Core Viewpoint - China Pacific Insurance (CPIC) demonstrates resilience and steady growth in the first half of 2025, achieving a revenue of CNY 200.5 billion, with a focus on high-quality development and long-term capability enhancement [1] Group 1: Financial Performance - CPIC's total revenue reached CNY 200.5 billion, marking a 3.0% year-on-year increase [1] - Insurance service revenue was CNY 141.8 billion, reflecting a 3.5% growth [1] - The net profit attributable to shareholders was CNY 27.9 billion, up 11.0% year-on-year, while the operating profit attributable to shareholders increased by 7.1% to CNY 19.9 billion [1] - Total managed assets grew to CNY 3.77 trillion, a 6.5% increase from the end of the previous year [1] Group 2: Business Structure Optimization - CPIC is enhancing its core business structure with a "2+N" channel system, leading to rapid growth in new business value [2] - The contribution from individual insurance and bank insurance channels reached 60% and 37.8%, respectively, indicating a more balanced structure [2] - The company is improving its cost structure by reducing high-risk and high-loss businesses, resulting in a significant increase in underwriting profits [2] Group 3: Service and Innovation - CPIC is focusing on optimizing its insurance supply system and capabilities, launching innovative insurance products for technology SMEs, serving 75,000 tech enterprises in the first half of the year [3] - The company has invested CNY 119.7 billion in technology, expanding its green finance product offerings and providing insurance coverage for over 4.6 billion people [3] - The "Taibao Home" elderly care community has commenced operations in nine cities, with over 2,000 residents [3] Group 4: Technological Advancement - The application of AI models is significantly enhancing insurance business processes and operational efficiency [4] - CPIC has implemented AI solutions in sales, operations, and risk control, improving customer service and claims processing efficiency [4] - The company has established a risk identification tool based on image recognition for auto insurance claims, successfully detecting fraud risks [4] - Future strategies include focusing on core responsibilities, deepening reforms, and implementing three core strategies: health and wellness, internationalization, and "AI+" [4]

Core Insights - China Pacific Insurance (CPIC) reported a steady growth in revenue and profit for the first half of 2025, with total revenue reaching 200.5 billion yuan, a year-on-year increase of 3.0% [1] - The group's net profit attributable to shareholders was 27.9 billion yuan, reflecting an 11.0% increase compared to the previous year [1] - The group's operating profit also saw a rise of 7.1%, amounting to 19.9 billion yuan [1] Financial Performance - Total revenue for the first half of 2025 was 200.5 billion yuan, with insurance service revenue at 141.8 billion yuan, marking a 3.5% growth [1] - The intrinsic value of the group increased by 4.7% to 588.9 billion yuan [1] - Total managed assets reached 3.77 trillion yuan, up 6.5% from the end of the previous year [1] Business Development - CPIC expanded its inclusive insurance coverage, with health insurance policies covering 240 cities and 460 million people [1] - The company provided agricultural insurance protection exceeding 400 billion yuan, serving over 2,700 small and micro enterprises [1] - The "Insurance + Health" integration model was further developed, with the "Taibao Home" elderly care community operating in nine cities and ten parks, accommodating over 2,000 residents [1] Strategic Focus - The company emphasizes value and efficiency, continuously enhancing its core capabilities and deepening the "Insurance + Health + Elderly Care" ecosystem [2] - CPIC's business scale is steadily growing, reinforcing its market position and enhancing its comprehensive strength [2] - The company aims to improve the quality and effectiveness of its services to the real economy and public welfare, further showcasing its market leadership and brand influence [2]

证券代码：601601 证券简称：中国太保 公告编号：2025-045 重要提示 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经与会监事审议并现场表决，形成以下会议决议： 一、审议并通过了《关于<中国太平洋保险（集团）股份有限公司 2025 年 半年度报告>的议案》 2025 年半年度报告正文及摘要详见上海证券交易所网站（www.sse.com.cn）。 在公司 2025 年半年度报告经过董事会审议，同时财务报告经安永华明会计 师事务所（特殊普通合伙）审阅的基础上，监事会审议并通过了《关于<中国太 平洋保险（集团）股份有限公司 2025 年半年度报告>的议案》，同时认为： 1.公司 2025 年半年度报告的编制和审核程序符合法律、行政法规和《公司 章程》的规定； 2.公司 2025 年半年度报告内容真实、准确、完整地反映了公司的实际情况； 3.在提出本意见前，未发现参与 2025 年半年度报告编制和审议的人员有违 反保密规定的行为。 表决结果：赞成 3 票，反对 0 票，弃权 0 票。 中国太平洋保险（集团）股份有限公司 ...

