近年来，合资险企变身纯外资已成趋势。2019年，安盛天平被法国安盛集团全资收购；2021年，中德安 联人寿成为中国首家合资转外资独资的寿险公司。史带财险已是第五家完成"合"转"外"的保险公司。 北京排排网保险代理有限公司总经理杨帆向《华夏时报》记者表示，合资转外资独资的趋势，反映出外 资深耕中国市场的决心。当前中国的保险深度与全球均值仍存在较大差距、中产保障需求升级等原因， 是外资长期布局的底层逻辑。从"试水"到"深耕"是外资对华投资的战略升级，体现对中国市场韧性与增 长空间的认可。 本报（chinatimes.net.cn）记者吴敏 北京报道 一纸来自金融监管总局上海监管局的股权变更批复，宣告了中国保险市场迎来第三家外资独资财险公 司。 史带财险原唯一中资股东上海锦江国际投资有限公司，将其持有的0.78%股权悉数转让给史带补偿及责 任保险公司。至此，史带系股东合计持股比例达到100%，史带财险彻底褪去合资色彩，成为外资全资 持有。 北京大学应用经济学教授朱俊生在接受《华夏时报》记者采访时表示，独资化后，外资能直接统一战略 方向、加快产品和市场决策效率。这不是单纯的股权变更，而是战略重心的再分配，即外资希望直 ...

Core Viewpoint - The event "Media Look at Guoshou" held by Shandong Guoshou emphasizes the integration of insurance with public welfare, showcasing the commitment to providing inclusive financial services that protect the livelihoods of citizens [1] Group 1: Inclusive Financial Services - The "Hui Gong Bao" insurance for new employment forms provides a safety net for workers like delivery personnel, enhancing their sense of security [3] - The "Minsheng Rescue Liability Insurance" covers 649,340 people in 2023 and is projected to cover 644,730 in 2024, with a compensation limit of 150,000 yuan per person, alleviating financial burdens for low-income families and vulnerable groups [4] - The "Yantai Citizen Health Insurance" program is expanding from 90,300 participants in 2023 to 119,200 in 2025, reflecting ongoing improvements in coverage and benefits [4][5] Group 2: Support for Specific Groups - The "Hui Jun Bao" program for veterans is set to cover 237,800 individuals in 2023 with a total coverage of 287 billion yuan, and 79,700 individuals in 2024 with 125.39 billion yuan in coverage, addressing the needs of retired military personnel [5] - The "Hui Gong Bao" program has reached 2,484 individuals in 2024, providing coverage of 11.433 billion yuan, demonstrating the focus on supporting gig economy workers [7] Group 3: Financial Innovation for SMEs - The "Ti Fang Bao" model has reduced the traditional loan bridging period from 20 days to 3 days, benefiting 318 small and micro enterprises with 290 million yuan in financing [6] - The construction industry has benefited from the "Wage Payment Guarantee Insurance," which has alleviated 180 million yuan in deposit pressure for construction companies over the past three years [6] Group 4: Agricultural Insurance Solutions - The "Oyster Wave Height Index Insurance" provides 62.44 million yuan in coverage for 24,000 acres, utilizing marine data for precise payouts [8] - The "Guoshou i Agricultural Insurance" app has improved claims processing time by 300%, enhancing support for farmers [8] Group 5: Trade and Economic Support - The trade credit insurance has helped companies like Nanshan Group mitigate accounts receivable risks, facilitating smoother trade operations [9] - The customs guarantee insurance has released 540 million yuan in deposits, significantly improving customs clearance efficiency [10] Group 6: Risk Management and Prevention - The "Anxin Fang" cloud platform has shifted risk management from post-event compensation to proactive prevention, with 364 pre-disaster inspections conducted [11] - The company has established 14 rescue points across various regions, providing financial assistance to 684 victims in 2024, with a total payout of 48.58 million yuan [11]

Group 1: Shanghai International Shipping Center Development - Shanghai Port achieved a record of 51.506 million TEUs in the previous year, maintaining its position as the world's largest container port for 15 consecutive years [2] - Shanghai ranks third globally in the Xinhua-Baltic International Shipping Center Development Index, alongside Singapore and London, forming the "first tier" of the global shipping industry [2] - The newly revised "Regulations on Promoting the Construction of the International Shipping Center in Shanghai" emphasizes green and intelligent development, supporting research and technology in the shipping sector [7] Group 2: Financial Services and Innovations - China Bank and China Insurance have launched a comprehensive service package in Shanghai, including "cargo insurance + export credit insurance + export product liability insurance + bank loans," addressing various needs of shipping enterprises [3] - A new shipping finance center was established by China Bank in 2024, creating a three-tier service system to provide tailored online settlement products for shipping companies [5] - The bank has implemented a cross-border fund pool system for a national-level logistics enterprise, improving fund turnover efficiency by nearly 35% [6] Group 3: Green and Digital Transformation - China Bank has signed a 1.5 billion yuan ESG-linked syndicated loan agreement, marking a significant step towards promoting green and low-carbon transformation in the shipping industry [8] - The bank is developing digital financial products tailored for shipping enterprises, enhancing transaction efficiency and reducing costs [8] - Future initiatives include promoting digital transformation in shipping finance and supporting green low-carbon development through innovative insurance and financing solutions [9]

Core Insights - The importance of cargo transportation insurance as a reliable safeguard against unforeseen risks in the supply chain [1][2][3] Group 1: Industry Overview - Cargo transportation is essential for connecting supply and demand, but it faces various risks such as accidents, adverse weather, and unexpected losses [1] - The safety of cargo is crucial for maintaining business reputation and operational continuity, as losses can lead to economic damage and disrupted client relationships [3] Group 2: Company Offerings - Jinan PICC provides diverse cargo transportation insurance solutions tailored to various needs, including long-distance transport of bulk goods and high-value items [5] - The insurance covers a wide range of risks, from basic cargo loss to specialized risks like theft, strikes, and war [5] Group 3: Competitive Advantages - Jinan PICC boasts a professional team offering personalized service, from policy customization to claims guidance and risk assessment [6] - The company promises a streamlined claims process, ensuring quick response and timely compensation to minimize business impact [6] - As a state-owned enterprise, Jinan PICC has strong financial backing and a broad service network, providing reliable coverage for both domestic and international transport [6]