（於中華人民共和國註冊成立之股份有限公司） （股份代號：1339） 海外監管公告 本公告乃中國人民保險集團股份有限公司根據《香港聯合交易所有限公司證券上市規則》 第13.10B條的披露義務而作出。 茲載列該公告如下，僅供參閱。 承董事會命 中國人民保險集團股份有限公司 。 容而產生或因倚賴該等內容而引致的任何損失承擔任何責任 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 董事长 中國北京，二零二六年三月二十六日 於本公告日，公司執行董事為丁向群女士、趙鵬先生及肖建友先生，非執行董事為 徐向先生、王少群先生、喻強先生及宋洪軍先生，獨立非執行董事為徐麗娜女士、 王鵬程先生、高平陽先生、賈若先生、楊長纓女士。 公司代码：601319 公司简称：中国人保 中国人民保险集团股份有限公司 2025 年年度报告摘要 1 一、重要提示 1. 本年度报告摘要来自年度报告全文，为全面了解本公司的经营成果、财务状况及未来发展规划，投资者应当 到上海证券交易所网站等中国证监会指定媒体上仔细阅读年度报告全文。 丁向群 2. 本公 ...

海外監管公告 本公告乃中國人民保險集團股份有限公司根據《香港聯合交易所有限公司證券上市規則》 第13.10B條的披露義務而作出。 茲載列該公告如下，僅供參閱。 。 容而產生或因倚賴該等內容而引致的任何損失承擔任何責任 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 （於中華人民共和國註冊成立之股份有限公司） （股份代號：1339） 承董事會命 於本公告日，公司執行董事為丁向群女士、趙鵬先生及肖建友先生，非執行董事為 徐向先生、王少群先生、喻強先生及宋洪軍先生，獨立非執行董事為徐麗娜女士、 王鵬程先生、高平陽先生、賈若先生、楊長纓女士。 二零二五年年報 A股股票代碼: 601319 公司简介 本公司为新中国第一家全国性保险公司，成立于1949年10月，目前已成长为国内领先的 大型综合性保险金融集团，于2012年12月在香港联交所上市（H股股票代码 ：1339），2018年 11月在上交所上市（A股股票代码 ：601319）。本公司在2025年《财富》杂志刊发的世界500强 中排名第141位，较去年上升17位 ...

Core Insights - China People's Insurance Group (01339) reported total operating revenue of 669.25 billion yuan for the year ending December 31, 2025, representing a year-on-year increase of 7.56% [1] - The net profit attributable to shareholders reached 46.21 billion yuan, up 9.62% year-on-year, with basic earnings per share of 1.04 yuan and a proposed final dividend of 1.45 yuan per 10 shares [1] - The group achieved insurance service revenue of 570.72 billion yuan, a 6.1% increase year-on-year, and original insurance premium income of 2,738.33 billion yuan, up 6.5% [1] Financial Performance - Total assets amounted to 2,027.59 billion yuan, a 14.8% increase from the previous year, while net assets grew by 14.4% to 420.47 billion yuan [2] - The comprehensive solvency adequacy ratio stood at 249.9%, and the core solvency adequacy ratio was 201.3%, indicating strong capital strength [2] Business Development - The company focused on high-quality development, optimizing operational efficiency indicators [3] - In property insurance, the market share was 331.6%, maintaining a leading position, with underwriting profit of 12.54 billion yuan, a significant increase of 119.4% year-on-year [3] - The comprehensive cost ratio improved to 97.5%, down 1.3 percentage points year-on-year, with net cash inflow from operating activities of 43.05 billion yuan, up 18.1% [3] Life and Health Insurance - In life insurance, original premium income increased by 18.8%, with first-year premium income rising by 32.4% and renewal premium income by 16.1% [3] - New business value on a comparable basis grew by 64.5%, with net cash inflow from operating activities reaching 58.16 billion yuan, up 53.4% [3] - Health insurance first-year premium income surged by 56.0%, and internet long-term insurance first-year premium income increased by 77.4% [3] Investment Performance - The company enhanced its active management capabilities, achieving total investment income of 92.99 billion yuan, a 13.2% increase year-on-year, with a stable total investment return rate of 5.6% [3] - Business synergy efforts led to premium income of 25.58 billion yuan from insurance segments, up 8.7%, while the investment segment contributed 2.13 billion yuan, a growth of 38.1% [3]

