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邮储足迹丈量雪域高原发展路
Xin Hua Wang· 2025-08-26 01:57
原标题:邮储足迹丈量雪域高原发展路 在辽阔壮美的雪域高原上,中国邮政储蓄银行始终以"金融戍边"的担当,深深扎根边疆、服务城乡,以 源源不断的金融活水精准灌溉高原经济,助力西藏走出一条高质量发展之路。从重大基建项目到清洁能 源基地,从文旅融合标杆到普惠民生工程,邮储银行构建起多层次、广覆盖、可持续的现代金融服务体 系,助力雪域高原长治久安和繁荣发展。 贯通"天路" 驰骋发展新通途 在服务广度上,邮储银行通过"1+N"经营与服务新体系,以核心建设主体为枢纽,深度辐射其上下游产 业链企业,实现对铁路生态圈的全链条金融覆盖。目前,邮储银行已为30余家参建企业供应商提供金融 服务,助力工程款项高效便捷支付。 邮储银行始终以服务地方发展为己任,通过专业化、多元化的金融手段,为西藏清洁能源产业发展提供 了坚实保障。邮储银行将继续深化绿色金融创新,拓展服务边界,助力西藏将资源优势转化为发展优 不仅如此,邮储银行始终坚持以人为本,将金融服务延伸至一线建设者。依托广泛的线下网点优势和敏 捷的服务团队,邮储银行西藏区分行组织数十次上门服务、政策宣讲及理财咨询,累计为3000余位川藏 铁路建设者提供代发工资服务,真正实现"金融服务到 ...
金融赋能 “土特产”托起致富梦
Jin Rong Shi Bao· 2025-08-26 01:44
Group 1 - The People's Bank of China and the Ministry of Agriculture and Rural Affairs emphasize the need to enhance financial services for rural industries, particularly focusing on local specialty products to promote high-quality development in county-level industries [1] - Commercial banks are optimizing their products and services to meet diverse financial needs of various financing entities, exploring financial support for rural industrial revitalization [1] Group 2 - Shanjiah Lake Town, with a population of less than 40,000, produces 80% of China's and 73% of the world's pearls, establishing itself as the largest pearl industry distribution center globally [2] - Local pearl merchants, like the couple Zhang Lingfeng and his wife, have successfully integrated modern payment solutions through bank services, leading to increased customer engagement and financial support for the pearl industry [3][4] Group 3 - The development of the pearl industry has significantly boosted the local economy, making freshwater pearls accessible to the general public and enhancing the reputation of Zhuji as the "Pearl Capital of China" [4] - In Qinghai's Binggou Village, the local dairy industry, particularly yogurt, has become a new favorite among food enthusiasts, supported by financial institutions that have enabled villagers to expand their cattle farming [5] Group 4 - The introduction of modern fermentation technology in Qinghai's dairy industry has improved production standards while preserving traditional flavors, supported by financial backing from Postal Savings Bank [6] - The financial support has allowed local dairy companies to upgrade their production lines and implement digital quality monitoring, transforming yogurt into a profitable product for local farmers [6]
从“心”启程 向“新”而行
Bei Jing Ri Bao Ke Hu Duan· 2025-08-25 22:50
Core Viewpoint - China has achieved significant milestones in green development, becoming one of the fastest countries in reducing energy consumption intensity and improving air quality, while contributing to a quarter of the world's new green areas [1] Group 1: Green Financial Development - Postal Savings Bank of China Beijing Branch integrates green development concepts into its financial practices, establishing a green financial ecosystem through innovative practices [1][2] - As of the end of Q2 2025, the green loan balance of the Beijing Branch reached 85.548 billion yuan, with a growth rate of 11.14%, accounting for 33.63% of total loans [1][2] - The bank's green financial framework includes differentiated credit policies and a focus on low-carbon