Core Viewpoint - The recent credit card fraud incident involving Shanghai Pudong Development Bank (SPDB) has raised significant concerns about consumer safety and the responsibilities of banks and cardholders in protecting financial rights during the ongoing financial education campaign [2][3][7]. Group 1: Incident Overview - Multiple holders of SPDB's "Red Sand Card" reported unauthorized transactions occurring in Brazil, despite being in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraud pattern typically starts with small test transactions, followed by larger unauthorized charges, with many users reporting similar experiences [4][6]. - As of September 16, over 350 users had joined a social media group to discuss their experiences, indicating a widespread issue [4]. Group 2: Bank Response and Legal Framework - SPDB and Mastercard have initiated emergency responses to protect cardholders, promising to avoid customer losses from unauthorized transactions [3][4][7]. - According to a 2021 Supreme Court ruling, banks are liable to compensate cardholders for unauthorized transactions if they can prove the fraud was not due to negligence on the cardholder's part [6][7]. Group 3: Consumer Complaints and Industry Trends - In 2023, SPDB received approximately 260,000 complaints related to credit cards, highlighting ongoing issues with consumer trust and service quality [8][9]. - The bank's credit card issuance has surpassed 110 million, but the overall trend in credit card issuance and spending is declining, leading to increased scrutiny on operational practices [9]. Group 4: Recommendations for Cardholders - Experts recommend that cardholders adopt better security practices, such as monitoring transactions regularly and using security features provided by banks to mitigate risks of fraud [10]. - Cardholders should also be cautious with their personal information and be aware of their responsibilities in safeguarding their financial data [10].

两融数据显示，该股最新融资余额为36.97亿元，近5日减少2.67亿元，降幅为6.73%。（数据宝） 9月18日浦发银行大宗交易一览 | 成交量 （万 | 成交金额 | 成交价 | 相对当日收盘 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | | （万元） | 格 | 折溢价（%） | | | | 股） | | （元） | | | | | 36171.01 | 476372.23 | 13.17 | 3.29 | 东兴证券股份有限公司北京 | 东兴证券股份有限公 | | | | | | 北四环中路证券营业部 | 司客户资产管理部 | | 12182.42 | 160442.45 | 13.17 | 3.29 | 东兴证券股份有限公司北京 | 东兴证券股份有限公 | | | | | | 北四环中路证券营业部 | 司客户资产管理部 | 注：本文系新闻报道，不构成投资建议，股市有风险，投资需谨慎。 （文章来源：证券时报网） 浦发银行9月18日大宗交易平台共发生2笔成交，合计成交量4.84亿股，成交金额63.68亿元。成交价格均 为13.17元，相对 ...

Group 1 - The core viewpoint of the article highlights the successful completion of Beijing's first over-the-counter bond lending business by Pudong Development Bank's Beijing branch in collaboration with Shouchao Securities, marking a significant breakthrough in the local over-the-counter bond market [1] - This initiative is expected to effectively activate the existing bond assets in the over-the-counter market and enhance the liquidity management capabilities of small and medium-sized financial institutions [1] - The People's Bank of China, Beijing branch, has been focusing on promoting the development of a multi-tiered bond market, implementing a special promotion plan for the steady expansion of over-the-counter bond business [1]

转自：推广 做理性投资者 守护财富健康生长 内部消息 子虚乌有 原意:"子虚"和"乌有"是汉代司 马相如在《子虚赋》中虚构的两个人 物,后人常用这两个名字指代"不存 在的事物"。 消保新释:诈骗分子以"零风险、稳赚 不赔"等为噱头,编造"天上掉馅饼" "一夜暴富"的神话,虚构农业养殖、 私募股权、虚拟货币等"零风险、高回 报"投资项目,甚至伪造"投资成功案 例"截图骗取受害者信任。 温馨提示:金融消费者应增强风险防范意 识,牢记"高收益必伴随高风险"，不存 在"零风险、稳赚不赔"的投资项目,避 免上当受骗。 您的风险评估结果为稳健型, 接下来为您推荐合适的产品, 详细信息请点击查看。 原意: 估量自己的能力后再去做自己 能做到的事。提示人们遵循客观规 律,不要盲目行事。 消保新释:金融消费者在购买理财产品 时,要根据自己的经济实力和风险承受 能力来选择合适的投资产品,不能盲目 跟风或过度借贷进行投资,避免遭受经 济损失。 温馨提示:金融消费者在购买金融产品 时,应配合金融机构开展风险评估,了 解自身风险偏好,根据自身风险评估结 果选择适合自己的金融产品，量力而 行,以确保资金安全。 量力而行 说明书都是格式文 ...

Group 1 - A total of 83 stocks experienced block trades in the A-share market on September 18, with a total transaction value of 11.257 billion yuan [1] - The top three stocks by transaction value were Pudong Development Bank (6.368 billion yuan), Shenghong Technology (3.073 billion yuan), and Haoyuan Pharmaceutical (276 million yuan) [1] - Among the stocks, 21 were traded at par, 8 at a premium, and 54 at a discount; the highest premium rates were for Bangyan Technology (12.72%), Pudong Development Bank (3.29%), and Huayu Pharmaceutical-W (2.99%) [1] Group 2 - The top stocks by institutional buy amounts included Shenghong Technology (2.499 billion yuan), Dameng Data (70.342 million yuan), and Yinzhijie (54.357 million yuan) [1] - The top stocks by institutional sell amounts were Sanhua Intelligent Controls (9.11 million yuan), New Industry (7.968 million yuan), and Hailiang Co. (4.9551 million yuan) [2]

