人民财讯8月28日电，渤海银行发布2025年中期业绩公告显示，上半年，该行实现营业收入142.15亿 元，同比增幅8.14%；实现净利润38.3亿元，同比增幅3.61%。截至2025年6月末，该行资产总额达 18238.02亿元，较年初降幅1.09%。资产质量方面，截至6月末，该行不良贷款率1.81%，较上年末上升 0.05个百分点。 ...

Core Viewpoint - Bohai Bank reported a growth in both revenue and net profit for the first half of 2025, driven primarily by financial investment income, despite facing challenges in asset quality and scale [1][2]. Financial Performance - For the first half of 2025, Bohai Bank's operating income reached 14.215 billion yuan, an increase of 8.14% year-on-year; net profit was 3.830 billion yuan, up 3.61% year-on-year [1][2]. - The growth in net profit was attributed to increased operating income and ongoing cost reduction efforts [2]. Asset Quality and Scale - As of the end of June, the total assets of Bohai Bank amounted to 1.8238 trillion yuan, a decrease of 1.09% from the end of the previous year [2]. - The non-performing loan (NPL) ratio rose to 1.81%, an increase of 0.05 percentage points from the end of the previous year [2]. Revenue Composition - Interest income for the first half was 8.046 billion yuan, a slight decline of 0.43% year-on-year; the net interest margin was 1.20%, up 0.04 percentage points [3]. - Non-interest income reached 6.169 billion yuan, a significant increase of 21.81% year-on-year, primarily driven by a 61.16% rise in financial investment income [3]. Loan Quality - As of June, the non-performing loan balance for corporate loans increased by 468 million yuan, with a non-performing rate of 1.12% [5]. - Personal loan non-performing balance rose by 319 million yuan, with the non-performing rate increasing from 4.15% to 4.43% [5]. Regional and Sectoral Performance - The highest non-performing loan rates were observed in Central and Southern China at 3.10%, with increases noted in the real estate and construction sectors [5]. - The bank disposed of 3.742 billion yuan of non-performing assets through various methods by the end of June [6].

Core Insights - The company reported a solid recovery in operations, with a revenue of 14.215 billion yuan and a net profit of 3.830 billion yuan for the first half of 2025, reflecting year-on-year growth of 8.14% and 3.61% respectively [1][2] - The bank is focusing on serving the real economy and national strategies, with significant loan growth in key sectors such as technology innovation, advanced manufacturing, and green development [1][2] - Cost efficiency has improved, with a cost-to-income ratio of 32.17%, down 4.10 percentage points year-on-year [1][2] Financial Performance - For the first half of 2025, the bank achieved a total asset scale of 1.82 trillion yuan and total liabilities of 1.71 trillion yuan [2] - The bank's non-interest income reached 6.169 billion yuan, showing a year-on-year increase of 21.81%, indicating an improved revenue structure [9] - The bank's deposit interest rate was 2.03%, down 33 basis points year-on-year, reflecting effective cost control measures [10] Strategic Focus Areas - The bank is committed to enhancing financial services for the real economy, focusing on five key areas to drive high-quality development [3][4] - In technology finance, the bank has increased its loans to tech enterprises to 71.252 billion yuan, a 51.28% increase from the previous year [4] - Green loans reached 49.902 billion yuan, up 15.02% year-on-year, with significant investments in green bonds [5] Risk Management and Capital Adequacy - The bank has strengthened its risk management, achieving a provision coverage ratio of 159.70%, an increase of 4.51 percentage points since the beginning of the year [11] - Capital adequacy ratios are robust, with total capital adequacy at 11.24%, and core tier 1 capital at 8.39%, enhancing the bank's resilience [11] Future Outlook - The bank aims to maintain a long-term value orientation amidst short-term fluctuations, focusing on core strengths and resilience for sustainable high-quality development [9] - The bank plans to continue optimizing its business structure and enhancing its service quality to better align with the needs of the real economy [11]

格隆汇8月28日丨渤海银行(09668.HK)公布中期业绩，2025年上半年，该行持续加大服务实体经济力 度，积极拓展基础客户，不断优化业务结构，抢抓市场机遇，深入落实降本增效措施，主要盈利指标稳 步增长。2025年上半年，实现营业收入142.15亿元，同比增长8.14%；实现净利润38.30亿元，同比增长 3.61%；成本收入比32.17%，较同期下降4.10个百分点。 截至报告期末，资产总额18,238.02亿元，发放贷款和垫款余额为9,424.28亿元，增幅1.84%；负债总额 17,104.86亿元，吸收存款10,271.39亿元，存款规模维持万亿。强化社会责任担当，回归服务实体经济本 源，集中有限资源支持信贷投放，聚焦服务国家战略和实体经济，提升业务布局与服务实体经济的契合 度。报告期内，科技创新、先进制造、绿色发展、涉农等重点领域贷款投放增速均高于一般性贷款增 速。 截至报告期末，不良贷款余额为172.69亿元，不良贷款率1.81%。贷款拨备率2.89%，拨备覆盖率 159.70%，资产质量保持持续稳定，拨备指标符合监管要求。 ...

