Core Insights - The collaboration between Bohai Bank and XPeng Motors marks a significant step in the integration of financial technology with the automotive industry, focusing on supply chain financial services [1][2] - The automotive industry is transitioning from "scale expansion" to "value creation," with new energy vehicles being a strategic focus for national development [1] - XPeng Motors is positioned as a key player in this transformation, leveraging its self-developed technologies and commitment to supply chain ecosystem development [1] Company Collaboration - Bohai Bank and XPeng Motors have established a strategic partnership to create a supply chain financial service platform, successfully executing their first business transaction in Guangzhou [1][2] - The partnership utilizes the "Bohai Bank E-Chain" system for real-time data interaction, embedding financing processes into enterprise transaction scenarios [2] - Bohai Bank offers customized financing solutions with competitive costs, enhancing the financial accessibility for small and medium suppliers within the automotive supply chain [2] Product Development - The "CheXiaoYi" product is central to this collaboration, featuring a modular structure that includes "Financing Easy," "Flexible Treasure," and "Settlement Pass" [3] - Bohai Bank has served 28 leading automotive enterprises with a total credit support nearing 40 billion yuan by the end of 2025 [3] - The bank's digital transformation efforts have led to significant growth in supply chain finance, with an annual funding scale approaching 330 billion yuan, reflecting a year-on-year increase of over 27% [3] Future Outlook - Bohai Bank plans to continue optimizing its supply chain financial product structure and enhance system responsiveness to meet the actual needs of real enterprises [3] - The bank aims to replicate the success of "CheXiaoYi" in other manufacturing sectors, contributing to cost reduction and efficiency improvements in the industry [3]

Group 1 - The company, Jiangmen Keheng Industrial Co., Ltd., and its subsidiaries have signed a maximum pledge contract with Zhuhai Gree Supply Chain Management Co., Ltd. to provide pledge guarantees for accounts receivable related to supply services [2] - The total supply chain procurement business limit provided by Gree Supply Chain to the company and its subsidiary is RMB 450 million, which is a revolving limit subject to internal approval [2] - The pledge guarantees cover all debts owed by Gree Supply Chain to the company and its subsidiary from January 23, 2025, to December 31, 2026, with a maximum guarantee amount of RMB 450 million [2] Group 2 - The pledged assets include accounts receivable listed in the "Pledged Accounts Receivable List" under the maximum pledge contract [3] - The company and its subsidiaries are obligated to report any changes in the value of the pledged assets quarterly and provide additional guarantees if the value decreases [3]

京东的香港金融版图，正从合规层面的入场许可，演进至商业层面的品牌蓄力。 据香港知识产权署公开信息，北京京东三佰陆拾度电子商务已递交了"JDA 京东保险顾问"商标申请。 值得注意的是此次申请的业务辐射面： 而京东此次以独立申请经纪牌照、自建自有品牌团队的方式入局，资产模式更轻，也更聚焦于渠道与客群的运营。 这套逻辑，隐约有着京东在内地保险业务的影子； 该商标涵盖的类别编号为36，其范畴并未局限于狭义的保险经纪、保险咨询与承保，而是大面积延伸至金融管理、保付代理服务、商业经纪、艺术品估价、 不动产管理、海关金融经纪服务、信托乃至典当等多个细分领域。 这是一场筹谋已久的南下，申请商标亦是京东近期在港险市场连番动作的冰山一角。 将时间线拨回去年10月，京东旗下Jingda HK Trading Co., Limited正式获香港保险业监管局批出保险经纪牌照，获牌后，该主体火速更名为"京东保险顾问 （香港）有限公司"。 此次商标申请，可视作牌照落地后的配套动作，标志着京东在港的保险中介业务正式启动品牌化运作。 从目前的落地节奏来看，京东采取了"牌照先行、团队跟进"的稳健打法。 在猎聘等招聘渠道上，京东已释放出包括香港保 ...

