中国邮政储蓄银行股份有限公司 关于不再设立监事会的公告 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券代码：601658 证券简称：邮储银行 公告编号：临2025-063 中国邮政储蓄银行股份有限公司（以下简称本行）于2025年10月9日召开的2025年第二次临时股东大会 审议批准了《关于修订〈中国邮政储蓄银行股份有限公司章程〉的议案》和《关于中国邮政储蓄银行不 再设立监事会的议案》。近日，本行收到《国家金融监督管理总局关于邮储银行修改公司章程的批复》 （金复〔2025〕713号）。 自本行公司章程修订获核准生效之日起，本行不再设立监事会，由董事会审计委员会依法行使监事会相 关职权。现任监事白建军先生、陈世敏先生、李跃先生、谷楠楠先生不再担任本行监事及监事会相关职 务。上述监事均确认与本行无不同意见，也无任何其他相关事项需要通知本行股东及债权人。本行监事 会相关制度同时废止。 中国邮政储蓄银行股份有限公司 关于公司章程修订获国家金融监督管理总局 核准的公告 中国邮政储蓄银行股份有限公司董事会及全体董 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 为更好地满足广大投资者的理财需求，根据景顺长城基金管理有限公司（以下简称"本公司"）与东方证 券股份有限公司（以下简称"东方证券"）签署的委托销售协议，自2025年12月17日起新增委托东方证券 销售本公司旗下景顺长城安享回报灵活配置混合型证券投资基金，具体的业务流程、业务开通情况、办 理时间、办理方式及费率优惠情况以东方证券的安排和规定为准。现将相关事项公告如下： 法定代表人：龚德雄 一、适用基金 注册地址：上海市黄浦区中山南路119号东方证券大厦 办公地址：上海市中山南路318号2号楼21层-23层、25层-29层 传真：021-63326729 客户服务热线：95503 公司网站：http://www.dfzq.com.cn ■ 二、销售机构信息 销售机构名称：东方证券股份有限公司 三、相关业务说明 1、申购赎回等业务仅适用于处于正常申购期及处于特定开放日和开放时间的基金。基金封闭期、募集 期等特殊期间的有关规定详见对应基金的《基金合同》、《招募说明书》、《产品资料概要》等相关法 律文件及本公司发布的最新业务公告。 2、"定期定额投资业务"是基金申购业务 ...

Group 1: Climate Finance and Agricultural Innovation - The "climate loan" from Postal Savings Bank of China (PSBC) has enabled local agricultural enterprises to thrive despite adverse weather conditions, exemplified by a 9.35 million yuan loan that supported a successful harvest of colorful peppers in Fujian [1][2] - Green agricultural companies, such as Green State Agricultural Development Co., have benefited from innovative financial products that assess their climate-friendly practices, allowing them to secure favorable loan terms [2][3] - The collaboration between PSBC and local meteorological departments has led to the creation of a "climate-friendly enterprise evaluation system," which provides differentiated financial support based on companies' environmental practices [2][3] Group 2: Support for Traditional Agricultural Industries - PSBC has been instrumental in supporting traditional tea industries in Fujian, providing financial tools that help companies like Minrong Tea Co. expand their operations and enhance product quality [4][5] - The bank's financial support has allowed tea companies to modernize their production processes and improve their market reach, contributing to the preservation of cultural heritage while promoting economic growth [5][6] - The integration of financial services with local agricultural practices has enabled companies to achieve sustainable development and increased profitability [6] Group 3: County-Level Industry Development - The goose liver industry in Shandong has seen significant growth, with PSBC providing tailored financial solutions that support the entire supply chain, from breeding to processing [7][8] - Financial backing from PSBC has allowed local enterprises to expand their operations, resulting in increased revenue and improved livelihoods for associated farmers [8][9] - The bank's focus on understanding the unique needs of different agricultural sectors has facilitated comprehensive financial support, contributing to the overall economic development of rural areas [9][10]

