Core Viewpoint - The public fund industry will focus on modern industrial system construction and expanding domestic demand, emphasizing "investment in things" and "investment in people" as key strategies, leveraging AI and digital transformation to enhance capabilities in serving national strategies and wealth management needs [1] Group 1: Investment Strategies - The key to effective "investment in things" and "investment in people" lies in developing systematic research capabilities and establishing a long-term research framework based on national strategic directions, which includes a broad asset allocation and a deep understanding of national strategic intentions [1] - Fund companies should strengthen platform-based, integrated, and multi-strategy research systems, focusing on cutting-edge technology, new consumption, green low-carbon initiatives, regional coordination, and livelihood security to enhance industry insight and demand perception [1] Group 2: Service Enhancement - The public fund industry must align its services with the best interests of investors, integrating across the entire business chain to enhance financial service adaptability and accessibility [2] - Active products should feature distinct investment styles and innovative designs to improve customer experience, while passive products need to focus on high-quality index development and tracking accuracy [2] - The transition from asset management to wealth management requires a shift towards buy-side advisory roles, expanding service reach and optimizing the comprehensive financial service system for clients [2] Group 3: Digital Transformation - The digital transformation of the fund industry is a long-term process that requires continuous resource investment and innovation [3] - Leading fund companies are currently focusing on platform development and AI application, aiming to enhance the breadth and quality of platforms and strengthen comprehensive AI applications [3] Group 4: Business Expansion - The industry should adapt to new characteristics of passive, long-term, and international investments, particularly in the ETF sector, to improve product and service quality and innovate marketing strategies [3] - There is a need to enhance capabilities in pension fund business expansion and cross-border operations to support China's technological innovation and industrial upgrades [3] Group 5: Market Trends - The Chinese capital market is undergoing profound changes, with a shift towards passive and long-term investment characteristics, where ETFs are becoming a key tool for both individual and institutional investors [4] - Pension funds, as a representative of long-term capital, can optimize asset allocation through ETFs, contributing to market capacity expansion and providing ample long-term funding [4] - The ETF will become a core tool for long-term capital allocation, necessitating collaborative efforts to create a favorable ecosystem [4] Group 6: Pension Fund Development - Public fund companies need to enhance business development efforts in pension funds, encouraging clients to increase equity asset allocation through ETFs and optimizing pension target fund product systems [5] - There is a push to include more index funds in the pension product pool to stimulate individual investor participation in the three-pillar pension system, aiding the transition of the capital market towards a mature, institution-led, long-term allocation market [5]

发展新质生产力是推动高质量发展的内在要求和重要着力点。党的二十届四中全会提出，加快高水 平科技自立自强，引领发展新质生产力。科技金融是支持科技创新、促进科技成果转化的重要力量，能 够为战略性新兴产业、未来产业发展提供有效的金融支持。相较于传统生产力，新质生产力对劳动者、 劳动资料以及劳动对象等提出了更高要求，更突出创新、绿色等特征，战略性新兴产业、未来产业是其 重要载体。加快科技金融赋能是发展新质生产力的重要路径，需创新思路，构建"科技—产业—金融"的 良性循环，为新质生产力加速发展注入新动能。 其一，加快数字化转型。发展新质生产力，核心要素是科技创新。更好推动科技创新，要大力发展 科技金融，加快数字化转型，破解信息不对称等难题，提高金融服务效率，防范化解金融风险。一方 面，通过技术创新拓展科技金融赋能新质生产力的广度和深度。将大数据、云计算、人工智能、区块链 等新技术应用于金融机构数字化转型，涵盖产品开发、经营管理等环节，精简业务流程、精准分析需 求，进一步提升服务质量；搭建科技金融综合服务线上对接平台，汇集工商、税务等信息，吸引有融资 需求的科技企业、金融机构、服务机构等入驻，同时提供价值评估、政策咨询、 ...