北京商报讯（记者 董晗萱）2月24日，最高法举行"人民法院民商事审判服务保障经济社会高质量发展 情况"新闻发布会。最高人民法院民二庭庭长王闯表示，下一步，全国法院将继续围绕金融"五篇大文 章"，持续抓好已出台的司法建议的落实，制定出台促进金融机构实质化解纠纷的司法建议，加强对供 应链金融、互联网金融、虚拟货币等新型金融案件的研究应对，全面提高金融案件审判质效，为金融强 国建设提供更加有力的司法服务和保障。 ...

2月24日金融一线消息，最高人民法院民二庭庭长王闯在最高人民法院新闻发布会上表示，下一步，全 国法院将继续围绕金融"五篇大文章"，持续抓好已出台的司法建议的落实，制定出台促进金融机构实质 化解纠纷的司法建议，加强对供应链金融、互联网金融、虚拟货币等新型金融案件的研究应对，全面提 高金融案件审判质效，为金融强国建设提供更加有力的司法服务和保障。 责任编辑：秦艺 责任编辑：秦艺 2月24日金融一线消息，最高人民法院民二庭庭长王闯在最高人民法院新闻发布会上表示，下一步，全 国法院将继续围绕金融"五篇大文章"，持续抓好已出台的司法建议的落实，制定出台促进金融机构实质 化解纠纷的司法建议，加强对供应链金融、互联网金融、虚拟货币等新型金融案件的研究应对，全面提 高金融案件审判质效，为金融强国建设提供更加有力的司法服务和保障。 ...

此次合作，是杭州银行以供应链金融赋能实体经济、深耕普惠金融的生动实践。该行以数字供应链金融 为抓手，在"普"上扩大覆盖、在"惠"上降低成本，依托核心企业信用，将金融服务精准传导至产业链末 端。截至目前，供应链金融服务客户中中小微企业占比超85%，最小单笔融资金额低至125元，有效助 力链上企业纾困发展、协同增效，以金融力量守护产业链稳定、服务实体经济高质量发展。 杭州银行相关负责人介绍，该行依托数字化技术，创新推出"核易融""链易融""货易融"三大品牌，将核 心企业信用延伸至物的信用、数据信用，依托大数据建模实现精准风控与脱核融资，通过平台对接、全 线上办理，为产业链上下游提供高效便捷的融资服务，切实提升中小微企业金融可得性。 下一步，杭州银行将持续加快数字化转型步伐，聚焦产业链发展需求，不断创新供应链金融服务模式， 以数字科技畅通供应链、做强产业链，为实体经济高质量发展注入更加强劲的金融动能。 编辑：马萌伟 转自：新华财经 物流枢纽灯火通明，国内餐饮供应链头部企业MC公司的配送网络高效运转，一条条食材供应链连接田 间地头与千家万户。自2014年成立以来，MC公司已服务全国200多个城市、超百万家餐饮商户，搭 ...

Core Viewpoint - The People's Bank of China, along with financial regulatory bodies, has issued guidelines to establish a normalized financial support mechanism aimed at preventing poverty and promoting rural revitalization and urban-rural integration [1][2]. Group 1: Financial Support Mechanism - The guidelines propose a long-term financial support mechanism for key populations, optimizing microloans for impoverished individuals and enhancing credit policies for farmers [1]. - Financial institutions are encouraged to develop loans for specialized industries, with some regions allowed to increase the upper limit for entrepreneurial guarantee loans [1]. - A tiered financial support system for underdeveloped areas will be established, prioritizing new financial resources and services for key rural revitalization counties [1]. Group 2: Agricultural and Rural Development - The guidelines emphasize strengthening financial resource investment in key areas, particularly in grain and oil production, to enhance agricultural productivity and quality [2]. - Supply chain financial services, such as accounts receivable financing, will be developed to meet the financial needs of the entire agricultural industry chain [2]. - Increased long-term funding for rural infrastructure construction will support the integration of agriculture, culture, and tourism [2]. Group 3: Financial Services and Innovation - The guidelines call for enhanced financial service capabilities and the establishment of a robust financial organization system [2]. - The implementation of financial technology initiatives for rural revitalization will be deepened, promoting the adoption of mobile payment and credit evaluation systems [2]. - Financial institutions, especially local ones in underdeveloped areas, are encouraged to issue special financial bonds for small and micro enterprises and agriculture [2].