Core Viewpoint - The tightening of personal precious metals trading by banks acting as agents for the Shanghai Gold Exchange is aimed at managing market risks, complying with regulatory pressures, and fulfilling investor suitability obligations, leading to a more concentrated and mature market structure focused on institutional clients [1][3]. Group 1: Bank Adjustments - Several banks, including Industrial and Commercial Bank of China (ICBC), have announced adjustments to their personal precious metals trading business, actively clearing inactive "three-no" clients (no positions, no inventory, no debts) [2][3]. - ICBC's announcement states that from December 19, 2025, it will transfer the balances of these clients' margin accounts to their linked settlement accounts and terminate related business functions [2][3]. - Other banks such as Agricultural Bank of China and China Postal Savings Bank have also made similar announcements regarding the termination of agreements with inactive clients [2]. Group 2: Market Implications - Experts believe that the exit of personal investors from bank channels may lead to a decrease in trading volume and a return of margin funds, while also pushing investors towards futures companies, brokerages, or physical gold platforms, accelerating the differentiation and specialization of precious metals investment channels [4][5]. - The adjustments are expected to help investors reassess the risk-return characteristics of gold investments, promoting a shift from short-term speculation to long-term asset allocation [4][5]. Group 3: Transformation of Banking Precious Metals Business - The retail side of banking precious metals business is transitioning from a trading channel to asset allocation services, moving away from high-risk, high-leverage products towards more stable financial products like gold ETFs [5]. - This shift indicates a transformation in the retail precious metals business model from providing trading channels and physical sales to offering asset allocation services and standardized financial products [5]. - Future growth opportunities for banks in the precious metals sector include promoting lower-risk investment products such as accumulated gold and physical gold bar sales, catering to residents' demand for hedging and asset allocation [5].

会议要求，邮储银行要深刻把握党中央对经济形势的科学判断，深刻领悟做好新形势下经济工作 的"五个必须"，坚持稳中求进、提质增效，找准邮储银行明年工作契合点和发力点。要始终坚守主责主 业，持续巩固零售业务的既有优势，着力打造第二增长曲线，通过强化自身均衡稳健发展和推动内源平 衡高质量发展，更好满足人民群众和实体经济多样化的金融需求。要全力支持扩大内需，服务提振消费 专项行动、城乡居民增收计划，加大消费贷款投放力度。要支持"两新"政策和"两重"项目实施，聚 焦"十五五"重大项目建设、高质量推进城市更新，强化对政策导向型行业和内需驱动型领域的金融支 持。要优化重点领域金融供给，做实做细金融"五篇大文章"，将更多金融资源配置到重大战略、重点领 域和薄弱环节，完善科技金融服务体系，支持培育新质生产力，进一步打造适应科技创新、区域协调发 展、绿色转型等需要的金融服务体系。要更好统筹发展和安全，扎实做好风险防控工作，加快风险管理 体系改革，提升风险管理前瞻性和有效性，持续防范化解重点领域风险，以高水平安全保障高质量发 展。 责任编辑：杨喜亭 会议强调，邮储银行要深刻认识党中央集中统一领导是做好经济工作的根本保证，全行要坚持和 ...

Core Viewpoint - The banking sector has entered a stage of high-quality development, with a focus on high dividend investments and stable growth in profits and revenues expected through 2026 [2][3][4]. Group 1: Banking Sector Performance - The expected revenue growth for listed banks in 2026 and 2027 is +2.5% and +3.6% respectively, while net profit growth is projected at +1.9% and +2.6% [2]. - Factors contributing to improved revenue and profit growth include narrowing net interest margin pressure, quality-focused credit issuance, and stabilization of fee income growth after several years of reductions [2][4]. - The net non-performing loan generation rate is expected to stabilize or slightly decline, with retail and corporate sectors showing different trends in risk exposure [4][25]. Group 2: Credit and Financing Trends - The demand for credit is expected to slow slightly by 2026, with a shift in the structure of new social financing reflecting changes in customer needs and regulatory impacts [3][4]. - The government and state-owned enterprises are becoming significant contributors to leverage, influencing the structure of new social financing and the banks' balance sheets [3]. Group 3: Market Dynamics and Regulatory Environment - The banking industry is experiencing a reduction in the number of licenses, indicating accelerated supply-side reforms and improved competitive dynamics [4][22]. - Regulatory policies are evolving, with a focus on enhancing the quality of service rather than merely increasing customer numbers, particularly in inclusive finance [3][4]. Group 4: Financial Metrics and Projections - The net interest margin is projected to narrow by 6 basis points in 2026, with a balanced structure of volume and price being crucial for achieving high-quality financial metrics [4][16]. - The total assets of banks are expected to grow at a rate of 7.8% YoY, with net profit growth rates showing a gradual increase from 12.6% to 2.6% over the forecast period [12][16].

