Core Insights - The Industrial and Commercial Bank of China (ICBC) Zaozhuang Branch has achieved record highs in inclusive loan balances and increments, with a total inclusive loan balance of 5.809 billion yuan as of the end of Q3 2025, representing an increase of 1.285 billion yuan and a growth rate of 28.4%, surpassing the overall loan growth rate by 19.48 percentage points [1] Group 1: Strategic Development - The Zaozhuang Branch prioritizes inclusive finance as a key aspect of its political and social responsibilities, aligning with national goals and its own high-quality development [1] - The branch's leadership has elevated inclusive finance to a core strategic position, focusing on top-level design, clear development goals, and resource allocation to ensure effective support for small and micro enterprises [1] Group 2: Mechanism Innovation - The branch is enhancing its inclusive financial service system by implementing a "branch + inclusive" operational model, strengthening the team of inclusive finance specialists, and facilitating collaboration between customer managers and branches [2] - The implementation of the provincial inclusive finance expansion project "321" aims to customize outreach plans based on branch positioning and surrounding resources, improving service efficiency [2] Group 3: Product Development - The Zaozhuang Branch has diversified its inclusive credit products in response to market demand, providing 527 million yuan in "Science and Innovation Loans" to 78 technology enterprises and supporting 136 enterprises in industrial parks with 368 million yuan in "Park Loans" [3] - The branch has also innovated digital agricultural inclusive products, such as the "Pomegranate Loan," which has provided over 65 million yuan in credit to 59 small enterprises and farmers in the pomegranate industry [3] - Future plans include enhancing service quality, increasing loan disbursement, and maintaining risk management to further advance inclusive finance initiatives [3]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Zaozhuang Branch has successfully implemented its first interbank document-based domestic forfaiting business, marking a significant breakthrough in its service offerings and client expansion [1][2] - The successful transaction involved a total amount of 13.55 million yuan, showcasing the branch's ability to innovate and fill product gaps in the market [1] - The branch has also added a new "specialized and innovative" small giant client, further optimizing its client structure and enhancing its financial service capabilities for quality real economy enterprises [2] Group 1 - The Zaozhuang Branch has executed its first interbank document-based domestic forfaiting business, amounting to 13.55 million yuan, with the issuing bank being Minsheng Bank and the notifying bank being China Merchants Bank [1] - This transaction not only marks a zero breakthrough in the branch's forfaiting business but also enriches its product service system and lays the groundwork for future complex trade financing collaborations [1] - The successful execution of this business was driven by a coordinated effort from the branch's leadership and teams, demonstrating strong execution capabilities and effective problem-solving [1] Group 2 - The addition of a new "specialized and innovative" small giant client reflects the branch's commitment to optimizing its client structure and enhancing the inclusion of innovative enterprises [2] - This initiative aligns with the higher-level strategic deployment of the bank and contributes to the financial support of high-quality regional economic development [2]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Zaozhuang Tengzhou Branch successfully provided a loan of 30.03 million yuan to Shandong Yucheng Investment Operation Co., Ltd. for the construction of the Tengfa Technology Industrial Park Phase I project, aiming to support regional industrial high-quality development by addressing financing challenges faced by enterprises [1] Group 1: Loan Details and Purpose - The loan amount is specifically allocated for the construction of the Tengfa Technology Industrial Park Phase I project [1] - The initiative aligns with local industrial upgrading strategies and aims to empower the development of technology industrial parks [1] Group 2: Strategic Measures - The bank employs four key measures: precise matching, efficient approval, strict risk control, and value enhancement [1] - Precise matching involves actively engaging with enterprises to understand their financial needs and project plans [1] - Efficient approval is facilitated through a "one-stop" service and a fast approval channel established with the city branch [1] - Strict risk control includes a comprehensive assessment of project feasibility and the enterprise's repayment capability [1] - Value enhancement focuses on ongoing support and financial services post-loan disbursement [1] Group 3: Future Plans - The ICBC Zaozhuang Tengzhou Branch plans to continue focusing on key regional industries and enhance marketing efforts for quality projects to boost financial support for local economic transformation [2]

工商银行（601398）(01398)公布，境内优先股"工行优 1"(优先股代码： 360011)将于2025 年 11 月 24 日 派息，按照"工行优 1"票面股息率 4.58%计算，每股发放现金股息人民币 4.58 元(含税)，合计派发人民 币20.61亿元(含税)。 ...

