证券代码：601318 证券简称：中国平安 公告编号：临 2024-049 中国平安保险（集团）股份有限公司 第十一届监事会第三次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"或"公司"）监事会 及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 本公司第十一届监事会第三次会议（以下简称"会议"）通知于 2024 年 8 月 8 日发出，会议于 2024 年 8 月 22 日在深圳市召开。会议应出席监事 5 人，实到 监事 5 人，会议有效行使表决权票数 5 票。本公司部分高级管理人员列席了会 议，会议的召集、召开程序符合《中华人民共和国公司法》和《中国平安保险（集 团）股份有限公司章程》（以下简称"《公司章程》"）的相关规定，会议合法、有 效。 会议由本公司监事会主席孙建一主持，与会监事经充分讨论，审议通过了如 下议案： 4、通过检视《公司 2024 年中期报告》中所载的本公司报告期内利润分配方 案的执行情况、本公司 2024 年中期利润分配方案，认为董事会严格执行了现金 分红政策和股东回报规划，严格履行了现金分红相应决 ...

| 股份类别 | 暂定股权 | 暂定最后 | 暂定除权（息） | 暂定现金红利 | | --- | --- | --- | --- | --- | | | 登记日 | 交易日 | 日 | 发放日 | | 股 A | 2024/10/17 | － | 2024/10/18 | 2024/10/18 | 一、 利润分配方案内容 公司将派发 2024 年中期股息每股现金人民币 0.93 元（含税）。根据《上海证 券交易所上市公司自律监管指引第 7 号——回购股份》等有关规定，截至本次股 息派发 A 股股东股权登记日收市后，公司回购专用证券账户上的本公司 A 股股份 不参与本次股息派发。本次中期股息派发的实际总额将以本次股息派发股权登记 日时有权参与总股数为准计算，若根据截至 2024 年 6 月 30 日本公司的总股本 18,210,234,607 股扣除本公司回购专用证券账户上的本公司 A 股股份 102,592,612 股计算，2024 年中期股息总额预计为人民币 16,840,107,055.35 元（含税）。本次股 息派发对本公司偿付能力充足率无重大影响，股息派发后本公司偿付能力充足率 符合监管要求。 证券 ...

Core Viewpoint - Ping An Insurance reported solid interim results for the first half of 2024, demonstrating resilience in a stable economic environment, with a focus on high-quality business development and integrated finance strategies [2][3][25] Financial Performance - Operating profit attributable to shareholders reached RMB78,482 million, a 1.7% increase year on year [2][4] - Net profit attributable to shareholders rose 6.8% year on year to RMB74,619 million [2] - Total assets grew to nearly RMB12.23 trillion as of June 30, 2024 [2] Business Segments - Life & Health new business value (NBV) increased by 11.0% year on year to RMB22,320 million [3][5] - Property and Casualty (P&C) insurance revenue rose 3.9% year on year to RMB161,910 million [6] - Ping An Bank's net profit grew 1.9% year on year to RMB25,879 million [7][17] Investment Performance - The insurance funds investment portfolio achieved an annualized comprehensive investment yield of 4.2%, up 0.1 percentage points year on year [8][18] Customer Development - Retail customers increased to 236 million, with 24.9% holding four or more contracts [9][19] - Over 87.92 million retail customers held multiple contracts with different subsidiaries [19] Health and Senior Care Ecosystem - Customers entitled to service benefits in the health and senior care ecosystem accounted for over 68% of Ping An Life's NBV [10][21] - The ecosystem included partnerships with top hospitals and a network of approximately 233,000 pharmacies [10][23] Social Responsibility and Brand Value - Cumulatively invested nearly RMB9.46 trillion to support the real economy, with significant green investments [11] - Ranked 53rd on the Fortune Global 500 list and first in the global "Insurance: life and health" industry [12] Technology and Innovation - Ping An ranked second globally in generative AI patent applications, with a total of 52,185 patent applications [24] - AI service representatives handled about 870 million service interactions, accounting for 80% of total customer service volume [24]

