今日A股市场全天震荡调整，三大指数涨跌不一。 沪深两市全天成交额2.42万亿，较上个交易日放量158亿 ，成交额连续7个交易日超2万亿。 盘面上，市场热点较为杂乱， 个股跌多涨少，全市场超3000只个股下跌 。从板块来看，数字货币概念股集体大涨，御银股份等多股涨停。油气股表 现活跃，准油股份涨停。银行股逆势走强，农业银行、邮储银行双双创历史新高。下跌方面，高位股集体大跌，飞龙股份等多股跌停。 板块方面，油气、数字货币、美容护理、银行等板块涨幅居前，稀土永磁、PEEK材料、液冷服务器、CPO等板块跌幅居前。 截至收盘，沪指涨0.13%，深成指跌0.06%，创业板指跌0.47%。 50 100 0 封板率 61.00% 封板 43 触及 27 昨涨停今表现 -1.23% 高开率 71% 获利率 36% 下载财联社APP获取更多资讯 准确 快速 权威 专业 实时盯盘 7x24h电报 今日预测量能: 2.42万亿 | +158亿 涨停表现 头条新闻 VIP资讯 ...

转自：智通财经 【收评：沪指冲高回落涨0.13% 高位股集体大跌】智通财经8月21日电，市场全天震荡调整，三大指数 涨跌不一。沪深两市全天成交额2.42万亿，较上个交易日放量158亿，成交额连续7个交易日超2万亿。 盘面上，市场热点较为杂乱，个股跌多涨少，全市场超3000只个股下跌。从板块来看，数字货币概念股 集体大涨，御银股份等多股涨停。油气股表现活跃，准油股份涨停。银行股逆势走强，农业银行、邮储 银行双双创历史新高。下跌方面，高位股集体大跌，飞龙股份等多股跌停。板块方面，油气、数字货 币、美容护理、银行等板块涨幅居前，稀土永磁、PEEK材料、液冷服务器、CPO等板块跌幅居前。截 至收盘，沪指涨0.13%，深成指跌0.06%，创业板指跌0.47%。 MACD金叉信号形成，这些股涨势不错！ ...

Market Overview - The A-share market experienced a sudden decline in the afternoon, with the Shanghai Composite Index dropping over 0.2% before recovering slightly, while the Shenzhen Component and ChiNext indices fell [2] - The trading volume in the Shanghai and Shenzhen markets exceeded 2 trillion yuan for the first time this year, marking the seventh consecutive trading day of such volume [2] Sector Performance - Securities stocks collectively faced a pullback, with notable declines including Changcheng Securities down over 6% and Hato Securities down over 5% [2][3] - Several high-priced stocks hit the daily limit down, including Lianhuan Pharmaceutical and Zhongdian Xindong, with others like Shunlian Bio and Sainuo Medical dropping over 8% [4] Banking Sector - In contrast, bank stocks showed strength in the afternoon, with Agricultural Bank of China and Postal Savings Bank reaching new historical highs during the session [2] Hong Kong Market - The Hang Seng Index fell over 0.5%, and the Hang Seng Tech Index dropped more than 1% [6] - AAC Technologies Holdings (02018.HK) saw a rapid decline of over 14% following the release of its interim results, despite reporting a revenue of 13.32 billion yuan, a year-on-year increase of 18.4% [6][8] Company Performance - AAC Technologies reported a gross margin of 20.7%, down 0.8 percentage points year-on-year, attributed to changes in product mix, while net profit attributable to shareholders increased by 63.1% to 876 million yuan due to improved profitability in optical business and rapid growth in precision structural components [8] - CICC noted that the overall valuation level of A-shares remains reasonable, but the rapid increase in trading volume may lead to short-term volatility [8]

农业银行涨超2%，续创历史新高，青岛银行、邮储银行、青农商行、中信银行、浙商银行等跟涨。 (本文来自第一财经) ...

金融服务送到家，安全防护不能少。活动现场，银行工作人员结合真实案例，向工友们细致讲解电 信诈骗、非法集资的常见套路和防范办法。值得一提的是，新办银行卡不仅默认设置了单日交易限额， 还自动开通盗刷险，从技术层面为资金安全上了"双保险"。"听了案例才知道骗子这么多花样，有了这 些防护措施，咱干活也更踏实。" 李大哥的话道出了工友们的心声。 小小的银行卡，连接着民生冷暖；移动的服务点，传递着金融温度。从工地到社区，从城市到乡 村，邮储银行郴州市分行的普惠金融的触角不断延伸，正让更多像张师傅、李大哥这样的劳动者，在辛 勤付出的同时，感受到贴心的保障与关怀。 据了解，邮储银行郴州市苏仙区人民东路支行已通过上门服务为 180余户工人办理工资代发业务， 每月累计代发百余万元工资，规范的发放流程、专业的服务保障，让工资发放既高效又安全。接下来， 该行还将把"流动银行"开进更多建设工地、偏远社区和乡村，用科技赋能普惠金融，让便捷、安全的金 融服务触手可及，切实提升劳动者的获得感与幸福感。 责任编辑：袁浩 "以前办张银行卡得专门请假跑银行，现在工地里十来分钟就办好，还能学到防范金融诈骗知识， 真是把贴心的服务送到了咱心坎上。"8 ...

