Core Viewpoint - The "2025 (13th) Comprehensive Bank Evaluation" event organized by Sina Finance announced its award winners, with China Postal Savings Bank recognized as the "Annual Outstanding Inclusive Finance Bank" [1][2]. Group 1: Award Recognition - The evaluation process involved a comprehensive assessment of banking institutions from multiple fields and perspectives, highlighting industry leaders [1][2]. - The awarded banks demonstrated exceptional overall strength and professional competence over the past year [1][2]. Group 2: Future Expectations - There is an expectation for the awarded banks to continue leveraging their strengths and uphold their mission, contributing to the high-quality development of the banking industry and the construction of a financial powerhouse [1][2].

本次评选活动从多领域、多视角对银行机构进行了综合评估，最终评选出多家行业佼佼者，充分体现 了银行业的发展趋势和行业标杆。本次获奖银行在过去一年的发展中展现了卓越的综合实力和优秀的专 业素养，期待在未来能够继续发挥自身优势，坚守初心和使命，为银行业高质量发展与金融强国建设贡 献更多力量。 责任编辑：曹睿潼 1月28日金融一线消息，由新浪财经主办的"2025（第十三届）银行综合评选"活动获奖名单今日正式揭 晓！中国邮政储蓄银行获评"年度最佳三农服务银行"。 责任编辑：曹睿潼 1月28日金融一线消息，由新浪财经主办的"2025（第十三届）银行综合评选"活动获奖名单今日正式揭 晓！中国邮政储蓄银行获评"年度最佳三农服务银行"。 本次评选活动从多领域、多视角对银行机构进行了综合评估，最终评选出多家行业佼佼者，充分体现 了银行业的发展趋势和行业标杆。本次获奖银行在过去一年的发展中展现了卓越的综合实力和优秀的专 业素养，期待在未来能够继续发挥自身优势，坚守初心和使命，为银行业高质量发展与金融强国建设贡 献更多力量。 ...

[Table_Page] 深度分析|银行 证券研究报告 [Table_Title] 银行行业 一文纵览全国分省份财政社融特征 [Table_Summary] 核心观点： （5）地方债务：2024 年所有省份狭义赤字率平均为 16.4%，广义赤 字率平均为 20.0%，处于 2010 年来偏低水平；债务率平均为 357.0%， 2016 年来持续上行。 [Table_Grade] 行业评级 买入 前次评级 买入 报告日期 2026-01-28 [Table_PicQuote] 相对市场表现 -10% -2% 6% 14% 22% 30% 01/25 04/25 06/25 09/25 11/25 01/26 银行 沪深300 | [分析师： Table_Author]倪军 | | | --- | --- | | | SAC 执证号：S0260518020004 | | | 021-38003646 | | | nijun@gf.com.cn | | 分析师： | 林虎 | | | SAC 执证号：S0260525040004 | | | SFC CE No. BWK411 | | | 021-38003643 ...

转自：推广 接下来，邮储银行威远县支行将持续深化"政银担"合作机制，开通产业贷款绿色审批通道，实现"线上 申请、快速放款"，持续聚焦育种、加工、品牌升级等关键环节，让金融活水精准滴灌黑山羊产业全链 条，为乡村振兴与县域经济发展贡献邮储力量。（文/林萍） 来源：推广 据悉，威远县黑山羊产业已形成从繁育养殖到加工销售的全链条格局，2025年全产业链年产值达16亿 元，年出栏量5万头左右，占全市近四成，带动当地就业与增收，已成为县域富民支柱产业。但威远县 羊肉汤与黑山羊长期存在出栏量无法满足门店消费增长的矛盾，黑山羊产业发展大有可为。但产业发展 中农户融资长期存在"缺抵押、缺担保、融资难"、企业扩产"资金周转急"等痛点，邮储银行威远县支行 根据这一情况，针对不同发展规模农户推出全链条金融支持方案，切实满足农户融资需求。针对黑山羊 产业链企业，结合省农担增信机制，量身打造"邮担快贷"大额信用贷款，重点支持良种繁育、屠宰加工 及冷链物流项目，提供大额资金支持；针对规模养殖户，推出种养殖户专门贷款产品"农牧贷"；针对初 创农户量身打造"创业担保贷"，配套政策贴息，切实降低创业门槛。 会议现场设置的金融咨询专区人气高涨，银 ...

1月28日金融一线消息，"2025（第十三届）银行综合评选"活动获奖名单今日正式揭晓！本次评选活动 从多领域、多视角对银行机构各方面进行了综合评估，最终评选出多家行业佼佼者。 本次评选活动经过网络投票、第三方机构调研、专家评审、综合审核多项环节，最终角逐出"综合评 选""业务价值评选""社会责任评选""五大篇章评选"四大类26个奖项，20家银行机构上榜，充分体现了 银行业的发展趋势和行业标杆。 于时代脉搏中坚守使命，于转型发展中谱写新篇。本次获奖银行机构在过去一年的发展中展现了卓越的 综合实力和优秀的专业素养，在业务经营、服务能力、风控管理、创新发展等多方面取得了卓越成绩， 赢得了广泛的赞誉和认可。期待各银行机构在未来能够继续发挥自身优势和综合实力，坚守初心和使 命，为银行业高质量发展与金融强国建设贡献更多力量。 以下为获奖名单： 综合评选 中国工商银行获评"年度最佳国有商业银行" 中国进出口银行获评"年度最佳政策性银行" 招商银行获评"年度最佳股份制商业银行" 宁波银行获评"年度最佳城市商业银行" 北京农村商业银行获评"年度最佳农村商业银行" 微众银行获评"年度最佳民营银行" 业务价值评选 交通银行获评"年 ...

