Core Insights - Postal Savings Bank of China (PSBC) is innovating financial services to support local industries in Zhanjiang under the national strategy of "financial empowerment for the real economy" [1] - The bank has introduced differentiated credit products and service models tailored to the industrial characteristics of Zhanjiang, providing comprehensive financial support to various enterprises [1] Group 1: Support for Private Enterprises - PSBC Zhanjiang Branch launched the "Xiao Wei Yi Dai" credit loan product to meet the financing needs of private enterprises [2] - The bank's customer manager provided proactive on-site services to understand the operational scale and order flow of Zhanjiang Changxing Color Printing Co., successfully matching their needs with the loan product without requiring collateral [2] - The bank's efficient processes and attentive service have garnered high recognition and praise from enterprises [2] Group 2: Technology Financial Services - The bank employs a "qualification credit + future capacity assessment" approval model for technology financial services [3] - Guangdong Xinbangle Technology Co., a provincial-level specialized enterprise, received 20 million yuan in "Science and Innovation Loans" with a streamlined approval process completed in just 7 working days [3] - This funding effectively addressed the company's capital needs for expanding production by supporting the procurement of kaolin raw materials [3] Group 3: Support for Rural Revitalization - PSBC Zhanjiang Branch has increased its financial support for rural revitalization by launching various agricultural credit products [4] - A farmer in Leizhou received 1.5 million yuan in loans, enabling him to contract an additional 364 acres of land, demonstrating the bank's quick approval process [4] - The bank has provided nearly 900 million yuan in loans to technology enterprises and 14.6 billion yuan to small and micro enterprises this year, effectively addressing financing challenges for private enterprises [4] Group 4: Future Plans - The bank plans to continue deepening its focus on county markets and increasing financial investments in key areas such as specialty agriculture and rural revitalization [4] - PSBC aims to enhance financial services to support farmers' income growth and improve industry efficiency, contributing to the high-quality economic development of Zhanjiang County [4]

转自：新华财经 四方食事，不过一碗人间烟火。近年来，中国建设银行吉林省分行聚焦吉林省内食品行业发展，以"精 准直达"的金融服务破解企业原料采购、产业链建设中的融资难题，凭借"量体裁衣"式的金融方案匹配 企业不同阶段需求。 "蛋生"希望 清晨六点的长春市工农大路，某老牌面食餐馆的后厨已腾起白雾。这里出品的蘑菇炸酱面，凝聚了老师 傅三十余年对揉面力道、发酵时长、炸酱火候的精准把控，成为月销数万份的招牌美食。 随着门店在吉林省内持续扩张，原有人工生产模式已难以满足各分店的供应链需求。为保障货源稳定、 统一品质标准，餐馆升级为规模化生产模式，并成立了吉林某食品科技公司。凭借稳定的供货能力与积 累的扎实口碑，企业逐步成长为省内知名的老牌食品企业。 近年来，成品菜风口渐起，企业计划拓展"成品菜"生产线，在满足自身品牌门店需求的同时，还能供应 省内其他同类餐饮企业。然而，新机遇的背后藏着现实难题，新生产线搭建、原材料大规模采购及加工 环节的成本叠加，整体资金投入预计近千万元。而食品行业因需提前储备原材料，天然存在资金流偏紧 的属性，导致新产线建设面临资金周转压力。 在吉林金翼蛋品有限公司（以下简称"金翼蛋品"）的智能化生产 ...

Core Viewpoint - The development of the white lotus industry in Guangchang, Jiangxi, is significantly supported by Postal Savings Bank's financial services, which enhance the vitality and growth of the industry [1][5]. Group 1: Financial Support for Farmers - Postal Savings Bank provides tailored financial products, such as "re-employment guarantee loans," which have enabled farmers like Li Lianyong to expand their operations and improve their income from 80,000 yuan to over 400,000 yuan annually [2][3]. - The bank has issued a total of 360,000 yuan in loans to Li Lianyong over three years, allowing him to increase his planting area to 60 mu and invest in automated equipment [2][3]. Group 2: Industry Chain Extension - Jiangxi Yaolai Agricultural Products Co., Ltd. has developed a full-chain preservation system for fresh lotus, reducing transportation loss rates from 30% to below 5% with the help of Postal Savings Bank's financial support [3]. - The company has expanded its product line to include over ten items, such as fresh lotus seeds and lotus tea, thanks to a 200,000 yuan loan from the bank [3]. Group 3: Promoting Industry Upgrades - Zhichun Food Co., Ltd. has transformed its production capabilities with a 9 million yuan loan from Postal Savings Bank, allowing it to establish an intelligent production line for lotus-based beverages [4]. - The company has achieved a processing capacity of over 10,000 tons of white lotus annually, becoming a benchmark for the transformation and upgrading of the white lotus industry in Guangchang [4][5]. Group 4: Overall Impact on the Industry - Postal Savings Bank has provided nearly 200 million yuan in credit support to the white lotus industry, aligning its financial services with the growth cycle of the industry [5].

