登录新浪财经APP 搜索【信披】查看更多考评等级 每经记者|赵景致 每经编辑|魏文艺 近日，有投资者反映，部分银行App中展示的理财收益率与实际收益率不符，存在展示收益率过高的情 况。 《每日经济新闻》记者（以下简称"每经记者"）查询多家银行App发现，部分银行在主页展示的理财产 品成立以来年化收益率，与近一个月的年化收益率相比明显偏高。 究其原因，在降息周期内，此前几年债市表现较为出色，或者银行理财产品成立时底层资产处于市场低 位，加之近期债市表现欠佳，这些因素均会导致部分银行理财产品自成立以来的年化收益率显著高于近 期实际的年化收益率。 长沙银行"长吉添利15个月周期滚动式净值型"理财产品，风险等级为R3，页面显示成立以来年化收益 率为4.18%，从历史业绩来看，近1年的年化收益率为3.34%，近6个月的年化收益率为4.36%，近3个月 的年化收益率为2.10%，近1个月的年化收益率为-1.20%。 | | | 资深金融监管政策专家周毅钦向每经记者表示："（收益率）数据实际上肯定是不会错的，但刻意地选 择一个长期的或者较高的年化收益率进行展示，这种行为是有待商榷的。目前从监管要求上来看并没有 明确规定，这 ...

Core Viewpoint - The article announces the launch of the "Top Ten Outstanding Chairmen of City Commercial Banks for 2025" list by a well-known financial media platform, focusing on the comprehensive performance of major city commercial banks in China and highlighting key figures from these institutions [1]. Group 1: List of Outstanding Chairmen - The list includes the following chairmen: - Ge Renyu from Jiangsu Bank - Gu Jianzhong from Shanghai Bank - Xie Ning from Nanjing Bank - Guo Hao from Zhongyuan Bank - Zhao Xiaozhong from Changsha Bank - Yang Xiuming from Chongqing Bank - Yu Jianzhong from Tianjin Bank - Zheng Zugang from Qilu Bank - Zhou Zerong from Guangdong Huaxing Bank - Hong Pipa from Xiamen Bank [2][3]. Group 2: Evaluation Criteria - The evaluation for the list considered multiple factors, including the annual revenue, net profit, and performance scale of the banks for 2025, as well as the significant contributions and achievements of the executives [3]. - The rankings are not absolute and do not serve any commercial purpose; they aim to recognize outstanding companies and their leaders for their performance in 2025 [3].

长沙银行股份有限公司 关于赎回优先股的第三次提示性公告 证券代码：601577 证券简称：长沙银行 编号：2025-063 优先股代码：360038 优先股简称：长银优 1 四、付款时间及方法 本行于 2025 年 12 月 25 日向本次优先股股东支付其所持有的优 先股票面金额和 2024 年 12 月 25 日至 2025 年 12 月 24 日持有期间的 股息。 1 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 长沙银行股份有限公司（简称"本行"）于 2019 年 12 月 20 日 非公开发行 6,000 万股优先股（以下简称"本次优先股"），发行规 模为人民币 60 亿元，优先股简称"长银优 1"，优先股代码为 360038， 经本行董事会审议通过，本行拟于 2025 年 12 月 25 日全额赎回本次 优先股，现将有关赎回事宜提示如下： 一、赎回规模 本行拟赎回全部6,000万股本次优先股，每股面值人民币100元， 总规模人民币 60 亿元。 二、赎回价格 本次优先股的赎回价格为本次优先股的票面金额加当期已宣告 且 ...

长沙银行公告显示，拟以自有资金对长银五八消金增资不超过15.5亿元（含），最终金额以监管部门核准为准，本次增资旨在提升该消金的资本实力和风 险抵御能力，推动其可持续发展。 【导读】长沙银行拟对长银五八消金增资不超过15.5亿元，持股比例增至74.96% 中国基金报记者 嘉合 12月15日晚间，长沙银行发布公告称，该行拟以自有资金对控股子公司湖南长银五八消费金融股份有限公司（以下简称长银五八消金）增资不超过15.5亿 元，构成关联交易。 对旗下消金持股比例增至74.96% 同时，鉴于长银五八消金为该行与关联方通程控股共同投资的企业，本次增资构成关联交易。增资后，长沙银行对长银五八消金的持股比例从56.66%增 至74.96%，通程控股持股比例从16.91%降至9.77%。增资定价以评估基准日2025年6月30日的每股价格1.8877元为准。 长沙银行表示，本次增资的资金来源为自有资金，不会对该行财务状况产生重大影响，也不存在利益输送情形。同时，增资事项已经通过董事会审议，独 立董事认为交易合规且符合股东利益。后续需提交股东会审议并报监管部门批准，存在不确定性。 公开资料显示，长银五八消金由长沙银行、通程控股等公 ...

12月15日，长沙银行发布公告称，拟以自有资金对控股子公司湖南长银五八消费金融股份有限公司增 资，增资金额不超过15.5亿元，最终金额以经监管部门核准后的实际出资金额为准。增资完成后，长沙 银行持有长银五八股权比例从56.66%升至74.96%。 ...