Group 1 - The core point of the article is that China Postal Savings Bank has obtained a patent for a method of processing transaction data, indicating its focus on technological innovation in financial services [1] - The patent was granted under the announcement number CN116303703B, with the application date being December 2022 [1] - China Postal Savings Bank was established in 2007 and is headquartered in Beijing, primarily engaged in monetary financial services [1] Group 2 - The registered capital of China Postal Savings Bank is approximately 99.16 billion RMB [1] - The bank has made investments in 7 companies and participated in 5,000 bidding projects [1] - The bank holds 1,213 trademark records and 1,019 patent records, along with 99 administrative licenses [1]

证券之星消息，1月27日国有大型银行板块较上一交易日上涨0.27%，农业银行领涨。当日上证指数报收 于4139.9，上涨0.18%。深证成指报收于14329.91，上涨0.09%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601288 | 农业银行 | 6.89 | 0.73% | 685.08万 | 47.77 Z | | 601988 | 中国银行 | 5.33 | 0.38% | 430.59万 | 23.14亿 | | 656109 | 建设银行 | 8.72 | 0.35% | 137.68万 | 12.10亿 | | 601398 | 工商银行 | 7.23 | -0.14% | 469.81万 | 34.30 Z | | 601658 | 邮储银行 | 5.06 | -0.39% | 165.00万 | 8.41亿 | | 601328 | 交通银行 | 6.61 | -0.45% | 231.27万 | 15.43 7 | 从资金流向上来看 ...

1月27日金融一线消息，据中国人民银行东营市分行行政处罚决定信息公示表显示，中国邮政储蓄银行 股份有限公司东营市分行因违反金融统计相关规定、违反账户管理规定、违反信用信息提供相关管理规 定、未按照规定开展客户尽职调查，被警告、通报批评，罚款653000元。 | | 中国人民银行东营市分行行政处罚决定信息公示表 | | | | | | | --- | --- | --- | --- | --- | --- | --- | | 序号 当事人名称 | 行政策 UI th 室书文号 | 违法行为类型 | 行政处罚内容 | 决定机关名称 | 作出行政处罚 作出行政处罚 公示 供正日期 期限 | 셀포 | | 中国感政管部 | 银行股份有限 床银贸决字 3.违反信用信息提供相关管理规 警告、通报批评、罚款 | 1. 连反安静的十相天规定; 2. 五反账户管理规定: | | 中国人民银行 | 2026年1月22日 三年 | | | 公司东营市分 | 〔2026〕1号 定; | | 65 90 00 99 | 东营市分行 | | | | | | 4. 未按照规定开展客户凤购调查 | | | | | | | | | 中国人民银 ...

Core Viewpoint - Major Chinese banks have announced the implementation of an optimized personal consumption loan subsidy policy, extending its benefits and support to consumers [2] Group 1: Policy Implementation - The implementation period for the personal consumption loan subsidy policy has been extended to December 31, 2026 [2] - The scope of support has been expanded to include credit card bill installment services [2] Group 2: Subsidy Expansion - The subsidy field has been broadened by removing the restriction on single transactions of 50,000 yuan and above [2] - The subsidy standard has been improved by eliminating the cap of 500 yuan on single transaction subsidies and the previous limit of 1,000 yuan on cumulative subsidies for each borrower at a single institution [2] Group 3: Existing Agreements - For loans that have already signed the personal consumption loan subsidy service agreement, any consumption occurring after January 1, 2026, will automatically apply the latest subsidy policy without the need to re-sign the agreement [2]

Group 1 - Xi'an has become China's fourth "National Science Center" and "Technology Innovation Center," showcasing strong research capabilities, a complete industrial chain, and an innovative ecosystem [1] - The story of Xi'an's Xianghui Electromechanical Company highlights how financial support can empower new productive forces, as the company overcame funding challenges to develop flight simulation products [1] - Minsheng Bank's Xi'an branch has established a dedicated approval team for innovative enterprises, creating specialized approval channels and models to support technology finance and inclusive finance strategies [2][3] Group 2 - Postal Savings Bank's Xi'an branch has tailored financial solutions for companies like Shaanxi Ruige Machinery Manufacturing, enhancing loan limits and providing comprehensive financial services through its "U Benefit Creation" system [3] - The bank has increased the loan limit for collateralized loans for small and micro enterprises from 30 million to 100 million yuan, reflecting a commitment to support local businesses [3] - The National Development Bank's Xi'an branch has provided a 500 million yuan credit plan to support long-term funding needs for advanced projects in the photonics industry, facilitating the acceleration of project construction [3] Group 3 - Zheshang Bank's Xi'an branch has launched customized financial products like "Aviation Enjoy Loan" to address the unique financing challenges faced by enterprises in the aviation sector, including long payment cycles [4][5] - Beijing Bank's Xi'an branch has utilized online credit loans to support promising startups, exemplified by its assistance to Shaanxi Feiyu Technology Trading Company, which faced liquidity issues [5] - The establishment of the Shaanxi Optoelectronics Pilot Institute demonstrates the importance of stable long-term funding for technology incubation, contributing to the development of a global photonics industry ecosystem [6] Group 4 - The integration of production and finance in various parks, such as the Xi'an Bank's tailored financial solutions for the photovoltaic industry, illustrates a proactive approach to meet core funding needs [7] - The bank's efforts include a comprehensive evaluation of business model feasibility and streamlined funding approval processes, facilitating efficient investment in fixed assets [7]