2025年8月29日，中信股份(00267)发布2025年中期业绩，上半年实现营业收入3,688亿元，净利润598亿 元，归母净利润312亿元，金融子公司利润全面提升，主要实业子公司业绩向上向好，国际化发展持续 发力。董事会建议派发中期股息每股人民币0.20元，同比增长5.3%，分红总额为人民币58.18亿元。中 信股份当前市净率远低于1倍净资产，仍处历史低位，随着估值逐步回归合理区间，市值仍具备进一步 的修复空间。 公司各金融子公司持续优化业务结构，发力重点领域，实现利润全面增长。银行业务净利润增速延续向 好态势，获批筹设金融资产投资公司，为提升多元化服务能力拓宽渠道。证券业务紧抓国内外市场机 遇，各项主营业务齐头并进，收入、利润均实现同比大幅增长，境内股权、债券承销份额继续领跑同 业，资本市场"稳定器"作用有效发挥。信托、保险等业务改革转型步伐加快，细分领域优势进一步扩 大。 在金融业务方面，公司以金融"强核"工程为抓手，围绕服务实体经济，深化综合金融模式创新，持续做 深做实"五篇大文章"。上半年公司启动科技金融专项行动，聚合"股贷债保"全链条能力，服务前六批国 家级专精特新和前八批制造业单项冠军企业超1 ...

证券代码： 002807 证券简称：江阴银行 江苏江阴农村商业银行股份有限公司 投资者关系活动记录表 编号：2025-05 | 投资者关系活动 | □特定对象调研 分析师会议 □ | | --- | --- | | 类别 □ | 媒体采访 ☑ 业绩说明会 | | □ | 新闻发布会 □ 路演活动 | | □ | 现场参观 | | □ | 其他 （请文字说明其他活动内容） | | 参与单位名称及 | 投资者网上提问 | | 人员姓名 | | | 时间 | 年 月 日 下午 2025 8 29 (周五) 15:00-16:00 | | 地点 | 通过全景网"投资者关系互动平台"（https://ir.p5w.net）采 | | | 用网络远程的方式召开业绩说明会 | | 上市公司接待人 1. | 董事长宋萍 | | 员姓名 2. | 行长倪庆华 | | 3. | 董事会秘书周晓堂 | | 4. | 财务总监常惠娟 | | 5. | 独立董事董斌 | | | 主要就江阴银行相关经营情况进行了交流，以下为本次调研问询 | | | 及简要回复情况记录： | | 1. | 贵行未来 3 年将如何定位养老金融业务？是将其作 ...

深耕实体经济主航道 绿色金融增长近30% 厦门银行立足地方经济，聚焦中小、拥抱科技、践行绿色，持续以金融活水滋养实体经济根基，致力于 成为企业客户值得信赖的综合金融服务伙伴，为区域经济发展和企业成长提供坚实的金融支撑。截至6 月末，厦门银行企业贷款及垫款余额（不含票据贴现）1430.96亿元，较上年末增长17.21%，对公贷款 不良率（不含票据贴现）0.55%保持平稳。 普惠金融持续深化。该行坚持做小微企业的主办行，构建并持续优化"信贷工厂"模式，运用支农支小再 贷款等政策工具精准滴灌小微企业。截至6月末，普惠小微新投放利率较年初下降0.32个百分点，切实 降低企业融资成本；支农支小再贷款余额超120亿元，通过支农支小再贷款撬动贷款超140亿元，支持小 微企业和民营企业超4900户，累计放款超480亿元。 绿色金融增长强劲。该行自上而下构建绿色金融专属组织架构，围绕资金管理、产品创新、ESG治理等 方面协同推进，如今，绿色金融已成为服务"双碳"战略的重要抓手。截至6月末，该行实现绿色信贷余 额169.36亿元，较上年末增长29.58%，绿色信贷客户数同比增长10.7%，客群基础持续夯实。 8月28日晚间，厦门 ...