EF001 EF001 發行人所發行上市權證/可轉換債券的相關信息 發行人所發行上市權證/可轉換債券 不適用 其他信息 其他信息 不適用 發行人董事 於本公告日，本公司執行董事為丁向群女士、趙鵬先生及肖建友先生，非執行董事為徐向先生、王少群先生、喻強先生及宋洪軍先 生，獨立非執行董事為徐麗娜女士、王鵬程先生、高平陽先生、賈若先生及楊長纓女士。 第 2 頁 共 2 頁 v 1.1.1 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 中國人民保險集團股份有限公司 | | 股份代號 | 01339 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年12月31日止年度之末期股息 | | 公告日期 | 2026年3月26日 | | 公告狀態 | 新公告 | | 股息信息 | | | ...

截至2025年12月31日，集团总资产20,275.92亿元，较上年末增长14.8%；净资产4,204.66亿元，较上年 末增长14.4%；综合偿付能力充足率为249.9%，核心偿付能力充足率为201.3%，资本实力充足雄厚。集 团坚持高质量发展方向不动摇，经营效益指标持续优化。 2025年，业务发展稳中有进，实现原保险保费收入7,383.33亿元，同比增长6.5%，增速在主要上市保险 集团中处于较好水平；实现保险服务收入5,707.17亿元，同比增长6.1%。经营效益显著改善，实现总投 资收益929.87亿元，同比增长13.2%%。投资资产规模稳步增长，截至2025年12月31日，集团投资资产 规模突破1.90万亿元，较年初增长15.8%。 格隆汇3月26日丨中国人民保险集团(01339.HK)公布年度业绩，2025年，集团实现净利润624.51亿元， 同比增长10.0%；归属于母公司股东净利润462.07亿元，同比增长9.6%。集团已派发2025年中期股息每 10股0.75元(含税)，拟派发末期股息每10股1.45元(含税)，2025年度拟向股东共计派发现金股息每10股 2.20元(含税)，同比增长22. ...

Core Insights - China People's Insurance Group reported a total revenue of 669.25 billion yuan for the year ending December 31, 2025, representing a year-on-year increase of 7.56% [1] - The net profit attributable to shareholders reached 46.21 billion yuan, up 9.62% year-on-year, with a basic earnings per share of 1.04 yuan [1] - The company proposed a final dividend of 1.45 yuan per 10 shares [1] Business Performance - The insurance service revenue for 2025 was 570.72 billion yuan, reflecting a growth of 6.1% year-on-year, while original insurance premium income was 2,738.33 billion yuan, increasing by 6.5% [1] - The company’s investment assets exceeded 1.90 trillion yuan, marking a 15.8% growth from the beginning of the year [1] - Total assets reached 2,027.59 billion yuan, a 14.8% increase from the previous year, and net assets were 420.47 billion yuan, up 14.4% [1] Financial Metrics - The comprehensive solvency adequacy ratio stood at 249.9%, and the core solvency adequacy ratio was 201.3%, indicating strong capital strength [1] - In the property insurance sector, the company maintained a market share of 33.16%, leading the industry [2] - The underwriting profit in property insurance was 12.54 billion yuan, a significant increase of 119.4% year-on-year, with a combined ratio of 97.5%, down 1.3 percentage points [2] Life and Health Insurance - The original premium income for life insurance grew by 18.8%, with first-year premium income increasing by 32.4% and renewal premium income by 16.1% [2] - New business value on a comparable basis surged by 64.5%, with cash inflow from operating activities reaching 58.16 billion yuan, up 53.4% [2] - Health insurance first-year premium income rose by 56.0%, and internet long-term insurance first-year premium income increased by 77.4% [2] Investment Performance - Total investment income was 92.99 billion yuan, reflecting a year-on-year growth of 13.2%, with a stable total investment return rate of 5.6% [2] - The insurance segment achieved a premium income of 25.58 billion yuan through business collaboration, up 8.7%, while the investment segment contributed to a premium income of 2.13 billion yuan, increasing by 38.1% [2]

