经济观察网成都银行（601838）董事会近日收到王晖提交的辞职报告。因组织工作调动另有任用，王晖 辞去本公司董事长、董事、董事会战略发展委员会主任及委员、董事会授信审批特别授权委员会主任及 委员职务，其辞任自2025年8月17日起生效。辞任后，王晖将不再担任成都银行任何职务。 ...

Macro Strategy - Fixed asset investment growth rate continues to decline, with a cumulative year-on-year growth rate of 1.60% for the first seven months of 2025, showing a downward trend in infrastructure, manufacturing, and real estate investments [4][20] - Infrastructure investment growth rate is at 7.29%, down from a peak of 11.50% in March 2025, while manufacturing investment growth rate is at 6.20%, down from 9.10% in March 2025. Real estate investment shows a significant decline with a growth rate of -12.00%, the second-lowest since February 2020 [4][20] - M1 and M2 growth rates are 5.60% and 8.80% respectively, indicating a stable monetary policy environment [5][6] - Industrial added value shows a stable growth rate of 5.70% year-on-year in July, maintaining a cumulative growth rate of 6.30% [6][20] - Retail sales growth rate is at 3.70% in July, with cumulative growth at 4.80%, supported by recent policies aimed at boosting consumption [6][20] Stock Market Overview - A-share indices show a continued upward trend, with the Shanghai Composite Index rising by 1.70% and the ChiNext Index increasing by 8.58% during the week of August 11-15, 2025 [7][8] - The market is characterized by a "slow bull" trend, with expectations of wide fluctuations and gradual increases in August [7][10] - Among the 31 first-level industries, telecommunications and electronics sectors performed well, with weekly growth rates of 7.66% and 7.02% respectively [8][9] Real Estate Industry - Real estate sales continue to decline, with a total sales area of 5.16 billion square meters from January to July 2025, reflecting a year-on-year decrease of 4% [20][21] - The sales amount for the same period is 4.96 trillion yuan, down 6.5% year-on-year, indicating increasing pressure on demand [20][21] - Investment in real estate development shows a significant decline, with a year-on-year decrease of 12% for the first seven months of 2025 [22][23] - The report suggests that policy support is needed to stabilize the market, with expectations for further easing measures in major cities [25] Banking Industry - The central bank's report indicates a continued decline in loan interest rates, with the average rate for general loans at 3.69%, down 6 basis points from the previous quarter [27][28] - The focus on preventing fund diversion and enhancing the efficiency of fund usage is emphasized, with a shift in loan structure towards supporting technology innovation and small enterprises [27][28] - The banking sector is expected to maintain stable performance, with recommendations to focus on high-dividend and regionally growing bank stocks [29]

Group 1 - The People's Bank of China emphasizes the importance of promoting a reasonable rebound in prices as a key consideration for monetary policy, aiming to maintain prices at a reasonable level [1] - The report highlights the need to improve the interest rate adjustment framework and strengthen the guidance of the central bank's policy rates, aiming to reduce the cost of bank liabilities and promote a decrease in the overall financing costs in society [1] - The report indicates that recent monetary policy efforts, including multiple reductions in reserve requirements and interest rates, have aimed to enhance liquidity and create favorable financing conditions, with a focus on achieving a positive supply-demand cycle to support price recovery [1] Group 2 - In July 2025, banks in China settled foreign exchange transactions amounting to 16,700 billion yuan and sold 15,070 billion yuan, with cumulative settlements from January to July reaching 98,835 billion yuan and sales at 99,020 billion yuan [2] - The data shows that in July 2025, the foreign exchange settlements in USD were 2,336 million and sales were 2,108 million, with cumulative settlements from January to July at 13,768 million and sales at 13,793 million [2] - The report suggests that the resilience of the foreign exchange market, supported by steady economic development, has contributed to the stable operation of the foreign exchange market amid increased volatility in international currency markets [2] Group 3 - The global economic environment is leading to divergent monetary policy paths among major economies, with some central banks adjusting rates while others remain cautious, making interest rate differentials a focal point for the market [3] - The expectation of a potential interest rate cut by the Federal Reserve is growing, with market discussions shifting from "whether to cut rates" to "how much to cut" [3] - The recent comments from the U.S. Treasury Secretary regarding the contrasting monetary policies of the U.S. and Japan have further solidified the anticipation of a rate cut, suggesting a potential revaluation of global assets if the Fed proceeds with a cut [3] Group 4 - A new policy for consumer loan interest subsidies has been implemented, with 23 financial institutions designated to handle these subsidies, presenting growth opportunities for those institutions while also imposing compliance costs and regulatory pressures [4] - The policy is expected to guide loan flows and impact the industry landscape, with major state-owned and joint-stock banks likely to increase their market share in the consumer loan sector due to the subsidy support [4] Group 5 - The leadership of Chengdu Bank and Chengdu Rural Commercial Bank has been reshuffled, with new appointments for the chairpersons of both banks, indicating potential strategic shifts within these institutions [5]

