Group 1 - The People's Bank of China conducted a 750 billion yuan reverse repurchase operation with a bid amount of 750 billion yuan and a winning amount of 750 billion yuan, maintaining an operation interest rate of 1.40% [1] Group 2 - The central bank announced the mid-point exchange rates for the interbank foreign exchange market on February 2, 2026, with 1 US dollar equaling 6.9695 yuan and 1 euro equaling 8.2651 yuan [2] - Additional exchange rates include 100 Japanese yen to 4.4926 yuan, 1 Hong Kong dollar to 0.89249 yuan, and 1 British pound to 9.5385 yuan [2] - The exchange rates also cover various currencies such as the Australian dollar at 4.8430 yuan, New Zealand dollar at 4.1916 yuan, and Singapore dollar at 5.4759 yuan [2]

此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实维护人民币法定货币地位，防范和整治拒收人民币现 金行为，满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。规定于2月1日起施行。 《规定》对收费单位和经营主体的现金收付行为作了哪些规定？ 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收款条件的，应支持现金支付，保持合理的零钱备付。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在醒目位置标识支付 方式，现金收取转换方式及服务联系电话。 三、全部交易、支付、服务均通过网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公众的知情权和选择权。 四、收费单位、经营主体委托其他单位代为收款的，委托方应当通过协议、通知、声明等书面形式，要求受托方接受现金。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑公众使用现金的需要以及可能出 ...

转自：成都发布 此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实维护人民币法定货币地位，防范和整治拒收人民币 现金行为，满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。规定于今日（2月1日）起施行。 《规定》对收费单位和经营主体的 现金收付行为作了哪些规定？ 三、全部交易、支付、服务均通过网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公众的知情权和选择权。 四、收费单位、经营主体委托其他单位代为收款的，委托方应当通过协议、通知、声明等书面形式，要求受托方接受现金。 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收款条件的，应支持现金支付，保持合理的零钱备 付。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在醒目位置标识支 付方式，现金收取转换方式及服务联系电话。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑 ...

《规定》对收费单位和经营主体的 现金收付行为作了哪些规定？ 转自：邯郸发布 此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实维护人民币法定货币地位，防范和整治拒收人民币 现金行为，满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。规定于今日（2月1日）起施行。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在醒目位置标识支 付方式，现金收取转换方式及服务联系电话。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑公众使用现金的需要以及可能出现的突发情况，不得排斥或歧视现金支付。 《规定》对商业银行优化现金服务 作出了哪些具体要求？ 银行业金融机构应严格执行人民币现金管理相关法律法规，采取措施提高现金服务质量，满足社会公众、收费单位和经营主体的需要： 遇到现金支付不畅问题如何处置？ 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面 ...

据央视新闻，此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实维护人民币法定货币地 位， 防范和整治拒收人民币现金行为， 满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。 规定于今 日（2月1日）起施行。 《规定》对收费单位和经营主体的现金收付行为作了哪些规定？ 一、吸收个人客户人民币存款、具有实体营业场所的银行业金融机构网点应办理现金存取业务、提供现金服务。 二、银行业金融机构应结合现金业务规模、类型、特点，确保现金网点、自助机具的数量、布局能满足不同客户群体的现金服务需求。 三、银行业金融机构应依法依规做好回笼人民币的整点，防止将不宜流通人民币对外支付，防范各类业务风险。 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收款条件的，应支持现金支付，保持合 理的零钱备付。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在醒 目位置标识支付方 ...

此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实 维护人民币法定货币地位，防范和整治拒收人民币现金行为，满足社会公众多样化支付服务需求，构建 多元支付方式共同发展下的现金便利流通环境。规定于今日(2月1日)起施行。 《规定》对收费单位和经营主体的现金收付行为作了哪些规定？ 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收 款条件的，应支持现金支付，保持合理的零钱备付。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、 景区、学校等场所，经营主体应在醒目位置标识支付方式，现金收取转换方式及服务联系电话。 三、全部交易、支付、服务均通过网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公 众的知情权和选择权。 四、收费单位、经营主体委托其他单位代为收款的，委托方应当通过协议、通知、声明等书面形式，要 求受托方接受现金。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑公众使用现金 ...

