转自：新华财经 近日，浦发银行太原分行成功落地太原市万柏林区环卫工人工资代发资金监管项目，通过"云资金监管 业务"实现12家人力资源公司批量接入及千名环卫工人工资代发，这是浦发银行太原分行在"政府资金 +人力资源"场景中探索科技金融服务民生的首次突破，为规范行业用工环境、保障劳动者权益提供了 金融支撑。 为切实维护环卫工人劳动权益，太原市城乡管理局此前印发《开设环卫工人工资支付共管账户工作意 见》，提出构建"财政兜底、专户监管、合同约束、多方协同"的长效机制，确保工资"不拖欠、不克 扣、不挪用"。 浦发银行太原分行第一时间响应政策要求，由分支行联动组建专项服务团队，深入调研城乡管理局监管 需求，依托成熟的云资金监管系统，定制全流程封闭式线上监管方案——通过自主监管模式实现专户开 立、资金流向监控、工资发放全环节线上化处理，既满足政府部门对专项资金使用的实时监管需求，又 有效防范人力资源公司挪用资金、虚假代发等风险，方案迅速获得合作方认可。 此次合作不仅实现12户人力资源公司批量拓展及千人行内工资代发，更通过科技手段打通了"政府监管- 企业执行-劳动者受益"的资金链路。目前，浦发银行太原分行正将该模式向太原市各 ...

Group 1 - Company Koyuan Smart (科远智慧) announced that its wholly-owned subsidiary, Nanjing Koyuan Smart Energy Investment Co., Ltd., received a civil lawsuit from Shanghai Pudong Development Bank (浦发银行) Nantong Branch, claiming a compensation of 295 million yuan for damages [1] - The lawsuit alleges that both the individual defendant and the subsidiary were at fault during the deposit operations, causing harm to the bank's civil rights [1] - The court date for the case has not yet been determined [1] Group 2 - Koyuan Smart's subsidiary has been involved in a legal dispute regarding a deposit contract with the bank, with a court ruling on December 31, 2024, ordering the bank to pay back the principal and overdue interest [2] - As of the announcement date, the subsidiary has not received any payments from the bank, leading to a request for compulsory execution filed on July 4, 2025 [2] - The execution cases have been registered, and the bank has been unable to settle the debts as per the legal ruling [2] Group 3 - The subsidiary had invested 40 million yuan in a fixed deposit with the bank, which was supposed to mature on November 10, 2021, but was not redeemed due to a pledge related to another company [3][4] - The company was unaware of the pledge and has requested the bank to provide valid proof of the transaction [3][4] - As of the date of the lawsuit, a total of 160 million yuan in deposits had not been paid by the bank, with no response from the bank regarding the matter [5] Group 4 - The bank's performance has been declining, with a reported revenue of 170.748 billion yuan in 2024, a decrease of 1.55% year-on-year, placing it fourth among national joint-stock commercial banks [7][8] - The bank's net profit for 2024 was reported at 45.257 billion yuan, ranking fourth as well [9][10] - The bank's revenue has been on a downward trend for four consecutive years, with a significant drop from 196.384 billion yuan in 2020 to 170.748 billion yuan in 2024 [11]

Group 1 - The 2025 China-foreign Cultural Network Exchange and Innovation Conference was held in Shanghai, focusing on cross-cultural communication and cooperation in the internet era [1] - The conference was guided by various government units and supported by Shanghai Pudong Development Bank, highlighting the importance of cultural industries as new growth drivers [1][2] - Yangpu District aims to become a global hub for quality internet content creation, launching the "YOUNG Cube" policy to foster an innovative ecosystem [2] Group 2 - Ctrip's Vice President Wang Qiang emphasized the value of inbound tourism in establishing a community of shared future, beyond just foreign exchange income [4] - Yu Wen Group's Vice President Yang Chen discussed new pathways for IP going global, stressing the importance of storytelling and embracing AI [6] - Bilibili's Vice President Zhou Yi highlighted the platform's commitment to creator-first values and cultural trends, showcasing youth-driven narratives [8] Group 3 - Tencent's Li Haihao presented on the integration of technology and culture, focusing on building a digital lifestyle foundation and a full industry chain [10] - Alex from Shanghai Daily shared insights on the power of authentic storytelling in cross-cultural communication through short videos [12] - Zhang Xuekui from Shanghai Academy of Social Sciences discussed user participation in cross-cultural communication, showcasing a new narrative paradigm [15] Group 4 - Shen Yi from Fudan University addressed the opportunities and challenges of Sino-foreign cultural exchange in the AI era, advocating for Chinese governance mechanisms in global AI standards [17] - A roundtable forum was held with various industry leaders discussing topics related to the global dissemination of Chinese culture and innovative communication strategies [19]

