Core Viewpoint - Huishang Bank (03698.HK) reported positive mid-year results for the period ending June 30, 2025, with significant growth in total assets, operating income, and net profit, indicating a strong performance in serving the real economy and managing asset quality [1] Financial Performance - Total assets reached approximately RMB 2.25 trillion, an increase of about 11.8% compared to the beginning of the year [1] - Operating income was approximately RMB 21.1 billion, reflecting a year-on-year growth of about 2.2% [1] - Net profit amounted to approximately RMB 9.3 billion, showing a year-on-year increase of about 3.8% [1] Asset Quality - The asset quality level continued to improve, with a non-performing loan (NPL) ratio of approximately 0.98% [1] - The NPL provision coverage ratio increased to approximately 289%, up about 3 percentage points from the end of the previous year [1] Strategic Initiatives - The bank's positive performance is attributed to its commitment to serving the real economy and increasing credit investment in key areas [1] - The bank has focused on optimizing its asset structure and managing liabilities effectively [1] - Various measures have been implemented to enhance the disposal of non-performing assets, yielding good results [1]

Group 1 - The core viewpoint of the article highlights Huishang Bank's positive financial performance for the six months ending June 30, 2025, with total assets reaching approximately RMB 2.25 trillion, an increase of about 11.8% compared to the beginning of the year [1] - The bank reported operating income of approximately RMB 21.1 billion, reflecting a year-on-year growth of about 2.2% [1] - Net profit for the period was approximately RMB 9.3 billion, showing a year-on-year increase of about 3.8% [1] Group 2 - The asset quality of the bank continues to improve, with a non-performing loan (NPL) ratio of approximately 0.98% and a NPL provision coverage ratio of about 289%, which is an increase of approximately 3 percentage points compared to the end of the previous year [1] - The bank attributes its favorable mid-year performance to several factors, including a commitment to serving the real economy, increased credit investment in key areas, balanced business development, optimized asset structure, and effective management of liabilities [1] - The bank has also implemented various measures to enhance the disposal of non-performing assets, achieving satisfactory results [1]

Core Viewpoint - Huishang Bank (03698) reported a positive performance for the six months ending June 30, 2025, with significant growth in total assets, operating income, and net profit, indicating a strong financial position and improved asset quality [1] Financial Performance - Total assets reached approximately RMB 2.25 trillion, representing a growth of about 11.8% compared to the beginning of the year [1] - Operating income was approximately RMB 21.1 billion, showing a year-on-year increase of about 2.2% [1] - Net profit amounted to approximately RMB 9.3 billion, reflecting a year-on-year growth of about 3.8% [1] Asset Quality - The bank's asset quality continues to improve, with a non-performing loan (NPL) ratio of approximately 0.98% [1] - The NPL coverage ratio increased to approximately 289%, up about 3 percentage points from the end of the previous year [1] Strategic Initiatives - The bank attributes its positive mid-year performance to its commitment to serving the real economy and increasing credit investment in key areas [1] - There is a focus on balanced business development and continuous optimization of asset structure and liability management [1] - The bank has implemented various measures to enhance the disposal of non-performing assets, achieving satisfactory results [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 徽商銀行股份有限公司* 董事會 中國安徽省合肥市 2025年8月1日 於本公告日期，本行董事會成員包括執行董事孔慶龍；非執行董事馬淩霄、 盧浩、王朝暉、左敦禮、Gao Yang（高央）及王文金；獨立非執行董事戴培昆、 周亞娜、劉志強、殷劍峰、黃愛明及徐佳賓。 徽商銀行股份有限公司（「本行」，連同其附屬公司稱為「本集團」）謹此知會本行股 東及潛在投資者，根據本集團未經審閱的綜合管理賬目的初步測算，截至2025年 6月30日止六個月，本集團資產總額約人民幣2.25萬億元，較年初增長約11.8%； 營業收入約人民幣211億元，同比增長約2.2%；淨利潤約人民幣93億元，同比增 長約3.8%；資產質量水平持續向好，風險抵補能力進一步增強，不良貸款率約 0.98%，不良貸款撥 ...

Core Viewpoint - Yancheng has resigned from multiple positions at Huishang Bank, including Chairman, with immediate effect, and there are no disagreements with the board [1] Group 1: Resignation Details - Yancheng's resignation includes roles as Chairman, Executive Director, and various committee positions [1] - The board expressed gratitude for Yancheng's performance during his tenure, highlighting his diligence and responsibility [1] - The bank will announce a successor for the Chairman and Executive Director roles in due course [1] Group 2: Career Transition - Yancheng has been appointed as the Director of the Henan Provincial Department of Industry and Information Technology, marking a transition from banking to local government [5] - His career spans academia, policy finance, local government, and commercial banking, showcasing a diverse professional background [7] Group 3: Huishang Bank's Performance Under Yancheng - Under Yancheng's leadership, Huishang Bank's total assets grew from 1.4 trillion yuan in 2021 to over 2 trillion yuan by 2024, reflecting a growth of over 50% [13] - The bank's net profit increased from 11.79 billion yuan in 2021 to 15.92 billion yuan in 2024, with a compound growth rate of approximately 9% [13] - The non-performing loan ratio decreased from 1.78% in January 2021 to 0.99% in 2024, indicating improved asset quality [14] Group 4: Governance and Compliance - Yancheng's tenure contrasts sharply with the previous three chairmen, who faced disciplinary actions for various violations [15][22] - His multifaceted experience allowed him to strengthen internal controls, leading to a significant reduction in non-performing loans and an increase in provision coverage [23]