在供应链金融领域，上海华瑞银行精准发力，创新推出"瑞e惠—强数据场景脱核供应链金融业务"模式，为解决链上中小微企业融资难题提供了"华瑞方 案"。该模式聚焦过度依赖核心企业信用的痛点，运用大数据与人工智能，开辟了一条基于真实交易数据的新型融资路径。 传统的供应链金融中，远离核心企业的二级、三级供应商常因缺乏信用背书而融资无门。华瑞银行的"脱核"模式以货运物流、生鲜电商等高频交易场景 为切入点，通过对场景内沉淀的交易数据、结算流水进行深度挖掘与交叉验证，直接评估供应商的经营健康度。某为知名物流公司提供运力的小微企 业，因实控人个人原因无法获得传统贷款，华瑞银行通过分析其运输业务的稳定性与平台评价记录，综合评估后给予授信，助其突破困局。同样，某生 鲜新零售平台的供应商在供货旺季急需资金，通过"瑞e惠"申请融资后短短数日便获得贷款，解决了采购原材料的燃眉之急。目前，该模式已能覆盖上海 80%以上的"非核心直接供应商"，并成立了"脱核供应链金融业务AI应用联合实验室"，以科技持续提升产业链的金融韧性。 ...

Core Viewpoint - The People's Bank of China, along with financial regulatory authorities, has issued guidelines to establish a regular financial support mechanism aimed at preventing poverty and promoting rural revitalization, emphasizing the need to secure financial demands across the entire agricultural supply chain [1][2]. Financial Support for Agriculture - The guidelines propose increasing financial support for agricultural specialty industries, focusing on key links such as production and circulation, while developing supply chain financial services like accounts receivable financing, order pledges, and supply chain bills [1][2]. - Financial institutions are encouraged to connect with core enterprises and management systems in warehousing, logistics, and transportation to enhance service capabilities and risk control [1][2]. Credit and Service Efficiency - The guidelines advocate for aligning with the national agricultural brand cultivation plan and establishing quantitative credit models for advantageous specialty industry clusters to improve service efficiency [1][2]. New Financial Service Models - There is a call to create tailored financial service models for new industries and business formats such as leisure agriculture, rural tourism, homestay economy, and e-commerce live streaming, aimed at further expanding and enhancing agricultural comprehensive income [1][2].

近期，受海外仓低价爆雷影响，优质仓资源紧张，仓储费用上 涨，叠加备货周期长、资金占用大，中小跨境卖家面临严重的 资金压力。 作者：老盈盈 封图：图虫创意 近日，做跨境电商的陈女士正在寻找新的、合适的美国海外仓，她发现目前洽谈的海外仓服务商所 收取的订单操作费比她之前合作的要贵多了。 所谓海外仓，指物流公司设在海外的仓库。2025年底，一批收费便宜的海外仓纷纷爆雷，或资金 链断裂或违规被查。陈女士没想到海外仓爆雷这种事竟被自己遇上了。她对记者表示，去年底圣诞 节旺季销售，出了很多单，但是海外仓一直没有给她们发货，微信也找不到人，当时感觉这个海外 仓应该要"凉凉"了。 后来，陈女士去查了这个海外仓所属的国内公司的经营状况，发现该公司已经注销。此次海外仓爆 雷，陈女士损失了300多件货。好在当时做了两手准备，找了两个海外仓，不至于全军覆没。 陈女士称，这家爆雷的海外仓的收费在行业里算是比较便宜的，订单"一件代发"（从下单到出 货）服务的操作费用是1磅内0.5美元/件至0.6美元/件全包，她就是贪图小利，采用了这家海外仓 的服务，陷入了财货两失的局面。 近期，受海外仓低价爆雷影响，优质仓资源紧张，仓储费用上涨，叠加备 ...