Jamie Dimon is known for saying what he thinks. At Davos, the JPMorgan CEO was uncharacteristically constrained when talking about Donald Trump and his policies, striking a cautious balance between criticism and praise. This is a familiar dance in a relationship that has swung between mutual respect and open hostility since Trump first took office in 2016. Dimon, who once described himself as "barely a Democrat," has publicly criticized some of Trump's economic and political policies, including on tariffs, ...

US President Donald Trump has filed a $5bn lawsuit against JPMorgan Chase and its chief executive Jamie Dimon, alleging the bank shut his accounts and those of his businesses to pursue a political agenda. The case was lodged in a Florida state court in Miami-Dade County. It claims the largest US bank breached its own internal rules by allegedly targeting Trump to align with what the filing describes as the prevailing “political tide.” “While we regret President Trump has sued us, we believe the suit ha ...

Core Viewpoint - Capital One CEO Richard Fairbank warns that President Trump's proposed 10% cap on credit card interest rates could severely limit consumer access to credit and destabilize the economy [1][2]. Group 1: Economic Impact - Fairbank argues that implementing a price control on credit will not make it more affordable but will reduce its availability across the credit spectrum [2]. - He emphasizes that consumer credit is crucial to the U.S. economy, with 70% of GDP driven by consumer spending, and $6 trillion of that spending occurring on credit cards [2]. - A significant reduction in available credit could lead to economic shocks and potentially trigger a recession due to decreased consumer spending [2]. Group 2: Company Vulnerability - Analysts indicate that Capital One is particularly vulnerable to interest rate caps due to its reliance on revolving credit card balances and net interest income [3]. - The company reported $279.6 billion in credit card loans, which is the largest portion of its total loan portfolio of $453.6 billion [3]. Group 3: Industry Reactions - Other industry experts, including JP Morgan Chase CEO Jamie Dimon, have echoed Fairbank's concerns, stating that the proposal could remove credit access for 80% of Americans and lead to economic disaster [4]. - John Garner, CEO of Odynn, notes that consumers with less-than-perfect credit would be the first to feel the negative effects of the proposed cap, suggesting it would not create a level playing field but rather shrink access to credit [5]. Group 4: Financial Performance - Capital One reported fourth-quarter revenue of $15.58 billion, a 52.92% increase year-over-year, surpassing consensus estimates of $15.48 billion [5]. - However, the company missed earnings expectations with a reported $3.86 per share, below the consensus estimate of $4.11 per share [6]. - Following the earnings miss, Capital One's stock fell 3.31% in after-hours trading, despite a 1.76% increase during regular trading hours [7].

Retirement is complicated and you only get once chance to do it right. Don't miss out because you didn't know what was out there.The Retirement Forum provides actionable ideals, a high-yield safe retirement portfolio, and macroeconomic outlooks, all to help you maximize your capital and your income. We search the entire market to help you maximize returns.JPMorgan Chase ( JPM ) is the most valuable bank in the world, with a market cap of more than $850 billion. We discussed the bank in our last article as p ...

Core Insights - JPMorgan Chase is recognized as the most valuable bank globally, boasting a market capitalization exceeding $850 billion, positioning it as a potential candidate to become the first trillion-dollar bank [2]. Group 1: Company Overview - JPMorgan Chase has a market cap of more than $850 billion, making it the most valuable bank in the world [2]. - The bank is discussed in the context of its potential to reach a trillion-dollar valuation [2]. Group 2: Investment Strategy - The Value Portfolio focuses on constructing retirement portfolios through a fact-based research strategy, which includes thorough analysis of 10Ks, analyst commentary, market reports, and investor presentations [2]. - The leader of The Retirement Forum emphasizes actionable ideas, high-yield safe retirement portfolios, and macroeconomic outlooks to help maximize capital and income [1].

Core Viewpoint - Despite facing challenges such as early elections, a weak yen, and rising long-term interest rates, Japanese stocks still have room for growth by the end of 2026 [1] Group 1: Market Outlook - The core conclusion indicates that as long as the USD/JPY exchange rate does not exceed 165 and the 10-year Japanese government bond yield remains below 3%, the upward trend of Japanese stocks is likely to remain unchanged [2] - The upcoming early election on February 8 will significantly influence short-term market reactions, but expectations of fiscal stimulus and political stability point towards a stock market rise by the end of the year [3] Group 2: Currency and Interest Rate Thresholds - The critical threshold for the yen is set at 165, where excessive depreciation could harm unhedged investors' asset values and hinder real wage growth [4] - The 10-year government bond yield at 3% is a key pressure point for the financial system and stock valuations, particularly affecting regional financial institutions [8] Group 3: Scenarios and Predictions - In a baseline scenario where the ruling Liberal Democratic Party (LDP) secures a majority, the Nikkei index may remain flat or slightly decline post-election but is expected to rebound, targeting 57,000 points by the end of 2026 [5] - In a weak scenario where the LDP fails to secure a majority, the market may initially drop to around 52,000 points but could recover to 55,000 points by year-end due to fiscal expansion policies [5] - In a strong scenario where the LDP achieves a stable majority, the Nikkei index could immediately surpass 56,000 points post-election and reach over 60,000 points by year-end [5] Group 4: Risk and Support Dynamics - The sensitivity of Japanese corporate profits to exchange rates has decreased, with the beta coefficient dropping from 1.0 to 0.6, indicating reduced responsiveness to currency fluctuations [5] - If the 10-year JGB yield rises to the 3.0%-3.5% range, regional banks may face capital adequacy issues, potentially leading to forced selling of stocks to bolster capital [10] - Domestic institutional investors possess significant potential for capital repatriation, which could stabilize the market as domestic yields rise [10]

格隆汇1月23日｜摩根大通将宝洁评级从中性上调至超配，目标价从157美元上调至165美元。 ...

Core Viewpoint - SpaceX is preparing for its initial public offering (IPO), aiming to raise over $30 billion and achieve a valuation of approximately $1.5 trillion, marking it as the largest IPO to date [1][3]. Group 1: IPO Details - SpaceX has selected four banks—Bank of America, Goldman Sachs, JPMorgan Chase, and Morgan Stanley—to lead its IPO [1][2]. - Additional banks are in discussions for roles in the IPO, but no final decisions have been made yet [2]. - The company is currently conducting an insider share sale that values it at around $800 billion [3]. Group 2: Regulatory Compliance - SpaceX has informed its employees to enter a quiet period regarding the IPO, which is a regulatory requirement prior to the public listing [4].

The world’s most powerful politician and Wall Street’s most powerful leader are headed into a multi-billion-dollar court standoff. JPMorgan Chase & Co. closed President Donald Trump’s accounts and stopped offering banking services for seven weeks following the Jan. 6, 2001, Capitol riot. It was, according to a new $5 billion lawsuit, because of “woke” political and social reasons. A complaint filed Jan. 22 in a Florida state court alleges the nation’s largest bank debanked the president and several Trum ...

摩根大通声明回应，对此事遗憾，认为诉讼毫无根据。其不会因政治或宗教原因关户，通常因法律、合 规或监管风险关户。 来源新华社、市场信息 （文章来源：国际金融报） 据美国媒体1月22日报道，美国总统特朗普对美国最大银行摩根大通集团及其首席执行官杰米·戴蒙发起 诉讼，索赔至少50亿美元。 特朗普的律师当天向佛罗里达州一家法院提交诉状。特朗普方面主张，摩根大通集团在2021年1月6日国 会大厦骚乱事件后，出于"政治原因"停止为特朗普及其名下企业提供银行服务。 ...