自成立以来，厦门国际银行始终牢记嘱托，勇担使命，凭借跨境联动优势架起"海丝"金桥，以开放服务企业"走出去""引进来"，响应国家"发挥跨境金融 业务服务实体经济"号召，以实际行动诠释新时代金融改革开放"试验田"。 TD公司是福建省智能制造行业龙头、厦门百强民营企业，25年前以红筹架构在香港上市后便开始进军海外市场。随着企业国际化进程不断深入，其境外 用款需求日益旺盛，但却受限于冗长的资金出境审批手续。得知企业的困扰后，厦门国际银行迅速联合境外附属机构，通过跨境金融综合服务方案有效满 足其境外大额资金需求，高效助推本地华侨集团客户做大做强。 这些跨境资金脉搏的跃动，勾勒出厦门国际银行以"三地协同+数字引擎+华侨基因"为核心的跨境金融图景。作为新中国第一家中外合资银行，厦门国际 银行也是国内城商行中唯一一家在港澳均拥有全功能附属商业银行的机构，在跨境金融领域展现出强劲实力和领先优势。 深化细分赛道综合服务 依托"以内地为主体、以港澳为两翼"的战略布局，厦门国际银行在跨境金融领域的协同优势颇为显著。 深圳某智能科技公司是全球领先的扫地机器人研发与制造龙头，也是国家高新技术企业，在核心技术研发投入、实验室场地建设、设备 ...

高伟达软件股份有限公司投资者关系活动记录表 | 投资者关系活动 | √特定对象调研 分析师会议 □ | | --- | --- | | 类别 | 媒体采访 □ □业绩说明会 | | | 新闻发布会 路演活动 □ □ | | | □ 现场参观 | | | □其他 | | 参与单位名称及 | 前景基金：赵春荣；兴合基金：姚飞； | | 人员姓名 | | | 时间 | 年 月 日 (周二) 2026 1 13 13:30-15:00 | | 地点 | 电话会议 | | 上市公司接待人 | 董秘&财务总监高源、证券事务代表于澜 | | 员姓名 | | | | 1、公司在金融科技人工智能领域有哪些新的进展？ | | | 公司在人工智能与智能体业务领域凭借技术积累与优质服 | | | 年成功中标并推进多项重点项目。聚焦信贷类、运维、 务，2025 | | | 客户信息与关系管理、汽车金融等九大核心业务领域，全面推进 | | | 场景项目在客户侧的深度落地。2026 年将是 技术在金融 AI AI | | | 科技领域快速落地，并迅速转化为行业生产力的关键年。今年我 | | | 们要求所有经营单元在 业务的订单要全面落地。 ...

转自：新华财经 谢伟介绍，2025年浦发银行纵深推进数智化战略，经营绩效持续向好，全年浦发银行股价涨幅在42家上市银行中排名第三，股份银行排名第一，500亿元可 转债成功实现高比例转股。跨境金融作为浦发银行五大赛道之一，2025年业务量突破4万亿元，同比增长27%，在跨境投融资、外汇管理、EF账户体系建设 等方面，不断完善服务体系，提升跨境资金的管理水平。 值得一提的是，2025年10月，浦发银行海口分行依托集团协同优势，联合汇百川基金成功落地全国首单跨境资产管理业务。谢伟表示，随着海南自贸港正式 封关运行，这片沃土必将是越来越多中国企业出海的重要通道、首选通道。浦银避险2018年创立之今，始终坚持"开放、整合、贴心"的理念，每年初发布的 蓝皮书就是沉淀避险经验、输出专业能力的重要载体。2026年是"十五五"开局之年，也是海南自贸港封关运作的首年，金融开放的红利将加速释放，浦发银 行将牢牢把握时代的机遇，加大对国家重大战略和重点领域的金融支持，主动融入高水平的对外开放大局。 "我们将以本次蓝皮书发布为契机，进一步依托区位优势，持续探索自贸金融创新的新模式新路径，推动更多新成果在海南落地见效。同时，我们将进一步 ...