Financial Performance - In the first half of 2024, the operating profit attributable to shareholders of the parent company was RMB 78.482 billion, a decrease of 0.6% year-on-year, while the net profit attributable to shareholders increased by 6.8% to RMB 74.619 billion[11]. - The operating profit for the first half of 2024 was RMB 56.301 billion, compared to RMB 55.564 billion in the first half of 2023[20]. - The net profit for the first half of 2024 was RMB 52.22 billion, reflecting a 12.7% increase year-on-year[29]. - Operating profit attributable to shareholders for the six months ended June 30, 2024, was RMB 78,482 million, a decrease of 0.6% compared to RMB 78,950 million in 2023[66]. - Net profit attributable to shareholders increased by 6.8% to RMB 74,619 million from RMB 69,841 million year-on-year[66]. - The bank's net profit for the first half of 2024 was RMB 25.879 billion, a year-on-year increase of 1.9%[84]. - The total investment income for the first half of 2024 was RMB 8.586 billion, representing a 6.7% increase compared to the previous year[147]. - The total insurance premium income for the first half of 2024 was RMB 160,397 million, a 4.9% increase from RMB 154,136 million in the same period last year[184]. Business Segments - The operating profit from the life and health insurance business was RMB 54.657 billion, while the property insurance business contributed RMB 9.909 billion and the banking business contributed RMB 14.999 billion[13]. - The new business value of the life and health insurance segment grew by 11.0% year-on-year, with the agent channel's new business value increasing by 10.8% and per capita new business value rising by 36.0%[27]. - The new business value for the first half of the year reached RMB 22,320 million, an increase of 11.0% year-on-year[37]. - The insurance service revenue from property insurance was RMB 161.91 billion, showing a year-on-year growth of 3.9%[84]. - Health insurance premium income amounted to RMB 10,090 million, representing a significant year-on-year growth of 43.5%[175]. - The original insurance premium income from auto insurance was RMB 104.824 billion, a year-on-year increase of 3.4%, with the number of insured vehicles growing by 5.9%[197]. Customer Engagement and Services - The company has served nearly 16 million customers in health management and provided home care services to over 120,000 customers across 64 cities by mid-2024[28]. - The number of individual customers using the medical and elderly care ecosystem reached 14,922,000, up 1.4% compared to the end of 2023[37]. - The company launched the "11312" one-stop proactive health management service system under the upgraded "Ping An Family Doctor" service brand in June 2024[69]. - The number of individual customers reached 236 million, with a customer retention rate of 97.8%[128]. - The company added 13.92 million new customers in the first half of 2024, driven by a comprehensive financial service model[128]. Technology and Innovation - The company holds 1,564 generative AI patent applications, ranking second globally according to the latest WIPO report[71]. - AI service volume reached approximately 870 million instances in the first half of 2024, with intelligent fraud detection reducing losses by RMB 6.1 billion, a year-on-year increase of 4.3%[71]. - The company emphasizes a comprehensive digital transformation to enhance service quality and efficiency across its financial ecosystem[83]. - The company has over 20,000 technology developers and more than 3,000 scientists, enhancing its technological capabilities[71]. Capital and Solvency - The group’s total liabilities to total assets ratio increased by 0.3 percentage points to 89.7%[23]. - The solvency adequacy ratio under the second phase of the solvency regulation was 208.8%, significantly above regulatory requirements[41]. - The core tier one capital adequacy ratio was 9.33%, up 0.11 percentage points compared to the end of 2023[37]. - The comprehensive solvency adequacy ratio significantly exceeded regulatory requirements as of June 30, 2024[183]. Dividends and Shareholder Returns - The total cash dividend for 2023 was RMB 44,002 million, with a cash dividend per share of RMB 2.43, reflecting a growth rate of 0.4%[44]. - The company plans to distribute a mid-year dividend of RMB 0.93 per share for 2024[64]. - The interim dividend per share remained stable at RMB 0.93, unchanged from the previous year[66]. Market Position and Recognition - The company ranked 53rd in the Fortune Global 500 and maintained its position as the top global insurance company[32]. - The cumulative cash dividend over the past five years has a compound annual growth rate of 7.0%[44].

现将本公司 2024 年度长期服务计划的购股进展公告如下： 截至本公告日期，本公司 2024 年度长期服务计划尚未实施购股。本公司后 续将根据 2024 年度长期服务计划实施方案完成股票购买，并及时履行信息披露 义务。 证券代码：601318 证券简称：中国平安 公告编号：临 2024-047 中国平安保险（集团）股份有限公司 关于 2024 年度长期服务计划购股进展的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 本公司第十二届董事会第二十二次会议审议通过了《关于审议 2024 年度长 期服务计划参与情况的议案》（以下简称"2024 年度长期服务计划"）。 特此公告。 中国平安保险（集团）股份有限公司董事会 2024 年 8 月 21 日 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-044 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 特此公告。 中国平安保险（集团）股份有限公司董事会 2024 年 8 月 15 日 2024 年 1-7 月 子公司名称 原保险合同保费收入 （人民币万元） 同比 （%） 中国平安财产保险股份有限公司 18,535,925 4.4 中国平安人寿保险股份有限公司 34,280,280 6.4 平安养老保险股份有限公司 1,180,164 -2.6 平安健康保险股份有限公司 1,090,236 13.6 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2024 年 1 月 1 日至 2024 年 7 月 31 日 期间的原保险合同保费收入为： 以上数据均未经审计，提请投资者注意。 ...

