Group 1 - In July, China's new social financing increased by 1.16 trillion yuan, with a decrease in RMB loans by 50 billion yuan and an increase in RMB deposits by 500 billion yuan, while household deposits decreased by 1.11 trillion yuan [1][4] - From January to July, the cumulative increase in social financing was 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [3][8] - As of the end of July, the total social financing stock was 431.26 trillion yuan, reflecting a year-on-year growth of 9% [11][12] Group 2 - The balance of RMB loans to the real economy increased by 12.31 trillion yuan from January to July, while foreign currency loans decreased by 725 billion yuan [8][14] - The balance of broad money (M2) was 329.94 trillion yuan at the end of July, with a year-on-year growth of 8.8%, while narrow money (M1) was 111.06 trillion yuan, growing by 5.6% [4][13] - The M2-M1 gap was 3.2 percentage points, narrowing by 0.5 percentage points from the previous month [4][12] Group 3 - The People's Bank of China indicated that monthly financial data should not be overly emphasized as they may not accurately reflect the economic activity and financial support for the real economy [6] - The traditional credit demand is decreasing while the demand in new growth areas is increasing, suggesting that financial institutions need to adapt their strategies [7][12] - The average weighted interest rate for interbank RMB lending in July was 1.45%, lower than both the previous month and the same period last year [18]

7月份，银行间人民币市场以拆借、现券和回购方式合计成交222.44万亿元，日均成交9.67万亿元，日均 成交同比增长14.8%，其中，同业拆借日均成交同比增长3.1%，现券日均成交同比增长2.8%，质押式回 购日均成交同比增长18.6%。7月份，同业拆借加权平均利率为1.45%，分别比上月和上年同期低0.01个 和0.36个百分点。质押式回购加权平均利率为1.46%，分别比上月和上年同期低0.04个和0.36个百分点。 7月份，经常项下跨境人民币结算金额为1.57万亿元，其中，货物贸易、服务贸易及其他经常项目分别 为1.15万亿元、0.42万亿元；直接投资跨境人民币结算金额为0.64万亿元，其中，对外直接投资、外商 直接投资分别为0.22万亿元、0.42万亿元。 中国人民银行8月13日发布的2025年7月份金融统计数据报告显示，截至7月末，广义货币(M2)余额 329.94万亿元，同比增长8.8%。狭义货币(M1)余额111.06万亿元，同比增长5.6%。流通中货币(M0)余额 13.28万亿元，同比增长11.8%。前7个月净投放现金4651亿元。 贷款方面，截至7月末，本外币贷款余额272.48万亿元，同比 ...

中国人民银行8月13日发布的2025年7月份金融统计数据报告显示，截至7月末，广义货币（M2）余 额329.94万亿元，同比增长8.8%。狭义货币（M1）余额111.06万亿元，同比增长5.6%。流通中货币 （M0）余额13.28万亿元，同比增长11.8%。前7个月净投放现金4651亿元。 7月份，经常项下跨境人民币结算金额为1.57万亿元，其中，货物贸易、服务贸易及其他经常项目 分别为1.15万亿元、0.42万亿元；直接投资跨境人民币结算金额为0.64万亿元，其中，对外直接投资、 外商直接投资分别为0.22万亿元、0.42万亿元。 贷款方面，截至7月末，本外币贷款余额272.48万亿元，同比增长6.7%。月末人民币贷款余额 268.51万亿元，同比增长6.9%。具体来看，前7个月，人民币贷款增加12.87万亿元。分部门看，住户贷 款增加6807亿元，其中，短期贷款减少3830亿元，中长期贷款增加1.06万亿元；企（事）业单位贷款增 加11.63万亿元，其中，短期贷款增加3.75万亿元，中长期贷款增加6.91万亿元，票据融资增加8247亿 元；非银行业金融机构贷款增加2357亿元。7月末，外币贷款余额5558 ...