记者丨 张欣 编辑丨曾芳 8月17日，成都银行发布两则重要人事变动公告， 涉及董事长及党委书记调整 ：因组织工作调动另有任用，王晖辞去成都银行董事长等职务， 黄建军接任相关职务。 成都银行5 8岁董事长辞职 任职超2 0年 公告称，成都银行董事会近日收到王晖提交的辞职报告，其因组织工作调动另有任用，辞去董事长、董事、董事会战略发展委员会主任及委 员、董事会授信审批特别授权委员会主任及委员职务，自2025年8月17日起生效，辞任后不再担任公司任何职务。 同时，另一则公告显示，经中共成都市委决定，黄建军任中共成都银行股份有限公司委员会委员、书记，免去王晖的党委书记、委员职务；市 委同意提名黄建军任成都银行董事长，免去王晖董事长职务。 值得注意的是，公告对王晖在成都银行期间作出的成就给予了极高评价，明确称其"恪尽职守、勤勉尽责、专注专业"，为"成都银行发展的创业 者、见证者和领军人"。 | 2018/10 - 至今 | 成都银行股份有限公司 法定代表人 | | --- | --- | | 2018/10 - 至今 | 成都银行股份有限公司 董事长 | | 2018/08 -- 至今 | 成都银行股份有限公司 战略委 ...

Group 1 - The report by the State Council Information Office highlights the distortion of American-style human rights into political tools and bargaining chips under the collusion of power and capital, deviating from the core values and essential requirements of human rights [4] - The report is structured into several sections, including "Preface," "American Democracy: The Carnival of Money and Power," "Welfare of the People: Struggles of the Underprivileged," "Racism: Shackles on Minorities," "Vulnerable Groups: The Helplessness of Women and Children," "Deadly Journeys: The Tragedy of Undocumented Immigrants," "American Hegemony: The Nightmare of Human Rights in Other Countries," and "Conclusion" [4] Group 2 - The Wuhan Municipal Bureau of Commerce announced the suspension of the automobile trade-in policy effective from August 19, 2025, requiring consumers to complete registration and transfer procedures by August 31, 2025 [2] - The policy adjustment emphasizes the need for consumers to submit subsidy application materials through the designated platform before the deadline, with late submissions being rejected [2] Group 3 - Hong Kong's Financial Secretary, Paul Chan, announced plans to develop an international gold trading center, with a dedicated team reviewing various aspects related to gold financial transactions [5] - The government aims to support physical gold delivery and will announce a related plan within the year [5] Group 4 - NIO announced the official operation of the G318 Tibet-Sichuan battery swap route, which spans 2,950 kilometers and includes 15 battery swap stations [15] - This initiative is part of NIO's efforts to enhance electric vehicle infrastructure and promote the adoption of new energy vehicles [15] Group 5 - Red Flag Intelligent and Green Energy Hui Charge signed a strategic cooperation agreement to deepen their market presence in Northeast China [17] - This collaboration aims to strengthen the construction of charging infrastructure for new energy vehicles, promoting sustainable development in the clean energy sector [17]

Core Points - The announcement details the appointment of Huang Jianjun as the new Party Secretary and Chairman of Chengdu Bank, replacing Wang Hui who has resigned due to organizational adjustments [1][5][6] - Wang Hui's resignation is effective from August 17, 2025, and he will no longer hold any position within the company [6][8] - Wang Hui has been a significant figure in Chengdu Bank's development, having served since 2005 and leading the bank to substantial growth in assets and market position [9][10] Summary by Sections Appointment of New Leadership - Huang Jianjun has been appointed as the Party Secretary and is nominated to be the Chairman of Chengdu Bank [1] - The decision was made by the Chengdu Municipal Committee of the Communist Party of China [1] Resignation of Wang Hui - Wang Hui submitted his resignation due to organizational work adjustments, effective August 17, 2025 [6] - His departure will not affect the minimum number of board members required by law, ensuring the board's functionality remains intact [7][8] Impact of Wang Hui's Tenure - Under Wang Hui's leadership, Chengdu Bank achieved significant milestones, with total assets reaching 1.25 trillion yuan, deposits at 880 billion yuan, and loans at 740 billion yuan by the end of 2024 [9] - The bank has seen a consistent growth rate, with total assets and deposits increasing by 2.8 times since before its listing, and loans increasing by 5 times [9] - Chengdu Bank has been recognized as a leading bank in terms of growth and asset quality, with a net asset return rate of 17.81%, the highest among A-share listed banks for five consecutive years [9][10] Wang Hui's Contributions - Wang Hui is credited with fostering a culture of risk management and operational excellence, leading to a non-performing loan rate of 0.66% [10] - His strategic vision included a focus on digital transformation and a customer-centric approach, enhancing the bank's competitive edge [10] - The board expressed gratitude for Wang Hui's contributions over the past two decades, acknowledging his role in the bank's high-quality development [11]