sectors, exemplified by the transformation of the Jiukeshu Branch into a green specialty branch [2][3] Group 2: Product Innovation and Support - The Beijing Branch launched the first carbon reduction loan in the region, innovating with a "carbon account + credit approval" model [4] - Various green financial products, such as green bonds and green insurance, have been introduced to meet the financing needs of different green enterprises and projects [4][6] - The bank has provided 2.292 billion yuan in fixed asset loans for a zero-carbon computing park project, demonstrating effective financial support for green technology initiatives [6] Group 3: Collaborative Efforts and Ecosystem Building - The Beijing Branch actively collaborates with government and enterprises to explore new paths for green financial development, hosting industry conferences to discuss carbon market development [8] - The bank has established a green financial cooperation mechanism with various districts in Beijing, contributing over 40% to the GDP growth from green projects [8] Group 4: Operational Sustainability - The Beijing Branch implements meticulous energy consumption management in daily operations, promoting digital platforms to reduce paper usage and enhance energy efficiency [9] - The bank prioritizes environmentally friendly products in procurement, achieving significant reductions in paper orders through e-commerce platforms [9] Group 5: Future Directions - The Beijing Branch aims to strengthen financial support for energy conservation and ecological protection, continuously increasing green credit investments and optimizing financial tools [10][11]
主力资金连续5日净流入72股
Di Yi Cai Jing· 2025-08-25 14:27
(本文来自第一财经) 据数据宝,截至8月25日收盘,深沪北共72只个股连续5日或5日以上主力资金净流入。东阿阿胶连续13 日主力资金净流入,排名第一;邮储银行连续10日主力资金净流入,位列第二。从主力资金净流入总规 模来看,贵州茅台主力资金净流入金额最大,连续6天累计净流入10.19亿元,科森科技紧随其后,7天 累计净流入7.61亿元。从主力资金净流入占成交额的比例来看,ST东时(维权)占比排名居首,该股近 5日上涨27.80%。 ...
浙江文旅东风起 金融活水润泽衢州古城新生
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-25 13:22
作为衢州古城文化传承与文旅品牌打造的核心力量,衢州古城文化旅游区运营管理有限公司始终致力于让千年古城"活"起来。随着衢州文旅热度持续攀升, 景区日均客流量屡创新高,发展中的"成长烦恼"也随之显现:基础设施老化难以匹配游客体验需求,文化体验项目单一制约景区吸引力提升,古城修缮维 护、古街商铺改造、文化演艺开发等关键工作,均面临迫切的资金需求,成为阻碍文旅产业进一步发展的屏障。 精准对接需求,方能提供有效供给。在获悉企业发展困境后,邮储银行衢州市分行迅速组建专业服务团队,深入衢州古城文化旅游区开展实地调研。团队成 员不仅详细了解景区运营模式、文化特色与长远发展规划,更对企业经营状况、资金需求规模及还款能力进行全面评估,最终为企业量身定制了小企业法人 担保贷款授信方案,成功给予2000万元信贷支持。这笔"及时雨"般的金融活水,为古城文旅产业突破发展瓶颈注入了关键动能。 图为衢州水亭门景区全景(受访单位供图) 转自:新华财经 资金到位后,公司迅速启动升级改造工作。在基础设施层面,对水亭门景区的道路、管网、照明等设施进行全面修缮,提升景区承载能力;在商业布局层 面,对古街沿街商铺进行统一规划改造,引入本地特色美食、传统 ...
多项违规,中国邮政储蓄银行金华市分行被罚190万元
Bei Jing Shang Bao· 2025-08-25 10:42
北京商报讯(记者 孟凡霞 实习记者 周义力)8月25日,国家金融监督管理总局金华监管分局行政处罚 信息公开表显示,中国邮政储蓄银行金华市分行因"贷款'三查'不到位,贷款资金未按约定用途使用; 给予或者承诺给予投保人保险合同约定以外的利益等"违法违规行为,被处罚款190万元;相关责任人周 国跃、杨漾、金鸣峰被予以警告。 ...
国有大型银行板块8月25日跌0.32%,农业银行领跌,主力资金净流出2.62亿元
Zheng Xing Xing Ye Ri Bao· 2025-08-25 08:47
从资金流向上来看,当日国有大型银行板块主力资金净流出2.62亿元,游资资金净流入3.15亿元,散户资 金净流出5287.24万元。国有大型银行板块个股资金流向见下表: | 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601658 邮储银行 | | 1.53亿 | 12.55% | -609.22万 | -0.50% | -1.47 Z | -12.05% | | 601328 交通银行 | | 1.47 乙 | 9.50% | -1.08亿 | -6.95% | -3950.47万 | -2.55% | | 601288 农业银行 | | -1612.39万 | -0.30% | 1.41亿 | 2.63% | -1.25 Z | -2.33% | | 601939 建设银行 | | -5854.92万 | -4.72% | 2056.03万 | 1.66% | 3798.89万 | 3.06% | | 6019 ...