Core Viewpoint - Ningbo Bank has demonstrated strong performance in the first half of 2025, with significant growth in asset scale, profitability, and low non-performing loan rates, reflecting its effective operational strategies and risk management practices [1][5][8]. Financial Performance - As of June 30, 2025, Ningbo Bank's total assets reached 3.47 trillion yuan, an increase of 11.04% from the beginning of the year [2]. - The bank achieved a net profit attributable to shareholders of 14.772 billion yuan, representing a year-on-year growth of 8.23% [1][5]. - The non-performing loan ratio stood at 0.76%, maintaining a low level within the industry [1][8]. Growth in Key Areas - The bank's total deposits amounted to 2.08 trillion yuan, up 13.07% year-to-date, while total loans and advances reached 1.67 trillion yuan, increasing by 13.36% [2]. - Corporate loans totaled 998.204 billion yuan, with a significant increase of 21.34% from the start of the year [2]. Strategic Initiatives - Ningbo Bank has focused on supporting key sectors of the economy, implementing innovative financial products, and enhancing service models to drive high-quality economic development [2][3]. - The establishment of a dedicated technology finance department aims to provide comprehensive services to technology enterprises [2][3]. Sustainable Finance and Social Responsibility - The bank's green loan balance reached 68.814 billion yuan, with an increase of 18.270 billion yuan, and it has issued five green bonds totaling 7 billion yuan [3]. - The bank has also enhanced its support for the elderly economy, with pension loans growing by 273% to 790 million yuan [4]. Digital Transformation and Business Model Upgrade - Ningbo Bank has upgraded several digital products and systems to improve operational efficiency and user experience [6]. - The bank is advancing its business model towards specialization, digitization, platformization, and internationalization, which has led to a diversified profit structure [5][6]. Risk Management - The bank maintains a rigorous risk management framework, with a non-performing loan coverage ratio of 374.16% and a capital adequacy ratio of 15.21% [8]. - Continuous improvements in credit risk management and a focus on high-quality asset structures are part of the bank's strategy to mitigate risks [9].

本报讯 （记者吕东） 2025年世界机器人大会上，DI机器人凭借系列可穿戴外骨骼机器人产品备受关注，其背后，与浦发银 行（600000）北京分行的支持紧密相关。据了解，该行通过"京益求精"科技金融服务方案为DI机器人的 发展提供了坚实后盾。 作为外骨骼机器人治疗解决方案权威提供商，DI机器人在康复机器人原创研发领域成果卓著。 2024年初，DI机器人处于研发投入、市场推广阶段，浦发银行北京分行依托"5+7+X"浦科产品体系，精 准对接企业需求，根据企业特点匹配"浦新贷"产品，高效解决企业资金难题。浦发银行北京分行与DI机 器人的合作，成为金融赋能机器人产业创新的有力实践。 浦发银行北京分行持续提升"京益求精"科技金融服务品牌，不断丰富"融资、融智、融享"一体化的服务 体系，为科技企业提供财务、跨境金融、产业链融合等综合服务，全面助力科技企业攀登创新高地。 下一步，该行还将围绕"超级平台、超级产品、超级系统"，强化科技金融服务支撑，持续探索金融服务 科技创新的新模式，深度赋能科技企业创新发展，助力加快培育新质生产力。 ...