Core Insights - China People's Insurance Group (01339.HK) reported a net profit of 62.451 billion yuan for 2025, representing a year-on-year growth of 10.0% [1] - The net profit attributable to shareholders reached 46.207 billion yuan, with a year-on-year increase of 9.6% [1] - The company declared a mid-year dividend of 0.75 yuan per 10 shares and proposed a final dividend of 1.45 yuan per 10 shares, totaling a cash dividend of 2.20 yuan per 10 shares for the year, which is a 22.2% increase compared to the previous year [1] Business Performance - The company achieved original insurance premium income of 738.333 billion yuan, reflecting a year-on-year growth of 6.5%, which is a favorable growth rate among major listed insurance groups [1] - Insurance service income amounted to 570.717 billion yuan, with a year-on-year increase of 6.1% [1] - Total investment income improved significantly, reaching 92.987 billion yuan, a year-on-year growth of 13.2% [1] - The investment asset scale surpassed 1.90 trillion yuan by December 31, 2025, marking a 15.8% increase from the beginning of the year [1] Financial Strength - As of December 31, 2025, the total assets of the group were 2,027.592 billion yuan, a 14.8% increase from the previous year [2] - The net assets stood at 420.466 billion yuan, reflecting a year-on-year growth of 14.4% [2] - The comprehensive solvency adequacy ratio was 249.9%, while the core solvency adequacy ratio was 201.3%, indicating strong capital strength [2] - The company remains committed to high-quality development, with continuous optimization of operational efficiency indicators [2]

Financial Performance - The total operating revenue for the year ended December 31, 2025, was RMB 669,254 million, representing an increase of 7.57% from RMB 622,220 million in 2024[4] - Net profit for the year ended December 31, 2025, reached RMB 62,451 million, up 10.51% from RMB 56,781 million in 2024[4] - Basic earnings per share increased to RMB 1.04 in 2025 from RMB 0.95 in 2024, reflecting a growth of 9.47%[4] - The total comprehensive income for the year ended December 31, 2025, was RMB 65,653 million, compared to RMB 49,102 million in 2024, representing a growth of 33.83%[6] - The net profit for the year ended December 31, 2025, is RMB 62,451 million, compared to RMB 56,781 million for the previous year, indicating a year-over-year increase of about 10.5%[11] - Total comprehensive income for the year 2025 is RMB 65,653 million, up from RMB 49,102 million in 2024, reflecting a growth of approximately 33.9%[11] Assets and Liabilities - The total assets as of December 31, 2025, amounted to RMB 2,027,592 million, a significant increase of 14.79% compared to RMB 1,766,321 million in 2024[7] - The total liabilities increased to RMB 1,607,126 million in 2025, up from RMB 1,398,900 million in 2024, marking a growth of 14.92%[8] - The company’s equity attributable to shareholders increased to RMB 309,183 million in 2025 from RMB 268,866 million in 2024, reflecting a growth of 14.98%[8] - The company’s reserves as of December 31, 2025, amount to RMB 264,959 million, which is an increase from RMB 224,642 million as of December 31, 2024, showing a growth of about 17.9%[10] Cash Flow - The net cash inflow from operating activities for 2025 was RMB 118,689 million, compared to RMB 87,990 million in 2024, reflecting a significant increase of about 34.7%[12] - The net cash outflow from investing activities in 2025 was RMB 155,744 million, compared to RMB 77,599 million in 2024, showing an increase of about 100.3%[12] - The net cash generated from financing activities in 2025 was RMB 53,385 million, a substantial increase from RMB 4,860 million in 2024[13] - The company reported a net increase in cash and cash equivalents of RMB 16,330 million for 2025, compared to RMB 15,251 million in 2024[13] Insurance Revenue - The insurance service income for 2025 was RMB 570,717 million, up 6.11% from RMB 537,709 million in 2024[4] - For the year ending December 31, 2025, total insurance service revenue reached 570,717 million, with property insurance contributing 513,591 million, life insurance 25,337 million, and health insurance 30,433 million[28] - The total insurance service revenue for 2025 is $570,717 million, compared to $537,709 million in 2024, indicating an increase of 6.1%[31] Investment Performance - The company reported net investment income of RMB 47,709 million for 2025, which is a 32.96% increase from RMB 35,878 million in 2024[4] - The total investment income reached CNY 92.99 billion, reflecting a year-on-year growth of 13.2%[73] - The total investment return rate remained stable at 5.6% for both 2024 and 2025[84] Dividends - The company declared dividends to shareholders amounting to RMB 8,491 million for the year 2025, compared to RMB 9,685 million in 2024, representing a decrease of approximately 12.3%[11] - The company plans to distribute a final dividend of RMB 1.45 per share for the year ending December 31, 2025, pending shareholder approval, totaling approximately RMB 6.412 billion[50] Operational Efficiency - The company’s total operating expenses for 2025 were 594,638 million, with property insurance expenses at 506,872 million[28] - The comprehensive cost ratio for the property insurance segment improved to 97.5%, a decrease of 1.3 percentage points year-on-year[71] Market Position - The company’s market share in the property insurance market was 31.6%, while the combined market share for life and health insurance was 4.2%[70] - The top three regions for premium income were Guangdong (RMB 59.660 billion), Jiangsu (RMB 57.174 billion), and Zhejiang (RMB 47.669 billion), all showing positive growth[100] Digital Transformation - The online service rate for home auto customers reached 96.7%, showcasing the effectiveness of digital transformation efforts[74] - The company’s digital transformation initiatives include the development of a digital platform for shipping insurance and a reconstruction of the life insurance core system[62] Risk Management - The risk management framework has shown significant improvement, with all insurance subsidiaries achieving an A-level rating or above[63] - The company actively participated in the construction of a national disaster insurance system, covering 4.8 billion people across 23 provinces[59] Corporate Governance - The company has complied with corporate governance regulations set by the Shanghai Stock Exchange and the Hong Kong Stock Exchange[171] - The audit committee reviewed the consolidated financial statements for the year ending December 31, 2025, confirming consistency with the audited figures[174]

