2025年，黄金绝对是最受关注的投资标的之一。这股"淘金热"不仅点燃了公众的投资热情，也衍生出市 场乱象。记者注意到，金价高企的同时，多地也接连出现涉及黄金的各类案件，北京、深圳、厦门等多 地政府部门密集发布相关风险提示。 从各地发布的风险提示来看，不法分子手法多样。以深圳发布的《关于警惕黄金经营领域非法金融活动 的风险提示》为例，当中披露了违规开展"黄金委托""黄金租赁"和"黄金投资"等业务案例，分别涉嫌非 法集资、诈骗、赌博、非法经营等违法行为。其他城市发布的风险提示也揭示了不法分子打着"稳赚不 赔""零风险""高回报"等旗号，诱导投资者参与非法集资活动。 黄金被认为是理想的避险资产，但不法分子利用信息不对称和公众的投机心理，虚构出所谓"创新投资 模式"，实为吸收公众资金。面对市场乱象，多地政府迅速行动，除了密集发布风险提示，部分商家因 涉嫌非法经营被立案调查，行业协会同步发声，呼吁公众通过正规渠道投资黄金，远离"灰色"业务。 从上述案例可以看到，黄金本应是财富保值的工具，却因非法活动沦为"美丽陷阱"。投资者需擦亮眼 睛、提升风险意识，监管部门应加强跨界经营审查，特别是对虚拟交易等新型业务实施穿透式监管。 ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 警惕。 11月24日，记者从深圳市委金融委员会办公室网站获悉，深圳市防范和打击非法金融活动专责小组办公 室发布关于警惕黄金经营领域非法金融活动的风险提示（简称"风险提示"）。 风险提示指出，随着黄金价格波动，一些不法分子和不良企业假借实物黄金交易之名，违规开展"黄金 委托""黄金租赁""黄金投资"等业务，涉嫌非法集资、诈骗、赌博、非法经营等违法行为，扰乱经济金 融秩序，严重危害社会公众财产安全。 责任编辑：宋雅芳 风险提示指出，我国实行金融业务特许经营制度，任何组织和个人未经国家金融监管部门依法许可，不 得擅自从事金融业务活动。《中华人民共和国期货和衍生品法》《中国人民银行办公厅关于黄金资产管 理业务有关事项的通知》（银办发〔2018〕215号）等相关文件已明确规定：期货交易应当在依法设立 的期货交易所或者国务院期货监督管理机构依法批准组织开展期货交易的其他期货交易场所。禁止在期 货交易场所之外进行期货交易；未经国务院授权的部门或者国务院期货监督管理机构依法审批设立，任 何组织和场所不得开展衍生品交易；黄金资产管理业务仅限于银行、信托、 ...

风险提示强调，各类黄金珠宝经销商、门店均不是金融机构，也未经国家金融管理部门依法许可，不具备从事 黄金资产管理业务、期货及衍生品交易的资质，更不具备从事金融业务或公开吸收公众存款的资质。请广大群 众提高警惕，选择正规投资渠道，自觉抵制"保本保收益""黄金租赁享高息""内部消息、稳赚不赔""低门槛、 低投入、高回报"等话术，避免陷入黄金投资领域非法金融活动陷阱。若发现相关机构以"黄金委托""黄金租 赁""黄金投资"等名义从事非法金融活动行为，请及时向市、区处非牵头部门、公安部门、中央金融管理部门 驻深机构举报。 就在9月中旬，市场传言10余家深圳水贝地区黄金料商相继出现经营异常状况，其中部分黄金料商早已人去楼 空，引起广泛关注。当时，证券时报记者对此进行实探报道，发现一些黄金料商的"爆雷"并不是因为板料销 售，而是因为通过预定价模式玩对赌，该模式允许商家以少量资金控制大量黄金，客户只需支付一定的订金， 就能锁定大批黄金，并享受看高或看空带来的全部收益。此外，深圳水贝黄金市场存在多个面向散客的黄金预 定价交易平台，多数由黄金料商运营。 警惕。 11月24日，记者从深圳市委金融委员会办公室网站获悉，深圳市防范和打击 ...