Core Viewpoint - The high-quality development of the manufacturing industry is crucial for achieving China's strategic goal of becoming a manufacturing powerhouse, with financial support playing a significant role in this process [1] Financial Support for Manufacturing - China Orient Asset Management has focused on the financial needs of the manufacturing sector, increasing support to become a "resolver" of financial risks, a "promoter" of industrial transformation, and a "guardian" of healthy enterprise development [1] - Over the past five years, China Orient has invested in 122 manufacturing projects, totaling over 45 billion yuan [1] Addressing Pain Points in Manufacturing - The manufacturing sector faces significant challenges, including a large funding gap for equipment upgrades and difficulties in financing emerging technologies [2] - China Orient employs various financial strategies, such as bad asset acquisition and market-oriented debt-to-equity swaps, to provide comprehensive financial services across different stages of enterprise development [2] Supporting Specific Industries - China Orient has assisted a leading drone manufacturer facing financial difficulties by restructuring its important shareholder's debts, thus stabilizing the company's equity structure [2] - The company has also supported the growth of the domestic new energy vehicle sector by participating in capital increases for key players like Seres and Zhonghang Lithium Battery, helping them reduce debt ratios and enhance capital strength [3] Risk Management and Corporate Restructuring - China Orient utilizes its expertise in debt restructuring to assist struggling manufacturing firms, aiming to prevent bankruptcies and mitigate regional financial risks [4] - The company played a key role in the bankruptcy reorganization of Jiangsu Zhongli Group, helping it offload nearly 10 billion yuan in debt and retain over 2,600 jobs [4] Promoting Industrial Upgrades - China Orient is committed to supporting the transformation and upgrading of traditional industries, focusing on high-end, intelligent, and green manufacturing [7] - The company has facilitated the development of the integrated circuit industry in Hefei, helping local enterprises secure funding and improve their financial structures [7] Supporting Semiconductor and Lithium Industries - China Orient has invested in InnoSilicon, a leading semiconductor company, to alleviate its debt pressure and support its expansion and IPO efforts [8] - The company has also backed a key lithium salt enterprise in Qinghai, aiding in the recovery of the regional credit environment and supporting high-quality project development [8] Future Directions - China Orient plans to enhance its financial support for the manufacturing sector, focusing on risk mitigation, service to the real economy, and deepening financial reforms [9] - The company aims to optimize financial service models and improve professional financial capabilities to contribute to China's modernization efforts [9]

Core Viewpoint - CITIC Limited reported a strong performance in the first half of 2025, with operating revenue of 368.8 billion RMB and net profit of 59.8 billion RMB, indicating robust growth across its financial subsidiaries and core industrial businesses [1][3][5] Financial Performance - All financial subsidiaries of CITIC Limited achieved profit growth in the first half of the year, with significant increases in securities business revenue and profits, leading the industry in domestic equity and bond underwriting [3][4] - The company’s overseas income reached 65.8 billion RMB, a 15% year-on-year increase, accounting for 17.9% of total revenue, up 2.6 percentage points from the previous year [4] Dividend Policy - The board proposed an interim dividend of 0.20 RMB per share, a 5.3% increase from the previous year, with a total dividend payout of 5.818 billion RMB, reflecting a steady increase in shareholder returns [1][13] Strategic Outlook - CITIC Limited aims to maintain strategic focus and leverage development opportunities while enhancing resilience and certainty in growth, with plans to further integrate financial and industrial strengths [1][6] - The company is actively pursuing industrial mergers and acquisitions in emerging sectors such as digital technology and low-altitude economy [4][10] Business Segments - The financial segment will focus on enhancing revenue-generating capabilities, while the industrial segment aims to improve profitability through operational efficiency and product innovation [10][11] - CITIC's traditional industries are concentrating on key areas such as integrated die-casting and special robots, with significant sales growth in aluminum products [3][12] Market Position and Valuation - CITIC Limited's market capitalization has increased by over 170 billion HKD since the beginning of the "14th Five-Year Plan," with a price-to-book ratio rising from 0.25 to over 0.4, indicating a recovery in asset valuation [13][14] - The company’s current price-to-book ratio is still below 1, suggesting potential for further market capitalization recovery as valuations normalize [14]