证券代码：601601 证券简称：中国太保 公告编号：2025-044 重要提示 表决结果：赞成 13 票，反对 0 票，弃权 0 票。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国太平洋保险（集团）股份有限公司 第十届董事会第十六次会议决议公告 本公司第十届董事会第十六次会议通知于 2025 年 8 月 14 日以书面方式发出， 并于 2025 年 8 月 28 日在上海召开。会议由傅帆董事长主持。应出席会议的董事 13 人，亲自出席会议的董事 13 人。本公司监事、部分高级管理人员和董事会秘 书列席了会议。本次董事会会议出席人数符合法定人数要求，会议召开符合《公 司法》及《公司章程》的有关规定。 经与会董事审议并现场表决，形成以下会议决议： 一、审议并通过了《关于<中国太平洋保险（集团）股份有限公司 2025 年 半年度报告>的议案》 2025 年半年度报告正文及摘要详见上海证券交易所网站（www.sse.com.cn）。 本公司董事会审计与关联交易控制委员会已审核通过该项议案。 表决结果：赞成 13 票，反对 0 ...

Core Insights - China Pacific Insurance (CPIC) reported its mid-year performance for 2025, showing significant growth in various financial metrics [1] Group 1: Financial Performance - CPIC's life insurance premium income for the first half of 2025 reached 193.47 billion yuan, representing a year-on-year increase of 13.1% [1] - The embedded value increased to 445.02 billion yuan, up 5.3% from the end of the previous year [1] - New business value amounted to 9.544 billion yuan, with a year-on-year growth of 5.6%, and a comparable growth rate of 32.3% [1] - The new business value margin was 15.0%, which is an increase of 0.4 percentage points on a comparable basis [1] - Net profit for the period was 20.699 billion yuan, reflecting a year-on-year increase of 3.2% [1]

北京商报讯（记者 李秀梅）8月28日，中国太保发布2025年中期业绩报告。投资方面，上半年中国太保 投资资产总投资收益率为2.3%，同比下降0.4个百分点；投资资产净投资收益率为1.7%，下降0.1个百分 点。 ...

北京商报讯（记者 李秀梅）8月28日，中国太保发布2025年中期业绩报告。上半年，中国太保实现归母 净利润278.85亿元，同比增长11.0%；归母营运利润为199.09亿元，同比增长7.1%。 ...

北京商报讯（记者 李秀梅）8月28日，中国太保发布2025年中期业绩报告。数据显示，2025年上半年， 太保产险实现原保险保费收入1127.60亿元，同比增长0.9%，保险服务收入968.31亿元，同比增长 4.0%。实现承保利润35.50亿元，同比增长30.9%。承保综合成本率96.3%，同比下降0.8个百分点，其中 承保综合赔付率69.5%，同比下降0.1个百分点，承保综合费用率26.8%，同比下降0.7个百分点。 ...

2025半年度报告 Interim Report 2025 目录 CONTENTS | 经营业绩 | | | --- | --- | | 会计数据和业务数据摘要 | P15 | | 经营业绩回顾与分析 | P17 | | 内含价值 | P39 | 46 | 重要提示 | P02 | | --- | --- | | 公司简介及释义 | P03 | | 经营概览 | P05 | | 董事长致辞 | P09 | 14 | 董事会报告和重要事项 | P47 | | --- | --- | | 股份变动及股东情况 | P57 | | 董事、监事和高级管理人员情况 | P61 | | 公司治理情况 | P65 | | 环境和社会责任 | P71 | | 其他信息 | | | --- | --- | | 信息披露索引 | P77 | | 备查文件目录 | P79 | 82 财务报告 审阅报告 中期财务报表 提示申明： 本报告中所涉及的未来计划、发展战略等前瞻性描述不构成公 司对投资者的实质承诺，投资者及相关人士均应当对此保持足 够的风险认识，并且应当理解计划、预测与承诺之间的差异。 特提请注意 2025 年半年度报告 1 ...

中国太保8月28日披露半年报，公司上半年实现营业收入2004.96亿元，同比增长3%；归属于上市公司 股东的净利润278.85亿元，同比增长11%。 ...