Core Viewpoint - Guangdian Yuntong has successfully entered the centralized procurement project of self-service equipment for Huaxia Bank, covering all segments and marking a significant achievement in the smart service solutions for bank branches [1] Group 1: Company Developments - Guangdian Yuntong has been awarded all segments of the self-service equipment procurement project by Huaxia Bank, which includes solutions for cash deposit and withdrawal, high-speed cash processing, and intelligent counters [1] - The company has achieved a historic breakthrough with its innovative intelligent counters and mobile business terminals, indicating full-category coverage in Huaxia Bank's smart service scenarios [1]

证券之星消息，7月31日股份制银行板块较上一交易日下跌0.46%，平安银行领跌。当日上证指数报收于3573.21，下跌1.18%。深证成指报收于 11009.77，下跌1.73%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入 (元) | 主力净占比 | 游资净流入(元) | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600036 | 招商银行 | 2.53 亿 | 7.78% | -1.86 Z | -5.74% | -6641.60万 | -2.05% | | 600016 | 民生银行 | 1.19/Z | 8.92% | -6015.86万 | -4.52% | -5858.20万 | -4.40% | | 818109 | 光大银行 | 5346.41万 | 7.27% | -961.18万 | -1.31% | -4385.23万 | -5.97% | | 601166 | 兴业银行 | 4115.16万 | 2.54% | -7863.88万 | -4.86% ...

Group 1 - The traditional "three meetings and one layer" governance structure is being replaced by a more streamlined and efficient model following the implementation of the new Company Law in China [1][2] - Several insurance companies, including China Pacific Insurance and others, have announced the abolition of their supervisory boards, with the roles being taken over by audit committees within the board of directors [1][2] - The new Company Law allows state-owned companies to establish audit committees composed of directors to perform the functions of supervisory boards, leading to a trend of financial institutions, including major banks, also abolishing their supervisory boards [2][3] Group 2 - The audit committee, which is a specialized committee under the board of directors, is expected to enhance oversight by being closer to decision-making processes and improving the independence of supervision compared to the supervisory board [3] - The new Company Law has significantly increased the liability risks for directors and senior executives, requiring them to share joint liability with the company for damages caused by intentional misconduct or gross negligence [4] - The market for directors and officers liability insurance (D&O insurance) has seen substantial growth, with over 270 A-share listed companies announcing the purchase or intention to purchase such insurance in the first half of the year, reflecting a rising awareness of the associated risks [4][5]

A股代码：600015 A股简称：华夏银行 编号：2025一41 华夏银行股份有限公司关于独立董事任职资格 获国家金融监督管理总局核准的公告 华夏银行股份有限公司（以下简称"本行"）于近日收到《国家金融监督管理总局关于祝小芳华夏银行独 立董事任职资格的批复》（金复〔2025〕443号）。国家金融监督管理总局已核准祝小芳女士担任本行 独立董事的任职资格。 祝小芳女士担任本行独立董事的任期自核准日2025年7月28日起生效，至本行第九届董事会届满之日 止。祝小芳女士简历详见本行于2024年11月27日刊载于上海证券交易所网站（www.sse.com.cn）的《华 夏银行股份有限公司第八届董事会第四十九次会议决议公告》。 特此公告。 华夏银行股份有限公司董事会 2025年7月31日 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 ...

Group 1 - The core point of the article is that Huaxia Bank has received approval from the National Financial Supervision Administration for Zhu Xiaofang to serve as an independent director [1] Group 2 - The announcement was made on the evening of July 30 [1] - The approval signifies a step in governance and oversight for Huaxia Bank [1] - Zhu Xiaofang's appointment is expected to enhance the bank's independent oversight [1]

A 股代码：600015 A 股简称：华夏银行 编号：2025—41 祝小芳女士担任本行独立董事的任期自核准日 2025 年 7 月 28 日起生效，至 本行第九届董事会届满之日止。祝小芳女士简历详见本行于 2024 年 11 月 27 日 刊载于上海证券交易所网站（www.sse.com.cn）的《华夏银行股份有限公司第八 届董事会第四十九次会议决议公告》。 特此公告。 华夏银行股份有限公司董事会 2025 年 7 月 31 日 1 华夏银行股份有限公司关于独立董事任职资格 获国家金融监督管理总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"本行"）于近日收到《国家金融监督管 理总局关于祝小芳华夏银行独立董事任职资格的批复》（金复〔2025〕443 号）。 国家金融监督管理总局已核准祝小芳女士担任本行独立董事的任职资格。 ...