Financial Performance - The company reported a revenue of 368.76 billion yuan for the six months ending June 30, 2025, a decrease of 1.6% year-on-year [1] - Net profit attributable to ordinary shareholders was 31.228 billion yuan, down 2.8% year-on-year, with basic earnings per share at 1.07 yuan [1] - The overall performance met expectations, with significant profit increases in the financial sector subsidiaries and improved performance in major industrial subsidiaries [1] Capital Market and Shareholder Returns - The company's stock price closed at 10.78 HKD per share as of June 30, 2025, with a total market capitalization of 313.6 billion HKD, reflecting a 21% increase since the beginning of the year, outperforming the Hang Seng Index [1] - The board proposed an interim dividend of 0.2 yuan per share, an increase of 0.01 yuan from the previous year, totaling 5.818 billion yuan in dividends [1] Strategic Initiatives - The company is focusing on a reform strategy encapsulated in "one deepening, three promotions, and five breakthroughs" to explore high-quality development paths across multiple fields [1] - The financial sector is enhancing its core functions and innovating comprehensive financial models, particularly in technology and green finance, serving over 14,100 specialized and new manufacturing enterprises [2] Industrial Development - The company is advancing its "焕星" (Rejuvenation Star), "造星" (Creation Star), and "探星" (Exploration Star) initiatives to cultivate new productive forces [3] - Traditional industries are being strengthened, with record sales in products like aluminum wheels and components, and the company ranks 42nd among the top 100 global automotive parts companies [3] International Expansion - The company is committed to internationalization as a strategic direction, hosting events to facilitate business between Germany, Japan, and China, resulting in significant practical outcomes [4] - The overseas business has seen a substantial increase in net profit, with new contracts signed for notable projects in the UAE and Uzbekistan, contributing to the Belt and Road Initiative [4]

研究业务方面，截至2025年6月末，公司的股票研究覆盖境内外上市公司2828家，研究覆盖沪深300指数 成分股总市值的93%、创业板成分股总市值的96%、科创板成分股总市值的84%。报告期内，公司研究 业务坚持"内外并重"，以三条收入曲线为抓手，有效推动业务发展。在市场竞争激烈的第一收入曲线领 域，公司以研究服务一体化联动机制为基础，高效调度内部资源，稳步提升重点机构客户投研服务排 名。 托管外包业务方面，2025年上半年，公司积极践行高质量发展战略，主动适应市场环境变化，持续巩固 托管外包业务行业领先地位。在私募托管外包领域，优化跨部门协同机制，提升分支机构的专业服务能 力与市场响应效率，通过多元化服务为机构客户提供全链条综合金融服务解决方案。在公募托管领域， 积极覆盖头部公募基金，在宽基指数、行业主题等ETF基金产品发力，全力拓展ETF基金托管规模。 截至2025年6月末，公司托管外包产品数量3.56万只，规模3.52万亿元，其中境外基金行政管理外包业务 规模139.11亿港元，较2024年末增长83.13%。根据中国证券投资基金业协会统计，截至2025年6月末， 公司私募基金托管产品数量市场份额达21. ...

Core Insights - The People's Bank of China, along with various local departments, has launched a three-year action plan (2025-2027) to support the blue-green integration development in Yantai City [1] - The plan aims to achieve a loan balance of 120 billion yuan for blue industries by 2027, enhancing the coverage, accessibility, and convenience of financial products and services [1] Group 1 - The action plan outlines three main focus areas: comprehensive support for blue industries, targeted support for key blue economic scenarios, and transforming ecological rights and values into financing assets [2] - Financial institutions are encouraged to provide support and services to relevant industry enterprises based on the "Yantai Blue Industry Investment and Financing Directory," promoting a green and low-carbon transformation of the marine industry [2] - The plan emphasizes the need for differentiated financial support measures tailored to specific ecological and geographical units, aligning with industry demands [2] Group 2 - There is a focus on leveraging blue carbon ecosystems, such as seagrass beds and shellfish, to create innovative financing products that reflect Yantai's unique characteristics and advantages [2] - The action plan aims to integrate blue finance with green finance, technology finance, and inclusive finance for a holistic approach [1]