为更好地满足广大投资者的理财需求，根据景顺长城基金管理有限公司（以下简称"本公司"）与晋商银 行股份有限公司（以下简称"晋商银行"）签署的委托销售协议，自2025年12月17日起新增委托晋商银行 销售本公司旗下部分基金，具体的业务流程、业务开通情况、办理时间、办理方式及费率优惠情况以晋 商银行的安排和规定为准。现将相关事项公告如下： 一、适用基金 ■ 二、销售机构信息 销售机构名称：晋商银行股份有限公司 注册地址：山西省太原市小店区长风街59号 办公地址：山西省太原市小店区长风街59号 联系人：张春薇 电话：0351-6819926 客户服务电话：95105588 网址： www.jshbank.com 三、相关业务说明 1、申购赎回等业务仅适用于处于正常申购期及处于特定开放日和开放时间的基金。基金封闭期、募集 期等特殊期间的有关规定详见对应基金的《基金合同》、《招募说明书》、《产品资料概要》等相关法 律文件及本公司发布的最新业务公告。 2、"定期定额投资业务"是基金申购业务的一种方式，如上述销售机构开通上述基金的定投定额投资业 务，投资者可以通过上述销售机构提交申请，约定每期扣款时间、扣款金额及扣款方式，由 ...

随着数字化转型的深入推进，天宏电力计划建设跨境电力装备电商平台，开发支持43国电网参数自动匹配 的智能报价系统。邮储银行将配套提供数字化金融服务，通过大数据分析为企业提供精准的融资支持和风 险管理方案。 据了解，天宏电力在邮储银行不仅拥有1900万元的贷款支持，其账户年交易金额更超过5亿元。除基本结算 账户外，企业还在邮储银行开立了多个保证金及外汇账户，形成了深度的银企合作关系。 "邮储银行的金融服务为我们提供了稳定的资金保障，特别是在原材料采购和大额订单履约方面发挥了关键 作用。"天宏电力负责人李橦表示。 天宏电力目前拥有80000平方米的现代化生产车间，380余名员工中包括50余名专业技术人才。公司产品涵 盖干变、油变、箱变等多种电力设备，其中220kV等级油变生产能力达240000kVA，年产量10台；110kV等 级年产量20台；35kV/10kV等级年产量达10000台。干变年产量8000台，箱变及配电柜年产能400台/套。 在金融"活水"的精准灌溉下，天宏电力正加速推进国际化战略。公司计划在哈萨克斯坦设立保税仓库，在 印尼建立组装分厂，并针对中东新能源转型需求开发光伏专用箱变产品。 邮储银行徐州分 ...

物流协同则打通了"最后一公里"。邮储银行发挥 "银行+邮政物流" 的独特优势，将金融服务与物流服务 深度绑定，让农户在获得资金支持的同时，享受便捷的农产品寄递服务，构建起 "种得出、卖得好、收 得快" 的全链条生态。 在这一模式中，金融服务扮演着 "资金引擎" 的核心角色。邮储银行（601658）德庆县支行立足地方产 业特点，摒弃传统信贷模式，推出针对性贷款产品，将线上审批、信用贷款等服务融入农业生产场景， 解决了农户"融资难、融资慢" 的痛点。同时，通过一揽子金融服务，涵盖贷款、收付结算等环节，大 幅提升了产业资金周转效率。 截至2025年10月末，邮储银行德庆县支行这一模式已服务1600余户涉农经营主体，累计涉农贷款超3亿 元，形成了 "寄农产品找邮政" "要贷款找邮储 "的品牌口碑。这种"三位一体"模式精准契合了特色农业 产业的发展需求，为乡村振兴背景下的县域特色产业升级提供了宝贵经验。 德庆贡柑产业的成功崛起，不仅在于其优质的产品禀赋，更得益于 "金融+产业+物流" 的三位一体振兴 模式，为特色农业产业高质量发展提供了可借鉴的实践路径。 产业发展是核心载体。德庆贡柑作为 "粤字号" 特色农产品，借助金 ...

据悉，现任监事白建军、陈世敏、李跃、谷楠楠不再担任邮储银行监事及监事会相关职务，上述监事均 确认与该行无不同意见，也无任何其他相关事项需要通知该行股东及债权人。邮储银行监事会相关制度 同时废止。 北京商报讯(记者宋亦桐)12月16日，邮储银行（601658）发布公告指出，该行于2025年10月9日召开的 2025年第二次临时股东大会审议批准了《关于修订 <中国邮政储蓄银行股份有限公司章程> 的议案》和 《关于中国邮政储蓄银行不再设立监事会的议案》。近日，邮储银行收到《国家金融监督管理总局关于 邮储银行修改公司章程的批复》，自该行公司章程修订获核准生效之日起，该行不再设立监事会，由董 事会审计委员会依法行使监事会相关职权。 ...