海原县是宁夏农业大县，肉牛产业是海原县实现乡村振兴和农民增收的关键产业。近年来，在市场 需求增长和政策推动下，海原县肉牛产业发展迅速。中国人民银行中卫市分行引导金融机构聚焦肉牛产 业融资需求，加大信贷产品和服务优化力度，强化银企对接，推动产业转型升级，取得了积极成效。截 至2025年6月末，海原县肉牛养殖出栏4.99万头，同比增长18.2%；肉牛产业贷款余额16.3亿元，占海原 县涉农贷款余额的16%，占中卫市肉牛贷款总额的38.10%。 构建白名单制 精准对接资金需求 结合宁夏"六新六特六优"产业、海原县"一主四特"产业发展思路，中国人民银行中卫市分行指导海 原县多家金融机构重点围绕肉牛等优质特色产业，制定工作方案，依据肉牛养殖规模、经营状况、信用 记录等指标，建立企业和养殖户白名单，名单内主体可享受优先信贷审批、利率优惠等政策。海原农村 商业银行按照"家家种草、户户养牛、小群体、大规模"工作思路，加快推进整村授信系统农户信息采集 建档、评级授信工作，在此基础上对"授信村"的信用农户和种养殖业大户，全面推广"黄河e贷"线上产 品，给予养殖户30万元以内、免担保、免抵押、优惠利率授信额度，并提供7×24小时、 ...

格隆汇8月21日｜A股市场银行股普涨，其中，青岛银行涨超2%，中信银行、邮储银行、农业银行、民 生银行、沪农商行、华夏银行涨超1%。其中，邮储银行、农业银行再创历史新高。 ...

Core Insights - Postal Savings Bank of China issued 5 billion yuan in technology innovation bonds on August 19, with a total subscription multiple of 3.1 for fixed-rate bonds and 2.5 for floating-rate bonds [1] Group 1: Bond Issuance Details - The issuance included two types of bonds: a fixed-rate bond with a scale of 3 billion yuan, a term of 5 years, and a coupon rate of 1.82% [1] - The floating-rate bond had a scale of 2 billion yuan, a term of 3 years, and an issuance rate of 1.80% [1] - This issuance marks the first technology innovation bonds from Postal Savings Bank, with the floating-rate bond being the first of its kind in the market [1] Group 2: Fund Utilization - Proceeds from the bonds will be directed towards technology innovation sectors as outlined in the "Five Major Articles of Finance" statistical system [1] - The funds will support activities such as issuing loans for technology and investing in bonds issued by technology innovation enterprises [1]

从资金流向上来看，当日国有大型银行板块主力资金净流入6.71亿元，游资资金净流出4.67亿元，散户资 金净流出2.04亿元。国有大型银行板块个股资金流向见下表： 证券之星消息，8月20日国有大型银行板块较上一交易日上涨0.7%，中国银行领涨。当日上证指数报收 于3766.21，上涨1.04%。深证成指报收于11926.74，上涨0.89%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601988 | 中国银行 | 5.67 | 1.98% | 584.58万 | 33.10亿 | | 601288 | 农业银行 | 7.08 | 0.85% | 475.16万 | 33.59 Z | | 601328 | 交通银行 | 7.54 | 0.40% | 131.15万 | 26886 | | 666109 | 建设银行 | 9.17 | 0.11% | 122.28万 | 11.24亿 | | 601398 | 工商银行 | 7.57 | 0.00% | 331 ...

Core Insights - Hubei Province has pioneered a dual-driven reform of commercial value credit loans for small and medium-sized enterprises (SMEs), addressing the financing difficulties faced by asset-light companies [1][2] - As of August 19, 2023, a total of 57.47 million enterprises have been registered, with 10,886 companies receiving bank credit amounting to 35.8 billion yuan, and a cumulative loan amount of 32.468 billion yuan [1][2] Group 1: Reform Implementation - The reform was initiated in April 2025 with the introduction of the "Implementation Measures for Commercial Value Credit Loans for SMEs in Hubei Province," focusing on "light assets, wide credit, and convenience" [2] - The loan model is based on quantifiable data such as tax payments, social security contributions, and business turnover, allowing companies to apply for loans ranging from 1 million to 10 million yuan without collateral or guarantees [2][3] Group 2: Impact on Loan Processing - The average loan approval time has been reduced to 2.84 days, with a weighted average interest rate of 3.49%, which is 0.41 percentage points lower than the provincial average for small and micro enterprises [3][4] - The reform has led to a significant increase in the number of enterprises receiving loans, with over 50% of borrowers being rated C and D, indicating that previously underserved SMEs are now gaining access to financing [5] Group 3: Case Studies and Benefits - The reform has resulted in faster loan disbursement, with some companies receiving funds as quickly as the next day after application [4] - For instance, a company named Hubei Wangke House Green Building Materials Co., Ltd. was able to secure a 5 million yuan loan within one hour of assessment, which helped them stabilize their market position [4] - The Postal Savings Bank of China has issued a total of 1.245 billion yuan in commercial value credit loans, serving 702 enterprises, demonstrating the effectiveness of the new financing model [4]