监管 01 国常会：部署实施个人消费贷款贴息政策与服务业经营主体贷款贴息政策 7月31日讯，据央视新闻，李强主持召开国务院常务会议，部署实施个人消费贷款贴息政策与服务业经营主体贷款 贴息政策。 04 廊坊银行被罚195.7万元 7月31日讯，中国人民银行河北省分行公布的行政处罚信息显示，廊坊银行因"违反金融统计管理规定；违反账户 管理规定；违反金融科技管理规定；占压财政存款或资金；未按规定履行客户身份识别义务；未按规定报送大额 交易报告或者可疑交易报告；违反信用信息采集、提供、查询相关管理规定"，被监管警告，罚款195.7万元。 05 02 央行：截至6月末，全国共有小额贷款公司4974家 7月31日讯，央行发布2025年二季度小额贷款公司统计数据报告，截至2025年6月末，全国共有小额贷款公司4974 家。贷款余额7361亿元，上半年减少187亿元。 银行 03 徽商银行董事长离任 7月31日讯，徽商银行（3698.HK）公告称，因工作调动，该行董事长严琛于2025年7月30日辞任该行董事长、执 行董事等一系列职务，其辞任自即日起生效。 青岛银行发布2025年半年度业绩快报 7月31日，青岛银行（00294 ...

7月31日，徽商银行股份有限公司（下称"徽商银行"）发布公告称，因工作调动，该行董事长严琛于2025年7月30日辞任该行董事长、执行董事、发展战略与 消费者权益保护委员会主任委员及委员、风险管理委员会主任委员及委员、人事提名和薪酬委员会委员职务，其辞任自即日起生效。 与此同时，微信公众号"河南发布"公布了严琛的任免名单，河南省十四届人大常委会第十八次会议决定任命严琛为河南省工业和信息化厅厅长。 公开资料显示，徽商银行成立于1997年4月，于2013年11月在港交所主板上市，是经中国银监会批准，全国由城市商业银行、城市信用社联合重组成立的区 域性股份制商业银行，注册资本为138.90亿元。 截至2025年8月1日，徽商银行收报3.28港元/股，总市值为455.59亿元。 ...

徽商银行(03698)发布公告，因工作调动，该行董事长严琛先生于2025年7月30日辞任该行董事长、执行 董事、发展战略与消费者权益保护委员会主任委员及委员、风险管理委员会主任委员及委员、人事提名 和薪酬委员会委员职务，其辞任自即日起生效。 ...

北京商报讯（记者 孟凡霞 实习记者 周义力）7月31日，徽商银行发布公告称，因工作调动，该行董事 长严琛于2025年7月30日辞任该行董事长、执行董事、发展战略与消费者权益保护委员会主任委员及委 员、风险管理委员会主任委员及委员、人事提名和薪酬委员会委员职务，其辞任自即日起生效。 ...

从过往履历来看，严琛不仅是"70后"金融高管，还拥有金融和地方党政部门等复合背景。 7月31日，据微信公众号"河南发布"消息，河南省十四届人大常委会第十八次会议通过，决定任命严琛为河南省工业和信息化厅厅长。 公开资料显示，严琛，1972年8月出生，湖北襄阳人，博士研究生学历，曾任国家开发银行综合计划局计划处正科级行员，国家开发银行党委宣传部综合 处副处长，国家开发银行信用管理局评级方法与标准处副处长，安徽省中小企业发展局副局长，安徽省经济委员会副主任，安徽省经济和信息化委员会副 主任，池州市委常委、副市长，宣城市委常委、组织部部长，宣城市委副书记，安徽省信用担保集团有限公司董事长兼安徽省融资再担保有限公司董事 长、奇瑞汽车股份有限公司董事等职。 2021年4月，严琛就任徽商银行党委书记，并于同年7月获得监管核准任该行董事长。 【导读】徽商银行原董事长严琛跨省担任河南省工业和信息化厅厅长 此前，严琛曾担任徽商银行董事长一职。 又有金融高管奔赴地方 金融高管赴任地方逐渐常态化 近年来，金融系统高管赴任地方逐渐常态化。 今年以来，有多名金融系统高管赴地方任职。例如，3月25日，据"南方+"客户端消息，广东省十四届人 ...