每经记者｜杨建 每经编辑｜肖芮冬 ｜2025年8月14日 星期四｜ NO.1 央行：7月末广义货币(M2)余额同比增长8.8% 8月13日，央行发布的7月金融统计数据报告显示，7月末，广义货币(M2)余额329.94万亿元，同比增长 8.8%，6月末为增长8.3%。狭义货币(M1)余额111.06万亿元，同比增长5.6%。流通中货币(M0)余额13.28 万亿元，同比增长11.8%。前七个月净投放现金4651亿元。 NO.2 央行：前7个月人民币贷款增加12.87万亿元 8月13日，央行发布的7月金融统计数据报告显示，前七个月人民币贷款增加12.87万亿元（上半年人民 币贷款增加12.92万亿元）。住户贷款增加6807亿元，其中短期贷款减少3830亿元，中长期贷款增加1.06 万亿元；企（事）业单位贷款增加11.63万亿元，其中，短期贷款增加3.75万亿元，中长期贷款增加6.91 万亿元，票据融资增加8247亿元；非银行业金融机构贷款增加2357亿元。 NO.3 我国卫星互联网低轨卫星成功发射 据央视新闻报道，8月13日电，我国在文昌航天发射场使用长征五号乙运载火箭/远征二号上面级，成功 将卫星互联网低轨08 ...

中新社北京8月13日电(记者刘文文)中国人民银行13日公布的数据显示，7月末，广义货币(M2)余额 329.94万亿元(人民币，下同)，同比增长8.8%。狭义货币(M1)余额111.06万亿元，同比增长5.6%。今年 前7个月净投放现金4651亿元。 值得注意的是，7月新增人民币贷款为-500亿元，为历史罕见的负值。东方金诚首席宏观分析师王青分 析称，6月是季末年中时点，银行贷款大量投放，对7月信贷需求形成较大幅度的提前透支，导致7月新 增贷款规模有所回落。 从贷款情况看，7月末人民币贷款余额268.51万亿元，同比增长6.9%。前7个月人民币贷款增加12.87万 亿元。分部门看，住户贷款增加6807亿元，其中，短期贷款减少3830亿元，中长期贷款增加1.06万亿 元；企(事)业单位贷款增加11.63万亿元；非银行业金融机构贷款增加2357亿元。 王青称，将6月和7月合并起来看，月均新增贷款与去年同期基本持平，这表明，在平滑掉透支效应后， 近两个月信贷同比表现仍较为平稳，预计在透支效应等短期扰动因素减退后，8月新增信贷将恢复正 值。(完) 7月，M1与M2增速之差为3.2个百分点，较去年9月的高点大幅收窄。业 ...

Group 1: Macroeconomic Indicators - As of the end of July, the broad money supply (M2) reached 329.94 trillion yuan, with a year-on-year growth of 8.8%, up from 8.3% at the end of June [1] - The narrow money supply (M1) stood at 111.06 trillion yuan, showing a year-on-year increase of 5.6% [1] - The currency in circulation (M0) was 13.28 trillion yuan, reflecting a year-on-year growth of 11.8% [1] - In the first seven months, a net cash injection of 465.1 billion yuan was recorded [1] Group 2: Lending and Investment - In the first seven months, new RMB loans increased by 12.87 trillion yuan, with household loans rising by 680.7 billion yuan and corporate loans increasing by 11.63 trillion yuan [1] - The National Development and Reform Commission allocated 188 billion yuan in special bonds to support equipment upgrades, which is expected to drive total investment exceeding 1 trillion yuan [1] Group 3: Commodity Market Insights - The recent market for soybean meal and oil has faced multiple uncertainties, prompting related entities to enhance investor education and risk prevention [1] - The International Energy Agency (IEA) revised upward its global oil supply growth forecast for 2025 and 2026, while lowering the demand growth forecast for the same years [1] - As of August 12, domestic asphalt companies reported a 3.8% decrease in shipment volume week-on-week, while refinery capacity utilization and weekly output increased [1] - The price of lithium carbonate rose by 3,000 yuan per ton compared to the previous working day, affecting both battery-grade and industrial-grade prices [1] - The silicon industry association indicated that prices in the polysilicon market are expected to stabilize [1]

【重点关注】 ·人民银行：7月末广义货币（M2)余额329.94万亿元同比增长8.8% ·今年1880亿元超长期特别国债支持设备更新投资补助资金下达完毕 ·人民银行初步统计，2025年7月末社会融资规模存量为431.26万亿元，同比增长9%。2025年前七个月社 会融资规模增量累计为23.99万亿元，比上年同期多5.12万亿元。 ·商务部13日公布《关于对欧盟两家金融机构采取反制措施的决定》，自2025年8月13日起施行。商务部 新闻发言人13日表示，为坚决维护自身主权、安全和发展利益，根据《中华人民共和国反外国制裁法》 等相关法律法规，经国家反外国制裁工作协调机制批准，中方决定将欧盟UAB Urbo Bankas和AB Mano Bankas两家银行列入反制清单，禁止我国境内的组织、个人与其进行有关交易、合作等活动。 ·据国家发展改革委，近期，2025年超长期特别国债支持设备更新的1880亿元投资补助资金已下达完 毕，支持工业、用能设备、能源电力、交通运输、物流、环境基础设施、教育、文旅、医疗、住宅老旧 电梯、电子信息、设施农业、粮油加工、安全生产、回收循环利用等领域约8400个项目，带动总投资超 过1万亿 ...

