2026年2月4日，重庆金融监管局发布批复称，《中国邮政储蓄银行重庆分行关于钟刚同志高管任职资格 核准的请示》（渝邮银请〔2026〕1号）收悉。经审核，现批复如下： 一、核准钟刚中国邮政储蓄银行重庆高新分行副行长的任职资格。 二、中国邮政储蓄银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国邮政 储蓄银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，由决定机关办理行政许可注销手续。 三、中国邮政储蓄银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...

金融支持的链条并未止步于收购环节，更延伸至产业链下游的加工领域。在营口市慕嘉莱家纺店内，工 人们正熟练地铺丝、缝制，蚕丝的清香弥漫其间。企业主闻兴佳是邮储银行的长期客户，从最初租赁80 平方米小场地起步，到如今拥有300多平方米的自有厂房，都有邮储银行持续的金融助力。 "最早在邮储银行贷了30万元，后来随着工厂效益提升，额度逐步增加到了200万元。"闻兴佳介绍。这 些资金被用于设备更新、产能扩张，如今其生产的蚕丝被产品已获得多家知名品牌认可，被指定为代加 工厂，企业年收入突破千万元，完成了从家庭小作坊到现代化代工厂的精彩蜕变。 截至目前，邮储银行营口市分行已累计向蚕茧收购与加工行业投放信贷资金超过3亿元，有力推动了当 地柞蚕产业向规模化、标准化、品质化转型升级。 "南方有桑蚕，北方有柞蚕。"在辽宁营口盖州市，柞蚕放养已有三百余年历史，这里出产的柞蚕茧是全 国地理标志农产品，占据辽宁产量的70%以上，而辽宁柞蚕产量又占全国七成。在这条历史悠久 的"丝"路上，邮储银行（601658）营口市分行以精准、接地气的金融服务，成为推动当地特色农业产业 茁壮成长的重要力量。 "以前一到收茧季节就为钱发愁，现在有了邮储银行的 ...

中央国债登记结算有限责任公司总经理徐良堆表示，中央结算公司立足国家金融基础设施定位，多措并 举支持科创债券发展，完善绿色金融数据库与担保品管理机制，并以北京总部为核心统筹服务布局，助 力宏观政策落地和北京国家金融管理中心建设。本次联合多方推出"科技+绿色"双主题指数及基金产 品，旨在为市场提供便捷配置工具，提升相关债券流动性与定价效率，引导资金精准支持关键领域，助 力国家战略转化为发展实效。 该产品由富达基金携手中国邮政储蓄银行股份有限公司、中央结算公司共同打造。在产品构建过程中， 中央结算公司聚焦科技创新与绿色发展主题，编制具有引领意义的特色债券指数，筑牢产品专业基础； 邮储银行（601658）依托在服务实体经济和落实金融"五篇大文章"方面的实践经验，发挥"自营投资+生 态协同"的特色优势，为产品顺利落地提供重要支撑；富达基金则结合全球资产配置经验与中国债市结 构特征，为投资者提供多样化、前瞻性的创新资产配置解决方案。 与会代表认为，以"科创+绿色"为代表的新质生产力领域，正在成为金融服务实体经济的重要着力点。 未来，金融及市场各方将进一步加强协同探索，通过持续的产品创新和机制优化，引导更多长期资金进 入科 ...

Group 1 - The China Postal Savings Bank has inaugurated its Linzhi branch and launched the "Tibet Yajiang Card" to enhance financial services for modern construction in Linzhi [1][3] - The Linzhi branch will leverage the advantages of the Postal Group's integrated resources and the bank's self-operated and agency network to create a comprehensive financial service system [5] - The newly established Economic Development Zone branch aims to support clean energy and cultural tourism industries, contributing to the construction of a national clean energy base [6] Group 2 - Since the 14th Five-Year Plan, the Tibet branch of China Postal Savings Bank has provided over 73 billion yuan in loans for key areas such as infrastructure and clean energy, playing a significant role in financial services [7] - As of January 2026, the total loan balance of the bank is expected to exceed 43 billion yuan [7]

Core Insights - The report focuses on fixed income + products issued by wealth management companies, highlighting superior performing products available for investors through distribution channels [1] - A ranking of products is provided based on their annualized performance over the last month, three months, and six months, with a particular emphasis on the three-month annualized yield to reflect their performance amid recent market fluctuations [1] Distribution Channels - The report includes a list of 28 distribution institutions, which consist of major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Product Performance - The ranking showcases various products with their respective annualized yields, indicating the performance metrics over different time frames, such as 2.64% for one month and 9.11% for three months for a specific product [5] - The data is sourced from the South Finance Financial Terminal, with statistics as of February 5, 2026, providing a snapshot of the current market offerings [5][10]

Core Insights - The article focuses on the performance of minimum holding period RMB public offering products, ranking them based on annualized returns for holding periods of 7, 14, 30, and 60 days [1] Group 1: 7-Day Holding Period Products - The top-performing product is from Minsheng Bank with an annualized return of 7.56% [5] - Other notable products include a 6.98% return from Shanghai Bank and a 6.04% return from Minsheng Bank [5] Group 2: 14-Day Holding Period Products - The leading product is from Minsheng Bank with a return of 7.39% [8] - China Bank follows with a return of 4.44% [8] Group 3: 30-Day Holding Period Products - The highest return is 18.14% from Hangzhou Bank [12] - Other significant returns include 12.34% from Minsheng Bank and 9.72% from Minsheng Bank [12][13] Group 4: 60-Day Holding Period Products - The top product is from China Bank with a return of 9.33% [15] - Other products include 5.95% from Shanghai Bank and 5.54% from Huaxia Bank [15][16]