邮储银行涨0.80%,成交额12.20亿元,近3日主力净流入2.97亿
Xin Lang Cai Jing· 2025-08-25 08:26
Core Viewpoint - Postal Savings Bank of China (PSBC) shows a stable performance with a recent stock price increase and a solid dividend yield, indicating potential investment opportunities in the banking sector [1][2]. Financial Performance - PSBC's recent stock performance includes a 0.80% increase in share price, with a trading volume of 1.22 billion yuan and a market capitalization of approximately 752.996 billion yuan [1]. - The bank's dividend yields over the past three years were 5.58%, 6.00%, and 4.61%, reflecting a consistent return to shareholders [2]. Shareholder and Market Activity - As of March 31, PSBC had 182,900 shareholders, an increase of 18.57% from the previous period, with an average of 371,749 shares held per shareholder, down by 15.87% [7]. - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the last three years [8]. Institutional Holdings - Major institutional shareholders include Hong Kong Central Clearing Limited, holding 882 million shares, and various ETFs, which have seen a decrease in holdings compared to the previous period [8][9]. Technical Analysis - The average trading cost of PSBC shares is 5.00 yuan, with the current stock price approaching a resistance level of 6.30 yuan, suggesting potential for upward movement if this level is surpassed [5].
多家银行紧急提醒:信用卡这么用违规!
Sou Hu Cai Jing· 2025-08-25 07:53
8月7日,华夏银行发布公告表示,预借现金包括现金提取和现金转账,客户不得将预借现金资金用于任 何生产经营、投资等非消费活动领域(包括但不限于购买股票、有价证券、期货、理财产品等金融产 品,购房或进行房地产经营等)。 8月5日,民生银行信用卡中心公告,根据信用卡资金用途管理要求,于2025年9月18日起,将信用卡预 借现金转账业务纳入信用卡资金受控金额,对该受控金额进行资金用途管理。转入借记卡内的信用卡透 支资金,不得用于购房、投资、生产经营、归还贷款及信用卡、博彩及其他违规领域,否则可能导致交 易失败。 除了上述银行,乌鲁木齐银行、陕西省农村信用社联合社、云南省农村信用社旗下的文山市农商行、河 口农商行等也纷纷发布公告,进一步明确信用卡资金用途,强调信用卡仅限持卡人本人日常消费使用, 不得用于证券投资等领域。 近日,上证指数连续攀升,刷新近十年新高,居民入市的热情有所回升。近期多家银行发布公告重申, 信用卡资金不得用于股票、基金等投资理财领域,还有银行对信用卡预借现金的使用升级了监管措施。 8月20日,平安银行信用卡中心发布《关于进一步明确信用卡资金用途的公告》,对信用卡透支资金 (包含各类分期及预借现金资金 ...
警银联动筑牢金融防线 成功拦截涉诈资金守护群众“钱袋子”
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-25 07:39
转自:新华财经 近日,丰台区六里桥派出所特邀邮储银行北京丰台区支行举行电信网络诈骗案件拦截涉诈资金发还仪 式,丰台公安分局副局长柴筱彬、派出所班子成员及邮储银行北京丰台区支行相关领导共同出席。此次 仪式不仅是对成功拦截涉诈资金成果的展示,更彰显了警银协作在筑牢金融安全防线、守护群众财产安 全中的重要作用。 发还仪式上,从江西专程赶来的被电诈事主崔先生,手捧两面锦旗分别送到邮储银行北京丰台区直属支 行和六里桥派出所工作人员手中,对工作人员敏锐的反诈判断力和高效拦截行动表达了万分感谢,言语 间满是失而复得的激动与感激。 此次成功拦截绝非偶然,而是警银双方将责任扛在肩头、把群众放在心上的必然结果。从银行网点 的"火眼金睛"到公安队伍的"雷霆出击",从日常培训的点滴积累到应急处置的无缝衔接,每一个环节都 彰显着守护群众财产安全的决心。 未来,邮储银行北京丰台区支行将以此次事件为契机,进一步深化警银联动机制,让"金融哨所"与"平 安卫士"的协作更紧密、反应更迅速、防线更牢固。这不仅是在守护一个个"钱袋子",更是在守护群众 对社会安全的信心,守护城市运行的金融秩序,为建设更高水平的平安中国、法治中国贡献基层力量, 让每一 ...