Core Insights - The People's Bank of China and Shenzhen Foreign Exchange Bureau have outlined significant achievements in Shenzhen's financial sector for 2025, focusing on monetary policy implementation, financial reform, and support for technological innovation and green development [1] Group 1: Financial Metrics - By the end of 2025, Shenzhen's loan balance is projected to approach 10 trillion yuan, with deposits exceeding 14 trillion yuan, ranking third among Chinese cities [2] - The balance of technology loans is expected to reach 2.26 trillion yuan, while inclusive small and micro loans will be around 1.97 trillion yuan, both showing growth rates above the average for all loans [2] Group 2: Debt Market and Innovation - Shenzhen has led the nation in the issuance of technology bonds, with a total issuance of 441.5 billion yuan, ranking second among Chinese cities [3] - The city has introduced three service models that have collectively supported over 5,100 tech startups with loans exceeding 16 billion yuan [3] Group 3: Payment Services and Cross-Border Transactions - Shenzhen has enhanced payment services, resulting in a 30% year-on-year increase in inbound consumption, with 1.89 billion transactions totaling 26.4 billion yuan [4] - The city has pioneered a special work plan for RMB settlement in goods trade, achieving a total of 1.23 trillion yuan in cross-border RMB receipts, a year-on-year increase of 187.8 billion yuan, with the settlement ratio reaching 30.8% [5] Group 4: E-commerce and Trade Support - Cross-border e-commerce exports have reached 65.86 billion USD, helping 253,000 enterprises save over 580 million yuan in settlement fees [6] - The "micro trade loan" product has supported 9,070 foreign trade enterprises with a loan balance of 1.07 trillion yuan, with nearly 80% being small and micro enterprises [7] Group 5: Integrated Financial Services - The integrated currency pool for multinational companies has been upgraded to version 3.0, benefiting nearly 2,000 domestic and foreign enterprises, with a total business scale of 3.8 trillion USD [8] - The digital currency cross-border payment system has processed over 24.8 billion yuan, serving more than 2.8 million customers [9] Group 6: Green Finance Initiatives - Shenzhen has signed green foreign debt agreements totaling 170 million yuan and issued carbon reduction loans exceeding 20 billion yuan, expected to facilitate a carbon reduction of 4.2 million tons [11] Group 7: Tax Refunds and Public Awareness - The city processed 5.78 million personal income tax refunds amounting to 9.05 billion yuan, benefiting nearly 5.6 million individuals [12]

新京报讯（记者戴轩）日前，西城区"两会"开幕。记者获悉，西城区离境退税备案商店达到270家， 2026年将继续扩大离境退税商店覆盖范围。 2026年，西城区将构建"一轴六核三带"消费空间格局，出台《西城区提升街区商业活力的若干措施》， 通过制定消费促进政策、外摆试点方案、老字号复兴支持、智慧商圈打造、消费券发放等措施，全面激 活商圈商业发展动能。 周冠南介绍，"一轴六核三带"中的 "一轴"即中轴线文化体验消费轴；"六核"分别为西单国潮时尚活力商 圈、金融街高端商务和品质体验商圈、什刹海静雅慢生活场景商圈、大栅栏北京坊文化商业融合商圈、 天桥演艺消费主题商圈、马连道茶文化体验商圈等6个重点商圈；"三带"即开新大街（开阳桥到新街 口）古都文脉复兴带、西直门外现代都市活力带、菜市口特色创意生活带。 聚焦商品消费和服务消费，明年西城区将持续加大优质消费供给，打造"家政超市"等更多消费场景。持 续发挥"西城消费"平台作用，继续办好嘉年华系列活动，继续在居民关心的领域发放政府消费券。 2026年，西城区将发挥国家金融管理中心核心优势，聚焦制度创新，推动更多高含金量开放政策先行先 试。提升跨境金融服务能力，让驻区企业尽享制 ...

Core Viewpoint - China Construction Bank and Airwallex have launched a new personal cross-border remittance service called "Full Amount Arrival," aimed at reducing costs and improving convenience in traditional bank remittances [1][2]. Group 1: Service Features - The "Full Amount Arrival" service addresses long-standing pain points in personal cross-border remittances, such as complicated processes, lack of transparency, long transaction times, and unclear fee structures [1]. - The service integrates both companies' strengths in funding networks, compliance licenses, and localized settlement, significantly optimizing transaction paths and processing efficiency [1]. - The service currently supports eight major currencies and covers dozens of countries and regions, catering to diverse scenarios such as studying abroad and travel [1]. Group 2: Strategic Collaboration - Airwallex's Chief Revenue Officer stated that the company will continue to collaborate with domestic and international financial institutions to enhance cross-border payment experiences and expand service scenarios [2]. - China Construction Bank is focusing on technology empowerment as part of its "New Finance" strategy, continuously improving its cross-border financial service capabilities and customer experience [2]. - The partnership with Airwallex is crucial for China Construction Bank in the cross-border payment sector, leveraging Airwallex's extensive global funding network and technological expertise [2].

Core Insights - Airwallex and China Construction Bank have launched a new personal cross-border remittance product called "Full Amount Arrival," marking a significant collaboration between a third-party payment institution and a state-owned bank in the cross-border financial sector [1][3]. Group 1: Product Features and Benefits - The "Full Amount Arrival" product aims to address long-standing issues in traditional cross-border remittance, such as complicated processes, lack of transparency, long transaction times, and unclear fee structures, which have negatively impacted user experience and resulted in high remittance fees [1][3]. - The service integrates the strengths of Airwallex and China Construction Bank in funding networks, compliance licenses, and localized settlement, significantly optimizing transaction paths and processing efficiency [3][4]. - The product supports eight major currencies and covers dozens of countries and regions, catering to diverse cross-border funding needs for scenarios like studying abroad and travel [3][4]. Group 2: Strategic Importance and Future Plans - The collaboration is part of a broader trend of integrating banking and technology, where banks leverage their account systems and customer bases while fintech companies provide technological advantages and global funding networks [4]. - Airwallex's entry into the Chinese market, supported by obtaining payment business licenses in mainland China, lays a foundation for deepening cross-border financial services within a compliant framework [4]. - Future plans include expanding coverage of currencies and regions based on market feedback and regulatory guidance, as well as exploring value-added services like exchange rate optimization and scenario-based payments [4].