Investment Rating - The industry rating is "Buy" [4] Core Views - The trade return ratio has turned positive again, and the service trade deficit has significantly narrowed [16][18] - The cross-border capital flow is expected to gradually return, positively impacting domestic liquidity [5][19] - The service trade deficit for December 2025 was 966 billion CNY, a year-on-year decrease of 466 billion CNY, with a full-year deficit of 13,760 billion CNY, down 2,544 billion CNY, approximately 16% [18] Summary by Sections 1. Current Observation - The State Administration of Foreign Exchange (SAFE) released data on China's international balance of payments for December 2025, indicating a potential impact on the central bank's willingness to settle foreign exchange [16] - The trade return ratio is at a historical high, with a monthly unconverted trade net outflow of 447 billion CNY, a year-on-year increase of 1,392 billion CNY [17] 2. Arbitrage Trading Returns - The arbitrage trading return rate for 10Y US Treasury bonds in CNY has dropped significantly to -1.77%, indicating a shift in cross-border capital dynamics [17] 3. Service Trade Deficit - The service trade deficit has narrowed significantly, with major contributions from improved policies for foreign visitors, reduced international shipping costs, and enhanced competitiveness in high-tech services [18] 4. Cross-Border Liquidity Outlook - Despite the recent appointment of Kevin Warsh as the next Federal Reserve Chair, the trend of cross-border capital return is expected to continue, influenced by the Fed's monetary policy stance [19][21] - The short-term liquidity in the US remains tight, with limited space for balance sheet reduction, while long-term prospects depend on economic performance [20][21]

Core Insights - The rapid development of rural e-commerce in China has established a three-tier electronic commerce service and logistics distribution system at the county, township, and village levels, significantly contributing to farmers' income and rural consumption [1] Group 1: Rural E-commerce Development - By 2025, the national rural online retail sales are expected to grow by 6.7% year-on-year, while agricultural product online retail sales are projected to increase by 9.9% year-on-year [1] - The integration of logistics and e-commerce has made rural life more convenient, allowing for better quality of life and increased economic activity in rural areas [1] Group 2: Case Study - Inner Mongolia - In Inner Mongolia, a new model combining passenger and freight transport has been implemented, allowing rural residents to receive packages directly in their villages, thus reducing the need for long-distance travel [3] - The collaboration between postal services and local bus companies has led to a significant increase in delivery efficiency, with an average of 4,000 packages being transported daily across seven townships and 94 villages by the end of 2025 [4] Group 3: Case Study - Liaoning - In Liaoning, rural supermarkets have become package collection points, enhancing the convenience of e-commerce for local residents and increasing the number of elderly individuals engaging in online shopping [5][6] - The integration of package delivery services with local businesses has resulted in a 30% increase in revenue for rural supermarkets [6] Group 4: Case Study - Shanxi - In Shanxi, live-streaming e-commerce has significantly boosted the income of local fruit farmers, with one farmer reporting sales exceeding 30,000 yuan in a single day through live broadcasts [7][8] - The county has developed over 1,000 e-commerce enterprises, creating employment for over 60,000 people, and has implemented logistics subsidies to reduce shipping costs for local farmers [9][10] - By 2025, the e-commerce sales of agricultural products in Shanxi are expected to reach 2.5 billion yuan, with live-streaming sales accounting for 25% of this figure [10]

Core Viewpoint - The discussion around whether express delivery services will be suspended during the Spring Festival has garnered attention, with major companies confirming they will continue to provide services during this period [1][2][3]. Group 1: Company Responses - China Post will continue to provide services from February 15 to 23, allowing users to submit collection requests through various online channels and providing customer service via a dedicated hotline [1]. - SF Express will ensure the operation of express delivery services during the Spring Festival, adjusting service fees for certain shipments, with additional resource adjustment fees applied during the holiday [1]. - YTO Express will maintain service availability during the Spring Festival, with normal operations in most regions, except for areas affected by third-party logistics disruptions or weather conditions [2]. - Shentong Express will adjust operations based on local conditions, with most areas expected to have normal collection and delivery services, advising users to confirm specific times with local outlets [2]. - Zhongtong Express will also ensure stable logistics support during the Spring Festival, while JD Logistics commits to providing comprehensive logistics safety and service coverage, including same-day and next-day delivery options [3]. Group 2: Service Adjustments and Fees - SF Express will charge a resource adjustment fee of 0.1 to 1.5 yuan/kg for shipments over 20kg from January 19 to February 15, with additional fees during the holiday period [1]. - JD Logistics will implement a resource adjustment fee of 0.1 to 1.2 yuan/kg for express heavy goods during the Spring Festival [3].

建湖县支行将以此为契机，持续创新金融产品与服务，紧密贴合地方经济需求，为建湖经济高质量发展 提供更有力的金融支撑，再谱新篇。（来源：邮储银行盐城市分行） 近日，邮储银行建湖县支行荣获建湖监管局"2025年度金融支持建湖经济高质量发展先进集体"称号。 建湖县支行精准发力科技、绿色、普惠等重点领域，聚焦建湖石油机械产业推出专属信贷产品，为产业 升级注入金融动力；围绕乡村振兴，落地全国首笔农业制种碳汇贷，跨层级协调发放1.3亿元长期贷款 助力乡村振兴；践行普惠金融，借助线上产品解决小微企业融资难题，以政策性金融推动地方绿色转 型。 （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考） ...