Core Viewpoint - The successful issuance of the tourism service quality guarantee by China Merchants Bank Qingdao Branch marks a significant step in innovative financial products within the cultural and tourism sector, responding to national policies aimed at revitalizing the industry and supporting the development of Qingdao as an international coastal tourism city [1][2]. Product Innovation: Opening New Paths in Cultural and Tourism Finance - The tourism service quality guarantee serves as a substitute for the traditional quality assurance deposit required from travel agencies, aimed at protecting tourist rights and alleviating financial pressure on travel agencies [2]. - China Merchants Bank Qingdao Branch has actively engaged with local tourism enterprises and regulatory bodies to align financial services with industry needs, demonstrating a commitment to the "finance for the people" philosophy [2]. Value Realization: Constructing a New Pattern for Tourism Development - The guarantee effectively unifies the interests of tourism enterprises, regulatory authorities, and tourists, replacing the traditional deposit model and enhancing cash flow for travel agencies [3]. - Regulatory bodies benefit from improved transparency and efficiency in tourism service oversight, while tourists gain a reliable channel for rights protection, enhancing their sense of security and trust in travel services [3]. Long-term Empowerment: Financial Support for Coastal Tourism Ecosystem - The first successful issuance of the tourism service quality guarantee represents a milestone in deepening financial services for the cultural and tourism industry [4]. - As Qingdao advances its goal of becoming an international coastal tourism city, the bank plans to continue developing its financial product offerings and services to support the high-quality growth of the regional economy [4].

Group 1 - The company, Muyuan Foods Co., Ltd. (牧原股份), successfully issued the first phase of its 2026 technology innovation bonds [1] - The bond issuance took place on January 7, with a total scale of 500 million RMB, and the funds were fully received by January 9 [1] - The bond, named "26 Muyuan Foods MTN001 (科技创新债)", has a term of 2 years, with an interest rate of 2.23% and a face value price of 100 RMB per 100 RMB [1] Group 2 - The main underwriter for the bond issuance was CITIC Bank, with joint lead underwriters being China Merchants Bank and Industrial Bank [1]

来源：新浪基金∞工作室 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 1月13日，MSCIESGETF（159621）开盘涨0.00%，报1.206元。MSCIESGETF（159621）重仓股方面， 宁德时代开盘涨1.26%，贵州茅台涨0.25%，招商银行涨0.19%，中国平安涨0.37%，农业银行跌0.27%， 工业富联跌0.25%，工商银行涨0.13%，长江电力涨0.18%，兴业银行涨0.10%，中信证券涨0.24%。 MSCIESGETF（159621）业绩比较基准为MSCI中国A股人民币ESG通用指数(MSCI China A RMB ESG Universal Index)收益率，管理人为国泰基金管理有限公司，基金经理为苗梦羽，成立（2022-08-30）以 来回报为20.53%，近一个月回报为3.99%。 ...

300ESGETF华夏（159791）业绩比较基准为沪深300ESG基准指数收益率，管理人为华夏基金管理有限 公司，基金经理为张金志，成立（2022-02-24）以来回报为13.17%，近一个月回报为4.46%。 来源：新浪基金∞工作室 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 1月13日，300ESGETF华夏（159791）开盘涨0.00%，报1.129元。300ESGETF华夏（159791）重仓股方 面，宁德时代开盘涨1.26%，贵州茅台涨0.25%，招商银行涨0.19%，中际旭创跌1.89%，长江电力涨 0.18%，美的集团跌0.92%，比亚迪涨1.57%，兴业银行涨0.10%，工商银行涨0.13%，恒瑞医药涨 0.70%。 ...