广东省河源市造船厂区内，焊花闪烁、机器轰鸣，在建船舶正有序推进装配工序。航运业作为支撑区域 经济循环的重要纽带，船舶建造周期长、投入大，而在建船舶难抵押长期制约企业发展。近日，邮储银 行河源城区支行突破瓶颈，率先在全省落地在建船舶抵押贷款，为航运企业解困，更探索出金融赋能实 体经济的新路径。 英德市某航运有限公司深耕内河运输多年，国家《关于推动内河水运体系联通工程行动方案》出台后， 企业计划联合河源市现代造船工业有限公司，打造3艘3000总吨LNG新能源船舶，每艘造价超千万元， 契合绿色航运趋势。 "没资金，项目难推进。"企业负责人坦言，船舶建造需持续注资，以往依赖传统抵押融资，可在建船舶 因未竣工缺乏估值体系，"跑了多家银行都被婉拒，项目一度停滞。"支行在与造船企业对接时，获悉航 运公司困境。随即成立专项小组，联合市分行"三农"团队多次深入厂区调研，熟悉造船全流程、测算价 值波动，再与省行研讨，最终打破传统思维，推出在建船舶抵押方案。方案依托专业机构建立"进度 +成本+前景"估值模型，还通过监管协议跟踪进度控风险，全流程仅10余天便完成审批。 这笔贷款的意义远超单一企业受益，率先打通"在建船舶抵押融资"堵点 ...

中共北京市委金融工作委员会委员、北京市地方金融管理局副局长王颖表示，此次大会对促进政银企协 跨界合作具有重要意义。北京作为创新活力之城，正着力建设国际科技创新中心，已形成多个万亿级和 千亿级产业集群；作为开放合作之城，积极推动"一带一路"合作和产业深度融合；作为金融要素集聚之 城，金融业一直是北京的重要支柱产业，有力支撑经济高质量发展。期待各方携手探索金融赋能实体经 济的新模式，共同推动经济金融高质量发展。 北京城建集团有限责任公司国际事业部总经理罗伟、联想中国方案服务业务群禾木咨询总监方伟分别发 表主题演讲，围绕企业全球化发展路径、新一轮全球化浪潮的内涵，以及在新发展格局下金融系统如何 以高质量服务助推科技创新、助力企业协同创新等议题展开深入探讨。 活动中，5家北京银行服务的专精特新企业依次登台路演，集中展示了企业在前沿领域的最新研发成果 与创新产品。在与会嘉宾的共同见证下，北京银行发布了"人工智能+"服务计划，"算力贷"、"京智避 险"、北银金科璇玑Data Agent金融产品等专项金融服务方案，推出了京帆协同创新平台机制，与北京 市建筑设计研究院股份有限公司、北京新发地企业管理有限公司、中荷人寿保险有限 ...

Group 1 - Jiangsu Hai'an Agricultural Commercial Bank provided credit support of 1.866 billion yuan to 70 enterprises to address financing difficulties [1] - Jiangsu Xiongsheng New Materials Co., Ltd. focuses on high-performance alloy copper materials, with an annual production capacity exceeding 2,000 tons [3] - The company received a total of 2.8 million yuan in loans from Hai'an Agricultural Commercial Bank to support its establishment and expansion [3] Group 2 - Hai'an Chengshi Recycling Resources Co., Ltd. specializes in the recycling and sales of waste resources, planning to build a new factory in 2023 [4] - The bank provided 18 million yuan in startup funds to assist the company in overcoming funding shortages for its new factory [4] - The company increased its processed recycling volume by 30% due to continuous financial support from the bank [4] Group 3 - Hai'an Agricultural Commercial Bank has supported over 196 enterprises in the Binhai New District, with a loan balance exceeding 2.265 billion yuan [4] - The bank emphasizes a "precise drip irrigation" approach to financial support, focusing on local industry characteristics and enhancing collaboration with enterprises [5]

Group 1 - The core viewpoint of the news is that Guangzhou Rural Commercial Bank has shown steady growth in its mid-year performance for 2025, with total assets reaching 1,406.706 billion yuan, a 3.25% increase from the beginning of the year, and operating income of 8.037 billion yuan, a year-on-year growth of 9.41% [1] - The bank has strengthened its support for the modern industrial system and small and micro enterprises, enhancing its core competitiveness in small and medium-sized asset businesses [1][2] - The bank has signed long-term strategic cooperation agreements with 332 enterprises under the "Win-Win Plan," involving a credit amount of 10.65 billion yuan, and has increased its technology loan balance by 14.7% [2] Group 2 - As of the end of June 2025, the bank's small and medium-sized loans reached 215 billion yuan, a 9.6% increase from the beginning of the year, with significant growth in small and micro enterprise loans [2] - The bank has innovatively launched specialized financial products to enhance credit support in the agricultural sector, resulting in a 16.05% increase in agricultural clients [2][3] - The bank's loans to agricultural leading enterprises and new agricultural management entities have also seen growth, with balances of 5.243 billion yuan and 5.358 billion yuan, respectively, reflecting a commitment to supporting agricultural modernization [3]