HONG KONG and SHANGHAI, Aug. 15, 2024 /PRNewswire/ -- Ping An Insurance (Group) Company of China, Ltd. (hereafter "Ping An", the "Company" or the "Group", HKEX: 2318 / 82318; SSE: 601318) has published a report, "Climate Change Adaptation and Disaster Risk Management: Current Practices and Future Perspectives for the Insurance Industry" (hereafter "the report"), in a joint effort with Southern University of Science and Technology, Tsinghua University, Risk Lighthouse International Pt Ltd, and Ernst & Young ...

Core Viewpoint - The article highlights the potential of value investing, particularly focusing on Ping An Insurance Co. of China (PNGAY) as a strong value stock opportunity due to its favorable valuation metrics and earnings outlook [2][4][6]. Company Analysis - Ping An Insurance Co. of China (PNGAY) currently holds a Zacks Rank of 1 (Strong Buy) and an A grade for Value, indicating strong investment potential [4]. - The stock is trading at a P/E ratio of 4.40, significantly lower than the industry average P/E of 8.26, suggesting it may be undervalued [4]. - Over the past 12 months, PNGAY's Forward P/E has fluctuated between a high of 5.77 and a low of 3.68, with a median of 4.62, further indicating its valuation dynamics [4]. Valuation Metrics - The P/S ratio for PNGAY is 0.53, compared to the industry average P/S of 0.95, reinforcing the notion that the stock is undervalued [5]. - These valuation metrics, including P/E and P/S ratios, suggest that PNGAY is likely being undervalued in the current market [6].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中国平安保险（集团）股份有限公司 呈交日期: 2024年8月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | A | | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 601318 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,762,657,695 | RMB | | | 1 RMB | | 10,762,657,695 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 10,762,657,695 | RMB | | | 1 RMB | | 10,762,657,695 | | ...

Investment Rating - The report maintains a "Buy" rating for the company with a target price of HKD 51.00, indicating a potential upside of 48.9% from the current price of HKD 34.25 [1][3][10]. Core Insights - The company is expected to face pressure on performance in the first half of 2024, but its valuation remains attractive. The new business value is projected to grow by 12% year-on-year, primarily driven by an increase in the new business value rate [1][2]. - The report highlights a decline in new individual insurance premiums by 5.2% year-on-year in the first half of 2024, with a slight improvement in the new business value rate to 23.1% in the second quarter [1][2]. - The company plans to issue USD 3.5 billion in 5-year convertible bonds, which will provide investors with the option to convert to shares, thereby reducing financing costs and having a limited dilution effect [3][6]. Financial Performance Summary - The expected comprehensive cost ratio for the property and casualty insurance segment is 99.4%, reflecting a year-on-year increase of 1.4 percentage points due to a slowdown in auto insurance growth and natural disaster impacts [2][6]. - The report anticipates a 3% year-on-year decline in operating profit attributable to the parent company (OPAT) for the first half of 2024, with a more significant decline of 18% in the property insurance segment [2][6]. - The net profit for the first half of 2024 is expected to decrease by 2% year-on-year, with a potential recovery in profit growth in the second half of the year [2][6]. Business Segment Insights - The life and health insurance segment is projected to maintain stable performance, while the property insurance segment is expected to see a significant decline in profits due to concentrated underwriting losses from credit guarantee insurance [2][6]. - The new business value for the life insurance segment is expected to reach RMB 96 billion, reflecting a 2% year-on-year increase, with the new business value rate improving to 22.9% [1][6][7]. Valuation Metrics - The company currently has a dividend yield exceeding 7%, and the report suggests a high certainty of a year-on-year recovery in operating profit for 2024 [3][6]. - The report provides updated forecasts for key financial metrics, including a projected net profit of RMB 94.825 billion for 2024, which is a 3.5% decrease from previous estimates [7][13].