本报记者 彭 妍 外资银行则聚焦长期限、高收益赛道，瞄准高净值客户群体。例如，1月1日，星展银行推出保本类结构 性存款产品系列，挂钩黄金美元即期价格，年化收益范围1.5%至4.0%，期限12个月，最低认购金额1万 美元；1月7日，渣打银行推出挂钩SPDR黄金信托的结构性存款产品，非年化收益范围0%至5.0%，最低 认购金额5万元，投资期限18个月，该产品为涨跌双赢结构，到期100%本金保障，风险评级3级。 中国邮政储蓄银行研究员娄飞鹏对《证券日报》记者表示，银行密集推出挂钩黄金的结构性存款产品， 主要在于把握黄金避险情绪升温的市场窗口，更好服务客户投资理财需求，同时也提升自身零售AUM （资产管理规模）与中间业务收入，优化收入结构缓解净息差压力。 伴随投资热度攀升，相关风险提示同步升级，理性配置成为关键。娄飞鹏表示，对普通投资者而言，黄 金结构性存款兼具本金保障与潜在收益弹性，相较实物金、ETF或期货，门槛低、操作简便、风险可 控，是当前布局黄金的较优选择之一，但收益表现与金价走势紧密相关。若金价大幅上涨，可获得浮动 收益上限；若金价回调或滞涨，则可能仅获保底收益甚至接近零收益，具体取决于产品结构设计。 在产 ...

Core Viewpoint - The recent surge in demand for bank safe deposit boxes is closely linked to the significant increase in gold and silver prices since 2025, leading to a heightened need for secure storage of valuable items [4][11]. Group 1: Market Demand and Supply - Many banks are experiencing a shortage of safe deposit boxes, with some locations reporting wait times of 5-6 years for new rentals [5][6]. - In Shenzhen, the total number of available boxes at the main branch of China Merchants Bank has been fully rented out, with around 500-600 customers on the waiting list [6]. - The situation is similar in Guangzhou, where several banks have limited inventory, and certain box types have not been available for years [7][8]. Group 2: Pricing and Rental Conditions - The annual rental fees for small safe deposit boxes typically range from 200 to 500 yuan, while larger boxes can cost between 1,000 and 3,000 yuan [9]. - Customers can renew their rentals indefinitely as long as they pay the fees on time, which contributes to the scarcity of available boxes [7][12]. Group 3: Factors Influencing Demand - The increase in gold and silver prices has sparked a nationwide interest in purchasing these metals, leading to a corresponding rise in demand for secure storage options [10][11]. - Data indicates that silver prices have surged by 147.79% since 2025, outpacing the 64.56% increase in gold prices during the same period [11]. - The growing awareness of asset security among consumers, coupled with the limited supply of safe deposit boxes, is expected to sustain high demand in the future [12].

数字人民币1.0版本局限于线上支付功能。 数字人民币2.0版本来了！日前中国人民银行发布《关于进一步加强数字人民币管理服务体系和相关金 融基础设施建设的行动方案》，称今年1月1日起正式启动实施新一代数字人民币计量框架、管理体系、 运行机制和生态体系。数字人民币推行10年后，迈向"新纪元"。 值得一提的是，新版数字人民币不再局限于移动支付功能，而是能像活期存款一样计息，同时无需网络 也能完成支付。 数字人民币是中国人民银行发行的数字形式的法定货币。 正如一位银行工作人员所说："由于微信、支付宝的用户黏性强，导致数字人民币一直没有得到全面推 广。"那么，这次升级换代后的数字人民币能否得到更进一步的推广？ 利好 余额能计付利息 提现无需手续费 据权威消息，数字人民币是中国人民银行发行的数字形式的法定货币，由指定运营机构参与运营，以广 义账户体系为基础，支持银行账户松耦合功能，与实物人民币等价，具有价值特征和法偿性。 和数字人民币1.0版本相比，对于普通消费者，数字人民币2.0有以下几点优势：首先，数字人民币钱包 余额能计付利息。日前，中国工商银行、中国建设银行、中国农业银行、中国银行、中国邮政储蓄银 行、交通银行、 ...