记者丨申俊涵 编辑丨林坤 国有大行选择与空中云汇合作也是建立在公司扎实的业绩数据之上。据了解，2025年10月，空中云汇收入即突破10亿 美元，较2024年同比增长90%。公司现已持有全球80张牌照及许可，支持企业在200多个国家和地区开展业务，目前服 务超20万客户。 而刚刚完成G轮融资的空中云汇，估值达80亿美元，较上一轮估值增长近30%。据21世纪经济报道了解，这家公司之前 曾获得戈壁创投、腾讯、红杉中国、高瓴等的早期投资支持。 "全额到账"产品亮相长沙黄花国际机场 豪华投资方阵容加持，业绩表现亮眼 10年前，空中云汇在墨尔本的一家咖啡馆起步创办。目前，公司已经成为全球瞩目的金融科技独角兽，并持续获得投 资机构的加注。 刚刚宣布3.3亿美元巨额融资的Airwallex 空中云汇（以下简称：空中云汇），又传来重磅利好。 近日，空中云汇与中国建设银行（以下简称：建设银行）宣布达成合作，共同推出个人跨境汇款产品"全额到账"，该 产品大大降低了传统银行个人跨境汇款成本，提高了汇款便捷性，降低了交易和合规风险。 此次合作，不仅开创了支付机构与国有大行在跨境金融领域的深度协同先例，还彰显了空中云汇连接全球主流金融机 ...

刚刚宣布3.3亿美元巨额融资的Airwallex 空中云汇（以下简称：空中云汇），又传来重磅利好。 近日，空中云汇与中国建设银行（601939）（以下简称：建设银行）宣布达成合作，共同推出个人跨境 汇款产品"全额到账"，该产品大大降低了传统银行个人跨境汇款成本，提高了汇款便捷性，降低了交易 和合规风险。 此次合作，不仅开创了支付机构与国有大行在跨境金融领域的深度协同先例，还彰显了空中云汇连接全 球主流金融机构、共建开放银行生态的战略成效。双方均表示，接下来将充分发挥各自优势，共同探索 跨境金融的新场景、新机遇。 国有大行选择与空中云汇合作也是建立在公司扎实的业绩数据之上。据了解，2025年10月，空中云汇收 入即突破10亿美元，较2024年同比增长90%。公司现已持有全球80张牌照及许可，支持企业在200多个 国家和地区开展业务，目前服务超20万客户。 而刚刚完成G轮融资的空中云汇，估值达80亿美元，较上一轮估值增长近30%。据21世纪经济报道了 解，这家公司之前曾获得戈壁创投、腾讯、红杉中国、高瓴等的早期投资支持。 豪华投资方阵容加持，业绩表现亮眼 破局传统跨境汇款痛点，共建跨境金融新生态 10年前，空中云 ...

Core Viewpoint - The A-share banking sector concluded 2025 with a structural rise, with 35 out of 42 listed banks experiencing gains, and the banking index rising by 12.04%, indicating strong defensive and allocation value [2][3]. Group 1: 2025 Banking Sector Performance - The banking sector exhibited significant structural differentiation, with the top ten stocks including Agricultural Bank (52.66%), Xiamen Bank (35.78%), and others showing gains over 20% [3][4]. - The market's focus shifted towards "certainty of returns" and "growth cost-effectiveness" amid an "asset shortage" backdrop, leading to a preference for certain banks [3][4]. Group 2: Core Drivers of 2025 Bull Stocks - Three main factors drove the performance of bull stocks: high dividends and low valuations supporting state-owned banks, regional economic vitality empowering small and medium banks, and asset structure optimization promoting value reassessment [4][5]. - Agricultural Bank led with a dividend yield above 5% and a price-to-book ratio exceeding 1, breaking the long-standing trend of state-owned banks trading below book value [4][5]. Group 3: 2026 Bull Stock Predictions - The banking sector is expected to maintain a "steady progress" operational trend in 2026, with key dimensions for identifying bull stocks including net interest margin improvement, business transformation growth, and stable asset quality [5][6]. - The predicted top ten bull stocks for 2026 include Agricultural Bank, China Merchants Bank, and Ningbo Bank, among others, with each having specific growth drivers [7][8]. Group 4: Key Factors for 2026 Predictions - Agricultural Bank is expected to continue its strong performance due to its county-level business advantages and low liability costs [7]. - China Merchants Bank is anticipated to see dual growth in performance and valuation, driven by its wealth management transformation and strong asset quality [8]. - Ningbo Bank is positioned to benefit from regional economic vitality and diversified non-interest income growth [8][9]. Group 5: Structural Trends and Risks - The banking sector is likely to experience a dual rise in performance and valuation, supported by improved net interest margins and robust asset quality [12][13]. - However, structural differentiation risks may intensify, with some smaller banks facing challenges due to high regional economic dependency and single customer structures [12][13].