Core Insights - The article highlights the top 20 stocks in the S&P China A-Share Dividend Opportunity Index (CSPSADRP) based on their performance and dividend yield as of December 15, 2025 [1][4] Group 1: Stock Performance - The top-performing stock is LuRi Co., Ltd. (002083.SZ) with a daily increase of 10.03% and a year-to-date increase of 138.01% [1][4] - Dai Mei Co., Ltd. (603730.SH) ranks second with a daily increase of 3.58% and a year-to-date increase of 22.61% [1][4] - Changbao Co., Ltd. (002478.SZ) follows with a daily increase of 3.24% and a year-to-date increase of 69.53% [1][4] Group 2: Dividend Yields - Jiangsu Jinzhong (600901.SH) offers the highest dividend yield among the top 20 stocks at 6.70% [1][4] - Other notable dividend yields include Changsha Bank (601577.SH) at 6.54% and Huaxia Bank (600015.SH) at 5.97% [1][4] - The average dividend yield for the top 20 stocks varies, with several companies offering yields above 5% [1][4] Group 3: Additional Stock Insights - The performance of stocks like Midea Group (000333.SZ) shows a year-to-date increase of 12.77% despite a daily increase of only 1.37% [1][4] - Some stocks, such as Oppein Home Group (603833.SH), have experienced a year-to-date decline of 22.63% [1][4] - The data reflects a diverse range of performance and dividend strategies among the top stocks in the index [1][4]

Group 1 - The core point of the announcement is that Changsha Bank plans to increase its capital in its subsidiary, Hunan Changyin 58 Consumer Finance Co., Ltd., with an investment of up to 1.55 billion yuan [2][6] - The capital increase has been approved by the bank's board of directors and is classified as a related party transaction [3][6] - The final amount of the capital increase is subject to approval by regulatory authorities [5][6] Group 2 - The capital increase aims to enhance the capital strength and risk resistance capability of Changyin 58, promoting its sustainable development [6][15] - The transaction does not constitute a major asset restructuring as defined by relevant regulations [4][7] - The bank has not engaged in any joint investment transactions with related parties in the past 12 months [5][9] Group 3 - Changyin 58 was established on January 16, 2017, with a registered capital of 1.124 billion yuan and operates under the approval of the National Financial Regulatory Authority [10] - As of September 30, 2025, Changyin 58 reported total assets of 34.655 billion yuan and net assets of 3.603 billion yuan [11] - The capital increase price is set at 1.8877 yuan per share based on an evaluation conducted by Beijing Zhuoxin Dahua Asset Appraisal Co., Ltd. [13] Group 4 - The bank will sign a capital increase agreement with Changyin 58 after completing necessary approval procedures [14] - The transaction is structured to ensure fairness and transparency, with no adverse impact on the bank's financial condition or shareholder interests [15][16] - The capital increase will be submitted for approval at the bank's upcoming shareholders' meeting [5][16]

Group 1 - The core decision of the board is to approve the issuance of non-capital financial bonds totaling up to RMB 22 billion through either a book-building method or a bidding system via the People's Bank of China [1][7][8] - The types of bonds to be issued include ordinary financial bonds, green financial bonds, special financial bonds for small and micro enterprises, and special financial bonds for agriculture [1][7][8] - The bonds will have a maximum maturity of 10 years, and the raised funds will be used in accordance with applicable laws and regulatory approvals [1][7][8] Group 2 - The board has agreed to seek authorization from the shareholders' meeting to allow the board and senior management to handle all matters related to the bond issuance, including determining the issuance plan and signing legal documents [4][9] - The validity period for the resolution related to the issuance plan will last until December 31, 2026, following approval from the shareholders' meeting [4][9] - The voting results for the board's decision showed unanimous support with 11 votes in favor and no opposition or abstentions [4][9] Group 3 - The proposal for the issuance of non-capital financial bonds will be submitted to the shareholders' meeting for approval, and if passed, the remaining unissued amount from a previous proposal will become invalid [1][7][8] - The board's decision has been reviewed and approved by the Strategic and Sustainable Development Committee before being submitted for further approval [4][9] - The company also discussed a proposal for capital increase in Hunan Changyin 58 Consumer Finance Co., Ltd., which received unanimous support [5][10]

Core Viewpoint - Changsha Bank announced the approval of multiple proposals, including the issuance of non-capital financial bonds, during the third temporary meeting of the eighth board of directors [2] Group 1 - Changsha Bank's board approved the issuance of non-capital financial bonds [2] - The announcement was made on the evening of December 15 [2]

人民财讯12月15日电，通程控股（000419）12月15日公告，公司持股16.91%的参股子公司湖南长银五 八消费金融股份有限公司(以下简称"长银消金")拟实施2025年增资扩股，公司拟不参与此次增资。同 时，公司拟拟将持有的长银消金1.14亿股股份转让给长银消金的控股股东长沙银行（601577），转让价 格为每股1.8877元，转让金额总计为2.15亿元。本次增资及股权转让完成后，公司持有长银消金的股份 总数变更为7600万股，持股比例为3.91%。 ...