Core Viewpoint - Central Huijin's significant holdings in nine A-share listed banks demonstrate high shareholding ratios, strong stability, and good profitability, with all companies ranking in the top 50 for net profit in the Q1 2025 A-share listed companies [1][21] Group 1: Banks Controlled by China Investment Corporation - Industrial and Commercial Bank of China (ICBC) ranks first with a net profit of 841.56 billion yuan in Q1 2025, being the largest commercial bank globally [3] - China Construction Bank (CCB) ranks second with a net profit of 833.51 billion yuan, excelling in infrastructure financing and digital currency applications [5] - Agricultural Bank of China (ABC) ranks third with a net profit of 719.31 billion yuan, holding a unique advantage in rural finance [7] - Bank of China (BOC) ranks fourth with a net profit of 543.64 billion yuan, recognized for its foreign exchange and cross-border financial services [9] - China Everbright Bank ranks 24th with a net profit of 124.6 billion yuan, expanding into various financial services [11] Group 2: Banks Heavily Invested by Central Huijin Asset Management - CITIC Bank ranks 15th with a net profit of 195.09 billion yuan, leveraging its monopoly in state-owned enterprise client resources [13] - Shanghai Pudong Development Bank ranks 16th with a net profit of 175.98 billion yuan, leading in infrastructure and technology finance [15] - Ningbo Bank ranks 35th with a net profit of 74.17 billion yuan, operating across multiple profit centers [17] - Huaxia Bank ranks 50th with a net profit of 50.63 billion yuan, focusing on monetary financial services [19]

Group 1 - The fund is a passive index fund that aims to track the performance of the underlying index through sampling replication and dynamic optimization methods [3][4] - The fund's investment strategy includes asset allocation and bond investment strategies, focusing on bonds with a credit rating of AA+ or above [2][3] - As of the end of the reporting period, the total fund shares amounted to 569,999,845.00 shares [2][5] Group 2 - The fund's net asset value (NAV) for Class A shares was 1.0039 yuan, with a net value growth rate of 0.39%, while Class C shares had an NAV of 1.0347 yuan and a growth rate of 3.47% [9] - The performance benchmark for the fund is calculated as 95% of the yield of the underlying index plus 5% of the after-tax yield of the bank's current deposit rate [4] - The fund's total bond investment amounted to 571,560,590.01 yuan, representing 99.86% of the total fund assets [10] Group 3 - The report indicates that the bond market saw a decline in yields during the reporting period, with 10-30 year government bonds down by approximately 16 basis points [8][9] - The fund strictly adhered to its investment guidelines, primarily investing in the components of the underlying index and making adjustments based on market conditions [9][10] - The fund management has maintained compliance with legal regulations and has not engaged in any abnormal trading activities during the reporting period [7][9]

Core Viewpoint - The case involves a significant financial dispute between Koyuan Smart and Shanghai Pudong Development Bank, with Koyuan claiming that 295 million yuan of its deposits were illegally pledged, leading to a lawsuit for compensation [2][3]. Group 1: Case Background - Koyuan Smart's subsidiary, Nanjing Koyuan Smart Energy Investment Co., deposited 345 million yuan in fixed-term deposits with the bank, of which 295 million yuan was later found to be illegally pledged to a revoked company [2]. - The illegal pledge occurred on the same day the deposit was made, and Koyuan claims it was unaware of the pledge, alleging that a criminal gang forged seals and impersonated employees [2][3]. Group 2: Legal Proceedings - In December 2024, the court ruled in favor of Koyuan, ordering the bank to pay back the principal and interest, a decision upheld by the higher court in May 2025 [3]. - The bank subsequently filed a counterclaim against Koyuan, alleging management negligence and seeking compensation for the same amount, which Koyuan argues is a tactic to delay execution of the court's ruling [3][5]. Group 3: Financial Impact - The 295 million yuan at stake represents 117% of Koyuan's projected net profit for 2024, although the company reported a 56.64% increase in net profit, indicating that its operations have not been fundamentally affected [6]. - Koyuan has faced audit risks due to previous financial irregularities, which have raised concerns about internal controls [6]. Group 4: Industry Implications - The banking sector is experiencing a trust crisis, with incidents of large deposits being illegally pledged highlighting failures in internal controls [7]. - The actions of the bank in this case may undermine judicial authority and increase the costs for enterprises seeking to protect their rights [7]. - The case reflects deeper contradictions in China's financial legal system regarding institutional responsibility, depositor protection, and judicial efficiency, necessitating regulatory refinement and judicial innovation [7].

