场景渗透、消费激励、生态共建"三位一体的创新体系，将数字人民币试点 应用深度融入城市商业生态，形成金融供给与消费需求的良性互动。 未来，交行上海市分行将继续深化与政府、商户的合作，创新更多消费场景应用，充分发挥数字人民币 在促进消费、推动数字化转型和优化营商环境等方面的积极作用，为"上海主场"建设和高质量发展提供 有力支撑。同时，持续优化数字人民币使用体验，发挥好数字人民币高效率、低成本的优势，让广大市 民在享受便捷支付的同时，感受到数字经济带来的实惠。（邓侃） 编辑：林郑宏 在上海南京路、淮海路、豫园等核心商圈，消费者使用交行数字人民币钱包可享受满减优惠，这种"政 府引导、银行让利、商户参与"的协同机制，既有效降低消费者支付成本，又为商户数字化转型注入动 力。活动首周即带动合作商户客流量增长、交易笔数提升，展 ...

证券代码：835670 证券简称：数字人 公告编号：2025-009 山东数字人科技股份有限公司 第三届监事会第二十一次会议决议公告 本公司及监事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 一、会议召开和出席情况 （一）会议召开情况 1.会议召开时间：2025 年 4 月 27 日 2.会议召开地点：公司会议室 3.会议召开方式：现场 4.发出监事会会议通知的时间和方式：2025 年 4 月 11 日 以电话、即时通讯方式 发出 5.会议主持人：李嘉舜 6.召开情况合法、合规、合章程性说明： 本次会议的召集、召开符合《公司法》、《公司章程》等有关规定。 （二）会议出席情况 会议应出席监事 3 人，出席和授权出席监事 3 人。 具 体 内 容 详 见 公 司 于 2025 年 4 月 29 日 在 北 京 证 券 交 易 所 官 网 （http://www.bse.cn）上披露的《2024 年年度报告》（公告编号：2025-010） 及《2024 年年度报告摘要》（公告编号：2025-011）。 根据《公司法》《 ...

证券代码：835670 证券简称：数字人 公告编号：2025-028 山东数字人科技股份有限公司 监事会对董事会关于 2024 年度财务报表审计出具非标准审 2025年4月29日 计意见报告的专项说明的审核意见 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带法律责任。 信永中和会计师事务所（特殊普通合伙）对山东数字人科技股份有限公司 （以下简称"公司"）2024年度财务报表出具了非标准审计意见的审计报告。 公司监事会对《董事会关于2024 年度财务报表审计出具非标准审计意见报告的 专项说明》发表如下意见： 1、公司董事会依据中国证券监督管理委员会、北京证券交易所相关规 定， 对保留意见审计报告所涉及事项做出的说明，客观反映了公司实际情况， 监事会同意董事会出具的专项说明。 2、监事会认可公司董事会关于审计报告中保留意见涉及事项的应对措 施， 将督促公司董事会和管理层关注事项进展、及时履行相关信息披露义务。 1 山东数字人科技股份有限公司 监事会 ...