Core Viewpoint - Bohai Bank (09668) reported a mid-term performance for the six months ending June 30, 2025, showing an increase in operating income and net profit compared to the previous year [1] Financial Performance - The group achieved operating income of 14.215 billion yuan, representing an increase of 8.14% year-on-year [1] - Net profit reached 3.83 billion yuan, reflecting a year-on-year increase of 3.61% [1] - Basic earnings per share attributable to ordinary shareholders of the bank were 0.22 yuan [1] Asset Overview - As of the end of the reporting period, the total assets of the group amounted to 1,823.802 billion yuan, a decrease of 20.04 billion yuan from the end of the previous year, marking a decline of 1.09% [1]

智通财经APP讯，渤海银行(09668)发布截至2025年6月30日止6个月中期业绩，该集团取得营业收入 142.15亿元，同比增加8.14%;净利润38.3亿元，同比增加3.61%;归属于本行普通股股东的基本每股收益 0.22元。 截至报告期末，本集团资产总额18238.02亿元， 较上年末减少200.4亿元，降幅1.09%。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 2025年中期報告 1 目錄 目錄 2 釋義 4 重要提示 5 公司基本情況簡介 6 會計數據和財務指標摘要 8 管理層討論與分析 50 股本變動及股東情況 54 董事、監事、高級管理層成員、員工和機構情況 61 公司治理 66 重要事項 70 審閱報告及中期財務報告 170 組織架構圖 渤海銀行股份有限公司 2025年中期業績公告 渤海銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈本行及其附屬公司 截至2025年6月30日止六個月之未經審計綜合中期業績。本公告列載本行2025年 中期報告全文，並符合香港聯合交易所有限公司證券上市規則中有關中期業績初 步公告附載的資料之要求。 發佈中期業績公告及中期報告 本業績公告的中英文版本可於香港交易及結算所有限公 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，董事會接獲杜剛 先生（「杜先生」）的辭呈，杜先生因個人原因，辭任本行董事會秘書及聯席公司秘 書職務，自2025年8月28日起生效。 杜先生已確認彼與董事會並無意見分歧，且概無有關其辭任之任何事宜須知會本 行股東、債權人或香港聯合交易所有限公司（「香港聯交所」）。董事會對杜先生任 職期間為本行發展做出的貢獻表示衷心感謝。 於杜先生辭任後，本行另一名符合香港聯交所證券上市規則第3.28條項下公司秘 書規定的聯席公司秘書張瀟女士將繼續留任並擔任本行公司秘書。本行將按照相 關規定盡快聘任新的董事會秘書並及時公告。 承董事會命 渤海銀行股份有限公司 王錦虹 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 董事會秘書及聯席公司秘書辭任 中國‧天津 2025年8 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） 1 臨時股東大會投票表決結果 （股份代號：9668） 2025年第二次臨時股東大會 投票表決結果 茲提述渤海銀行股份有限公司（「本行」）日期均為2025年8月1日的2025年第二次 臨時股東大會（「臨時股東大會」）通函（「該通函」）及通告。除另有界定者外，本 公告所用詞彙與該通函所界定者具有相同涵義。 本行已於2025年8月18日（星期一）下午2時於中國天津市河東區海河東路218號 渤海銀行大廈6702會議室舉行臨時股東大會。臨時股東大會由本行董事長王錦虹 先生主持。執行董事王錦虹先生、屈宏志先生，非執行董事歐兆倫先生、元微女 士、胡愛民先生，以及獨立非執行董事謝日康先生、岑紹雄先生、王愛儉女士、 劉駿民先生、劉瀾飈先生、歐陽勇先生出席臨時股東大會；非執行董事段文務先 生、張雲集先生因其他公務原因未能出席臨時股東大會。 香港中央證券登記有限公司獲本行委任為臨時 ...

格隆汇8月18日丨渤海银行(09668.HK)宣布，董事会会议将于2025年8月28日（星期四）举行，藉以（其 中包括）考虑及批准本行及其附属公司截至2025年6月30日止六个月的中期业绩及其发布。 ...