证券时报记者 安仲文 近日，在"第十九届深圳国际金融博览会暨2025中国金融机构年会"上，南方基金党委书记陈莉在发表主 题演讲时表示，公募行业未来投资和产品设计将全面聚焦现代化产业体系建设和扩大内需两个战略支 点，充分体现"投资于物"和"投资于人"两大主线，借助AI等数字化转型的深度赋能，塑造服务国家战略 和居民财富管理需求的核心能力。 陈莉认为，公募基金做好"投资于物"和"投资于人"的关键在于锻造系统性投研能力，建立基于国家重点 战略方向的长期投研框架，这不仅体现在资产配置的广度，更体现在对国家战略意图的深刻理解。陈莉 强调，基金公司需要不断加强平台化、一体化、多策略投研体系建设，聚焦前沿科技、新型消费、绿色 低碳、区域协调、民生保障等重点领域，形成更具深度的产业洞察力和对一线需求的感知力，更好识别 技术革新的爆发点。 陈莉表示，公募基金服务民生的关键在于全面围绕投资者最佳利益谋篇布局，融入公募基金行业全业务 链条，进一步彰显金融服务的适配性、可及性。比如，主动型产品需要具有鲜明的投资风格和提升客户 体验的创新设计；被动型产品需要注重高质量指数研发和高跟踪精度把控，提供丰富完善的指数产品 库；配置型产品需要 ...

陈莉认为，基金行业的数字化转型是一个漫长持续的过程，需要持续投入资源，不断创新迭代。目前头 部基金公司的数智化建设主要聚焦在平台建设和AI场景应用方面，未来既需要进一步提升平台的广度 和质量，也需要强化AI的全方位应用，力争做到覆盖业务更加全面、使用体验更加智能、场景融合更 有深度，实现更高层次的业务和科技融合。 陈莉认为，公募基金做好"投资于物"和"投资于人"的关键在于锻造系统性投研能力，建立基于国家重点 战略方向的长期投研框架，这不仅体现在资产配置的广度，更体现在对国家战略意图的深刻理解。陈莉 强调，基金公司需要不断加强平台化、一体化、多策略投研体系建设，聚焦前沿科技、新型消费、绿色 低碳、区域协调、民生保障等重点领域，形成更具深度的产业洞察力和对一线需求的感知力，更好识别 技术革新的爆发点。 陈莉表示，公募基金服务民生的关键在于全面围绕投资者最佳利益谋篇布局，融入公募基金行业全业务 链条，进一步彰显金融服务的适配性、可及性。比如，主动型产品需要具有鲜明的投资风格和提升客户 体验的创新设计；被动型产品需要注重高质量指数研发和高跟踪精度把控，提供丰富完善的指数产品 库；配置型产品需要注重产品的收益风险特征， ...

Core Viewpoint - The public fund industry will focus on modern industrial system construction and expanding domestic demand, emphasizing "investment in things" and "investment in people" as key strategies, leveraging AI and digital transformation to enhance capabilities in serving national strategies and wealth management needs [1] Group 1: Investment Strategies - The key to effective "investment in things" and "investment in people" lies in developing systematic research and investment capabilities, establishing a long-term research framework based on national strategic directions [1] - Fund companies should enhance platform integration and multi-strategy research systems, focusing on cutting-edge technology, new consumption, green low-carbon initiatives, regional coordination, and livelihood security to better identify technological innovation opportunities [1][3] Group 2: Service Enhancement - The public fund industry must align with investors' best interests across the entire business chain, enhancing financial service adaptability and accessibility [2] - Active products should feature distinct investment styles and innovative designs to improve customer experience, while passive products need high-quality index development and tracking precision [2] - The transition from asset management to wealth management requires a shift towards buy-side advisory, expanding service reach and optimizing the comprehensive financial service system for clients [2] Group 3: Digital Transformation - The digital transformation of the fund industry is a long-term process requiring continuous resource investment and innovation [3] - Leading fund companies are focusing on platform development and AI application, aiming for comprehensive business coverage and intelligent user experiences [3] Group 4: Market Trends - The Chinese capital market is undergoing profound changes, characterized by passive and long-term investment trends, with ETFs becoming a key avenue for both individual and institutional investors [4] - Pension funds, as a representative of long-term capital, can optimize asset allocation through ETFs, contributing to market capacity expansion and providing ample long-term funding [4][5] Group 5: Business Development - Public fund companies need to enhance business development efforts in pension funds, encouraging clients to increase equity asset allocation through ETFs [5] - Optimizing the pension target fund product system and improving evaluation frameworks will stimulate individual investor participation in the pension system, aiding the transition of the capital market towards a mature, institution-led, long-term allocation model [5]