江南时报讯 11月，南通濠东路支行迎来了一位心事重重的客户——她手持公证书，前来办理一笔遗产 继承。这本应是按部就班的业务，却很快显露出棘手的端倪。 尘埃落定，业务顺畅办理。而在整个服务过程中，网点负责人始终保持着敏锐的观察力。他留意到其中 一位继承人对资金有短期闲置的打算。抓住这个时机，他自然地介绍了工行大额定期存款的优势——安 全、稳定、收益可观。精准的推荐，切中了客户的需求。最终，这位客户欣然将继承所得中的35万元， 成功转存为一张大额定期存单。 一场看似难以调和的遗产风波，在南通濠东路支行专业、主动、温暖的介入下，不仅圆满解决，更意外 促成了一笔35万元的大额定期业务，实现了客户满意与银行效益的双赢。 客服经理仔细审核了公证书，依照规定告知客户："女士，遗产继承需要所有继承人共同到场确认。"然 而，客户面露难色道出了实情：另一位关键继承人不仅拒接她的电话，甚至已悄然离开了常住地，彻底 杳无音信。一场看似寻常的继承，瞬间蒙上了失联与拒绝的阴影。 面对这复杂的僵局，客服经理没有丝毫犹豫，第一时间将情况汇报给了网点负责人。负责人敏锐意识到 问题的特殊性——僵持下去不仅客户权益受损，更可能激化家庭矛盾。网点迅 ...

此行不仅成功为企业员工现场办理了银行卡，更高效完成了目标企业"薪管家"系统的安装与落地应用， 以务实行动让金融服务的温度真切传递。支行网点负责人强调："我们深知企业运作节奏快、时间宝 贵，将服务窗口延伸到企业门口，用主动上门的脚步替代客户奔波的辛劳，正是我们践行'以客户为中 心'服务理念的核心行动。未来，我们将继续深化此类精准服务，将便捷高效的金融支持送到更多企业 身边，成为他们发展路上坚实的金融后盾。" 服务有温度，关怀无距离。银行柜台延伸出的一米空间，丈量着金融服务的深度与诚意。当南通南川园 支行员工主动踏入企业大门，当办理窗口与"薪管家"系统在企业内部落地生根，改变的不仅是效率，更 是企业与员工对银行服务的感知维度。这一次行动，正是"服务为民"理念在基层的生动实践，它证明： 真正有价值的服务，始于走出行门，终将走进人心。 服务现场，井然有序划分为两个关键区域。在办理区，支行员工熟练地引导企业员工填写所需资料，耐 心讲解办理流程，利用便携设备高效完成信息采集。面对员工提出的各种疑问，如激活步骤、密码设 置、功能使用等，工作人员一一细致解答，确保每一位员工真正明白操作要领。"原先总担心请假耽误 工作时间，现 ...

转自：新华财经 在八桂大地的青山绿水间，工商银行柳州分行正以金融之笔勾勒乡村振兴的生动画卷。该行聚焦兴村、 兴业、兴民，创新推出"种植E贷"、"养殖E贷""金桔贷"和"兴农E贷"等特色涉农信贷产品，以适农化、 特色化金融服务助力乡村振兴。截至2025年10月末，该行涉农贷款余额47.61亿元，较年初增6亿元，其 中普惠型涉农贷款余额11.89亿元，增幅达28%。 "数据增信"破解养殖融资难。在养殖户林先生的智能化猪舍里，自动喂料系统正精准投喂着1.6万头生 猪。"猪舍建好了，设备也装了，可是还缺买饲料的钱，幸亏办了工行270万元的'养殖E贷'。"养殖户林 先生介绍到。该养殖户在升级智能化猪舍，即将原有的养殖设施升级为配备电梯的三层标准化猪舍，同 时在猪舍中安装了自动喂料系统和能精准控温控湿的环控系统后，面临流动资金短缺的难题。工行柳州 分行在了解客户的资金难题后，实地调研其养殖情况和资金需求，根据其养殖场的出栏成活率等"养殖 数据增信"，为其办理了"养殖E贷"，且提供利率优惠，有效解决了养殖户的资金难题。该行以"养殖E 贷"为重点产品，加大对养殖领域的支持，截至10月末，该行通过"养殖E贷"，累计为养殖户提供 ...