Group 1 - The banking sector experienced a decline of 1.85% on September 18, with China Merchants Bank leading the drop [1] - The Shanghai Composite Index closed at 3831.66, down 1.15%, while the Shenzhen Component Index closed at 13075.66, down 1.06% [1] - Major banks such as China Merchants Bank and Minsheng Bank saw significant declines in their stock prices, with China Merchants Bank down 2.23% to 40.83 yuan [1] Group 2 - The banking sector saw a net outflow of 1.655 billion yuan from institutional investors, while retail investors contributed a net inflow of 1.408 billion yuan [1] - The detailed fund flow data indicates that several banks, including CITIC Bank and Huaxia Bank, experienced substantial net outflows from institutional investors [1] - Retail investors showed interest in various banks, with significant net inflows observed in banks like Huaxia Bank and Ping An Bank [1]

Core Viewpoint - The successful marketing of the first corporate connection to the central bank's credit platform by the Taiyuan branch of SPD Bank marks a significant breakthrough in financial and technological integration in Shanxi Province [1][2]. Group 1: Central Bank Credit Platform - The central bank's credit platform serves as an innovative initiative aimed at creating an efficient communication bridge between financial institutions and enterprises, facilitating the precise flow of financial resources to the real economy [2]. - The successful collaboration between SPD Bank's Taiyuan branch and the enterprise is the first instance of corporate matchmaking under this platform in Shanxi Province, showcasing its pioneering and demonstrative significance [2]. Group 2: SPD Bank's Financing Solutions - SPD Bank's "Puxin Loan" product is a credit financing solution specifically designed for technology-based enterprises, providing 5 million yuan in credit financing to support the enterprise's development [3]. - The Puxin Loan offers flexible financing options, lower thresholds, and rapid approval processes, effectively supporting enterprises in their research and development efforts [3]. Group 3: Future Cooperation and Development - The successful implementation of the first corporate matchmaking business under the central bank's credit platform lays a solid foundation for deep cooperation between banks and enterprises [4]. - SPD Bank's Taiyuan branch plans to continue leveraging its financial expertise to provide comprehensive and personalized financial services, including financial management and investment consulting, to help enterprises optimize fund allocation and maximize value [4].

Core Viewpoint - The rise of financial technology and the widespread use of credit cards have led to an increase in credit card telecom fraud cases, where criminals impersonate bank staff to deceive cardholders into revealing personal information or making transfers, resulting in significant financial losses [1] Group 1: Types of Telecom Fraud - Impersonation of bank staff to induce transfers: Criminals call victims claiming their credit card has suspicious transactions and guide them to provide sensitive information, leading to unauthorized transfers [2] - Fake customer service refund scams: Victims receive calls claiming they can apply for refunds from promotional activities, leading them to fill out personal and credit card information on fraudulent websites [3] - Fraudulent credit limit increase schemes: Victims receive messages about easy credit limit increases, which direct them to phishing sites where they unknowingly provide personal information [4] Group 2: Common Techniques of Telecom Fraud - Impersonation of bank staff: Criminals obtain customer information through illegal means and pose as bank representatives to manipulate users into providing sensitive data [5] - Phishing websites and fake links: Fraudsters send counterfeit bank links via various platforms, tricking users into entering credit card details on sites that mimic legitimate banks [5] - Exploiting psychological weaknesses: Criminals create a sense of urgency (e.g., account freezing) to provoke panic, prompting victims to act without verifying the authenticity of the request [5] - False promotional activities: Scammers lure users with offers like free credit limit increases or cashback, leading them to click on fake links or contact fake customer service [5] Group 3: Consumer Protection Tips - Do not trust unknown calls or messages: Financial institutions will not request sensitive information via phone or text, and consumers should verify claims through official channels [6] - Avoid clicking on unknown links or scanning QR codes: Users should be cautious about clicking on suspicious links or scanning unverified QR codes, especially those related to banking [6] - Protect personal information: Sensitive credit card information should be safeguarded, and consumers should avoid sharing it through unofficial channels, regularly update passwords, and disable unnecessary notifications [6]

Group 1 - The core viewpoint of the article highlights the significant decline in JunDa Co., Ltd.'s financial performance, with a notable drop in revenue and an increase in net loss [1] - On September 17, a shareholder transferred shares of JunDa Co., Ltd. from Shanghai Pudong Development Bank to Victory Securities Hong Kong, with a market value of approximately HKD 86.61 million, representing 6.3% of the total shares [1] - For the mid-year results of 2025, JunDa Co., Ltd. reported a revenue of approximately CNY 3.656 billion, a year-on-year decrease of 42.48%, and a net loss of approximately CNY 264 million, which is an increase of 58.51% compared to the previous year [1] Group 2 - The decline in revenue is primarily attributed to a 67.9% decrease in income from the mainland China market, mainly due to reduced sales of photovoltaic cells and a drop in current market prices [1] - The loss per share for JunDa Co., Ltd. is reported at CNY 1.07 [1]

钧达股份2025年中期业绩显示，集团收入约36.56亿元，同比减少42.48%；净亏损约2.64亿元，同比扩 大58.51%；每股亏损1.07元。公告称，收入减少主要由于中国大陆市场收入减少67.9%，此乃主要因光 伏电池销量减少及现行市场价格下跌所致。 智通财经APP获悉，香港联交所最新资料显示，9月17日，钧达股份(02865)股东将股票由浦发银行转入 胜利证券香港，转仓市值8660.99万港元，占比6.3%。 ...