1. Industry Investment Rating - There is no information about the industry investment rating in the report. 2. Core Viewpoints of the Report - The sentiment in the bond market has continued to improve, but the momentum for further decline in interest rates is insufficient. The planned issuance of local government bonds may indicate that the supply pressure in February is advancing, and the market's concerns about the imbalance between supply and demand have not been fully alleviated. The large - scale net injection of MLF this month has reduced the market's expectation of a reserve - requirement ratio cut in the first quarter. Additionally, although the equity market has cooled down under regulatory policy adjustments, market expectations remain optimistic, which may continue to suppress the bond market. It is expected that interest rates will fluctuate within a narrow range in the short term, and the market is still waiting for new incremental information to make a directional choice [105]. 3. Summary According to the Table of Contents 3.1. Market Review - **Weekly Data**: The 30 - year and 2 - year Treasury bond futures' main contracts fell by 0.34% and 0.02% respectively, while the 10 - year and 5 - year main contracts rose by 0.11% and 0.01% respectively. The trading volumes of the TF and T main contracts increased, while those of the TS and TL main contracts decreased. The open interests of the TF, TS, and TL main contracts decreased, while that of the T main contract increased [13][22][30]. 3.2. News Review and Analysis - **Domestic News**: In Q4 2025, the balance of RMB real - estate loans was 51.95 trillion yuan, a year - on - year decrease of 1.6%, with a full - year reduction of 963.6 billion yuan. The balance of real - estate development loans was 13.16 trillion yuan, a year - on - year decrease of 3.0%, with a full - year reduction of 357.5 billion yuan. The balance of personal housing loans was 37.01 trillion yuan, a year - on - year decrease of 1.8%, with a full - year reduction of 676.8 billion yuan. In 2025, the total profit of large - scale industrial enterprises was 7.3982 trillion yuan, a year - on - year increase of 0.6%, and in December, the profit increased by 5.3% year - on - year. The National Tax Work Conference proposed to strengthen the standardization of tax incentives. The State Council issued a work plan to cultivate new growth points in service consumption [33][34]. - **Overseas News**: The Fed maintained the benchmark interest rate at 3.50% - 3.75%. The US Senate failed to advance the government appropriation bill, and the US federal government faced a partial shutdown crisis [35]. 3.3. Chart Analysis - **Spread Changes**: The spread between 10 - year and 5 - year Treasury bond yields widened, while the spread between 10 - year and 1 - year yields narrowed. The spreads between the 2 - year and 5 - year, and 5 - year and 10 - year main contracts widened. The inter - period spread of the 10 - year contract narrowed, while that of the 30 - year contract widened. The inter - period spread of the 5 - year contract narrowed, and that of the 2 - year contract widened [43][49][53]. - **Main Contract Position Changes**: The net short positions of the top 20 holders in the T Treasury bond futures' main contract increased significantly [66]. - **Interest Rate Changes**: The 2 - week and 1 - week Shibor rates rose, while the overnight and 1 - month Shibor rates fell. The DR007 weighted average rate rebounded to around 1.59%. The yields of Treasury bonds fluctuated within a narrow range, with the 1.7 - year yield falling by 0.3 - 1.8bp, and the 10 - year and 30 - year yields changing to 1.81% and 2.26% respectively. The spreads between Chinese and US 10 - year and 30 - year Treasury bond yields widened [70][77]. - **Central Bank's Open - Market Operations**: The central bank conducted 1.7615 trillion yuan in reverse repurchases in the open market, with 1.181 trillion yuan maturing, and 200 billion yuan in MLF maturing, achieving a net injection of 530.5 billion yuan [81]. - **Bond Issuance and Maturity**: This week, the total bond issuance was 1.026865 trillion yuan, with a total repayment of 776.835 billion yuan, and a net financing of 250.029 billion yuan [86]. - **Market Sentiment**: The central parity rate of the RMB against the US dollar was 6.9678, with a cumulative appreciation of 251 basis points this week. The spread between the offshore and on - shore RMB narrowed. The 10 - year US Treasury bond yield rose, and the VIX index declined. The 10 - year Chinese Treasury bond yield declined, and the A - share risk premium increased slightly [90][96][101]. 3.4. Market Outlook and Strategy - **Domestic Fundamentals**: In Q4 2025, China's GDP increased by 4.5% year - on - year, and the full - year GDP growth rate reached 5.0%. In December, industrial added value was higher than market expectations, fixed - asset investment continued to shrink, and social retail sales were lower than the previous value. In December, the profit of large - scale industrial enterprises increased by 5.3% year - on - year, and the full - year profit increased, reversing the three - year downward trend. China's economic growth showed a pattern of "strong external demand and weak domestic demand" and "strong supply and weak demand" [104]. - **Overseas Situation**: The US government appropriation bill failed to pass the vote, and the federal government faced a shutdown crisis. The Fed maintained the benchmark interest rate unchanged in January, indicating that inflation was still high, employment growth was sluggish, but concerns about the downward risk of the labor force were alleviated [104].

据央行网站消息，2026年1月30日中国人民银行以固定利率、数量招标方式开展了4775亿元7天期逆 回购操作。具体情况如下： 图片来源：央行网站截图 【纠错】 【责任编辑:胡蓉】 | | 逆回购操作情况 | | | | --- | --- | --- | --- | | 期限 | 操作利率 | 投标量 | 中标量 | | 75 | 1.40% | 4775亿元 | 4775亿元 | | | 中国人民银行公开市场业务操作室 | | | | | 二〇二六年一月三十日 | | | ...

北京商报讯（记者 刘四红）1月29日，中国人民银行发布的数据显示，2025年第四季度全国新发放商业 性个人住房贷款加权平均利率为3.06%。 ...

1月29日，中国金币集团有限公司发布提示信息称，近期贵金属原材料价格持续大幅攀升，特提醒广大贵金属纪念币集藏爱好者，理性参与投资，注意管 控风险。 中国金币集团是经国务院批准，我国唯一经营贵金属纪念币的行业性公司，于1987年8月成立运行，履行贵金属纪念币立项、设计、生产、发售、宣传、 客服等具体职能，是央行货币发行职能的业务延伸和货币发行体系的重要组成单位。 中国龙银质纪念币被爆炒 1月29日，"10元中国龙银质纪念币被炒到1万多"话题冲上百度热搜。有媒体报道称，日前在二手交易平台金币云集App上，10元面额的2025版中国龙银质 纪念币溢价明显，有商家开价1.26万元售卖。 基金君查询发现，截至目前，该平台上2025版中国龙银质纪念币最低报价为170元，最高的一位商家报出2枚16.652万元的价格，溢价倍数高达8326倍。 + 关注卖家 山东省 | 7分钟前来过 → 卖方信用良好 好评率100% 芝麻信用 ■授权> ¥ 166520 运保费 ¥ 20 0人收藏 | 93人次浏览 | 1人想要 2025版中国龙银质纪念币 中国封装龙银币共2枚,品相好,中国金币总公司紧发行 50000枚,证码龙号统一荧光防伪 ...