公告显示，按照"工行优1"票面股息率4.58%计算，每股发放现金股息人民币4.58元（含税），合计派发 人民币20.61亿元（含税）。发放对象为截至2025年11月21日上海证券交易所收市后，在中国证券登记 结算有限责任公司上海分公司登记在册的该行全体"工行优1"股东。境内优先股分红派息具体实施日期 方面，最后交易日为11月20日，股权登记日和除息日为11月21日，股息发放日为11月24日。股息由该行 自行发放。 北京商报讯（记者 孟凡霞 周义力）11月13日，工商银行发布公告称，该行2014年第二次临时股东大会 审议通过了《关于中国工商银行股份有限公司境内发行优先股股票方案的议案》，授权董事会办理境内 优先股股息派发事宜。境内优先股"工行优1"（优先股代码：360011）本次股息派发方案已经该行2025 年10月30日召开的董事会会议审议通过。 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively supporting the high-quality development of the manufacturing sector by providing comprehensive financial services, including a recent issuance of a bank acceptance bill worth 200 million yuan to a subsidiary of a group, which helps the enterprise meet its procurement settlement funding needs and reduce financing costs [1][2]. Group 1: Financial Support and Services - ICBC Liuzhou Branch has issued a bank acceptance bill of 200 million yuan to assist a subsidiary in addressing its funding needs, thereby receiving high recognition from the enterprise [1]. - As of the end of Q3, the bank's manufacturing loan balance reached 17.317 billion yuan, an increase of 3.457 billion yuan from the beginning of the year [1]. - The bank is focusing on key areas such as modern industrial systems and high-end equipment manufacturing, optimizing credit resource allocation through various financing services [2]. Group 2: Innovative Financing Solutions - The bank has utilized policy tools effectively, such as leveraging stock repurchase and increase loans, approving a special loan of 870 million yuan for a company to enhance its market value management [2]. - The loan balance for strategic emerging industries reached 9.401 billion yuan, while loans for specialized and innovative enterprises amounted to 5.719 billion yuan as of Q3 [2]. Group 3: Service Mechanism and Efficiency - ICBC Liuzhou Branch is enhancing its service efficiency by forming specialized service teams and improving cross-departmental collaboration to better respond to enterprise needs [3]. - The bank is focusing on providing tailored products such as industrial e-loans and innovation e-loans to meet diverse financing demands of small and medium-sized enterprises [3]. - Future plans include continuing to enhance service adaptability and competitiveness to support local economic development [3].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Nanning Branch is committed to supporting the real economy and contributing to high-quality development through enhanced financial services and credit support [1][2][3] Group 1: Credit Support for Economic Development - ICBC Nanning Branch has increased its credit support for local economic development, focusing on infrastructure construction and modern industrial systems, with over 42 billion yuan in loans disbursed from January to October 2025 [1] - The bank has provided nearly 5 billion yuan in loans to the manufacturing sector, over 2.1 billion yuan to technology enterprises, and more than 14.5 billion yuan to private enterprises during the same period [1] - Green finance initiatives have been emphasized, with 9 billion yuan allocated to support green upgrades in infrastructure and low-carbon energy transitions [1] Group 2: Support for Rural Revitalization and Agricultural Development - The bank actively supports rural revitalization and the development of characteristic industries, focusing on urban-rural integration and agricultural modernization, with over 3.5 billion yuan increase in agricultural loans since the beginning of the year [2] - New financing products such as "Cane Farmer Loan" and "Yongcheng e-loan" have been introduced to support the sugar industry and local agricultural development [2] - Financial service networks have been expanded with the establishment of 10 "Xingnongtong" service points in rural areas to enhance accessibility to financial services [2] Group 3: Enhancing Cross-Border Services - The bank has facilitated over 490 billion yuan in cross-border RMB settlement for foreign institutional investors from January to October 2025, maintaining a leading position in the local industry [3] - Innovative cross-border financial services have been implemented to assist foreign trade enterprises in managing exchange rate risks [3] - The bank aims to continue improving financial service quality and structure to support local economic development and international cooperation [3]