【导读】深圳金融委员会提示：警惕黄金经营领域非法金融活动的风险 中国基金报记者 晨曦 事关黄金，最新风险提示来了！ 11月24日，深圳市委金融委员会办公室发布《关于警惕黄金经营领域非法金融活动的风险提 示》（以下简称《风险提示》）。 案例2 ：黄金珠宝经销商C以"黄金租赁"为噱头，诱导消费者签订黄金实物购销合同，消费者 购买黄金后不提取实物，随后与第三方D（与黄金珠宝经销商C业务或股权关联）签订黄金租 赁合同，承诺固定"租金"回报，到期后交还黄金或现金收益。 案例3： 黄金珠宝经销商D非法设立黄金交易App，公开宣传"1万定1公斤""低门槛、低投 入、高回报"等假象，诱导投资者进行黄金线上投资交易。投资者仅需缴纳1万元"保证金"即 可锁定交易1000克黄金（价值85万元），杠杆率可达80倍。如金价下跌1.2%将被强制平 仓，投资者损失所有保证金。 深圳金融委员会指出，我国实行金融业务特许经营制度，任何组织和个人未经国家金融监管 部门依法许可，不得擅自从事金融业务活动。 相关文件已明确规定： ● 期货交易应当在依法设立的期货交易所或者国务院期货监督管理机构依法批准组织开展期 货交易的其他期货交易场所。禁止在期货 ...

北京商报讯（记者 孟凡霞 周义力）11月24日，中共深圳市委金融委员会办公室网站发布关于警惕黄金 经营领域非法金融活动的风险提示。近期，随着黄金价格波动，一些不法分子和不良企业假借实物黄金 交易之名，违规开展"黄金委托""黄金租赁""黄金投资"等业务，涉嫌非法集资、诈骗、赌博、非法经营 等违法行为，扰乱经济金融秩序，严重危害社会公众财产安全。 风险提示披露三则案例。案例一：黄金珠宝经销商A以"黄金委托"为噱头，诱导消费者签订黄金实物购 销合同，消费者购买黄金后不提取实物，随后与第三方B（与黄金珠宝经销商A业务或股权关联）签订 黄金委托合同，委托第三方B开展投资业务，承诺固定收益，到期后交还黄金或现金收益。 案例二：黄金珠宝经销商C以"黄金租赁"为噱头，诱导消费者签订黄金实物购销合同，消费者购买黄金 后不提取实物，随后与第三方D（与黄金珠宝经销商C业务或股权关联）签订黄金租赁合同，承诺固 定"租金"回报，到期后交还黄金或现金收益。 案例三：黄金珠宝经销商D非法设立黄金交易APP，公开宣传"1万定1公斤""低门槛、低投入、高回 报"等假象，诱导投资者进行黄金线上投资交易。投资者仅需缴纳1万元"保证金"即可锁定交易 ...

人民财讯11月24日电，中共深圳市委金融委员会办公室发布关于警惕黄金经营领域非法金融活动的风险 提示，近期，随着黄金价格波动，一些不法分子和不良企业假借实物黄金交易之名，违规开展"黄金委 托""黄金租赁""黄金投资"等业务，涉嫌非法集资、诈骗、赌博、非法经营等违法行为，扰乱经济金融 秩序，严重危害社会公众财产安全。 若发现相关机构以"黄金委托""黄金租赁""黄金投资"等名义从事非法金融活动行为，请及时向市、区处 非牵头部门、公安部门、中央金融管理部门驻深机构举报。 我国实行金融业务特许经营制度，任何组织和个人未经国家金融监管部门依法许可，不得擅自从事金融 业务活动。各类黄金珠宝经销商、门店均不是金融机构，也未经国家金融管理部门依法许可，不具备从 事黄金资产管理业务、期货及衍生品交易的资质，更不具备从事金融业务或公开吸收公众存款的资质。 请广大群众提高警惕，选择正规投资渠道，自觉抵制"保本保收益""黄金租赁享高息""内部消息、稳赚 不赔""低门槛、低投入、高回报"等话术，避免陷入黄金投资领域非法金融活动陷阱。 ...

每经AI快讯，据深圳市委金融委员会办公室网站11月24日消息，深圳市防范和打击非法金融活动专责 小组办公室发布关于警惕黄金经营领域非法金融活动的风险提示：近期，随着黄金价格波动，一些不法 分子和不良企业假借实物黄金交易之名，违规开展"黄金委托""黄金租赁""黄金投资"等业务，涉嫌非法 集资、诈骗、赌博、非法经营等违法行为，扰乱经济金融秩序，严重危害社会公众财产安全。请广大群 众提高警惕，选择正规投资渠道，自觉抵制"保本保收益""黄金租赁享高息""内部消息、稳赚不赔""低 门槛、低投入、高回报"等话术，避免陷入黄金投资领域非法金融活动陷阱。 ...

