8月28日，2025"银行家论道"研讨会暨中国银行业排行榜200强发布会成功举办，本次会议由清华大学五道口金融学院 《清华金融评论》编辑部主办，北京清控金媒文化科技有限公司承办，主题为" 拥抱AI技术变革，服务实体经济—— 以金融提质增效助力经济高质量发展 "。本次发布会邀请行业资深专家和各大银行领导嘉宾围绕数智化发展、AI赋能 金融等话题进行交流分享。 在排行榜发布的同时，也颁发了" 紫荆奖 "和" 2025中国银行业创新发展优秀案例 "。"紫荆奖"是依据客观数据以及银 行综合表现进行综合评选得出，获奖银行机构28家。"中国银行业创新发展优秀案例"是对提交的公开征集案例中遴选 的优秀样本进行表彰，获奖银行机构41家。 扫描下方二维码查看完整报告 会议上，清华大学五道口金融学院党委委员、院长助理，《清华金融评论》执行主编 张伟 代表主办方致辞，中国金 融学会副会长，国家开发银行原行长 欧阳卫民 做主旨演讲。 AI浪潮席卷金融行业，技术革新重构银行服务边界与业务逻辑。面对挑战与机遇，银行经营管理亟待以"智"破局。中 国金融学会副会长，国家开发银行原行长 欧阳卫民 ，中国工商银行现代金融研究院院长助理，党委深改办 ...

文志军对杜利峰一行的到来表示欢迎，对山东省浙江商会对建行的关心支持表示衷心感谢。一直以来， 建行山东省分行扎实做好五篇大文章，全力支持民营企业等重点领域发展，有力服务全省"走在前、挑 大梁"。建行山东省分行与山东省浙江商会的携手合作，是顺应时代发展潮流，积极响应国家支持民营 经济发展壮大的生动实践，双方将进一步发挥各自领域的优势资源，以金融为纽带，搭建鲁浙企业合作 新桥梁，共同探索产融深度融合新路径，打造"银商合作"的新典范，共筑高质量发展新优势，为推动地 方经济社会高质量发展贡献更多力量。 活动期间，建行山东省分行副行长包建军、山东省浙江商会轮值会长陈跃华代表双方签署全面合作协 议。建行山东省分行发布"建设银行服务浙江商会企业及企业家十大措施"，并立足浙商企业需求，围绕 供应链金融、资管服务、财富管理、小微信贷等重点领域进行产品推介。（戚麟） 编辑：穆皓 转自：新华财经 近日，建行山东省分行与山东省浙江商会全面合作签约仪式在济南举行。双方围绕"鲁浙同心 银商赋 能"主题，共同签署《全面合作协议》，并发布《建设银行服务浙江商会企业及企业家十大措施》，标 志着银商协同服务民营经济发展进入新阶段。山东浙商会会长杜 ...

证券之星消息，8月28日国有大型银行板块较上一交易日下跌0.68%，农业银行领跌。当日上证指数报收 于3843.6，上涨1.14%。深证成指报收于12571.37，上涨2.25%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601658 | 邮储银行 | 6.00 | 0.00% | 209.29万 | 12.49 Z | | 666109 | 建设银行 | 9.03 | 0.00% | 128.22万 | 11.54亿 | | 601988 | 中国银行 | 5.53 | -0.36% | 298.50万 | 16.52亿 | | 601328 | 交通银行 | 7.41 | -0.40% | 181.01万 | 13.40亿 | | 601398 | 工商银行 | 7.38 | -0.40% | 465.47万 | 34.3617 | | 601288 | 农业银行 | 7.02 | -1.27% | 575.73万 | 40.17 Z | 从资金流向上 ...

以往，绥化市没有电子口岸卡合作制卡代理网点，新备案企业需专人携带申请材料前往中国电子口岸数 据中心哈尔滨分中心办理。从申请、制卡到取卡往往需数天时间，多次往返路程近百公里，为企业带来 诸多不便。 为持续优化营商环境，绥化海关与建设银行紧密合作，推动"关银一Key通"代理制卡业务落地，使本地 外贸企业可在"家门口"轻松办理电子口岸卡，显著节约了企业的时间与经营成本。这一举措以服务外贸 企业的"小切口"，做实便民惠企的"大文章"，真正让企业"少跑腿"、数据"多跑路"。 "关银一Key通"业务的成功落地，是建设银行绥化分行积极响应国家政策、服务实体经济的一项重要成 果。未来，该行将继续发挥科技与金融优势，进一步支持绥化市外贸企业提升数字化、智能化水平，助 力企业稳健"出海"、扬帆远航。 中国发展网讯 李冬雪 秦薏颜 记者林强报道 "没想到在咱家门口就能办理电子口岸卡了，这可真是太方 便了！"黑龙江某农业集团有限公司相关负责人难掩喜悦地说，"现在我们不用专门跑到哈尔滨办理电子 口岸卡，为企业降低了成本、节省了时间。绥化的营商环境是越来越好啦！"近日，这家新备案的外贸 企业在建设银行（601939）绥化分行成功办理"关 ...