Group 1 - The People's Bank of China reported that as of the end of July, the broad money supply (M2) reached 329.94 trillion yuan, with a year-on-year growth of 8.8% [1] - The narrow money supply (M1) stood at 111.06 trillion yuan, reflecting a year-on-year increase of 5.6% [1] - The currency in circulation (M0) amounted to 13.28 trillion yuan, showing a year-on-year growth of 11.8% [1] - In the first seven months, a net cash injection of 465.1 billion yuan was recorded [1] Group 2 - As of the end of July, the total loan balance in both domestic and foreign currencies was 272.48 trillion yuan, with a year-on-year increase of 6.7% [1] - The balance of RMB loans reached 268.51 trillion yuan, marking a year-on-year growth of 6.9% [1] - In the first seven months, RMB loans increased by 12.87 trillion yuan, with household loans rising by 680.7 billion yuan [1] Group 3 - The social financing scale increment for the first seven months of 2025 was 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [2] - The increase in RMB loans to the real economy was 12.31 trillion yuan, which is a decrease of 694 billion yuan compared to the previous year [2] - The net financing of government bonds reached 8.9 trillion yuan, which is an increase of 4.88 trillion yuan year-on-year [2] Group 4 - As of the end of July 2025, the total social financing scale stood at 431.26 trillion yuan, reflecting a year-on-year growth of 9% [3] - The balance of RMB loans to the real economy was 264.79 trillion yuan, with a year-on-year increase of 6.8% [3] - The balance of government bonds grew by 21.9% year-on-year, reaching 89.99 trillion yuan [3]

8月13日，中国人民银行发布2025年7月金融统计数据报告、融资规模存量统计数据报告和社会融资规模 增量统计数据报告。具体内容如下： 2025年7月金融统计数据报告 一、广义货币增长8.8% 7月末，广义货币（M2）余额329.94万亿元，同比增长8.8%。狭义货币（M1）余额111.06万亿元，同比 增长5.6%。流通中货币（M0）余额13.28万亿元，同比增长11.8%。前七个月净投放现金4651亿元。 二、前七个月人民币贷款增加12.87万亿元 7月末，本外币贷款余额272.48万亿元，同比增长6.7%。月末人民币贷款余额268.51万亿元，同比增长 6.9%。 前七个月人民币贷款增加12.87万亿元。分部门看，住户贷款增加6807亿元，其中，短期贷款减少3830 亿元，中长期贷款增加1.06万亿元；企（事）业单位贷款增加11.63万亿元，其中，短期贷款增加3.75万 亿元，中长期贷款增加6.91万亿元，票据融资增加8247亿元；非银行业金融机构贷款增加2357亿元。 7月末，外币贷款余额5558亿美元，同比下降8.1%。前七个月外币贷款增加137亿美元。 三、前七个月人民币存款增加18.44万亿元 7 ...

7月末，外币贷款余额5558亿美元，同比下降8.1%。前七个月外币贷款增加137亿美元。 前七个月人民币存款增加18.44万亿元 7月末，本外币存款余额327.83万亿元，同比增长9%。月末人民币存款余额320.67万亿元，同比增长 8.7%。 前七个月人民币存款增加18.44万亿元。其中，住户存款增加9.66万亿元，非金融企业存款增加3109亿 元，财政性存款增加2.02万亿元，非银行业金融机构存款增加4.69万亿元。 中新网8月13日电 据央行网站消息，13日，央行发布2025年7月金融统计数据报告。 广义货币增长8.8% 7月末，广义货币(M2)余额329.94万亿元，同比增长8.8%。狭义货币(M1)余额111.06万亿元，同比增长 5.6%。流通中货币(M0)余额13.28万亿元，同比增长11.8%。前七个月净投放现金4651亿元。 前七个月人民币贷款增加12.87万亿元 7月末，本外币贷款余额272.48万亿元，同比增长6.7%。月末人民币贷款余额268.51万亿元，同比增长 6.9%。 前七个月人民币贷款增加12.87万亿元。分部门看，住户贷款增加6807亿元，其中，短期贷款减少3830 亿元， ...