证券代码：601838 证券简称：成都银行 公告编号：2025-046 黄建军同志简历详见附件。 特此公告。 成都银行股份有限公司董事会 附件： 黄建军同志简历 黄建军，男，1975 年 11 月出生，四川大学政治经济学专业毕业， 在职博士研究生，正高级经济师。现任本公司党委书记、董事长提名 人选。曾任成都市商业银行办公室秘书科科长、办公室副主任兼目标 督查办公室主任、董事会办公室主任、公司业务部总经理、中小企业 部总经理；成都银行高新支行行长，公司业务部总经理，西安分行党 委书记、行长；成都市商业银行董事会秘书，成都银行行长助理、党 委委员、副行长，其间挂职广东省佛山市金融局副局长；成都农商银 行党委副书记、代理董事长、董事、行长；成都农商银行党委书记、 董事长。曾兼任四川省金融学会第七届理事会理事、副会长；四川省 银行业协会第九届监事会监事。 成都银行股份有限公司 关于党委书记任免的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中共成都市委决定，黄建军同志任中共成都银行股份有限公司 委员会委员、书记，免去王晖同志 ...

证券代码：601838 证券简称：成都银行 公告编号：2025-047 成都银行股份有限公司 关于董事长离任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 承诺 董事长、董事、董 2025 年 8 2027 年 6 组织工作 王晖 否 是 事会战略 发展委 月 17 日 月 11 日 调动另有 员会主任及委员、 任用 董事会授 信审批 特别授权 委员会 成都银行股份有限公司（以下简称"本公司"）董事会于近日收到 王晖先生提交的辞职报告。因组织工作调动另有任用，王晖先生辞去 本公司董事长、董事、董事会战略发展委员会主任及委员、董事会授 信审批特别授权委员会主任及委员职务，自 2025 年 8 月 17 日起生效。 王晖先生辞任后，不再担任本公司任何职务。 一、提前离任的基本情况 是否存在 是否继续在上 原定任期 未履行完 姓名 离任职务 离任时间 离任原因 市公司及其控 到期日 毕的公开 股子公司任职 王晖先生自 2005 年加入成都银行并出任党委委员、行长，2018 年至今担任成都银行党委书记、董事长， ...

Core Viewpoint - The recent leadership changes at Chengdu Bank and Chengdu Rural Commercial Bank reflect a normal personnel adjustment, aimed at enhancing local financial governance and promoting financial security in the region [4]. Group 1: Leadership Changes - Huang Jianjun has been appointed as a member of the Party Committee and Secretary of Chengdu Bank, nominated as the chairman candidate, while Wang Hui has been appointed similarly at Chengdu Rural Commercial Bank [2]. - Wang Hui has been a pivotal figure in Chengdu Bank's growth since 2005, leading the bank to become the first city commercial bank in Western China to surpass 1 trillion yuan in assets [2][6]. - Huang Jianjun returns to Chengdu Bank after serving as the chairman of Chengdu Rural Commercial Bank, where he significantly increased the bank's asset scale from over 500 billion yuan to nearly 1 trillion yuan [3][9]. Group 2: Performance Metrics - Chengdu Bank's total assets, deposits, and loans reached 12.5 trillion yuan, 880 billion yuan, and 740 billion yuan respectively by the end of 2024, marking a 2.8 times increase from pre-IPO levels [6]. - The bank has maintained a non-performing loan ratio of 0.66%, positioning it among the top tier in the industry for asset quality [7]. - Chengdu Rural Commercial Bank reported a total asset of 9.14 trillion yuan by the end of 2024, with a non-performing loan ratio of 1.02%, achieving its best asset quality in nearly nine years [11]. Group 3: Strategic Initiatives - Wang Hui's strategies included a focus on "refined, digital, and large retail" transformations, enhancing operational efficiency and risk management [7][8]. - Huang Jianjun emphasized the importance of political and public service in financial work, leading to high-quality development during his tenure at Chengdu Rural Commercial Bank [11]. - Both banks are expected to benefit from resource and management synergies due to the leadership exchange, contributing to the development of the Chengdu-Chongqing economic circle [4].

记者丨张欣 编辑丨曾芳 公告称，成都银行董事会近日收到王晖提交的辞职报告，其因组织工作调动另有任用，辞去董事长、董事、董事会战略发展委员会主任及委员、董事会授 信审批特别授权委员会主任及委员职务，自2025年8月17日起生效，辞任后不再担任公司任何职务。 同时，另一则公告显示，经中共成都市委决定，黄建军任中共成都银行股份有限公司委员会委员、书记，免去王晖的党委书记、委员职务；市委同意提名 黄建军任成都银行董事长，免去王晖董事长职务。 8月17日，成都银行发布两则重要人事变动公告，涉及董事长及党委书记调整：因组织工作调动另有任用，王晖辞去成都银行董事长等职务，黄建军接任 相关职务。 成都银行58岁董事长辞职 任职超20年 王晖自2005年加入成都银行后出任该行党委委员、行长，2018年起担任党委书记、董事长，深度参与并引领了成都银行的发展历程。在王晖带领下，成都 银行实现规模、效益、质量协调统一的跨越式发展。 "75后"接任 值得注意的是，公告对王晖在成都银行期间作出的成就给予了极高评价，明确称其"恪尽职守、勤勉尽责、专注专业"，为"成都银行发展的创业者、见证 者和领军人"。 | 2018/10 -- 至今 | ...