Group 1 - The core point of the article highlights that southbound funds have reduced their holdings in China People's Insurance Group (01339.HK) by 9.606 million shares on March 24, with a total net reduction of 52.3558 million shares over the last five trading days [1] - Over the past 20 trading days, southbound funds have reduced their holdings on 19 days, resulting in a cumulative net reduction of 136 million shares [1] - As of now, southbound funds hold 2.363 billion shares of China People's Insurance Group, accounting for 27.07% of the company's total issued ordinary shares [1] Group 2 - China People's Insurance Group Co., Ltd. is a holding company primarily providing insurance products, including property insurance, health insurance, life insurance, reinsurance, Hong Kong insurance, and pension insurance [1] - The property insurance business includes providing insurance products for companies and individuals, such as motor vehicle insurance, agricultural insurance, property insurance, and liability insurance [1] - The health insurance business mainly consists of health and medical insurance products, while the life insurance business includes various life insurance products such as participating, whole life, annuity, and universal life insurance [1]

Group 1 - The core point of the article highlights that southbound funds have reduced their holdings in China People's Insurance Group (01339.HK) by 3.78 million shares on March 23, with a total net reduction of 47.99 million shares over the last five trading days [1] - Over the past 20 trading days, southbound funds have reduced their holdings on 19 days, resulting in a cumulative net reduction of 133 million shares [1] - As of now, southbound funds hold 2.373 billion shares of China People's Insurance Group, accounting for 27.18% of the company's total issued ordinary shares [1] Group 2 - China People's Insurance Group Co., Ltd. is a holding company primarily providing insurance products [1] - The company and its subsidiaries are engaged in various insurance sectors, including property insurance, health insurance, life insurance, reinsurance, Hong Kong insurance, and pension insurance [1] - The property insurance business includes products for both companies and individuals, such as motor vehicle insurance, agricultural insurance, property insurance, and liability insurance [1] - The health insurance business focuses on health and medical insurance products [1] - The life insurance business encompasses life insurance products, including participating, whole life, annuity, and universal life insurance products [1] - The Hong Kong insurance business involves property insurance operations in Hong Kong [1] - The pension insurance business includes corporate annuities and occupational annuities [1]