中新网12月2日电(范宇斌康玉湛)"大家经常会问新的社会阶层人士代表什么？在我看来，新的社会阶层人士主 要的内核和底色是专业能力。"近日，全国政协委员、上海市新的社会阶层人士联谊会监事长、德勤中国主席 蒋颖接受中新网专访时表示。 在她看来，新阶层人士正通过专业能力，在新经济生态中扮演着至关重要的角色——他们链接技术与产业、 沟通政策与市场、贯通国内与国际，成为推动新质生产力发展的关键力量。 专业底色，价值创造 "当前中国GDP中约60%来自服务业，其中生产性服务业约占30%，这一比例与发达经济体相比还有提升空 间。"蒋颖分析道，"十五五"规划建议中重点强调提升现代服务业，新阶层人群恰好处于这个框架的核心范 围。 她将新阶层的核心价值概括为三个方面：首先是技术与产业的链接者，能把实验室的尖端技术通过专业咨 询、专利转化落地为市场商品和产业；其次是政策与实业的"翻译官"，既能解读政策适配企业需求，又能将企 业实践反馈给政府；第三是国内与国外的桥梁，凭借国际化视野助力中外经济交流合作。 2025年是蒋颖加入德勤的第30个年头。她深有感触地说："这30年既是我个人的工作事业的历程，也是伴随中 国改革开放的过程。我们既 ...

Group 1 - The core viewpoint emphasizes the importance of data resource development and utilization in promoting high-quality development in Beijing and Jiangxi, in line with the spirit of the 20th Central Committee's Fourth Plenary Session [1][2][3] Group 2 - Beijing has established the first national "Medical Insurance + Commercial Insurance" clearing and settlement center, facilitating synchronized reimbursement for patients across the country [2] - Since the 14th Five-Year Plan, Beijing has launched over 3,000 data products at the Beijing International Big Data Exchange and has provided services over 400 million times to 700,000 market entities [2] - Jiangxi has implemented digital transformation policies, resulting in over 13,000 enterprises adopting digital upgrades, contributing 22.9% to the industrial growth of large-scale enterprises [3] - The AI visual inspection system in a large automotive manufacturing company in Jiangxi can now complete key vehicle inspections within 50 seconds, covering over 1,200 types of components [3] - Jiangxi aims to enhance its industrial competitiveness by building a digital transformation ecosystem that integrates large, medium, and small enterprises [3]

Core Insights - The People's Bank of China announced the winners of the "2024 Financial Technology Development Award," with China Bank winning seven awards across various categories, highlighting its leadership in financial technology innovation [1] Group 1: Financial Technology Innovations - China Bank received first, second, and third prizes for its financial technology innovations, showcasing its commitment to advancing technology in the financial sector [1] - The awarded projects cover areas such as self-controllable technology, industry integration, digital transformation, and risk prevention [1] Group 2: IT Architecture Transformation - The IT architecture transformation project employs a 5D model focusing on analysis, design, implementation, deployment, and continuous evolution, aiming to shift from a centralized to a distributed IT architecture [2] - This transformation is designed to support both domestic and international operations, enhancing the bank's digital infrastructure [2] Group 3: Risk Management Platform - A new intelligent risk management platform has been established, integrating advanced technologies like machine learning and knowledge graphs to enhance risk forecasting and management capabilities [3] - The platform aims to improve overseas risk management and provide technological support for the bank's risk management framework [3] Group 4: Financial Data Center Standards - The project sets the first construction standards for a financial data center in Tibet, addressing unique environmental challenges and ensuring operational safety and energy efficiency [4] - It provides guidelines for the construction and operation of data centers in high-altitude areas [4] Group 5: Digital Currency Innovations - The project developed a digital RMB wallet with features such as dynamic QR codes and a visual interface, targeting specific user groups like foreign visitors and the elderly [5] - This innovation aims to enhance the payment experience and expand the acceptance of digital currency [5] Group 6: Intelligent Operations - The intelligent operations project focuses on creating an agile and efficient operational model, utilizing smart technologies to streamline processes and reduce operational costs [6] - It aims to enhance service efficiency and strengthen risk control through automation [6] Group 7: Bill Service Capabilities - The project aims to comply with new regulations and enhance the bill service ecosystem, improving payment and financing efficiency across the industry [7] - It seeks to establish a leading brand in bill services, leveraging China Bank's global advantages [7] Group 8: Housing Fund Management System - The project introduces a new model for managing maintenance funds in collaboration with the Ministry of Housing, enhancing fund management efficiency [8] - It aims to digitize and automate fund management processes, contributing to the overall digital transformation of the housing sector [8]