证券之星消息，7月30日股份制银行板块较上一交易日上涨0.59%，平安银行领涨。当日上证指数报收于 3615.72，上涨0.17%。深证成指报收于11203.03，下跌0.77%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 000001 | 平安银行 | 12.49 | 1.22% | 171.52万 | 21.50亿 | | 601998 | 中信银行 | 8.19 | 0.86% | 55.85万 | 4.58亿 | | 601818 | 光大银行 | 4.08 | 0.74% | 154.46万 | 6.31亿 | | 600000 | 浦发银行 | 12.88 | 0.70% | 72.16万 | 9.28 6 | | 600036 | 招商银行 | 44.42 | 0.63% | 72.55万 | 32.22 乙 | | 601916 | 浙商银行 | 3.43 | 0.29% | 205.64万 | 7.08亿 | | 601166 | 兴业银行 ...

经济导报记者 刘勇 与此同时，多家银行已经披露2025年中期分红计划。 受访的业内人士认为，银行推出中期分红可以让投资者更早享受银行成长红利。"从已披露2025年半年度业绩快报看，部分银行上半年营业收入和归母净 利润均有所增长，因此中期分红的总额也会有一定程度的增长。"银行业分析师张鹏博表示。 7月22日，成都银行发布2024年年度权益分派实施公告。根据公告，本次利润分配以总股本42.38亿股为基数，每股派发现金红利0.891元（含税），合计派 发现金红利约37.76亿元。股权登记日为7月25日，除权（息）日及现金红利发放日均为7月28日。 | 证券代码 | 证券名称 | 2024年度分红总额(亿元) | 2024年度现金分红比例(%) | | --- | --- | --- | --- | | 000001.SZ | 平安银行 | 117.9880 | 26.5094 | | 001227.SZ | 兰州银行 | 5.7527 | 30.4727 | | 002142.SZ | 宁波银行 | 59.4323 | 21.9089 | | 002807.SZ | 江阴银行 | 4.9228 | 24.1691 ...

低息差环境与转型压力之下，商业银行下半年经营路线图如何谋划？近期密集召开的年中工作会议给出答案。7月29日，北京商报记者梳理发现，农业银 行、广发银行、浦发银行、光大银行、华夏银行、平安银行、兴业银行、北京银行、苏州银行、长沙银行等多家银行近日召开2025年年中工作会议，金 融"五篇大文章"、优化业务结构、数字化转型等成为下半年银行工作的"关键词"，部分银行更将"反内卷"纳入工作要点。 业内分析人士指出，下半年银行业发力的核心仍要落在"实效"上。既要把"五篇大文章"的特色路径转化为具体业务的渗透率与客户获得感，也要让数字化转 型跳出技术堆砌的困境，真正嵌入业务流程以实现降本提效，同时需警惕低息差下的风险边际变化，在普惠小微、科创企业等领域平衡好规模扩张与资产质 量。 从数字化向数智化转型 在低息差持续的背景下，银行业正通过改革寻找新动能。平安银行零售端重塑信用卡竞争力、升级财富管理体系，对公端启动战略改革，以提升风险调整后 收益率为目标优化客群结构，下半年更将推进四大改革强化总行对一线的赋能支撑；农业银行则加速智慧银行建设，用科技为基层减负，以"客户满意、员 工满意"为目标优化业务流程；光大银行则提出平稳有序 ...

Core Viewpoint - The article highlights the innovative financial education initiatives by Huaxia Bank's branch offices in rural areas, focusing on enhancing financial literacy and fraud prevention among villagers through localized and engaging methods [1][3][11]. Group 1: Financial Education Initiatives - Huaxia Bank's Wuhan branch introduced a "dialect classroom + situational rehearsal" model to educate villagers about financial knowledge and fraud prevention, addressing the high incidence of telecom fraud in rural areas [1][3]. - The education approach includes using local dialects to simplify complex financial terms and creating relatable scenarios to help villagers understand fraud tactics [3][5]. - Interactive activities such as a "financial knowledge big wheel" and movie screenings on fraud prevention have been implemented to engage villagers and enhance learning [3][6]. Group 2: Impact on Villagers - The financial education efforts have significantly improved villagers' financial knowledge and fraud awareness, leading to the recovery of 80,000 yuan in fraud losses in 2025 and the designation of Guluochong Village as a "fraud prevention demonstration village" [3][10]. - In the Liangshan Yi Autonomous Prefecture, over 1,000 young people have been reached through financial education activities, helping them establish correct financial concepts [5][11]. - The initiatives have resulted in a doubling of financial service utilization, with the number of villagers using mobile banking increasing from 10 to 210 [10]. Group 3: Community Engagement - Huaxia Bank's Chengdu branch has established "financial knowledge service points" and conducted over 30 educational sessions, covering more than 2,000 villagers and preventing 12 illegal fundraising cases with potential losses exceeding 1.5 million yuan [5][6]. - The Kunming branch has created a "sunshine living room" for villagers to learn about financial policies and fraud prevention, conducting 15 warning sessions that reached over 500 people [6][8]. - The initiatives have fostered a community-driven approach to financial education, with villagers actively participating in discussions and learning sessions [9][11].