Group 1: China Construction Bank's Green Finance Development - China Construction Bank's Hubei branch launched the "Green New Pioneer Equity Investment Fund," the first green low-carbon equity investment fund of the group, with a total scale of 1.5 billion yuan [1] - The fund focuses on ecological environmental protection and high-quality development along the Yangtze River Economic Belt, targeting emerging industries in ecological protection, clean energy, and green transportation [1] - The bank plans to leverage its integrated commercial and investment banking advantages to explore the green finance development potential along the Yangtze River Economic Belt through its 13 first-level branches in 11 provinces and cities [1] Group 2: China UnionPay's "Vital Life Card" - China UnionPay launched the "Vital Life Card," a card product tailored for the elderly and those preparing for retirement, in collaboration with commercial banks and industry partners [2] - The card product matrix includes debit and credit cards issued by commercial banks aimed at the elderly, as well as social security cards that meet bank criteria [2] - The initial offering includes 12 benefits across six categories related to high-frequency consumption scenarios such as healthcare, nursing care, retirement communities, daily life, high-end vacations, and high-end medical services [2]

基金管理人：鹏华基金管理有限公司 基金托管人：上海浦东发展银行股份有限公司 报告送出日期：2025 年 7 月 18 日 鹏华前海万科 REITs2025 年第 2 季度报告 §1 重要提示 鹏华前海万科 REITs 封闭式混合型发起式 证券投资基金 基金管理人的董事会、董事保证本报告所载资料不存在虚假记载、误导性陈述或重大遗漏， 并对其内容的真实性、准确性和完整性承担个别及连带的法律责任。 基金托管人上海浦东发展银行股份有限公司根据本基金合同规定，于 2025 年 07 月 17 日复核 了本报告中的财务指标、净值表现和投资组合报告等内容，保证复核内容不存在虚假记载、误导 性陈述或者重大遗漏。 基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证基金一定盈利。 基金的过往业绩并不代表其未来表现。投资有风险，投资者在作出投资决策前应仔细阅读本 基金的招募说明书及其更新。 本报告中财务资料未经审计。 本报告期自 2025 年 04 月 01 日起至 2025 年 06 月 30 日止。 | §2 | | 基金产品概况 | | | --- | --- | --- | --- | | 基金简称 鹏华 ...

Group 1 - The fund name is "招商瑞锦回报债券型证券投资基金" (招商瑞锦回报债券) with A and C share classes [29][30] - The fund type is a contract-based open-end bond fund [2][29] - The fund's management company is 招商基金管理有限公司, and the custodian is 上海浦东发展银行股份有限公司 [2][4] Group 2 - The fund will be publicly offered from August 1, 2025, to August 14, 2025, with the possibility of adjusting the fundraising period [4][39] - The maximum fundraising scale is set at 50 billion RMB, excluding interest during the fundraising period [3][34] - If the fundraising amount reaches or exceeds 50 billion RMB, the fund may close early [4][35] Group 3 - The fund is open to individual investors, institutional investors, qualified foreign investors, and other investors permitted by laws and regulations [6][36] - Single institutional investors are limited to a daily subscription amount of no more than 10 million RMB [5][37] - The fund does not sell to financial institutions' proprietary accounts, except for the management company's own funds [5][37] Group 4 - The fund has two share classes: A class, which charges subscription fees, and C class, which does not charge subscription fees [30][44] - The initial subscription price for each share is set at 1.00 RMB [32][42] - Investors can subscribe multiple times during the fundraising period, with specific minimum subscription amounts depending on the sales channel [8][49]

证券代码：600000 证券简称：浦发银行 公告编号：临 2025-044 优先股代码：360003 360008 优先股简称：浦发优 1 浦发优 2 转债代码：110059 转债简称：浦发转债 上海浦东发展银行股份有限公司 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 本次会议是否有否决议案：无 (二) 股东会召开的地点：上海市莲花路 1688 号 (三) 出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情 况： 决权股份总数的比例（%） 55.5459 注：出席会议的股东包括出席现场会议的股东及通过网络投票出席会议的股东。 一、 会议召开和出席情况 (一) 股东会召开的时间：2025 年 7 月 16 日 (四) 表决方式是否符合《公司法》及《公司章程》的规定，股东会主持 情况等。 本次会议采用现场与网络投票相结合的方式，对需审议议案进行投票表决， 表决方式符合《公司法》《公司章程》及相关法律、法规的规定。本次会议由公 司董事长张为忠先生主持。 (五) 公司董事、监事和董事会秘书的出席情况 二 ...