Group 1 - The signing ceremony between CCB Shandong Branch and Shandong Zhejiang Chamber of Commerce marks a new phase in financial support for the development of the private economy in Shandong [1][2] - The cooperation aims to deepen bank-enterprise collaboration, reflecting CCB's commitment to support the high-quality development of the real economy [1][2] - CCB Shandong Branch will provide ten measures to support Zhejiang Chamber of Commerce enterprises, focusing on supply chain finance, asset management services, wealth management, and small micro-loans [2] Group 2 - The partnership is seen as a response to national policies promoting the growth of the private economy, leveraging each party's resources to create new opportunities for collaboration [2] - The event was attended by key figures from both organizations, highlighting the importance of this collaboration for local economic development [1][2] - The initiative aims to build a new model of "bank-business cooperation" and contribute to the high-quality development of the local economy [2]

Core Viewpoint - The article highlights the significant economic and social development in Tibet over the past 60 years, particularly since the 18th National Congress of the Communist Party of China, emphasizing the role of financial institutions in supporting this growth [2][3]. Financial Support and Infrastructure Development - Financial institutions have played a crucial role in supporting major infrastructure projects in Tibet, such as the construction of the "Heavenly Road" and the Sichuan-Tibet Railway, providing substantial loans to facilitate these developments [5][6][7]. - The postal savings bank has issued loans totaling 6.071 billion yuan to support the Sichuan-Tibet Railway construction, reflecting the growing financial needs associated with major projects in the region [6]. - The construction of the Sichuan-Tibet Railway and other significant projects has led to an increase in trade value from 6.93 million yuan in 1965 to an average of 10 billion yuan annually [8]. Industry Growth and Financial Innovation - The banking sector has introduced various financial products tailored to local industries, such as "Cangsu Loan" for tourism and "Cangxiang Loan" for traditional Tibetan incense production, significantly boosting local businesses [9][10][11]. - The Agricultural Bank of China has provided 1.34 billion yuan in loans to a Tibetan incense company, which has seen annual sales reach 20 million yuan, showcasing the impact of financial support on local industries [10]. Environmental Protection and Green Finance - Financial institutions are actively involved in promoting green finance initiatives, such as the construction of renewable energy projects, which are essential for maintaining the ecological balance of the Tibetan Plateau [13][14][16]. - The Postal Savings Bank has developed financing solutions for a wind-solar-storage project, which is expected to save 200,000 tons of standard coal annually, highlighting the commitment to sustainable development [13]. Social Welfare and Financial Accessibility - Financial services have been extended to remote areas through mobile service units, ensuring that local communities have access to necessary financial products and support [17][19][20]. - The Agricultural Bank of China has established numerous financial service points and mobile units to cater to the needs of farmers and herders, enhancing their ability to secure loans and improve their livelihoods [19][20].

Core Viewpoint - The article highlights the efforts of Hunan Construction Bank to support the construction of the "Xiangjiang Science City" by providing innovative financial services for its key projects, "Xiangjiang Academician Port" and "Xiangjiang Innovation Port" [1] Group 1: Financial Support Initiatives - Hunan Construction Bank has implemented measures such as opening green channels and parallel operations to ensure synchronized loan approval and licensing processes, facilitating the timely launch of the initial phase of the projects [1] - A specialized service team has been established at provincial, municipal, and branch levels to cater to diverse financing needs related to technology research and development, achievement transformation, and industry incubation [1] Group 2: Efficiency and Results - The bank completed the entire process from proposal submission to credit approval in just 20 working days, demonstrating high efficiency in its operations [1] - A total of 1.2 billion yuan in credit support was successfully provided to the project implementation entities, Hunan Construction Investment Hongda Construction Co., Ltd. and Hunan Construction Investment Hongchang Construction Co., Ltd., effectively responding to the construction needs of the projects [1]