Group 1 - The company, Nord New Materials Co., Ltd., has entered into a partnership to establish a private equity investment fund focused on advanced energy storage, with a total investment structure involving multiple parties [2] - The fund, named Kaibo Nord Advanced Energy Storage (Hubei) Private Equity Investment Fund Partnership, has been officially registered and has completed the necessary regulatory filings with the China Securities Investment Fund Industry Association [3] - The investment contributions include 1 million RMB from Huizhou Nord Shengshi New Energy Co., Ltd. and Kaibo Capital, each holding a 0.25% stake, while Nord Zhihui Xinchang Energy Co., Ltd. and Zhongchuang Xinhang Smart Energy Technology Co., Ltd. each contribute 19.9 million RMB for a 49.75% stake [2] Group 2 - The fund's management is handled by Kaibo (Hubei) Private Fund Management Co., Ltd., with the custodian being China Merchants Bank Co., Ltd. [3] - The fund's registration details include a registration code of SBNK32 and a registration date of January 5, 2026 [3] - The company will continue to monitor the fund's progress and adhere to legal disclosure requirements [3]

Core Viewpoint - The recent surge in gold and silver prices is driven by geopolitical factors, expectations of interest rate cuts by the Federal Reserve, and increased industrial demand, leading to a positive outlook for precious metals in the medium to long term [2][3][8]. Price Movements - As of January 12, gold reached a record high of $4610.68 per ounce, with a daily increase of over 2%, while silver rose more than 7% to surpass $85 per ounce, also setting a new historical record [2][3]. - International gold and silver futures hit historical highs of $4612.7 per ounce and $84.69 per ounce, respectively, with daily increases of 2% and 5% [3]. ETF Performance - Gold ETFs collectively rose, with the Guotou Silver LOF increasing by 7.11% [3]. - In the first seven trading days of 2026, gold ETFs saw net subscriptions exceeding 400 million shares, with the Huazhang Gold ETF approaching a scale of 100 billion yuan [3]. Institutional Insights - UBS Wealth Management raised its price forecast for gold, increasing target prices for March, June, and September 2026 from $4500 to $5000 per ounce, with a slight decline expected to $4800 by the end of 2026 [4]. - Analysts from various institutions express optimism about the long-term performance of gold and silver, citing a shift in investment logic towards strategic hedging against long-term structural risks [8][9]. Banking Sector Response - In response to high gold prices, banks are tightening risk management for gold-related businesses, raising the entry threshold for gold accumulation business to a balanced investment level [5][6]. - Several banks have launched structured deposits linked to gold, offering varying expected annual returns based on gold price fluctuations [6][7]. Industrial Demand - Increased demand for gold from central banks and industrial sectors such as photovoltaics, electric vehicles, and AI infrastructure is contributing to rising gold and silver prices [3][9].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：600110 证券简称：诺德股份 公告编号：临2026-003 诺德新材料股份有限公司 一、合作投资基本概述 2025年12月1日，诺德新材料股份有限公司（以下简称"公司"）孙公司惠州诺德晟世新能源有限公司 （以下简称"惠州诺德晟世"）、深圳诺德智慧鑫创能源有限公司（以下简称"诺德智慧鑫创能源"）与中 创新航智慧能源科技有限公司（以下简称"中创新航智慧能源"）、凯博（湖北）私募基金管理有限公司 （以下简称"凯博资本"）签订《凯博诺德先进储能（湖北）私募股权投资基金合伙企业（有限合伙）合 伙协议》，共同投资设立凯博诺德先进储能（湖北）私募股权投资基金合伙企业（有限合伙）（以下简 称"产业基金"）；其中惠州诺德晟世拟出资人民币100万元，占比0.25%，担任普通合伙人，诺德智慧鑫 创能源拟出资1.99亿元，占比49.75%，担任有限合伙人，凯博资本拟出资人民币100万元，占比0.25%， 担任普通合伙人，中创新航智慧能源拟出资1.99亿元，占比49.75%，担任有限合伙人。具体内容详见公 司于2025年12月2日在上海证券交易所网站（www.sse.co ...