Core Viewpoint - The inter-ministerial joint meeting on preventing and combating illegal financial activities emphasized the need to address issues related to illegal financial activities conducted through apps, aiming to better protect the public's financial interests [1] Group 1: Illegal Financial Activities - Illegal financial activities refer to actions that engage in various financial business activities such as currency, payment, and foreign exchange without legal permission from financial regulatory authorities or in violation of national financial regulations [1] - The forms of illegal financial activities have become increasingly diverse and sophisticated, with criminals using high returns and quick profits to lure the public into illegal fundraising and financial pyramid schemes [1] - The rise of illegal financial activities, including traditional pyramid schemes and illegal fundraising, as well as internet-based scams like virtual currency fraud and "trap loans," has led to significant economic losses for consumers, particularly vulnerable groups with lower risk identification capabilities [1] Group 2: Impact on Society - Illegal financial activities pose significant risks to individuals and society, leading to economic losses for participants, with severe cases resulting in total financial ruin [1] - These activities disrupt normal economic and financial order, exacerbate social instability, and can lead to misallocation of financial resources, hindering normal economic development [1] Group 3: Regulatory and Preventive Measures - In response to the spread of illegal financial activities, financial regulatory authorities have been actively issuing risk warnings and typical case studies to guide banking institutions in helping consumers accurately identify risks [2] - Financial education is being emphasized as a preventive measure, with initiatives aimed at raising awareness among the public to avoid illegal financial activities and protect their financial interests [2] - Consumers are encouraged to enhance their awareness of risks, understand basic financial knowledge, and maintain vigilance by adhering to principles such as "do not trust, do not disclose, do not transfer" when engaging in financial transactions [2]

Core Viewpoint - The inter-ministerial joint meeting on preventing and combating illegal financial activities emphasized the urgent need to crack down on illegal financial activities conducted through apps, highlighting the importance of protecting the public's financial interests [1] Group 1: Importance and Urgency - The meeting stressed the importance and urgency of addressing illegal financial activities through apps in the current situation [1] - It called for a clear understanding of new risks and characteristics, enhancing political sensitivity, and taking decisive measures to rectify issues related to illegal financial activities [1] Group 2: Coordination and Implementation - The meeting highlighted the need for effective coordination among various departments to ensure the implementation of key tasks [1] - It urged industry regulators to focus on both legal and illegal activities, as well as managing risks within the industry [1] Group 3: Local Government Responsibilities - Local governments are required to take responsibility for their jurisdictions, tackling major cases with strong measures and addressing early signs of risk [1] - The meeting called for a proactive approach to prevent risks from the source and to establish a robust risk prevention framework [1] Group 4: Ongoing Actions and Mechanisms - The meeting reiterated the need for continued efforts in combating illegal fundraising activities, ensuring thorough implementation of action plans [1] - It emphasized the importance of learning from past experiences to improve long-term mechanisms and achieve expected outcomes [1]

Key Points - In October, China's manufacturing PMI decreased to 49.0%, down 0.8 percentage points from the previous month [1] - The National Development and Reform Commission announced an additional 200 billion yuan in special bond quotas to support investment construction in certain provinces [2] - The China Iron and Steel Association indicated that the new supply-demand balance in the steel market is not yet solid, and self-discipline needs to be strengthened in the fourth quarter [3] Domestic News - The Ministry of Commerce highlighted the inclusion of trade and environment provisions in free trade agreements, such as the recently signed China-ASEAN Free Trade Area 3.0 upgrade, which prioritizes green trade [1] - The National Bureau of Statistics reported that the manufacturing PMI for October was influenced by pre-holiday demand release and complex international conditions [1] - The Ministry of Industry and Information Technology noted rapid growth in China's electronic information manufacturing, with smartphone production reaching 881 million units, a 1% year-on-year increase [1] International News - The U.S. Senate voted to cancel the "national emergency" invoked by President Trump for global tariffs [4] - U.S. Treasury Secretary criticized the Federal Reserve's recent monetary policy decisions, calling for a thorough reform of its mechanisms [4] - Tokyo's core CPI rose by 2.8% year-on-year in October, exceeding the Bank of Japan's 2% inflation target, maintaining expectations for short-term interest rate hikes [4] Economic Data and Market Overview - The Eurozone economy showed a slight growth of 0.2% in Q3, slightly above market expectations, but significant downside risks remain [5] - The latest market indices showed declines across major indices, with the Shanghai Composite Index down 0.81% [5]