"客户可以先填写信息测额度，如果觉得额度合适，等到9月1日贴息业务正式开办后再提款，这样做可 以享受贴息政策，后续我们会根据客户的消费流水自动贴息。"恒丰银行北京地区一位个贷经理告诉记 者。 记者调研了解到，虽然各家银行消费贷贴息业务目前尚未开通，但部分银行已开始为留存客户做准备。 "如果不着急用钱，可以再等两天，贴息细则发布后我们会第一时间告知客户。如果能凑够三个人申 请，我们可以上门办理，还送小礼品。"民生银行北京地区一家网点的工作人员说。 除此之外，部分银行加大了消费贷推广力度，并为优质客户提升贷款额度。"近日接到招商银行客服打 来的电话，告知我可以进行消费贷提额，带着身份证、银行卡到网点就能办理，额度可从现在的30万元 升至50万元甚至更高。"北京白领小陈说。 "目前技术准备工作处于系统最后测试阶段，我们会尽可能简化流程，让客户可在线申请、操作贴息业 务，让借款人省钱、省时、省心。"某国有大行个贷部相关负责人告诉中国证券报记者。 记者近日走访多家银行了解到，消费贷贴息业务将通过借款人主动授权、银行系统自动提取消费信息、 定期自动扣减利息的方式进行。消费贷市场上已有百万元级授信额度产品出现，部分抵押类消 ...

Core Insights - The implementation of consumer loan interest subsidy policies is expected to stimulate credit activity expansion and provide dual support for retail lending business, benefiting both consumer loan demand and bank interest margins [1][6][5] Group 1: Consumer Loan Interest Subsidy Policy - The consumer loan interest subsidy policy is in the final testing phase, allowing borrowers to apply online and automatically receive interest deductions based on their consumption data [1][3] - The minimum interest rate for consumer loans remains at 3%, but after subsidies, the effective rate for borrowers could drop to the 2% range [2][3] - Banks are preparing to launch the subsidy program, with some already increasing loan limits for quality customers [2][3] Group 2: Loan Products and Features - Some banks offer consumer loans with credit limits reaching millions, with specific products allowing for a combination of consumption and business purposes [3][4] - The subsidy policy will not apply to credit card transactions or installment products, and banks will not charge any fees for processing these loans [5][6] - The subsidy will be automatically applied to identifiable consumer expenditures, while unrecognized expenses may require manual verification [4][5] Group 3: Market Impact and Future Outlook - The subsidy is expected to lower financing costs and protect bank interest margins, potentially stabilizing loan pricing in the retail sector [6][5] - Analysts suggest that the subsidy could support a significant increase in consumer and service industry loan issuance, with estimates indicating that every 100 billion yuan in subsidies could facilitate 1 trillion yuan in loans [6] - There is a need for banks to ensure compliance in the use of subsidized loans to prevent misuse in non-consumption areas [6]

Fund Overview - The fund is named Penghua CSI Media Index Securities Investment Fund (LOF) and is managed by Penghua Fund Management Co., Ltd. [2] - The fund aims to closely track the benchmark index with a target of keeping the average tracking deviation within 0.35% daily and annual tracking error within 4% [2][3] - The fund operates as a listed open-end fund and was established on December 11, 2014, with shares listed on the Shenzhen Stock Exchange since January 18, 2021 [2][3] Financial Performance - As of June 30, 2025, the fund's A class shares achieved a net value growth rate of 10.77%, while the benchmark growth rate was 10.05% [10] - The C class shares recorded a net value growth rate of 10.60%, matching the benchmark growth rate of 10.05% [10] - The I class shares had a net value growth rate of 3.41%, slightly below the benchmark growth rate of 3.69% [10] Market Context - The A-share market exhibited an "N-shaped" trend in the first half of the year, with the Shanghai Composite Index rising by 2.76% [11] - The technology sector, particularly driven by advancements in AI and robotics, showed strong performance early in the year, while other sectors like banking and new consumption gradually took over as market leaders [11] - The media industry experienced overall positive growth due to macroeconomic recovery and policy support, although performance varied across segments [12][14] Industry Insights - The gaming industry benefited from accelerated domestic license approvals and expansion into overseas markets, with a total of 812 game licenses issued in the first half of the year, an 18% increase from the previous year [12][14] - The film and cinema sector is recovering with support from quality domestic films and improved operational efficiency through digital transformation [12][14] - The advertising sector remains sluggish, but social media and short video advertising are showing resilience due to precise targeting and high interactivity [14][15] Future Outlook - The media industry may face challenges if consumer willingness to spend remains low, but policy easing and advancements in AI technology could provide new growth momentum [15] - The gaming sector should focus on the release schedule of new games and regulatory changes, while the film sector should leverage holiday periods for strategic releases [15]