Core Viewpoint - The article highlights the transformation of Quzhou, a city known for its rich cultural heritage, into a new popular tourist destination through the integration of culture and tourism, supported by financial services from Postal Savings Bank of China [1][2]. Group 1: Cultural and Tourism Development - Quzhou is recognized for its historical significance and is emerging as a "newly popular tourist city" with a blend of cultural depth and local flavors [1]. - The Quzhou Ancient City Cultural Tourism Area Management Company is focused on revitalizing the ancient city and enhancing its tourism brand [2]. - The daily visitor flow to the scenic spots in Quzhou has been reaching new highs, indicating a growing interest in the region [2]. Group 2: Financial Support and Infrastructure Improvement - Postal Savings Bank of Quzhou quickly assembled a professional service team to assess the operational model and funding needs of the cultural tourism area, ultimately providing a tailored loan of 20 million yuan [2]. - The funding has enabled the company to initiate upgrades, including comprehensive repairs to infrastructure such as roads and lighting, enhancing the capacity of scenic areas [4]. - The commercial layout has been improved by renovating street shops to include local delicacies and traditional crafts, creating a cultural and shopping experience for visitors [4]. Group 3: Cultural Experience and Economic Impact - The introduction of immersive cultural experiences and performances has significantly enhanced visitor satisfaction and engagement with Quzhou's heritage [4]. - The Water Pavilion Gate has become a central attraction, stimulating growth in related industries such as dining, accommodation, and cultural products, thereby amplifying Quzhou's cultural influence and tourism appeal [6]. - The collaboration between financial services and cultural tourism exemplifies the concept of "financial empowerment of the real economy" and supports the preservation of cultural heritage [6].

Group 1 - The core viewpoint of the articles emphasizes the commitment of the Bank of Communications Shandong Branch to serve the real economy and enhance financial service quality to support high-quality economic development in the province [1][2] - The Bank of Communications Shandong Branch has established a strong partnership with a pharmaceutical company in Shandong, providing tailored financial solutions to meet the company's evolving needs [1] - In 2024, the bank identified a financing need for the company's intelligent manufacturing project for pharmaceutical injectables, which is included in the Jinan City technical transformation re-loan project library [1] Group 2 - The bank provided a customized fixed asset loan plan with a limit of 280 million yuan for the intelligent manufacturing project, which aims to enhance the company's product line and position it as a leader in the chronic disease sector [1] - As of July 2025, the Bank of Communications Shandong Branch has issued project loans totaling 97 million yuan to the company, effectively alleviating its financial pressure and supporting its stable operation and continuous development [1][2] - Looking ahead, the bank will continue to empower the real economy and drive high-quality regional economic development by optimizing financing structures and extending service chains [2]

Financial Empowerment of Agriculture - The article highlights the role of financial institutions in supporting agricultural development, particularly through credit loans for new farmers and various agricultural projects [2][12][17] - As of June 2025, the total loan balance in Heze reached 528.9 billion yuan, an increase of 34 billion yuan, representing a growth rate of 6.87%, ranking seventh among provincial jurisdictions [2][17] Case Study: New Farmers - A new farmer, Cui Shitao, has successfully implemented intercropping techniques for corn and soybeans, increasing soybean yield by nearly 300 jin per mu without reducing corn production [6][10] - The Postal Savings Bank of Heze provided Cui with an 850,000 yuan credit loan, which was crucial for his farming operations and expansion plans [6][10] Case Study: Wood Ear Mushroom Industry - The wood ear mushroom industry in Liuqiao Village has become a significant source of income for local farmers, with 380 greenhouses established [10][11] - The local agricultural bank has provided 21.92 million yuan in credit support to 59 households in the village, facilitating the growth of this industry [10][11] Development of Traditional Chinese Medicine Industry - The Chinese medicine industry in Juancheng is experiencing growth due to policy benefits and market demand, but funding shortages remain a challenge [12][13] - The Bank of China in Juancheng has introduced the "Chinese Medicine Loan," providing 30.66 million yuan in loans to local growers and traders, which has stimulated the rapid development of the industry [12][13] Financial Services and Economic Growth - The Heze Financial Regulatory Bureau is focused on enhancing financial services to support economic development, with initiatives aimed at increasing loan availability and reducing interest rates for small and micro enterprises [17] - The average interest rate for newly issued corporate loans dropped to 4.35%, saving businesses 709 million yuan in interest expenses [17]