来源：中国农业发展银行 近日，中国人民银行正式公布"2024年度金融科技发展奖"获奖项目名单，中国农业发展银行（以下简称 农发行）申报的"基于人工智能和分布式云原生技术的涅槃工程建设项目"获评二等奖。 "金融科技发展奖"是我国金融业唯一的部级科技奖项，由中国人民银行主导设立，旨在评选国内金融领 域的优秀科技创新结果，权威性和行业影响力广受认可，获奖项目代表了当前中国金融科技创新的最新 成果和趋势。 "涅槃工程"是农发行深入贯彻中央金融工作会议精神，积极响应国家信息安全和自主可控战略布局的重 要行动。"涅槃工程"构建金融级基础技术平台，建设高可用、高安全、高弹性、高敏捷、高效能的云原 生分布式架构体系，更好地适应业务的快速发展和变化，确保业务的持续高效运行；打造智能支付平 台，创新实践"稳态、敏态、智态"三态合一的业务层级，保障支付业务安全可靠。此次获奖表明农发行 在数字化转型上取得重大进展，技术底座支撑能力达到同业先进水平。农发行将不断提升科技创新能 力，深化业务和技术融合，为做好具有农发行特色的"五篇大文章"提供有力的科技支撑。 来源：中国农业发展银行 近日，中国人民银行正式公布"2024年度金融科技发展奖 ...

Core Viewpoint - Ruisheng Technology reported a decline in revenue and a net loss for the first three quarters of 2025, primarily due to project delays and increased R&D expenses, while also highlighting new contract wins and a focus on high-end manufacturing solutions [1][2][3] Financial Performance - The company achieved total revenue of 582 million yuan, a year-on-year decrease of 12.07% [1] - The net profit attributable to shareholders was a loss of 6.13 million yuan, compared to a profit of 4.26 million yuan in the same period last year [1] Business Overview - Ruisheng Technology operates in robotics, AI machine vision, industrial software, and smart manufacturing, providing flexible digital solutions [1] - The company is a leading provider of intelligent manufacturing solutions in the automotive sector and has expanded into various industries including new energy vehicles, machinery, and aerospace [1] Client Base - The company serves major automotive manufacturers such as GAC Group, SAIC Group, and BYD, as well as high-end manufacturing firms like Hitachi Elevator and SANY Heavy Industry [1] Recent Developments - The company secured a contract worth approximately 330.8 million yuan for a cotton picker production project and another contract exceeding 130 million yuan for providing intelligent manufacturing solutions for new energy vehicles [2] - Ruisheng Technology has also achieved initial orders for its high-precision six-axis robot from leading display panel companies [2] Future Outlook - The chairman emphasized the shift of China's manufacturing from "big country manufacturing" to "strong country manufacturing," focusing on high-end precision manufacturing as a growth area [3] - The company is advancing its digital transformation by establishing dedicated divisions for automotive, general, and digital industries, targeting high-end, intelligent, and green development [3]